Health and Life: Resources for Seniors Living at Home
Whether you're seeking tips on healthy aging, home safety measures, alternative transportation options, financial assistance programs, or internet safety guidelines, this article has got you covered. Take the first step towards securing your well-being by comparing insurance rates from top providers. Enter your zip code now and make informed choices to protect your health and future.
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Peyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
UPDATED: Dec 2, 2023
It’s all about you. We want to help you make the right coverage choices.
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 2, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to “Health and Life: Resources for Seniors Living at Home,” your ultimate guide to supporting the well-being of seniors who choose to age in the comfort of their own homes. In this comprehensive article, we explore essential topics such as health, safety, transportation, financial assistance, and internet safety.
Discover valuable resources and expert tips to help seniors maintain their independence and quality of life. To ensure you have the best insurance coverage in place, take a proactive step today. Enter your zip code below and compare rates from top insurance providers, securing your peace of mind and protecting your health and future.
Health
People in the United States are living long and healthy lives. To maintain that health, we require a healthy diet, exercise, and regular medical care. Even with all of those, we still cannot prevent aging, and thus is it important to tailor requirements to the needs and limitations of an individual as they age.
It is also important to learn to recognize when a symptom is a normal sign of aging versus when it is something that may require medical intervention.
Resources:
- Medline Plus: Seniors & Health
- Aging in Place: Resources for Living Your Life to the Fullest
- National Institute of Aging: Exercise and Physical Activity
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Safety
As we age, recovering from an injury can become a longer and more difficult process. This is why making the home a safe place for aging seniors is so vitally imperative.
Keeping a home secure from intruders is important for safety, but so is reducing the risk of falling and injuries while inside, on the walkway, in the driveway, or in the yard. Make your home a safe place to safely enjoy the retirement years.
Here are some things to check for when seeing if your home is ready:
- Make sure that there is no furniture blocking your path when you walk through the home.
- Ensure that rugs cannot slip and that they do not have loose edges that can be tripped over.
- Keep items, such as towels, papers, and books, off the floor.
- Make sure that there are no electrical cords where they can be tripped over.
- Fix any loose or uneven steps or thresholds.
- Test all lights to make sure they are working and providing adequate light, especially near stairs or in hallways.
- Check handrails to make sure they are secure.
- Consider adding a shower chair to the bathroom.
- Add railings in the bathroom.
- Remove items from high shelves where they cannot be reached easily.
- Add a nightlight in the bedroom.
- Add non-stick strips or a mat to a slippery tub or shower floor.
Resources:
- Health in Aging: Home safety tips for older adults
- AARP: Make your home safe for your aging parent
- National Council on Aging: Home Fall Prevention Checklist for Older Adults
Transportation
Some seniors may continue to drive well into their later years. However, as we age, our eyesight, response time, and other important aspects needed for driving may decrease.
There may be a time when driving yourself is no longer an option. Thankfully, there are other ways for seniors to get around and still lead active lives.
Consider elderly transportation services that are available in many communities. Depending on the service, they may have a fixed route or be able to offer door-to-door service.
Ridesharing, taxis, buses, or other public transport may also be an option if you live an area with regular transportation services.
Resources:
- California Department of Motor Vehicles: Your Driver License
- National Public Radio: When should seniors hang up the car keys?
- National Association of Area Agencies on Aging: Transportation Options for Older Adults
Financial
Financial planning is a big part of saving for retirement and making sure that the money lasts. However, sometimes we still need more resources to make the retirement years more comfortable. This is where local, state, and federal resources for the elderly can become important.
There are many services and benefits available to senior citizens as well as their caregivers.
The following resources may help you to get an idea of what may be available to you:
- State of Maine: Senior Citizen Resources
- Library of Congress: Resources for Senior Citizens and Their Families
- Eldercare Locator: Your First Step to Finding Resources for Older Adults
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Internet Safety
The internet is a great source of information and resources to make life easier, but it is not without risk.
Here are some ways to stay safe online:
- Avoid giving your personal information for prizes or contests.
- Do not respond to emails with personal information.
- Check to make sure you are at the right website before putting in your username or password.
- If a friend or family member asks for money, make sure it is really them. Someone may have hacked or replicated their social media account or email address. The same is true if it is a business or government office. You can always call the actual telephone number of the business to confirm it was them who was contacting you.
- Keep your social media accounts set to “Friends Only” so that strangers cannot see your information or activity.
Resources:
- Ohio State University: Cyber Tips for Older Americans
- Nova Southeastern University: Cyber Security Awareness
- University of Washington: Protecting Your Personal Information
Emergency Preparedness
The first step to being prepared is knowing what to be prepared for! Learn about the natural disaster risks for your area. After that, you can start preparing.
Here are some ways to start preparing for an emergency:
- Learn how to turn off your gas and electricity.
- Get to know your neighbors.
- Pack a personal evacuation bag that includes medications, important documents, toiletries, and clothing.
- Make a personal plan to ensure your needs are met even if you need to relocate.
Resources:
- Centers for Disease Control: Personal Preparedness for Older Adults
- Ready.gov: Seniors
- Texas A&M University: Just in Case: Emergency Readiness for Older Adults and Caregivers
Additional Resources
The U.S. Department of State offers links to resources for a variety of challenges that we face as we age.
Habitat for Humanity has a short list of resources that seniors may find helpful when choosing to age in place.
The U.S. Department of Health and Human Services has a great way to search for resources according to the state you live in. They cover all 50 states with their helpful list of information.</p>
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Frequently Asked Questions
What is Health and Life: Resources for Seniors Living at Home?
Health and Life: Resources for Seniors Living at Home is a type of insurance that provides financial protection for medical expenses and end-of-life costs. It is designed specifically for seniors who are living independently in their own homes.
What types of coverage are typically included in health and life insurance for seniors?
Health and life insurance policies for seniors may include coverage for medical expenses, prescription drugs, hospitalization, long-term care, and end-of-life costs like funeral expenses.
How do I know if I need health and life insurance as a senior living at home?
If you are a senior living at home, it may be a good idea to consider health and life insurance if you are concerned about covering your medical expenses or end-of-life costs. You may also want to think about your family’s financial situation and whether they would be able to cover these costs if you were to pass away.
Can I get health and life insurance if I have pre-existing conditions?
It may be more difficult to get health and life insurance if you have pre-existing conditions, but it is still possible. You may want to shop around and compare different policies to find one that fits your needs.
How much does health and life insurance for seniors typically cost?
The cost of health and life insurance for seniors can vary widely depending on factors like your age, health status, and coverage needs. You may want to get quotes from multiple providers to compare costs.
Are there any government programs that can help seniors pay for health and life insurance?
Yes, there are several government programs that can help seniors pay for health and life insurance, including Medicare and Medicaid.
How do I choose the right health and life insurance policy for me as a senior living at home?
When choosing a health and life insurance policy, it’s important to consider factors like your budget, coverage needs, and any pre-existing conditions you may have. You may want to consult with a financial advisor or insurance agent for guidance.
What should I look for in an insurance provider when shopping for health and life insurance?
When shopping for health and life insurance, you may want to look for an insurance provider with a good reputation, strong financial stability, and a history of serving seniors.
How do I apply for health and life insurance as a senior living at home?
To apply for health and life insurance, you will typically need to provide information about your health history and coverage needs. You may also need to undergo a medical exam or provide other documentation. You can apply for insurance directly through an insurance provider or work with an insurance agent to find the right policy for you.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Peyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.