Integrity Life Insurance Review & Ratings (2024)

Comprehensive Review of integrity life insurance: ratings, products, costs, discounts, and customer reviews. Discover the top-rated life insurance company, Integrity Life Insurance, and explore their range of affordable and customizable policies. Learn about their A.M. Best rating of A+ and S&P rating of AA, indicating financial strength and stability.

UPDATED: Sep 13, 2024Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

UPDATED: Sep 13, 2024

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Sep 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 13, 2024Fact Checked
3.8
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Integrity Life Insurance

Average Monthly Rate For Good Drivers

$114

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Diverse life insurance product portfolio catering to various needs.
  • Strong emphasis on exceptional customer service and support.
  • Availability of discounts encouraging policyholders’ healthy lifestyles and multiple policy bundling.

Cons

  • Limited information available on specific policy customization options.
  • Some mixed customer feedback regarding claims processing and billing.
  • Relatively young history compared to some long-standing competitors in the industry.

The comprehensive guide to Integrity Life Insurance highlights a range of facets, including coverage options, discounts, company history, mission, customer service, and competitors within the life insurance sector.

Established in 1966, Integrity Life Insurance has swiftly carved its niche, priding itself on exceptional customer service and a diverse portfolio of life insurance products like term, whole, and universal life insurance.

Their commitment to fostering financial security, accompanied by a focus on integrity and community support, underpins the company’s mission. Integrity’s array of discounts caters to various lifestyle choices, encouraging healthy living, multiple policy bundling, and safe practices among policyholders.

Competing against industry giants like State Farm, Allstate, Prudential, MetLife, and New York Life, Integrity distinguishes itself through a blend of personalized service, competitive offerings, and a commitment to customers’ long-term financial well-being.

The article serves as a comprehensive resource, aiding individuals in making informed decisions about securing life insurance coverage while shedding light on Integrity Life Insurance’s commitment to integrity, customer-centric values, and financial protection for families.

What You Should Know About Integrity Insurance

Welcome to our comprehensive guide on Integrity Life Insurance, a leading provider of life insurance coverage. In this article, we will delve into the key aspects of Integrity Life Insurance, including their products, ratings, costs, discounts, and customer reviews. Whether you’re seeking affordable coverage, financial stability, or exceptional customer service, this guide will provide valuable insights to help you make an informed decision.

  • Offers a wide range of life insurance products with competitive pricing
  • Provides exceptional customer service and support
  • Offers discounts for various categories of policyholders

To ensure you secure the best rates and coverage options available, we encourage you to enter your zip code and compare quotes from top insurance providers in your area. Safeguard your future and protect your loved ones with Integrity Life Insurance today.

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Integrity Insurance Coverage Options

Integrity Life Insurance offers a range of coverage options to cater to diverse needs and preferences. These coverage options aim to provide financial security and peace of mind for individuals and families. Here’s an overview of the coverage options provided by Integrity Life Insurance:

  • Term Life Insurance: Offers coverage for a specific period, typically 10, 20, or 30 years, providing a death benefit to beneficiaries if the insured passes away during the term.
  • Whole Life Insurance: Provides coverage for the entire life of the insured, with a guaranteed death benefit as long as premiums are paid, and often includes a cash value component that accumulates over time.
  • Universal Life Insurance: Offers flexibility in premiums and death benefits, allowing policyholders to adjust coverage as their needs change, along with a cash value component that earns interest.
  • Riders and Endorsements: Integrity also provides additional options through riders and endorsements to customize policies, including Accidental Death Benefit Rider, Children’s Term Rider, Waiver of Premium Rider, Long-Term Care Rider, and Accelerated Death Benefit Rider.

These coverage options and customizable features allow policyholders to tailor their life insurance policies according to their specific circumstances and financial goals, ensuring a comprehensive and personalized approach to protection.

Integrity Insurance Discounts Available

Integrity Life Insurance provides discounts to help policyholders save on their life insurance premiums. These discounts are tailored to reward specific behaviors or circumstances, encouraging policyholders to secure affordable coverage. Here’s an overview of the discounts offered by Integrity Life Insurance:

  • Multi-Policy Discount: Policyholders who bundle multiple insurance policies with Integrity, such as combining life insurance with home or auto insurance, may qualify for a discount on their premiums.
  • Healthy Lifestyle Discount: Encourages policyholders to maintain a healthy lifestyle by offering discounts to individuals who demonstrate healthy habits, such as maintaining a healthy weight, not smoking, or engaging in regular exercise.
  • Safe Habits Discount: Policyholders practicing safe behaviors, such as having a secure home or adhering to safe driving practices, may be eligible for a discount on their life insurance premiums.
  • Preferred Rates: Individuals with good health and a low-risk lifestyle may qualify for preferred rates, receiving discounted premiums for their life insurance policies.
  • Group Discounts: Membership in professional or community organizations may offer access to group discounts on life insurance premiums.

These discounts cater to various aspects of policyholders’ lives, rewarding healthy living, safe practices, loyalty, and specific affiliations to make life insurance more affordable.

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How Integrity Insurance Ranks Among Providers

In the highly competitive landscape of life insurance, Integrity Life Insurance encounters several key competitors in the industry. These competitors offer similar life insurance products and services, striving to attract and serve customers through various strategies. Here’s an overview of Integrity Life Insurance’s main competitors:

  • State Farm: Known for its extensive network of agents and a diverse array of insurance products, including life insurance. State Farm emphasizes personalized service and has a strong financial standing.
  • Allstate: Offers a range of insurance products, including life insurance, with a focus on innovation and customer-centric features. Allstate employs various tools and technologies to cater to policyholders.
  • Prudential: A leading life insurance provider offering a wide range of policies, including term, whole, and universal life insurance. Prudential is known for its financial stability and comprehensive coverage options.
  • MetLife: Provides life insurance coverage along with other financial products and services. MetLife emphasizes financial planning and offers various life insurance policy options.
  • New York Life: One of the largest mutual life insurance companies, offering a variety of life insurance policies and focusing on long-term financial planning and stability.

In the competitive landscape of life insurance, Integrity Life Insurance contends with formidable competitors like State Farm, Allstate, Prudential, MetLife, and New York Life. Each competitor brings unique strengths, whether through extensive agent networks, innovative features, diverse policy options, or financial stability.

Understanding these competitors and their offerings can aid consumers in making informed decisions when choosing a life insurance provider that aligns with their needs and preferences.

Frequently Asked Questions

What is Integrity Life Insurance?

Integrity Life Insurance is an insurance company that offers life insurance products and services to individuals and families. They are known for providing affordable insurance products and exceptional customer service.

What is the history and mission of Integrity Life Insurance?

Integrity Life Insurance was founded in 1966 with the mission to help individuals and families achieve financial security and peace of mind through their life insurance products. The company is committed to providing customers with the best possible value, service, and coverage, while maintaining the highest levels of integrity and transparency.

What products and services does Integrity Life Insurance offer?

Integrity Life Insurance offers a range of life insurance products, including term life insurance, whole life insurance, and universal life insurance. They also offer riders and endorsements that allow you to customize your policy to fit your specific needs.

What are the ratings of Integrity Life Insurance?

The A.M. Best rating of Integrity Life Insurance is A+, and the S&P Rating is AA.

How do I get a quote from Integrity Life Insurance?

You can get a personalized quote from Integrity Life Insurance by visiting their website and filling out an online quote form. The quote process is quick and easy, and you can get an idea of how much coverage you can afford in just a few minutes.

How much does life insurance cost with Integrity Life Insurance?

The cost of life insurance with Integrity Life Insurance will depend on a number of factors, including your age, health status, and the type and amount of coverage you need. However, Integrity is known for providing some of the most competitive rates in the industry, which can make their policies an affordable option for many people.

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Integrity Insurance

3.84 (24 reviews)
5
November 1, 2024

Mushroomeater

Everything Went Smooth

From first notice of loss to final pick-up of my repaired vehicle everything was handled professionally and effectively. I could not imagine a better experience.
1
June 20, 2023

MilwaukeeTim

SLOW AS A GLACIER

Grange (also marketed under the name Integrity) does not aggressively pursue information to settle your claim. I was in an accident where I was hit by a drunk driver in the middle of the day. The other driver admitted fault to the deputy taking statements. Of course the guy had a history of offenses including many instances of suspended and revoked license, and an OWI. He was issued three citations. Grange said they could not proceed with taking ...
Grange (also marketed under the name Integrity) does not aggressively pursue information to settle your claim. I was in an accident where I was hit by a drunk driver in the middle of the day. The other driver admitted fault to the deputy taking statements. Of course the guy had a history of offenses including many instances of suspended and revoked license, and an OWI. He was issued three citations. Grange said they could not proceed with taking any action until they had the accident report from the Milwaukee Sheriff's Department. So for weeks I did not know whether or not the guy had insurance (spoiler alert, he didn't). The problem is that Grange did nothing to obtain the accident report--"I" had to get it. All it took was a little persistence. Grange didn't do a thing to help, but they are eager to cling to the fact that they followed their own (inadequate) protocol. They say this as if it is a matter for pride. They also like to blameshift. Their "damage control" supervisor that reached out to me at my request was nothing more than combative. She blamed their incompetence in pursuing the accident report on the fact that they farmed out the job of obtaining the report to an outside agency. Whatever complaint you have with Grange, no matter how valid, will be ignored. They will dismiss any and every legitimate issue you have with an excuse and a feigned apology. I supplied Grange's claims adjuster with the report on 6/19. I was informed by the Milwaukee Sheriff's Office that it had been available to the insurance company on 6/13, and furthermore that no one from Grange asserted any pressure to get it prior. They also pulled another stunt: telling me that the shop I chose was not a "prestige" shop, AFTER I had the car towed to said shop. Grange has relationships apparently with certain shops that they deem "prestige shops," and one could surmise this is for Grange's benefit. Grange will "warranty the parts and labor" relating to the accident for the lifetime of the vehicle. When I tried to nail Grange's claims adjuster down on the parameters of the "lifetime warranty" she waffled--it was nebulous at best. Given my experience, Grange's warranty might as well be drawn on the Bank of Charmin. But it's a moot point, because Grange didn't explain to me what a prestige shop was until AFTER my vehicle was towed to a garage I selected--one recommended by my local agent who lives here in WI. When I complained about how Grange did nothing to move the process along, Grange blamed it on my garage. I was berated by Grange for not selecting a prestige auto body shop. A month later, and I don't have a decision from Grange on my automobile, and again, while they want to blame the garage for taking too long to dismantle the car, Grange did ZERO to push them to do so. With Grange, you are ON YOUR OWN. I cannot tell you how much I detest this insurance company. My vehicle was a crumpled lump of trash from the accident, yet Grange insisted on having it repaired. They said that the "supplemental repairs" (additional costs that could be documented AFTER the car was taken apart), would be added with the original estimate from their adjuster to see if the 70% threshold could be met to total the car. Did I mention my claims adjuster is in Florida and I'm in WI? Grange knew that it would be difficult to find an exact replacement for my vehicle, but that miraculously the dealership had one. You would think this would spur Grange to put some pressure on the garage to act so they could give me some definitive answers, but no. I had to do ALL the legwork. I had to coordinate calls between the garage and Grange. The adjuster was difficult to reach, and often would conveniently send a text message on a Friday afternoon, just before she left for the weekend. Despite moving at a glacial pace, Grange would not pay for a single day's car rental after their contractual obligation to pay for 30 days was met. The problems are numerous: they move slowly, they insist in fixing a car that should be totaled, the repairs to the car (if possible at all) would take at minimum four weeks to complete AFTER the garage receives the parts (another week). With Grange you are left to hang in the wind. If I could rewind time, I'd select ANY insurance company over this one. My experience has been anything but pleasant. I will warn anyone who will listen. If my experience can save someone from the aggravation I've suffered at the hands of this company, my taking time to write this review will be worth every second it took me to submit it.
5
February 27, 2023

Mark_C

Integrity Is Great!

Integrity Insurance is awesome!!! [REDACTED NAME] did a great job with helping me with my claim! Thank you!!!
5
September 24, 2022

jesfrs

Easy process, patient rep!

As a business owner, I don’t have much extra time. Unexpected things like auto claims can be a frustration. I truly appreciated our claims rep, [REDACTED NAME] [REDACTED NAME], who made this process painless and was extremely patient with me. I wish all insurance companies would operate like Integrity regarding claims. Thank you!
5
February 20, 2021

SpencMM

Beyond Impressed!

I am beyond impressed with Integrity Insurance. After my accident, I expected to be inundated with a bunch of information that would be foreign and confusing to me, and with having suffered a concussion, that was the last thing I was looking forward to doing. After initiating the claim, [REDACTED NAME] reached out to my wife and I to start getting things moving along. Before even concerning himself with filling out forms and gathering informatio...
I am beyond impressed with Integrity Insurance. After my accident, I expected to be inundated with a bunch of information that would be foreign and confusing to me, and with having suffered a concussion, that was the last thing I was looking forward to doing. After initiating the claim, [REDACTED NAME] reached out to my wife and I to start getting things moving along. Before even concerning himself with filling out forms and gathering information, he made it a point to find out how I was doing, medically. He has walked me through every step of the process, has explained things well, and frequently followed up to check in on me just to see how I was doing. He has shown his ability to be professional while being able to empathize with his clients. His down to earth personality is refreshing and he is extremely knowledgeable in this field.
4
September 20, 2018

Kim37

Great prices on family plans

We were able to get auto insurance for 2 vehicles and also a separate renters insurance policy for a very good price.
4
July 17, 2018

AshleyC

Wonderful Insurance Company

This company has done a great job! I also have my renters insurance with Integrity. They have been helpful with all my questions and their response time is amazing.
4
January 19, 2018

Tbork

Good service

Fair prices and quick to get back to you agents. Have had to file a few claims and we never got the run around like some companies
4
January 19, 2018

kaybork

not turtle speed

great company gets stuff done in a fast manor. totaled my car out and within 2 weeks had the settlement check and on my way to get a new one. fair prices too
5
December 8, 2017

aaatown

Happy with my insurance

I have been very happy with my insurance. I haven't had any issues or concerns. They have flexible payment plans and many options for coverage.
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