Geico App Review: Pros, Cons, & Alternatives (2024)
Manage your car insurance hassle-free with Geico's convenient mobile app. Stay in control of your policy, make payments, file claims, and access helpful tools—all at your fingertips. Get personalized notifications, view your ID cards, and even track the progress of your claims in real-time. Simplify your insurance experience and download the Geico mobile app today.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
UPDATED: May 17, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to our comprehensive guide on the GEICO Car Insurance Mobile App. In this article, we will explore the key features and benefits of the GEICO app, designed to simplify and streamline your car insurance experience. Discover how this user-friendly app allows you to manage your policy, make payments, file claims, and access helpful tools—all from the convenience of your mobile device.
- The Geico Mobile app is available to download for free on most Apple and Android devices
- In the app, you can make changes to your policy, access the claims department, view digital ID cards, pay your bill, and more
- Customers highly rate the Geico Mobile app on both the Apple App Store and Google Play
To ensure you get the best rates, we also encourage you to take advantage of our exclusive offer: enter your zip code now to compare rates from the top insurance providers. Don’t miss out on this opportunity to enhance your car insurance experience and potentially save on your premiums.
What is the Geico Mobile app?
The Geico Mobile app is a free-to-download mobile application offered to customers by the Geico car insurance company.
What is the device availability for the Geico app? Fortunately, this app is compatible with most Apple and Android devices, including smartphones and tablets.
Geico typically makes updates to the app across all devices simultaneously. So your experience using the app is similar regardless of what type of phone or tablet you use.
Essentially, the mobile app replaces the Geico website and displays it in a mobile-friendly way.
So when you’re on the go, you can easily access Geico’s roadside assistance, claims center, and more.
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How do you use the Geico app?
To use the Geico Mobile app, download the version compatible with whatever device you are using, Apple or Android.
Next, create your Geico Mobile app login and sign in. Once logged in, you have access to all available features provided by the app.
If you lose access to your mobile device or tablet for some reason, Geico offers a few more ways for you to access your car insurance policy.
Customers can use the website itself or access the Express Services page.
With Geico Express Services, you can pay your bill, get your ID cards, and make minor policy updates without logging into your account. Additionally, the Geico app multiple users feature ensures that multiple people can manage the policy conveniently from different devices.
What are the Geico Mobile app features?
From paying your bill to adding new drivers, anything you can do on the Geico website you can also do in the Geico app for mobile devices.
You can even view what car insurance discounts you’ve earned in the My Policy tab.
Apple users can also communicate with their insurance agent in the Geico app, and the conversation appears directly in the Messages app installed on iPhones.
Plus, the Featured tab offers a car shopping service, additional policy offers, a nearby gas locator, a personal property scanner, and a ride-locating service.
Keep reading to learn more about all the Geico mobile app features.
Geico Digital ID Cards
You can access your Geico ID cards anytime with the mobile app, online or offline. Simply click on View ID Cards in the Dashboard of the app.
There, you can view, print, or email your ID cards. Plus, Apple users can add their ID cards directly to their Apple Wallet.
Geico Roadside Assistance
Roadside assistance is a policy add-on available through Geico.
If you pay for this service, you have direct access to 24-hour support, seven days a week, directly in the Dashboard tab of the mobile app.
Once you navigate to the right page, you can report an accident, call emergency services, or call Geico roadside services directly.
Plus, a GPS locator helps the crew quickly locate your vehicle.
Geico Photo Estimates
Also available in the Geico Mobile app is the Easy Photo Estimate feature, which is part of the Claims tab.
After starting a claim, you can quickly submit a photo of any damage to your vehicle directly in the app. You even get a repair estimate in as little as 20 minutes.
This feature also allows you to skip booking an appointment at an auto body shop.
Geico Virtual Assistance
The Virtual Assistant feature, which you can access on the Geico website, is also available in the Geico app for mobile devices.
To use the Virtual Assistant in your mobile app, select the question mark at the top right corner of the Geico Mobile homepage.
There, you can ask basic questions about your policy, billing cycle, and more and receive quick, reliable responses. The virtual assistant is available 24 hours, seven days a week.
Geico Vehicle Care
Geico partnered with CARFAX to provide customers with the Vehicle Care service within the mobile app.
There, you can learn about the history of your car’s services, check for open recalls, and even create a personalized maintenance schedule for your vehicle.
Is the Geico Mobile app different from Geico DriveEasy?
The Geico Mobile app is separate from Geico DriveEasy, a usage-based insurance (UBI) discount program that rewards safe drivers with a discount based on their driving behaviors.
According to the National Association of Insurance Commissioners (NAIC), in-vehicle telecommunication powers UBI technology, directly monitoring drivers’ choices when behind the wheel.
The Geico DriveEasy car insurance discount utilizes the existing telematics technology on your mobile device to collect relevant data about your driving behavior.
But the Geico Mobile app tracking and data gathering are much less advanced and do not monitor your driving habits.
You can enroll in DriveEasy when installing Geico Mobile if you want. But you must download the two mobile apps separately.
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What are the Geico Mobile app ratings and reviews like?
Overall, the Geico Mobile app is highly rated on both the Apple App Store and Google Play.
It currently holds a 4.8-star rating from over 3 million reviews on the Apple store. It also has a 4.8-star rating on Google Play from just over 400,000 reviews.
Positive reviews from app users primarily comment on the efficient customer service, easy access to making policy changes, and lack of advertisements.
Negative reviews from app users state that the app is slightly tricky to navigate.
What are the pros of the Geico Mobile app?
There are plenty of pros to using the Geico Mobile app.
The app is straightforward to use, and if any questions arise, you always have access to virtual customer support for assistance.
You can also easily make changes to your car insurance policy right in the mobile app.
Plus, interested customers can download the app and use some features without committing to a policy. Geico even provides quotes for new policies right in the app.
Overall, it’s one of the better car insurance mobile apps out there today.
What are the cons of the Geico Mobile app?
The primary cons associated with the Geico mobile app are mostly about device availability.
Some people report that the app does not work properly on certain devices.
For Apple products, it requires the following software:
- iPhone: iOS 11.0 or later
- iPad: iPadOS 11.0 or later
- iPod touch: iOS 11.0 or later
For Android users, the app requires software version 5.0 and up.
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Geico App: Simplifying Insurance Tasks and Policy Modifications
Streamlining Insurance Management: A Comprehensive Geico App Review
Geico Mobile App: The Bottom Line
These days, almost all of the best insurance companies provide mobile apps to customers as a benefit. But the Geico Mobile app stands out.
Interested customers can download the app and use some services without securing a Geico car insurance policy.
Plus, actual Geico customers can genuinely manage their entire car insurance policies using just the app itself. Overall, the Geico Mobile app is a well-made, up-to-date, user-friendly car insurance app.
Now that you’ve learned about the Geico Mobile app, secure the best coverage for you by entering your ZIP code into our free rate tool below and receiving quotes from the top companies in your region.
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Frequently Asked Questions
Does Geico charge late fees?
Geico may charge late fees for missed payments. It’s essential to review your policy documents or contact Geico directly for specifics on their late fee policies.
Does Geico charge to add a driver?
Geico may charge an additional premium to add a driver to your policy, depending on various factors such as the driver’s age, driving record, and the type of coverage you have.
Does Geico cover engine replacement?
Geico typically covers engine replacement if the damage is caused by a covered peril, such as an accident or mechanical breakdown covered by your policy. However, it’s crucial to review your specific policy details for coverage specifics.
Does Geico cover hit and run?
Geico’s coverage for hit and run accidents typically falls under their uninsured motorist coverage. However, coverage specifics may vary based on your policy and state regulations.
Does Geico cover roadside assistance?
Geico offers roadside assistance coverage as an optional add-on to their auto insurance policies. This coverage typically includes services like towing, jump-starts, tire changes, and fuel delivery.
Does Geico cover stolen car?
Geico’s comprehensive coverage typically covers theft of your vehicle. If your car is stolen, you can file a claim with Geico to receive compensation for the loss, minus any deductible.
Does Geico DriveEasy track speed?
Geico DriveEasy, their usage-based insurance program, monitors various driving behaviors, including speed. The data collected may impact your eligibility for discounts based on safe driving habits.
Does Geico have a grace period?
Geico may offer a grace period for late payments, but specifics can vary based on your policy and state regulations. It’s essential to check your policy documents or contact Geico directly for information about grace periods.
Does Geico have a live chat?
Yes, Geico offers live chat support on their website and mobile app. Customers can chat with a representative to get assistance with policy inquiries, claims, and other services.
Does Geico insurance cover rental cars?
Geico offers rental reimbursement coverage as an optional add-on to their auto insurance policies. This coverage typically helps pay for the cost of renting a car while your vehicle is being repaired due to a covered loss.
Does Geico offer free Carfax?
Geico does not offer free Carfax reports. However, they may provide access to vehicle history reports for a fee or as part of their claims process for certain situations.
Does Geico offer gap insurance?
Yes, Geico offers gap insurance as an optional coverage add-on to their auto insurance policies. Gap insurance helps cover the difference between the actual cash value of your vehicle and the amount you owe on your auto loan or lease in the event of a total loss.
Does Geico pay claims well?
Geico is generally known for its efficient claims process and prompt payment of claims. However, individual experiences may vary based on the nature of the claim and other factors.
Does Geico raise rates?
Geico may raise rates for various reasons, including changes in risk factors, claim history, and market conditions. It’s essential to review your policy documents and contact Geico directly for information about rate changes.
How much does Geico pay for hail damage?
The amount Geico pays for hail damage can vary based on your policy coverage and the extent of the damage. It’s best to contact Geico directly or review your policy details for specific information on hail damage coverage.
How to get Geico insurance card?
You can easily access your Geico insurance card through the Geico Mobile App or by logging into your Geico online account. Once logged in, you can view, download, and print your insurance card.
Can Geico cancel my policy?
Yes, Geico has the right to cancel your policy under certain circumstances, such as non-payment of premiums or fraud. They typically provide notice before cancellation.
Can Geico DriveEasy increase premium?
Enrolling in Geico DriveEasy, their usage-based insurance program, could potentially lead to a discount based on your driving habits. However, if your driving behavior indicates higher risk, it may not result in a premium increase, but you might not receive a discount.
Can Geico track your car?
Geico does not actively track your car’s location unless you’ve enrolled in their DriveEasy program and consented to usage-based monitoring for potential discounts.
Can I add a car to my Geico policy online?
Yes, you can typically add a car to your Geico policy online through your account portal. Log in, navigate to the policy management section, and follow the prompts to add a vehicle.
Can I call Geico for a quote?
Yes, you can call Geico’s customer service number to request a quote for car insurance or any other type of coverage they offer.
Can I cancel my Geico policy online?
Yes, you can usually cancel your Geico policy online through your account portal. Look for the cancellation or policy management section, follow the provided instructions, and submit your cancellation request.
Can I file an insurance claim without a police report with Geico?
In some cases, you can file an insurance claim with Geico without a police report, especially for minor incidents. However, it’s generally advisable to file a police report for any accident involving another party.
Can I pay Geico with Apple Pay?
Yes, Geico allows policyholders to make payments using Apple Pay if it’s set up as a payment option in their accounts.
Can I pay Geico with a credit card?
Yes, you can typically pay your Geico insurance premiums with a credit card. Most major credit cards are accepted for payments.
Can I pay my car insurance online?
Yes, Geico provides online payment options for their car insurance policies. You can log into your account and make payments through their website or mobile app.
Can you cancel car insurance anytime with Geico?
Yes, Geico generally allows policyholders to cancel their car insurance at any time. However, you may be subject to certain fees or penalties depending on the terms of your policy.
Does Geico accept American Express?
Yes, Geico accepts American Express along with other major credit cards for payment of insurance premiums.
Does Geico accept PayPal?
Yes, Geico accepts PayPal as a payment method for insurance premiums, among other payment options.
What is the GEICO Car Insurance Mobile App?
The GEICO Car Insurance Mobile App is a free app that allows GEICO policyholders to manage their insurance policies, view their insurance ID cards, report and track claims, and access various other features and benefits.
What features does the GEICO Car Insurance Mobile App offer?
The GEICO Car Insurance Mobile App offers a variety of features, including the ability to view insurance policy details, pay bills, submit and track claims, access roadside assistance, request emergency assistance, and more.
How do I download the GEICO Car Insurance Mobile App?
You can download the GEICO Car Insurance Mobile App from the App Store for iOS devices or from the Google Play Store for Android devices.
s the GEICO Car Insurance Mobile App free to use?
Yes, the GEICO Car Insurance Mobile App is free to download and use.
Do I need to have a GEICO insurance policy to use the app?
Yes, you need to have a GEICO insurance policy to use the app. You will need to enter your policy number and other personal information to access the app’s features.
Is the GEICO Car Insurance Mobile App secure?
Yes, the GEICO Car Insurance Mobile App is secure. The app uses encryption and other security measures to protect your personal information.
Can I use the GEICO Car Insurance Mobile App to file a claim?
Yes, you can use the GEICO Car Insurance Mobile App to file a claim. The app allows you to submit and track claims, upload photos and documents, and communicate with GEICO claims adjusters.
Can I pay my insurance bill through the GEICO Car Insurance Mobile App?
Yes, you can use the GEICO Car Insurance Mobile App to pay your insurance bill. The app allows you to view and pay your bill, set up automatic payments, and view your payment history.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.