Allstate Milewise Review: Pros, Cons, & Alternatives (2024)
Allstate Milewise Review: A Comprehensive Analysis of Pros, Cons, & Alternatives. Explore the innovative pay-per-mile car insurance offered by Allstate Milewise. With potential savings for low-mileage drivers, this coverage is available in 15 states. Consider alternatives like Metromile for similar options. Compare quotes now to find the best insurance for your driving habits and budget. Make an informed decision and secure the right coverage for your needs.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 8, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Allstate Milewise is an alternative to traditional car insurance coverage
- Milewise allows users to pay-per-mile for car insurance versus a specified premium
- Milewise is available in 15 states as well as Washington D.C.
Welcome to our comprehensive Allstate Milewise review, where we delve into the pros, cons, and alternative options for this innovative pay-per-mile car insurance program. In this article, we cover key topics such as the benefits of Allstate Milewise, potential drawbacks, and alternative choices available to drivers.
By entering your ZIP code below, you can compare rates from the best insurance providers and find the coverage that suits your needs and budget. Don’t miss out on potential savings and personalized insurance options – enter your zip code now to make an informed decision and secure the best insurance coverage for your driving habits.
Read more: Allstate Milewise Car Insurance Discount
What is Allstate Milewise?
Milewise by Allstate is a new kind of car insurance based on the miles you drive. The Milewise formula is simple. Users are charged a daily rate amount plus a per-mile rate which adds up to your total cost per day. If you’re seeking an Allstate alternative, Milewise might be the solution for you. For Allstate car insurance for new drivers, Milewise offers a unique approach tailored to your driving habits.
To get started, simply apply through Allstate easy apps online and begin monitoring your usage. Wondering about Allstate insurance cost per month? With Milewise, you pay as you go, ensuring your costs align with your actual driving. For Allstate insurance for new drivers, Milewise provides a flexible option to fit your needs.
Concerned about hidden charges? Explore Allstate Milewise complaints and Allstate Milewise customer reviews to learn from others’ experiences. For direct assistance, reach out to the Allstate Milewise contact number for personalized support. Wondering about the Allstate Milewise cost per mile? Calculate your expenses easily through the app. Need further assistance? Contact Allstate Milewise customer service for expert guidance.
To use Milewise, users are given an Alstate Milewise device which allows them to track their daily mileage. The device easily plugs into your car under your steering wheel. The only criteria for the Milewise tracking device is that the vehicle year must be 1996 or newer.
You’ll also need a smartphone for the Allstate Milewise app. The app is used to record and review your mileage and any accrued costs. Other features of the app include tips on safe driving, vehicle diagnostics, policy details, and more. Many companies with telecommuting car insurance policies offer smartphone apps now.
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Mileswise is available in 15 states and the District of Columbia.
Allstate Milewise Program Availability by State
| State | Availability |
|---|---|
| Alabama | No |
| Alaska | No |
| Arizona | Yes |
| Arkansas | No |
| California | No |
| Colorado | No |
| Connecticut | No |
| Delaware | Yes |
| Florida | No |
| Georgia | No |
| Hawaii | No |
| Idaho | Yes |
| Illinois | Yes |
| Indiana | Yes |
| Iowa | No |
| Kansas | No |
| Kentucky | No |
| Louisiana | No |
| Maine | No |
| Maryland | Yes |
| Massachusetts | Yes |
| Michigan | No |
| Minnesota | No |
| Mississippi | No |
| Missouri | No |
| Montana | No |
| Nebraska | No |
| Nevada | No |
| New Hampshire | No |
| New Jersey | Yes |
| New Mexico | No |
| New York | No |
| North Carolina | No |
| North Dakota | No |
| Ohio | Yes |
| Oklahoma | No |
| Oregon | Yes |
| Pennsylvania | Yes |
| Rhode Island | No |
| South Carolina | No |
| South Dakota | No |
| Tennessee | No |
| Texas | Yes |
| Utah | No |
| Vermont | No |
| Virginia | Yes |
| Washington | Yes |
| Washington, D.C. | Yes |
| West Virginia | Yes |
| Wisconsin | No |
| Wyoming | No |
Milewise Pros
You should consider Milewise if you:
- Drive less than the average driver
- Rely on public transport
- Have a short commute
- Want to lessen your car insurance costs
Allstate Milewise is best for those who don’t spend hours or time in their vehicle per day. Like a perk for good driving, Milewise allows users to save money by spending money only when the vehicle is in use.
Milewise Cons
The major con of using Milewise is that it isn’t available in all 50 states. Other cons can be if your vehicle is older than a 1996 model or if your lifestyle changes and you begin to drive at a greater rate than you did before. Classic car insurance is a good purchase for drivers who own older cars.
Unlike traditional car insurance where your premium and rate per month remain the same, your rate changes month-to-month with pay-per-mile insurance.
Statista explains that while drivers are typically spending less time on the road on average they are still utilizing about 25 miles per day. Driving this much or more per day may suggest that more traditional car insurance coverage may be best for you.
While Milewise still offers similar coverage and service as Allstate, Milewise users may not receive all the same perks as traditional Allstate customers.
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Alternatives to Allstate Milewise
The top alternative to Milewise is Metromile. Metromile is another pay-per-mile car insurance option and works much the same way as Milewise. Read our Metromile review for more information on the company.
Unlike Milewise, Metromile is only available in eight states which include:
- Arizona
- California
- Illinois
- New Jersey
- Oregon
- Pennslyvania
- Virginia
- Washington
Metromile has a standard rate of about $26 at zero miles per month. Like Milewise, Metromile offers some coverage benefits like roadside assistance and discounts such as mature-driver and multi-car.
What sets Mileswise and Metromile apart is the charge for additional mileage and the number of complaints from customers. In both areas, Metromile comes in second.
Effortless Claims Handling With Allstate Milewise
Ease of Filing a Claim
Allstate provides multiple convenient options for filing insurance claims. Customers can file claims online through the company’s website, over the phone by contacting their customer service, or via the Allstate mobile app. This flexibility ensures that policyholders can choose the method that suits them best, making the claims process more accessible and user-friendly.
Average Claim Processing Time
One critical aspect of the claims process is the speed at which claims are processed. Allstate strives to efficiently process claims, and the average claim processing time may vary depending on the complexity of the claim and the required documentation. Policyholders can expect timely responses and resolutions from Allstate’s claims department.
Customer Feedback on Claim Resolutions and Payouts
To assess the effectiveness of Allstate’s claims process, it’s essential to consider customer feedback. Policyholders’ experiences and satisfaction with claim resolutions and payouts provide valuable insights into the company’s performance. Allstate values customer feedback and continually works to improve its claims process based on customer input.
Unveiling Allstate Digital and Technological Innovations
Mobile App Features and Functionality
Allstate offers a feature-rich mobile app that enhances the customer experience. The app provides users with convenient access to their insurance policies, claims status, and digital ID cards. Additionally, it offers tools for estimating insurance quotes, finding local agents, and even roadside assistance requests. The intuitive interface and comprehensive features make managing insurance needs on the go effortless.
Online Account Management Capabilities
Allstate’s online account management system empowers policyholders to take control of their insurance accounts. Customers can log in to their accounts through the company’s website to view policy details, make payments, update personal information, and track the progress of claims. The user-friendly online portal simplifies insurance management, ensuring that policyholders have easy access to their policy information.
Digital Tools and Resources
In today’s digital age, access to helpful tools and resources is essential for insurance customers. Allstate provides a range of digital tools and resources, including informative articles, calculators, and educational materials. These resources help customers make informed decisions about their insurance needs, understand policy terms, and stay informed about insurance-related topics.
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Allstate Milewise: A New Era in Pay-Per-Mile Insurance
Milewise is a solid car insurance option for those interested in pay-per-mile. It offers savings for those who aren’t plagued with long-distance driving and are interested in seeing where their money is going in relation to their mileage.
Milewise is pretty adaptive. It works with most vehicles after the year 1995. You simply use the Milewise Allstate login and device to track and manage your mileage and spending.
If you’re not in one of the aforementioned 15 states, unfortunately, Milewise is not available to you. This type of car insurance also may not be right for you if your preference is to have the same rate month-to-month.
Find the right affordable Allstate Milewise car insurance in your area by typing your ZIP code in the free to below.
Frequently Asked Questions
Does Allstate cover rental cars?
Yes, Allstate offers coverage for rental cars as part of its insurance policies.
Does Allstate have pet insurance?
Yes, Allstate provides pet insurance to help cover veterinary expenses for your furry friends.
Does Allstate offer Gap insurance?
Yes, Allstate offers Gap insurance, which covers the difference between what you owe on your car loan and what your vehicle is worth if it’s totaled.
Does Milewise track speed?
Milewise, a program by Allstate, tracks your driving behavior, including speed, to calculate your insurance premiums.
How does Allstate Milewise work?
Allstate Milewise works by monitoring your driving habits, such as mileage and driving behaviors, to determine your insurance rates.
How much is Allstate car insurance full coverage?
The cost of full coverage car insurance with Allstate varies based on factors like your location, driving history, and the coverage options you choose.
How much is Allstate pay-per-mile?
Allstate’s pay-per-mile insurance rates depend on factors like your driving habits, location, and coverage choices.
How much is Metromile per mile?
Metromile’s pricing is based on a per-mile rate, which varies depending on factors such as driving habits and location.
How to add a vehicle on Allstate app?
To add a vehicle on the Allstate app, log in to your account, navigate to “My Account,” and select the option to add a vehicle, then follow the prompts to complete the process.
How to cancel Allstate insurance on app?
You can cancel your Allstate insurance through the app by logging in, accessing your account settings, and selecting the option to cancel your policy
How to install Allstate Milewise device?
To install the Allstate Milewise device, follow the instructions provided in the box or online, which typically involve plugging the device into your vehicle’s OBD-II port.
Is Allstate a good car insurance company?
Allstate is generally considered a good car insurance company, offering a range of coverage options, discounts, and strong customer service.
Is Allstate available in all states?
Yes, Allstate operates in most states across the United States.
Is Allstate extended warranty worth it?
Whether Allstate’s extended warranty is worth it depends on factors such as your vehicle’s reliability, your driving habits, and your budget.
Is Allstate Milewise good?
Allstate Milewise may be a good option for drivers who don’t drive frequently or who have safe driving habits, as it offers potential savings based on mileage and driving behaviors.
Is Allstate Milewise worth it?
The value of Allstate Milewise depends on your driving habits and mileage. If you drive infrequently or have safe driving habits, it could be worth it for potential savings.
Is Metromile worth it?
Whether Metromile is worth it depends on factors like your driving habits, mileage, and the cost of traditional insurance options.
What is Milewise?
Milewise is a usage-based insurance program offered by Allstate, which calculates insurance premiums based on mileage and driving behaviors.
What states is Metromile available in?
Metromile is available in several states across the US, but availability may vary depending on your location.
What is the best auto insurance for seniors over 80?
The best auto insurance for seniors over 80 depends on individual circumstances such as driving history, location, and coverage needs.
What is the Allstate Claims Satisfaction Guarantee?
Allstate’s Claims Satisfaction Guarantee ensures that if you’re not satisfied with your claims experience, Allstate will refund your deductible, subject to terms and conditions.
Does Allstate Drivewise track speed?
Yes, Allstate Drivewise tracks speed as part of its monitoring of driving behaviors to determine insurance premiums.
Why is Allstate more expensive?
Allstate may be more expensive due to factors such as coverage options, risk assessment, and regional differences in insurance rates.
Who is Allstate biggest competitor?
Allstate’s biggest competitors include insurers like State Farm, Geico, and Progressive.
Who has the cheapest auto insurance for seniors?
The cheapest auto insurance for seniors depends on factors like driving history, location, and coverage needs, and may vary among insurers.
Is Allstate good about paying claims?
Allstate generally has a good reputation for promptly paying claims, but individual experiences may vary.
Is Allstate warranty worth it?
Whether Allstate’s warranty is worth it depends on factors such as your vehicle’s reliability, your driving habits, and your budget.
Does Allstate pay claims promptly?
Allstate typically processes claims promptly, but individual experiences may vary depending on factors like claim complexity and volume.
Where do you plug in Milewise?
To install Milewise, plug the device provided by Allstate into your vehicle’s OBD-II port.
What is the Allstate AM best rating?
Allstate’s AM Best rating is typically strong, reflecting its financial stability and ability to meet its insurance obligations.
Does Allstate Drivewise drain the battery?
No, Allstate Drivewise has minimal impact on battery life, as it typically draws very little power.
Why do people like Allstate?
People like Allstate for reasons such as its range of coverage options, discounts, and strong customer service.
What is the ranking of Allstate in the US?
Allstate ranks among the top insurance providers in the US based on factors like market share and customer satisfaction.
How to save money with Allstate?
To save money with Allstate, consider utilizing discounts, bundling policies, and participating in usage-based programs like Milewise.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.