Does homeowners insurance cover the personal injury of one of the homeowners being assaulted by another of the homeowners?

Homeowners insurance typically provides coverage for various types of personal injuries that occur on the insured property, but whether it covers an assault between homeowners depends on the specific circumstances and the policy's terms and conditions. If one homeowner assaults another homeowner, the injured homeowner may be able to file a claim under the liability coverage section of the homeowners insurance policy. Liability coverage can help pay for medical expenses, legal fees, and other damages resulting from the assault. However, the policy may exclude coverage for intentional acts, including assault and battery, which means that the insurance company may not provide coverage for the injuries sustained by the victim. In this case, the injured homeowner may need to pursue legal action against the responsible homeowner for damages. It's important to note that every insurance policy is different, and the coverage provided will depend on the policy's specific terms and conditions. It's essential to review the policy's exclusions and limitations to understand what is covered and what is not. If you are concerned about coverage for personal injury resulting from an assault between homeowners, you should speak to your insurance agent or provider to understand the specifics of your policy. They can help you understand your coverage options and whether you need additional coverage, such as umbrella insurance, to provide sufficient protection for personal injury claims.