I just got a speeding ticket. How much will it affect my auto insurance premium?

Getting a speeding ticket can affect your auto insurance premium, but the amount of the increase depends on a number of factors such as your driving history, the severity of the ticket, and the insurance company's policies. Typically, the more serious the ticket, the higher the increase will be. For example, a minor speeding ticket might cause your premium to increase by 10-15%, while a more serious violation such as reckless driving or DUI could result in a much larger increase or even cancellation of your policy. In addition to the severity of the ticket, your driving history will also play a role in determining the impact on your premium. If you have a clean driving record with no previous violations, the impact on your premium may be less than if you have a history of multiple violations. The specific policies of your insurance company also play a role in determining the impact of a speeding ticket on your premium. Some insurance companies offer forgiveness for a first-time violation, while others may have stricter policies and raise your rates immediately. Overall, it is difficult to predict exactly how much your premium will increase after a speeding ticket, but it is important to inform your insurance company about the violation and ask them for more information about their policies.