If I unknowingly let an unlicensed friend drive my car and he gets in a accident?

If you let an unlicensed friend drive your car and they get into an accident, it can have significant consequences for both you and your friend. Here are some things to consider:

• Legal consequences: All states require drivers to have a valid driver's license to operate a vehicle legally. If your friend does not have a valid license and gets into an accident while driving your car, they may be subject to legal consequences, such as fines, penalties, or even criminal charges. Additionally, you may be liable for any damages or injuries caused by the accident, since you allowed an unlicensed driver to operate your vehicle.
• Insurance coverage: If your friend is not a listed driver on your insurance policy, your insurance may not cover any damages or injuries caused by the accident. You should review your insurance policy carefully to understand what is covered and speak with your insurance agent to determine the best course of action.
• Personal liability: If your insurance does not cover the damages caused by the accident, you may be personally liable for any damages or injuries. This can include paying for repairs to the other driver's car, medical bills, and even legal fees if the other driver sues you for damages.
• Future insurance rates: Even if your insurance does cover the damages, you may see an increase in your insurance rates as a result of the accident. Insurance companies typically view accidents caused by unlicensed drivers as high-risk incidents, which can result in higher premiums for you.

It's important to always ensure that anyone who drives your car is licensed and authorized to do so. If you're unsure whether someone is licensed or qualified to drive, it's better to err on the side of caution and not allow them to drive your car.