Will my car insurance cover damage caused from driving over a pothole?

Whether or not your car insurance will cover damage caused by driving over a pothole depends on the type of coverage you have and the extent of the damage. If you have comprehensive coverage, which covers damage to your vehicle caused by things other than a collision, such as theft, vandalism, and natural disasters, then you may be covered for damage caused by a pothole. However, it's important to note that comprehensive coverage typically has a deductible, which is the amount you pay out of pocket before your insurance coverage kicks in. If you only have liability coverage, which covers damage you may cause to other people or their property, then your insurance will not cover damage caused by driving over a pothole. Similarly, collision coverage, which covers damage to your vehicle caused by a collision with another car or object, may not cover damage caused by a pothole. It's important to review your insurance policy and speak with your insurance provider to understand the specifics of your coverage and what is included. If you believe that the damage caused by the pothole is significant and will cost more than your deductible to repair, you may want to file a claim with your insurance company. In some cases, if the pothole was caused by a local government agency's failure to maintain the road, you may be able to file a claim with that agency for damages. However, this process can be complex and time-consuming, and it's important to document the damage and gather evidence to support your claim. In summary, whether or not your car insurance will cover damage caused by a pothole depends on your specific coverage. If you have comprehensive coverage, you may be covered for damage caused by a pothole, but it's important to understand your deductible and speak with your insurance provider to determine the specifics of your coverage.