Best California Insurance Agents & Brokers (2024)

An insurance agent in California is typically an individual who is licensed by the state to sell insurance policies on behalf of one or more insurance companies. A broker, on the other hand, is an individual who is licensed to sell insurance policies from multiple insurance companies. Brokers are not affiliated with any specific insurance company and are therefore able to provide unbiased advice to clients.

You can search for licensed insurance agents and brokers in California on the California Department of Insurance website. You can search by name, license number, or location.

Yes, insurance agents and brokers are required to be licensed by the California Department of Insurance. They must pass a state exam and meet other requirements in order to obtain and maintain their license.

California agents and brokers can sell a wide range of insurance policies, including auto insurance, home insurance, life insurance, health insurance, and business insurance.

Insurance agents and brokers in California typically earn commissions on the policies they sell. The commission is a percentage of the premium paid by the client. Some agents and brokers may also charge fees for their services.

In California, you can buy insurance directly from an insurance company without using an agent or broker. However, using an agent or broker can help you find the best policy for your needs and budget, as they can provide expert advice and compare policies from multiple insurance companies.

You can check the license status and disciplinary history of an insurance agent or broker in California on the California Department of Insurance website. You can also ask for recommendations from friends, family, or your financial advisor. It’s also a good idea to research the agent or broker online and read customer reviews.