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4-Point Home Insurance Inspection: Everything You Should Know (2026)Post

4-Point Home Insurance Inspection: Everything You Should Know (2026)

A 4 point inspection examines four major systems of a house or condominium, including roofing, plumbing, HVAC, and electrical. Homeowners usually request a four-point inspection because an insurance c...

Insurance-to-Value (ITV) Ratio: Homeowners Insurance Terms Explained (2026)Post

Insurance-to-Value (ITV) Ratio: Homeowners Insurance Terms Explained (2026)

The insurance-to-value ratio is a way to calculate whether or not a home is properly insured. It is the ratio of the amount of insurance coverage you have on your home compared to replacement cost of ...

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