We reviewed these top 15 Medicare Advantage Plans available in Effingham County, Illinois. Here's what we found:

Key Facts:

  1. The average premium is $58 per month.
  2. The average out-of-pocket limit is $5,900 per year.
  3. The average drug plan deductible (for plans that include Part D) is $28 per year.
  4. Medicare rated 100% of all plans available in Effingham County 4 stars or higher.
  5. There are 4 plan types to choose from: PPO, HMO, MSA, Cost
Plan Name Type Premium MOOP Rx Deduct. Rating
Aetna Medicare Premier Advantra (PPO) (2023)Local PPO$6,500$0
5
Aetna Medicare Value Advantra (PPO) (2023)Local PPO$5,500$0
5
Health Alliance Medicare HMO 20 Rx (HMO) (2023)Local HMO$4,000$0
4
Health Alliance Medicare HMO 40 Rx (HMO) (2023)Local HMO$4,700$0
4
Health Alliance Medicare HMO Basic (HMO) (2023)Local HMO *$6,700$-
4
Health Alliance Medicare HMO Basic Rx (HMO) (2023)Local HMO$6,700$0
4
Health Alliance Medicare POS 10 Rx (HMO-POS) (2023)Local HMO$4,500$0
4
Health Alliance Medicare POS 30 Rx (HMO-POS) (2023)Local HMO$5,500$0
4
Health Alliance Medicare POS Basic (HMO-POS) (2023)Local HMO *$6,700$-
4
Health Alliance Medicare POS Basic Rx (HMO-POS) (2023)Local HMO$6,700$0
4
HumanaChoice R5361-001 (Regional PPO) (2023)Regional PPO *$6,700$-
5
HumanaChoice R5361-002 (Regional PPO) (2023)Regional PPO$6,700$420
5
Lasso Healthcare Growth (MSA) (2023)MSA *$-$-
4
Lasso Healthcare Growth Plus (MSA) (2023)MSA *$-$-
4
Live360 Health Plan (Cost) (2023)Cost *$-$-
4

Medicare Plans by County