5

5 out of 5 stars* for plan year 2024

Plan ID: H5475-006

What You Need to Know:

  • WellCare Essential (HMO-POS) is a Medicare Advantage Health Maintenance Organization Local HMO plan.
  • It must provide all of the same hospital and medical benefits as Medicare Part A and Part B, however, costs may be different.
  • It has additional benefits not included in Medicare Part A and Part B, including prescription drug coverage.
  • The plan's monthly premium is $0, which does not include your monthly Medicare Part B premium.
  • The annual deductible for this health plan is .
  • The plan includes an out-of-pocket maximum of $3,450 per year (in-network).
  • WellCare Essential (HMO-POS) includes a Part D prescription drug plan for prescription medication coverage. The annual deductible is .
  • This plan's Part D Initial Coverage Limit is $0.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$0

Monthly Premium

Medicare Plan Features
Monthly Premium: $0
Part C Premium: $0
Monthly Premium: Part C Premium: Part D Drug Premium: Part D Supplemental Premium: Total Part D Premium: Drug Deductible: Tiers with No Deductible:
$0 $0 $0 $0 $0 $0 0.0
Gap Coverage: No
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Health Plan Type: Local HMO
Similar Plan: H5475-011
Special Needs Type: NULL
Chronic Condition: NULL
Additional Gap Coverage: No additional gap coverage, only the Donut Hole Discount
Maximum Out-of-Pocket Limit for Parts A & B (Moop): $3,450
Annual Deductible: NULL
Annual Initial Coverage Limit ICL: $4,130
Number of Members enrolled in this plan in Macomb, Michigan: Plans Summary Star Rating: Customer Service Rating: Drug Cost Rating:
434 members 3.5 out of 5 Stars. 5 out of 5 Stars. 3 out of 5 Stars.
Plan Offers Mail Order: Yes
Plan Health Benefits
Total # of Formulary Drugs: 3,390 drugs
Number of Members Enrolled in this Plan in Macomb, Michigan: NULL
Number of Drugs Per Tier: NULL
Preferred Pharmacy Cost Sharing During Initial Coverage Phase: NULL
Special Needs Plan SNP Eligibility Requirement: NULL
Monthly Premium Split as Follows:
Part C Premium Part D Base Premium Part D Supplemental Premium Total Premium
$0.00 $0.00 $0.00 $0.00
Monthly Premium with Extra Help Low Income Subsidy:
LIS100 Subsidy Total Monthly Premium with LIS Parts CD LIS25 Subsidy Monthly PartD Premium with LIS LIS25 Subsidy Total Monthly Premium with LIS Parts CD LIS50 Monthly PartD Premium with LIS LIS50 Subsidy Total Monthly Premium with LIS Parts CD LIS75 Monthly PartD Premium with LIS LIS75 Subsidy Total Monthly Premium with LIS Parts CD
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Formulary Drug Details:
Tier 1 # of Drugs per Tier Tier 1 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 2 # of Drugs per Tier Tier 2 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 3 # of Drugs per Tier Tier 3 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 4 # of Drugs per Tier Tier 4 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 5 # of Drugs per Tier Tier 6 Preferred Pharmacy Cost Sharing (initial coverage phase)
546 $0.00 1539 $15.00 314 $47.00 319 $100.00 672 33%

Other Medicare Advantage Plans in Macomb, Michigan

Plan Name Type Premium MOOP Rx Deduct. Rating
Aetna Medicare Eagle (PPO) (2023)Local PPO *$5,900$-
5
BCN Advantage HMO ConnectedCare (HMO) (2023)Local HMO$3,800$0
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BCN Advantage Prime Value (HMO-POS) (2023)Local HMO$4,500$50
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Humana Honor (PPO) (2023)Local PPO *$5,500$-
4
WellCare Elite (HMO-POS) (2023)Local HMO$3,450$0
5
BCN Advantage HMO-POS Classic (HMO-POS) (2023)Local HMO$3,800$0
5
WellCare Exclusive (HMO) (2023)Local HMO$3,450$0
5
Aetna Medicare Value (PPO) (2023)Local PPO$4,950$0
5
Aetna Medicare Premier Plus (PPO) (2023)Local PPO$5,100$0
5
BCN Advantage HMO-POS Prestige (HMO-POS) (2023)Local HMO$3,400$0
5
HAP Senior Plus (HMO) (2023)Local HMO$5,000$0
4
HAP Senior Plus Henry Ford Tiered Access (HMO) (2023)Local HMO$4,500$0
4
PriorityMedicare Ideal (PPO) (2023)Local PPO$5,800$125
5
HAP Senior Plus Medical Only (HMO) (2023)Local HMO *$4,000$-
4
HAP Senior Plus Option 1 (HMO-POS) (2023)Local HMO$4,200$0
4
HAP Senior Plus Option 2 (HMO-POS) (2023)Local HMO$4,000$0
4
PriorityMedicare Edge (PPO) (2023)Local PPO$5,300$0
5
HAP Primary Choice Medicare (HMO) (2023)Local HMO$4,300$0
4
PriorityMedicare Vital (PPO) (2023)Local PPO$6,000$350
5
Aetna Medicare Premier (HMO) (2023)Local HMO$4,250$0
New plan - not yet rated.
HumanaChoice H5216-011 (PPO) (2023)Local PPO$5,900$0
4
PriorityMedicare Select (PPO) (2023)Local PPO$3,500$0
5
HumanaChoice H5216-133 (PPO) (2023)Local PPO$6,400$150
4
Reliance Principle Plan (HMO) (2023)Local HMO$5,900$125
New plan - not yet rated.
Reliance Cardinal Plan (HMO) (2023)Local HMO$4,500$0
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HumanaChoice R3887-001 (Regional PPO) (2023)Regional PPO *$5,500$-
5
Humana Gold Plus H8908-001 (HMO) (2023)Local HMO$3,900$0
5
PriorityMedicare Value (HMO-POS) (2023)Local HMO$4,900$75
3
Medicare Plus Blue PPO Assure (PPO) (2023)Local PPO$3,425$0
5
Humana Gold Plus H8908-004 (HMO) (2023)Local HMO$5,200$0
5
HAP Senior Plus Option 4 (PPO) (2023)Local PPO$4,000$0
4
Medicare Plus Blue PPO Signature (PPO) (2023)Local PPO$4,700$0
5
HumanaChoice R3887-002 (Regional PPO) (2023)Regional PPO$5,300$380
5
HAP Senior Plus Option 3 (PPO) (2023)Local PPO$4,500$0
4
PriorityMedicare Key (HMO-POS) (2023)Local HMO$5,500$100
3
Medicare Plus Blue PPO Essential (PPO) (2023)Local PPO$6,000$100
5
Medicare Plus Blue PPO Vitality (PPO) (2023)Local PPO$5,000$100
5
HAP Senior Plus Option 1 (PPO) (2023)Local PPO$6,000$0
4
PriorityMedicare (HMO-POS) (2023)Local HMO$4,500$0
3
BCN Advantage Community Value (HMO-POS) (2023)Local HMO$4,500$0
5
BCN Advantage HMO-POS Elements (HMO-POS) (2023)Local HMO *$4,500$-
5
WellCare Elite Smile (HMO-POS) (2023)Local HMO$3,450$0
5
WellCare Explore (HMO-POS) (2023)Local HMO$3,450$0
5
HAP Senior Plus Option 2 (PPO) (2023)Local PPO$5,000$0
4
PriorityMedicare Merit (PPO) (2023)Local PPO$4,100$0
5
WellCare Dividend (HMO) (2023)Local HMO$3,450$445
5
Medicare Advantage Plans by WellCare
WellCare Elite (HMO-POS) (2023)Local HMO$3,450$0
5
WellCare Exclusive (HMO) (2023)Local HMO$3,450$0
5
WellCare Elite Smile (HMO-POS) (2023)Local HMO$3,450$0
5
WellCare Explore (HMO-POS) (2023)Local HMO$3,450$0
5
WellCare Dividend (HMO) (2023)Local HMO$3,450$445
5

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