Most Stolen Cars in Kentucky (2024)

According to the National Insurance Crime Bureau’s (NICB) latest “Hot Wheels” report, the top five most stolen cars in Kentucky are:

• 2005 Chevrolet Pickup (Full Size)
• 1999 Chevrolet Pickup (Full Size)
• 2003 Ford Pickup (Full Size)
• 2001 Dodge Pickup (Full Size)
• 1997 GMC Pickup (Full Size)

You can take several steps to reduce the risk of your car being stolen, such as:

• Always lock your doors and close your windows, even if you’re only leaving your car for a few minutes.
• Park in well-lit areas or in garages, if possible.
• Install an alarm system or a steering wheel lock.
• Don’t leave valuables in plain sight in your car.
• Never leave your keys in your car, even if you’re just running a quick errand.

If your car is stolen, you should take the following steps:

• Contact the police immediately and file a stolen vehicle report.
• Call your insurance company to report the theft and start the claims process.
• Provide as much information as possible to the police and your insurance company, including your car’s make, model, and license plate number.
• Keep a record of all the steps you take and the people you speak to regarding the theft.

It depends on the type of insurance you have. If you have comprehensive coverage, which is an optional coverage that covers theft and other non-collision incidents, your insurance should cover the theft of your car. However, if you only have liability coverage, which is a mandatory coverage that covers damages and injuries you cause to others in an accident, your insurance will not cover the theft of your car.

You can take several steps to lower your car insurance rates, such as:

• Installing an anti-theft device in your car, such as an alarm system or a steering wheel lock.
• Parking your car in a garage, if possible.
• Increasing your deductible, which is the amount you pay out of pocket before your insurance coverage kicks in.
• Comparing rates from different insurance companies to find the best deal.