Celtic Insurance Review & Ratings (2024)

Unbiased insurance insights for Celtic Insurance: Your go-to resource for comprehensive coverage information, claims assistance, expert advice, and peace of mind. Explore our extensive articles, guides, and FAQs to make informed decisions about your insurance needs. From understanding policy terms to navigating the claims process, we've got you covered.

UPDATED: Nov 27, 2023Fact Checked

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
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Celtic Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Affordable Premiums: Celtic Insurance is known for offering competitive and affordable premiums, making it an attractive option for budget-conscious customers.
  • Comprehensive Coverage Options: The company provides a range of comprehensive coverage options, including liability, collision, and personal injury protection, allowing customers to tailor their policies to their specific needs.
  • Regional Focus and Community Involvement: With a strong regional presence in the Midwest, Celtic Insurance demonstrates a commitment to its local communities through active involvement and support for various initiatives.
  • Digital Innovation: Celtic Insurance stands out with its user-friendly mobile app, offering features like claims filing, policy management, and digital ID card access, providing convenient and efficient services for policyholders.
  • Discount Programs: The company offers various discount programs, such as good driver discounts, multiple car discounts, and good student discounts, helping customers save on their insurance premiums.

Cons

  • Limited Availability: Celtic Insurance operates primarily in the Midwest, limiting its availability to a specific geographic region. Customers outside these states may need to consider alternative insurance providers.
  • Mixed Customer Feedback: Customer feedback on Celtic Insurance’s claims handling is mixed, with some praising the company for responsiveness, while others express dissatisfaction with certain claim resolutions. This variability in customer experiences may raise concerns for potential policyholders.
  • Limited Digital Resources: While Celtic Insurance provides digital tools and resources, the extent of its online educational materials and resources may not be as extensive as those offered by larger national insurance providers.
  • Average Claim Processing Time: Although Celtic Insurance aims for prompt claim processing, the average processing time may vary depending on the complexity of the claim. Some customers may seek faster turnaround times for claims.
  • State-Specific Coverage: The availability of insurance products and services may vary by state, and customers outside the listed states may not benefit from Celtic Insurance’s coverage options, limiting its accessibility on a national scale.

Final Verdict: Review of Celtic Insurance

Celtic Insurance offers a range of car insurance options for drivers in select states. While the company may not be the best fit for everyone, it is worth considering if you are looking for affordable car insurance coverage in one of the states they serve.

What You Should Know About Celtic Insurance

Welcome to our comprehensive guide on Celtic Insurance and how it can provide you with the best coverage for your needs. We will delve into the key topics surrounding Celtic Insurance, including its features, benefits, and how it stands out among other insurance providers. We will explore the various insurance options available, such as health, auto, and discuss the advantages of choosing Celtic Insurance in each category.

Whether you’re looking for affordable premiums, excellent customer service, or a wide network of healthcare providers, Celtic Insurance has got you covered. Don’t miss out on the opportunity to secure the best insurance rates tailored to your specific requirements. Enter your zip code now and compare rates from the top insurance providers in your area to find the perfect coverage for you.

Celtic Insurance Coverage Options

Celtic Insurance offers a range of car insurance products and services to meet the needs of its customers. The main insurance products that Celtic Insurance provides are:

  • Liability coverage: This type of coverage protects the policyholder against damages to third-party property or injury in the event of an accident.
  • Collision coverage: This type of coverage covers damages to the policyholder’s car in the event of an accident, regardless of who is at fault.
  • Comprehensive coverage: This type of coverage covers damages from non-collision incidents, such as theft, vandalism, or natural disasters.

In addition to these standard car insurance options, Celtic Insurance also offers a range of additional coverage options, including personal injury protection (PIP), uninsured/underinsured motorist coverage, and rental car coverage.

Celtic Insurance provides its products and services through a network of independent insurance agents, who are available to help customers choose the coverage that best fits their needs. The company’s online platform also allows customers to easily compare quotes and purchase coverage online.

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Celtic Insurance Rates Breakdown

For Celtic Insurance, the average monthly rate for good drivers is a key consideration. The term “good drivers” usually implies individuals with a clean driving record, demonstrating responsible behavior on the road. The A.M. Best rating is also mentioned, indicating the company’s financial stability and ability to meet its obligations.

To obtain precise information about rates, discounts, and eligibility criteria, it’s recommended to reach out directly to Celtic Insurance or consult with a local independent insurance agent affiliated with the company. They can provide personalized quotes based on specific details and preferences, helping potential customers make informed decisions about their coverage.

Celtic Insurance Discounts Available

Celtic Insurance offers a variety of discounts to help make car insurance more affordable for its customers. Some of the discounts available include:

  • Good driver discount: Drivers with a clean driving record can qualify for this discount.
  • Multiple car discount: Policyholders who insure multiple vehicles with Celtic Insurance can receive a discount on their insurance premiums.
  • Good student discount: Full-time students with a GPA of 3.0 or higher may be eligible for this discount.

It’s important to note that availability and eligibility for discounts may vary by state, so it’s best to check with a local independent insurance agent to determine what discounts are available in your area.

Additionally, other discounts may be available for things like safety features on your vehicle, advanced driver training, and more.

How Celtic Insurance Ranks Among Providers

To assess Celtic Insurance’s standing among other insurers, you may want to consult industry reviews and ratings from reputable sources such as J.D. Power, Consumer Reports, or A.M. Best. These organizations often conduct evaluations based on customer feedback, financial stability, and other relevant metrics. Additionally, online reviews from policyholders can provide insights into the customer experience.

It’s essential to note that rankings may change over time, and individual preferences and needs can influence which insurance company is the best fit for a particular customer. Therefore, potential policyholders are encouraged to conduct thorough research and consider their specific requirements when evaluating insurance options.

Frequently Asked Questions

What is Celtic Insurance?

Celtic Insurance is a regional car insurance company that was founded in 1999 and is based in Illinois. The company’s mission is to provide affordable and comprehensive car insurance coverage to drivers in select states. Celtic Insurance offers a range of car insurance products and services to meet the needs of its customers, and it is committed to providing high-quality customer service. The company’s main insurance products include liability coverage, collision coverage, and comprehensive coverage. Additionally, Celtic Insurance provides a range of additional coverage options, such as personal injury protection (PIP), uninsured/underinsured motorist coverage, and rental car coverage. The company provides its products and services through a network of independent insurance agents, and its online platform allows customers to easily compare quotes and purchase coverage online.

Where is Celtic Insurance offered?

Celtic Insurance offers its insurance products and services in several states in the Midwest region of the United States. Currently, the company provides coverage in the following states: Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, and Wisconsin. However, the availability of insurance products and services may vary by state, so it is always best to check with a local independent insurance agent to determine what coverage options are available in your area.

What insurance products does Celtic Insurance offer?

Celtic Insurance offers a range of car insurance products and services to meet the needs of its customers. The main insurance products that Celtic Insurance provides are liability coverage, collision coverage, and comprehensive coverage. Additionally, Celtic Insurance provides a range of additional coverage options, such as personal injury protection (PIP), uninsured/underinsured motorist coverage, and rental car coverage. The company provides its products and services through a network of independent insurance agents, who are available to help customers choose the coverage that best fits their needs.

What is the mission of Celtic Insurance?

The mission of Celtic Insurance is to provide affordable and comprehensive car insurance coverage to its customers, with a focus on meeting their individual needs. Throughout its history, Celtic Insurance has remained committed to providing high-quality customer service and has established a reputation for being responsive and easy to work with. The company’s goal is to make the process of purchasing and maintaining car insurance as simple and straightforward as possible for its customers. Celtic Insurance has a strong focus on community and giving back, and the company is actively involved in supporting local organizations and initiatives that align with its mission.

What discounts does Celtic Insurance offer?

To help keep costs down, Celtic Insurance provides a variety of discounts, such as good driver discounts, multiple car discounts, and good student discounts. The cost of insurance with Celtic Insurance will vary depending on a number of factors, including the type of coverage being purchased, the policyholder’s driving record, location, and type of vehicle. The best way to determine the cost of insurance with Celtic Insurance is to get a quote. Customers can get a quote by contacting a local independent insurance agent or by using the company’s online quote tool.

Who provides Celtic Insurance reviews and ratings?

Celtic Insurance reviews and ratings are provided by real users for overall satisfaction and claims, cost, billing, and service satisfaction. These ratings can be found on various websites that offer insurance reviews, such as J.D. Power and Consumer Reports. However, it is important to keep in mind that ratings and reviews can vary depending on the source, and individual experiences may vary.

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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