EmblemHealth Insurance Review & Ratings (2024)

Unlock the extraordinary advantages of comprehensive health coverage from mblemHealth insurance: ensuring your well-being, peace of mind, and financial security. Experience the confidence of knowing that mblemHealth has your back, offering unrivaled support and resources for your healthcare needs. Don't compromise on your health, choose mblemHealth insurance for holistic coverage and unparalleled peace of mind.

UPDATED: Nov 21, 2023Fact Checked

Chris Tepedino

Insurance Feature Writer

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinn...

Insurance Feature Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 21, 2023Fact Checked
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EmblemHealth Insurance

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

B+

Complaint level:

Low

Pros

  • Comprehensive health coverage.
  • Financial security and peace of mind.
  • Unrivaled support and resources for healthcare needs.
  • Extensive coverage options for individuals, families, and businesses.
  • Non-profit status and a long-standing history since the 1930s.

Cons

  • Mixed Customer Reviews
  • Limited Geographical Coverage
  • Potential Cost Variability
  • Discount Limitations

Final Verdict: Review of EmblemHealth Insurance

EmblemHealth is a health insurance company that offers coverage in several states across the United States, including New York, New Jersey, Connecticut, and Georgia.

The company offers a range of health insurance plans, including individual and family plans, group plans, and Medicare Advantage plans.

EmblemHealth offers several discounts and savings opportunities to help customers save money on their health insurance coverage, including multi-policy discounts, healthy living discounts, wellness program discounts, and online service discounts.

What You Should Know About EmblemHealth Insurance

Address: 55 Water Street New York NY 10041
Phone Number: 646-447-5000
Website: http://emblemhealth.com

EmblemHealth Insurance is a non-profit health insurance company based in New York City. It is one of the largest health insurance providers in the United States, serving more than 3 million members across the country.

  • One of the largest non-profit health insurance companies in the U.S.
  • Offers a wide range of health insurance plans, including individual, family, and group plans.
  • Provides coverage for both in-network and out-of-network services.

The company’s mission is to improve the health and well-being of its members by providing high-quality, affordable health insurance coverage and related services.

EmblemHealth Insurance Coverage Options

EmblemHealth offers a wide range of health insurance products and services designed to meet the needs of individuals, families, and businesses. The company’s main products and services include:

  • Individual and family health insurance plans: EmblemHealth offers a variety of health insurance plans for individuals and families, including both in-network and out-of-network coverage options. These plans cover a wide range of medical services, including preventive care, diagnostic testing, hospital stays, and prescription drugs.
  • Group health insurance plans: EmblemHealth also offers group health insurance plans for businesses and organizations. These plans are designed to provide quality, affordable health insurance coverage for employees, and can be tailored to meet the specific needs of each group.
  • Medicare Advantage plans: For seniors, EmblemHealth offers Medicare Advantage plans, which provide an alternative to traditional Medicare. These plans offer additional benefits and services, such as routine hearing and vision exams, and are available in several states.
  • Behavioral health services: In addition to traditional health insurance services, EmblemHealth also offers behavioral health services, including mental health and substance abuse treatment. These services are available to members through a network of in-network providers.

In conclusion, EmblemHealth provides a wide range of health insurance products and services designed to meet the diverse needs of its members.

Whether you are an individual, family, or business, EmblemHealth has a plan that can provide you with quality, affordable health insurance coverage and related services.

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EmblemHealth Insurance Rates Breakdown

The cost of health insurance coverage from EmblemHealth varies depending on several factors, including the specific plan, the location of the customer, and the customer’s individual health needs.

Some of the factors that can impact the cost of health insurance from EmblemHealth include:

  • Deductibles: Deductibles are the amount of money you pay out-of-pocket before your insurance coverage begins. Higher deductibles generally result in lower monthly premiums, while lower deductibles result in higher monthly premiums.
  • Co-payments: Co-payments are the fixed amount of money you pay for a specific medical service or prescription. The cost of co-payments can vary depending on the type of service and the specific plan.
  • Coinsurance: Coinsurance is the percentage of a medical expense that you are responsible for paying after you have met your deductible. The cost of coinsurance can vary depending on the type of service and the specific plan.
  • Out-of-pocket maximums: Out-of-pocket maximums are the maximum amount of money you are required to pay each year for covered medical expenses. The out-of-pocket maximum can vary depending on the specific plan.

EmblemHealth Insurance Discounts Available

EmblemHealth offers several discounts and savings opportunities to help customers save money on their health insurance coverage. Some of the discounts and savings opportunities offered by the company include:

  • Multi-policy discount: Customers who purchase multiple policies from EmblemHealth, such as health insurance and dental insurance, may be eligible for a multi-policy discount.
  • Healthy living discount: Customers who participate in EmblemHealth’s Healthy Living program, which includes activities such as regular exercise and healthy eating, may be eligible for a discount on their health insurance premiums.
  • Wellness program discount: Customers who participate in EmblemHealth’s wellness programs, such as preventative care visits, health screenings, and immunizations, may be eligible for a discount on their health insurance premiums.
  • Online services discount: Customers who use EmblemHealth’s online services, such as the company’s website and mobile app, to manage their health insurance coverage may be eligible for a discount on their premiums.

It is important to note that the discounts and savings opportunities offered by EmblemHealth can vary depending on the specific plan and the location of the customer.

To learn more about the discounts and savings opportunities available to you, customers are encouraged to contact the company directly or use its online tools to compare plans and receive a personalized quote.

Frequently Asked Questions

What is EmblemHealth Insurance?

EmblemHealth Insurance is a non-profit health insurance company based in New York City. It is one of the largest health insurance providers in the United States, serving more than 3 million members across the country.

How much does EmblemHealth Insurance cost?

The cost of health insurance coverage from EmblemHealth varies depending on several factors, including the specific plan, the location of the customer, and the customer’s individual health needs.

Does EmblemHealth Insurance offer any discounts or savings opportunities?

Yes, EmblemHealth offers several discounts and savings opportunities to help customers save money on their health insurance coverage. Some of the discounts and savings opportunities offered by the company include multi-policy discounts, healthy living discounts, wellness program discounts, and online services discounts.

In which states does EmblemHealth Insurance offer coverage?

EmblemHealth is a health insurance company that offers coverage in several states across the United States, including New York, New Jersey, Connecticut, and Georgia.

What do customers say about EmblemHealth Insurance?

Customer reviews of EmblemHealth can vary, with some customers expressing satisfaction with the company’s products and services, while others may have negative experiences. To get a more comprehensive understanding of the company and its products and services, customers are encouraged to research the company thoroughly and read customer reviews from a variety of sources.

What types of health insurance plans does EmblemHealth offer?

EmblemHealth offers a range of health insurance plans, including individual and family plans, group plans, and Medicare Advantage plans.

In which states does EmblemHealth offer coverage?

EmblemHealth offers coverage in several states across the United States, including New York, New Jersey, Connecticut, and Georgia.

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Chris Tepedino

Insurance Feature Writer

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinn...

Insurance Feature Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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