Employers Insurance Review & Ratings (2024)
Explore a wide range of insurance topics, including coverage options, policy customization, claims process, and risk management strategies. Our goal is to empower you with the knowledge and tools necessary to make informed decisions about your insurance needs. With Employers Insurance, you can access valuable insights and resources that will help you navigate the complexities of the insurance landscape with confidence.
Jeff Root
Licensed Life Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Life Insurance Agent
UPDATED: Nov 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Employers Insurance
Average monthly rate for good drivers:
N/AA.M. Best rating:
A (Excellent)Complaint level:
LowPros
- Extensive Range of Insurance Policies
- Strong Financial Stability (A.M. Best Rating: A)
- Competitive and Customizable Coverage Options
- Low Complaint Level Indicates Customer Satisfaction
- Specialization in Tailored Solutions for Businesses
Cons
- Pricing may be higher for certain industries or high-risk businesses.
- Limited availability in certain regions.
- The customization options may be overwhelming for those seeking a straightforward insurance solution.
- Online quote process could be more user-friendly.
- Some businesses may find more affordable options with smaller insurers.
Final Verdict: Review of Employers Insurance
Employers Insurance is a provider of business insurance for small to mid-sized businesses. They offer a range of coverage options, including general liability insurance, workers’ compensation insurance, and professional liability insurance.
The cost of coverage will vary depending on several factors, including the type of coverage needed, the size of the business, and the state where the business is located.
Employers Insurance also offers several discounts to help lower the cost of coverage for their customers, including package discounts, loyalty discounts, safety discounts, and pay-in-full discounts.
Customer reviews of the company have been mixed, with some praising the coverage options and customer service and others criticizing the claims process and pricing.
What You Should Know About Employers Insurance
Welcome to our informative article about Employers Insurance, and how it can provide you with the comprehensive coverage you need. We will discuss the various insurance options offered by Employers Insurance including auto insurance, home insurance, and more. We will delve into the importance of having tailored coverage that meets your specific needs and protects your valuable assets.
- Over 100 years in business
- Offers liability and workers’ compensation insurance
- Wide range of coverage options
To ensure you find the best insurance coverage at competitive rates, we invite you to enter your zip code below. You can compare quotes from the top insurance providers in your area and make an informed decision based on the options available to you. Enter your zip code now and secure the coverage you need with Employers Insurance.
Employers Insurance Coverage Options
Employers Insurance offers a wide range of coverage options to meet the needs of businesses of all sizes. Their products and services include:
- General liability insurance: This coverage protects businesses against financial loss in the event of a lawsuit related to third-party bodily injury or property damage.
- Professional liability insurance: This coverage protects business in the event of a lawsuit related to errors or omissions in the performance of professional services.
- Commercial auto liability insurance: This coverage protects businesses that own or operate commercial vehicles, covering the cost of damage to other vehicles or property in the event of an accident.
- Workers compensation insurance: This coverage provides financial support to employees who are injured on the job, covering medical expenses, lost wages, and other benefits.
Employer insurance also offers coverage for specialized industries, such as construction, transportation, and healthcare. Their products and services are available in several states across the country, and they offer customizable coverage options to meet the unique needs of their customers.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Employers Insurance Rates Breakdown
The cost of employee insurance will vary depending on several factors, including the type of coverage you need, the size of your business, and the state where you are located.
Some of the factors that can affect the cost of your coverage include:
- Type of coverage: The cost of your coverage will vary depending on the type of insurance you need. For example, general liability insurance may cost less than professional liability insurance.
- Size of your business: The cost of your coverage will also vary based on the size of your business. Larger businesses may pay more for coverage than smaller businesses, due to the increased risk associated with larger operations.
- Location: Insurance rates can vary by state, so the cost of your coverage will depend on the state where your business is located.
- Claims history: If your business has a history of frequent claims, your rates may be higher.
Employers Insurance Discounts Available
Employers Insurance offers several discounts to help lower the cost of coverage for their customers. Some of the discounts available include:
- Package discount: If you bundle multiple types of insurance coverage, such as general liability insurance and workers’ compensation insurance, you may be eligible for a package discount.
- Loyalty discount: If you have been a customer of Employers Insurance for a certain amount of time, you may be eligible for a loyalty discount.
- Safety discount: If your business implements safety measures to reduce the risk of accidents or injuries, you may be eligible for a safety discount.
- Pay in full discount: If you choose to pay for your coverage in full, rather than making monthly payments, you may be eligible for a pay-in-full discount.
Frequently Asked Questions
What types of insurance does Employers Insurance offer?
Employers Insurance offers a range of insurance products for businesses of all sizes, including general liability insurance, workers’ compensation insurance, professional liability insurance, and more.
In which states is Employers Insurance available?
Employers Insurance is available in several states across the country, including Arizona, California, Florida, Georgia, Illinois, Nevada, Pennsylvania, Texas, and more.
What factors can affect the cost of Employers Insurance coverage?
The cost of Employers Insurance coverage can vary depending on several factors, including the type of coverage you need, the size of your business, and the state where you are located.
Does Employers Insurance offer any discounts to its customers?
Yes, Employers Insurance offers several discounts to help lower the cost of coverage for their customers, including package discounts, loyalty discounts, safety discounts, and pay-in-full discounts.
What do customers say about Employers Insurance?
Customers of Employers Insurance generally have positive things to say about the company, including its wide range of coverage options and competitive pricing. However, some customers have reported that the claims process can be slow and it can be difficult to get a prompt response from the company.
Is USInsuranceAgents.com affiliated with Employers Insurance?
No, USInsuranceAgents.com is not affiliated with any one insurance company, including Employers Insurance. They are a free online resource for anyone interested in learning more about insurance.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Jeff Root
Licensed Life Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Life Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.