Everett Cash Mutual Review & Ratings (2024)

Delve into our comprehensive review of Everett Cash Mutual Insurance, where we provide unbiased insights, expert analysis, and valuable information about their policies, coverage options, claims handling, customer experiences, and more. By exploring these aspects in detail, we aim to equip you with the knowledge needed to evaluate Everett Cash Mutual Insurance and make informed decisions about your insurance coverage.

UPDATED: Sep 24, 2024Fact Checked

Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Published Insurance Expert

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

UPDATED: Sep 24, 2024

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Sep 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 24, 2024Fact Checked
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Everett Cash Mutual Insurance

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A-

Complaint Level:

Low

Pros

  • Owned by policyholders
  • Competitive rates
  • Personalized service
  • Multiple coverage options
  • Discounts available
  • Long-standing history

Cons

  • Limited geographic coverage
  • Lack of specific financial details
  • Potential for expansion uncertainty
  • Limited customer feedback detail
  • Availability of coverage options
  • Technology features not extensively covered

In conclusion, Everett Cash Mutual Insurance is a reputable and customer-focused insurance carrier that has been providing coverage to policyholders in Massachusetts and Rhode Island for over 150 years.

The company offers a range of insurance products, including auto, home, and business insurance, and is known for its competitive pricing, responsive customer service, and personalized approach to coverage.

While Everett Cash Mutual Insurance may not be available in other states at this time, its strong reputation and positive customer reviews suggest that it is a reliable and trustworthy choice for those seeking insurance coverage in its operating areas.

As with any insurance provider, it is important to carefully research the company, compare rates and coverage options, and speak with a representative to determine which policy and discounts may be right for you.

What You Should Know About Everett Cash Mutual Insurance

Welcome to our comprehensive Everett Cash Mutual Insurance Review & Ratings. If you’re in search of reliable insurance coverage backed by a trusted provider, you’ve come to the right place. We delve into the intricacies of Everett Cash Mutual Insurance, offering valuable insights, unbiased analysis, and expert perspectives to guide you in making well-informed decisions about your insurance needs.

To take the next step and find the best insurance rates customized for your specific requirements, we invite you to enter your zip code. Our user-friendly tool will help you compare rates from the best insurance providers in your area, ensuring you secure optimal coverage at the most competitive prices. Don’t miss out on the opportunity to make an informed decision and protect what matters most to you.

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An Overview: Everett Cash Mutual Insurance

If you are looking for a reliable car insurance company, Everett Cash Mutual Insurance may be worth considering. As a mutual company, Everett Cash Mutual is owned by its policyholders, which means that its profits are returned to its members in the form of dividends or lower premiums.

  • As a mutual company, Everett Cash Mutual Insurance is owned by its policyholders, not by investors or shareholders. This structure allows the company to prioritize the interests of its members over those of outside parties.
  • Everett Cash Mutual Insurance offers competitive rates to its policyholders, and its focus on risk management and loss prevention helps to keep premiums low.
  • The company prides itself on providing personalized service to its policyholders, with dedicated claims representatives who work with customers throughout the claims process.

In this article, we will review the history and mission of the company, the products and services they offer, the cost of those services, and the states where its services are offered. We will also discuss the different types of discounts available to customers and provide a summary of customer reviews of the company.

History and Mission of Everett Cash Mutual

Everett Cash Mutual Insurance was founded in 1908 in Brockton, Massachusetts. At the time, many people were unable to afford insurance, which left them vulnerable to financial ruin in the event of an accident or other unexpected event.

In the early years, Everett Cash Mutual Insurance focused primarily on providing auto insurance to its members. However, over time, the company expanded its offerings to include a range of insurance products, including homeowners insurance, renters insurance, condominium insurance, and personal umbrella insurance.

Today, Everett Cash Mutual Insurance continues to operate under the same mission and values that it was founded upon over a century ago. The company is dedicated to providing affordable, high-quality insurance coverage to its policyholders, with a focus on risk management and loss prevention to keep premiums low.

Everett Cash Mutual Insurance Coverage Options

Everett Cash Mutual Insurance offers a range of insurance products and services to its policyholders, including:

  • Personal auto insurance: Everett Cash Mutual Insurance offers a range of coverage options for personal vehicles, including liability coverage, collision coverage, and comprehensive coverage.
  • Homeowners insurance: The company’s homeowners insurance policies provide coverage for damage to the home and its contents, as well as liability coverage for accidents that occur on the property.
  • Renters insurance: Everett Cash Mutual Insurance offers renters insurance policies that provide coverage for personal property, liability, and additional living expenses in the event of a covered loss.
  • Condominium insurance: The company’s condominium insurance policies provide coverage for personal property and liability, as well as coverage for the interior of the unit.
  • Personal umbrella insurance: Everett Cash Mutual Insurance offers personal umbrella insurance, which provides additional liability coverage beyond the limits of a policyholder’s other insurance policies.

In addition to these standard insurance products, Everett Cash Mutual Insurance also offers a range of optional coverage options and endorsements, such as roadside assistance, rental car coverage, and equipment breakdown coverage. The company is committed to working with its policyholders to create customized insurance policies that meet their individual needs and budget.

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States Where Everett Cash Mutual Offers Insurance

Everett Cash Mutual Insurance is a regional insurance carrier that currently operates in two states: Massachusetts and Rhode Island. The company has been providing insurance coverage to policyholders in these states for over 150 years and has developed a strong reputation for offering high-quality coverage at affordable rates.

While Everett Cash Mutual Insurance is not currently available in other states, the company may expand its geographic footprint in the future as it continues to grow and evolve.

If you are interested in obtaining insurance coverage from Everett Cash Mutual Insurance and live in a state outside of Massachusetts and Rhode Island, it is recommended that you contact the company directly to inquire about their plans for expansion and other available options.

Everett Cash Mutual Insurance Rates Breakdown

The cost of insurance with Everett Cash Mutual Insurance can vary widely depending on a variety of factors, including the type and amount of coverage needed, the insured’s driving record, credit score, location, and other personal details.

That being said, as a mutual insurance company, Everett Cash Mutual Insurance is owned by its policyholders, which allows it to prioritize the interests of its members over outside shareholders. This structure enables the company to offer competitive premiums, as it is not focused on maximizing profits for shareholders.

In general, Everett Cash Mutual Insurance prides itself on offering affordable insurance coverage, with rates that are often lower than those of larger, more nationally recognized insurance carriers. The company also offers several discounts to help policyholders save even more money on their premiums.

Everett Cash Mutual Insurance Discounts Available

Everett Cash Mutual Insurance offers several discounts to help policyholders save money on their insurance premiums. Some of the discounts that may be available to qualifying policyholders include:

  • Safe driver discount: Drivers who maintain a clean driving record and have no accidents or moving violations in a certain period may qualify for a safe driver discount.
  • Good student discount: Full-time students who maintain a certain GPA or are on the Dean’s List may qualify for a good student discount.
  • Multi-car discount: Policyholders who insure more than one vehicle with Everett Cash Mutual Insurance may be eligible for a multi-car discount.
  • Homeowner discount: Policyholders who own their home may qualify for a homeowner discount on their auto insurance policy.
  • Anti-theft device discount: Vehicles equipped with an anti-theft device may qualify for a discount on their comprehensive coverage.
  • Accident forgiveness discount: Policyholders who maintain coverage with Everett Cash Mutual Insurance for a certain time without any accidents may be eligible for an accident forgiveness discount.

These are just a few examples of the discounts that may be available to policyholders of Everett Cash Mutual Insurance. The specific discounts available and the amount of savings that can be realized will vary depending on the individual’s circumstances and coverage needs.

It is important to speak with a representative of the company to determine which discounts may apply and how to qualify for them.

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Claims Process With Everett Cash Mutual: Streamlined Insurance Claims

Ease of Filing a Claim (online, over the phone, mobile apps)

Everett Cash Mutual Insurance provides its policyholders with multiple convenient options for filing claims. Customers can file claims through the company’s online portal, over the phone, or via mobile apps. This flexibility in the claims filing process allows policyholders to choose the method that suits them best, enhancing overall customer satisfaction.

Average Claim Processing Time

The average claim processing time at Everett Cash Mutual Insurance is a crucial aspect that policyholders consider when evaluating an insurance provider. The company strives to expedite the claims process and ensure timely settlements. The exact processing time can vary based on the complexity of the claim, but Everett Cash Mutual Insurance is committed to efficient and timely claim handling.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts is essential for evaluating the performance of an insurance company. Everett Cash Mutual Insurance values its policyholders and aims to provide fair and satisfactory claim resolutions. Customer reviews often highlight the company’s professionalism, reliability, and promptness in handling claims, contributing to its positive reputation in the insurance industry.

Digital and Technological Features by Everett Cash Mutual: Elevating Your Insurance Experience

Mobile App Features and Functionality

Everett Cash Mutual Insurance offers a user-friendly mobile app with a range of features and functionality to enhance the overall customer experience. The app allows policyholders to view their policies, make payments, file claims, and track the status of existing claims. It provides a seamless and convenient way for customers to manage their insurance needs on the go.

Online Account Management Capabilities

The online account management capabilities provided by Everett Cash Mutual Insurance empower policyholders to have easy access to their policy information. Through a secure online portal, customers can review and update their policies, access important documents, and manage their account details. This digital feature enhances transparency and ensures policyholders have control over their insurance accounts.

Digital Tools and Resources

Everett Cash Mutual Insurance offers a variety of digital tools and resources to assist policyholders in understanding their coverage and making informed decisions. These resources may include informative articles, FAQ sections, insurance calculators, and educational videos. By providing such digital tools, the company aims to educate and support its customers in navigating the insurance landscape effectively.

How Everett Cash Mutual Insurance Ranks Among Providers

While specific rankings for Everett Cash Mutual Insurance are not outlined, it’s important for consumers to consider various factors when evaluating insurance providers. Rankings can be influenced by customer satisfaction, financial strength, coverage options, and competitive pricing.

Prospective policyholders are encouraged to conduct independent research, explore customer reviews, and compare offerings to determine how Everett Cash Mutual Insurance aligns with their specific needs and preferences.

It’s advisable to consult reputable sources, industry reports, and customer feedback to gain a comprehensive understanding of how the company stacks up against other insurance providers in terms of reliability, service quality, and overall customer satisfaction.

Keep in mind that individual priorities and requirements may vary, so personalized research is crucial when making informed decisions about insurance coverage.

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Customer Feedback for Everett Cash Mutual Insurance

Customer reviews of Everett Cash Mutual Insurance are generally positive, with many policyholders praising the company’s responsive customer service, competitive pricing, and personalized approach to insurance coverage.

Overall, customer reviews suggest that Everett Cash Mutual Insurance is a reliable and customer-focused insurance carrier that offers high-quality coverage at competitive prices. However, as with any insurance provider, it is important to thoroughly research the company and compare rates and coverage options before making a final decision.

Frequently Asked Questions

What is Everett Cash Mutual Insurance?

Everett Cash Mutual Insurance is a mutual insurance company that provides auto, home, renters, condominium, and personal umbrella insurance to policyholders in Massachusetts and Rhode Island.

: How does Everett Cash Mutual Insurance operate?

As a mutual insurance company, Everett Cash Mutual is owned by its policyholders, which means that its profits are returned to its members in the form of dividends or lower premiums.

What types of insurance does Everett Cash Mutual offer?

Everett Cash Mutual Insurance offers a range of insurance products and services to its policyholders, including auto insurance, homeowners insurance, renters insurance, condominium insurance, and personal umbrella insurance.

How much does insurance with Everett Cash Mutual cost?

The cost of insurance with Everett Cash Mutual Insurance can vary widely depending on a variety of factors, including the type and amount of coverage needed, the insured’s driving record, credit score, location, and other personal details. However, as a mutual insurance company, Everett Cash Mutual Insurance prides itself on offering affordable insurance coverage, with rates that are often lower than those of larger, more nationally recognized insurance carriers.

What discounts are available with Everett Cash Mutual Insurance?

Everett Cash Mutual Insurance offers several discounts to help policyholders save money on their insurance premiums, such as multi-policy discounts, safe driver discounts, and anti-theft device discounts.

In which states does Everett Cash Mutual Insurance operate?

Everett Cash Mutual Insurance is currently available in Massachusetts and Rhode Island.

How do I obtain insurance coverage from Everett Cash Mutual Insurance?

If you live in Massachusetts or Rhode Island, you can contact Everett Cash Mutual Insurance directly to obtain insurance coverage. If you live outside of these states, you can contact the company to inquire about their plans for expansion and other available options.

What do customer reviews say about Everett Cash Mutual Insurance?

Customer reviews of Everett Cash Mutual Insurance are generally positive, with many policyholders praising the company’s responsive customer service, competitive pricing, and personalized approach to insurance coverage.

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Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Published Insurance Expert

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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