Farm Bureau Insurance Review & Ratings (2024)
Farm Bureau Insurance is part of the American Farm Bureau Federation and has been operating for more than 60 years in 14 states across the U.S. Farm Bureau insurance rating from A.M. Best is A, while Farm Bureau insurance rates start from $158 per month. Read through our comprehensive Farm Bureau insurance review to learn more about the company.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 28, 2023
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Farm Bureau insurance has been in operation for more than 60 years, and has grown from a company with limited offerings to the farming community to a full service insurance company offering many lines of coverage including home, auto, health, life and long term disability insurance, as well as the original farm, ranch, crop and commercial agriculture lines.
An Overview: Farm Bureau Insurance
Welcome to our comprehensive Farm Bureau Insurance Review & Ratings. As you navigate the world of insurance, it’s crucial to have access to reliable and unbiased information. In this detailed article, we aim to provide you with a comprehensive understanding of Farm Bureau Insurance and help you make informed decisions about your coverage needs.
- Farm Bureau Insurance has been in business for over 75 years.
- They offer a wide range of insurance products including car, home, life, and health insurance.
- Farm Bureau Insurance offers numerous discounts for their car insurance policyholders.
Now, it’s time to take action and find the best insurance coverage for your needs. By entering your zip code, you can access a user-friendly tool that allows you to compare rates from the top insurance providers in your area. This will enable you to make a well-informed decision based on personalized quotes tailored to your specific requirements.
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Farm Bureau History and Mission
Farm Bureau Insurance was founded in 1949 in Des Moines, Iowa, with a mission to provide comprehensive insurance products and services to individuals, families, and businesses.
Originally, Farm Bureau Insurance was created to serve the needs of farmers and rural communities, but over time the company expanded its offerings to include all individuals and families in the communities they serve.
The company’s mission is to help its clients protect what matters most to them by offering reliable and affordable insurance products and services. They strive to provide exceptional customer service and build long-lasting relationships with their clients.
Farm Bureau Insurance is part of the American Farm Bureau Federation, which is a national organization that advocates for agriculture and rural communities.
The company’s ties to the American Farm Bureau Federation have helped shape its values and mission, including its commitment to helping rural communities thrive and supporting agricultural communities.
Coverage Options: Farm Bureau Insurance
Farm Bureau Insurance offers a wide range of insurance products and services to individuals, families, and businesses. Here is a closer look at some of the products and services they offer:
- Car insurance: Farm Bureau Insurance offers comprehensive car insurance coverage that includes liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. They also offer additional coverage options, such as roadside assistance, rental car reimbursement, and more.
- Home Insurance: Farm Bureau Insurance offers home insurance coverage that includes protection for your home and personal property, as well as liability coverage. They also offer additional coverage options, such as flood insurance, personal umbrella insurance, and more.
- Life insurance: Farm Bureau Insurance offers life insurance coverage that includes term life insurance, whole life insurance, and universal life insurance. They also offer additional coverage options, such as accidental death and dismemberment insurance, and more.
- Health insurance: Farm Bureau Insurance offers health insurance coverage, including individual and family health insurance plans, as well as Medicare supplement plans.
- Business insurance: Farm Bureau Insurance offers a range of insurance products and services for businesses, including property and liability insurance, workers’ compensation insurance, and more.
- Pet insurance: Farm Bureau Insurance offers pet insurance coverage for cats and dogs, which includes coverage for accidents, illnesses, and routine care.
The cost of their insurance products and services varies depending on some factors, including the type of coverage you choose, your location, and other risk factors.
Read more: Texas Farm Bureau Car Insurance Discounts
States Where Farm Bureau Offers Insurance
Each state where Farm Bureau Insurance operates has its own local Farm Bureau organization, which is typically part of the American Farm Bureau Federation. Farm Bureau Insurance operates in 14 states across the United States, including:
- Arkansas
- Colorado
- Florida
- Georgia
- Iowa
- Kansas
- Kentucky
- Louisiana
- Michigan
- Mississippi
- Nebraska
- North Carolina
- Tennessee
- Virginia
Read more: Tennessee Farm Bureau Car Insurance Discounts
These local organizations may offer additional services beyond insurance, such as advocacy and support for local farmers and rural communities.
Read more: North Carolina Farm Bureau Car Insurance Discounts
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Cost of Coverage With Farm Bureau Insurance
The cost of insurance from Farm Bureau Insurance can vary depending on several factors, including the type of coverage you choose, your location, and other risk factors. Here are some of the factors that can impact the cost of insurance from Farm Bureau Insurance:
- Coverage type: The type of coverage you choose can have a significant impact on the cost of your insurance. For example, comprehensive car insurance coverage that includes protection against theft and damage to your vehicle will typically be more expensive than liability-only coverage.
- Location: The state where you live can also impact the cost of your insurance from Farm Bureau Insurance. Insurance regulations and requirements can vary from state to state, which can impact the cost of coverage. In addition, the specific risks and hazards that are present in your area can also impact the cost of insurance.
- Risk factors: Your risk factors can also impact the cost of insurance from Farm Bureau Insurance. For example, if you have a history of accidents or traffic violations, you may pay more for car insurance. Similarly, if you live in an area that is prone to natural disasters, you may pay more for homeowners insurance.
It’s important to note that insurance rates can vary widely depending on the specific details of your policy and your circumstances.
To get an accurate estimate of the cost of insurance from Farm Bureau Insurance, you’ll need to request a quote that takes into account your individual needs and risk factors.
Discounts Available at Farm Bureau Insurance
Farm Bureau Insurance offers a range of car insurance discounts to help customers save money on their insurance premiums. Here are some of the discounts that may be available:
- Multi-policy discount: If you have multiple policies with Farm Bureau Insurance, such as car insurance and homeowners insurance, you may be eligible for a discount on your premiums.
- Safe driving discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driving discount.
- Good student discount: If you or a family member on your policy is a full-time student with good grades, you may be eligible for a discount on your car insurance premiums.
- Mature driver discount: If you are over the age of 55 and have completed an approved driver safety course, you may be eligible for a mature driver discount on your car insurance.
- Home safety features discount: If your home has certain safety features, such as a security system or fire alarm, you may be eligible for a discount on your homeowner’s insurance premiums.
- Payment discounts: If you set up automatic payments or pay your premium in full at the beginning of your policy period, you may be eligible for a discount.
Read more: Southern Farm Bureau Car Insurance Discounts
It’s important to note that not all discounts may be available in all states or for all types of insurance. In addition, the amount of the discount may vary depending on the specific details of your policy and your circumstances. Learn more about Farm Bureau car insurance discounts here.
Read more: Michigan Farm Bureau Car Insurance Discounts
Evaluating Claims Handling: Farm Bureau Insurance
Ease of Filing a Claim
Farm Bureau Insurance offers multiple convenient options for filing a claim. Policyholders can file a claim online through their website, over the phone by contacting their customer service, or via mobile apps designed to streamline the claims process. This flexibility allows customers to choose the method that best suits their preferences and needs.
Average Claim Processing Time
The speed at which Farm Bureau Insurance processes claims can be a critical factor for policyholders. While the exact processing time may vary depending on the nature and complexity of the claim, Farm Bureau Insurance is known for its efficient claims handling. Policyholders often receive prompt attention to their claims, ensuring that they can recover from losses as quickly as possible.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is an essential aspect of evaluating an insurance company’s claims process. Farm Bureau Insurance has garnered positive reviews from many policyholders regarding its claim resolutions and payouts.
Customers often express satisfaction with the fairness and efficiency of the claims settlement process. However, as with any insurance company, individual experiences may vary, so it’s advisable to research and read customer reviews to get a comprehensive understanding of claim experiences.
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Exploring Farm Bureau Insurance Cutting-Edge Digital and Technological Features
Mobile App Features and Functionality
Farm Bureau Insurance offers a user-friendly mobile app with a range of features designed to enhance the customer experience. Through the app, policyholders can access their insurance information, view policy documents, make premium payments, and file claims. Additionally, the app often provides access to helpful resources such as roadside assistance and insurance FAQs, all accessible at their fingertips.
Online Account Management Capabilities
Policyholders can take advantage of Farm Bureau Insurance’s robust online account management capabilities. These features allow customers to manage their policies, update personal information, and track claims through a secure online portal. This digital convenience simplifies the administrative aspects of insurance, making it easier for policyholders to stay informed and in control of their coverage.
Digital Tools and Resources
Farm Bureau Insurance offers various digital tools and resources to assist customers in understanding their insurance options. These resources may include online calculators, educational articles, and informative videos that help policyholders make informed decisions about their coverage. The company’s commitment to providing accessible digital resources contributes to an overall enhanced customer experience.
Customer Reviews: Farm Bureau Insurance
Customer reviews of Farm Bureau Insurance are generally positive, with many customers praising the company’s personalized service and competitive rates.
However, it’s important to note that some customers have reported negative experiences with Farm Bureau Insurance as well, particularly regarding the cost of coverage and issues with claims handling.
As with any insurance company, it’s a good idea to do your research and compare quotes from multiple providers before deciding on which company to choose for your insurance needs.
In Summary: Farm Bureau Insurance
Farm Bureau Insurance is a well-established insurance provider with a long history of serving customers across the United States.
Their comprehensive car insurance policies, a wide range of discounts, and a solid reputation for customer service make them a great choice for anyone in the market for car insurance.
Whether you’re looking for basic liability coverage or more comprehensive protection, Farm Bureau Insurance has a policy that will meet your needs and budget.
Frequently Asked Questions
What types of insurance does Farm Bureau Insurance offer?
Farm Bureau Insurance offers a wide range of insurance products and services, including home, auto, health, life and long term disability insurance, as well as farm, ranch, crop and commercial agriculture lines.
Where does Farm Bureau Insurance operate?
Farm Bureau Insurance operates in 14 states across the United States, including Arizona, Arkansas, Idaho, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, and Utah.
What discounts are available at Farm Bureau Insurance?
Farm Bureau Insurance offers a range of discounts to help customers save money on their insurance premiums. Some of the discounts that may be available include multi-policy, safe driver, good student, and more. However, the availability and amount of the discount may vary depending on the specific details of your policy and your circumstances.
How much does insurance from Farm Bureau Insurance cost?
The cost of insurance from Farm Bureau Insurance can vary depending on several factors, including the type of coverage you choose, your location, and other risk factors. To get an accurate estimate of the cost of insurance from Farm Bureau Insurance, you’ll need to request a quote that takes into account your individual needs and risk factors.
What are the customer reviews like for Farm Bureau Insurance?
Customer reviews of Farm Bureau Insurance are generally positive, with many customers praising the company’s personalized service and competitive rates. However, some customers have reported negative experiences with Farm Bureau Insurance as well, particularly regarding the cost of coverage and issues with claims handling. It’s important to do your research and compare quotes from multiple providers before deciding on which company to choose for your insurance needs.