First Financial Insurance Review & Ratings (2024)

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UPDATED: Nov 22, 2023Fact Checked

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 22, 2023Fact Checked
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First Financial Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Extensive coverage options for automobiles, offering various types including liability, collision, comprehensive, and additional coverage.
  • Long-standing history of over 80 years in the insurance industry, reflecting experience and stability.
  • Availability in multiple states across the United States, providing coverage to a broad customer base.
  • Array of discounts available for customers, potentially helping to reduce premium rates.
  • Commitment to customer service and a mission to offer affordable coverage.

Cons

  • Mixed customer reviews with varied experiences reported, particularly concerning claims processing and billing.
  • Limited availability in certain states might restrict potential customers’ access to services.
  • The diverse range of experiences reported by customers may imply inconsistent service quality.

Final Verdict: Review of First Financial Insurance

The article provides an in-depth overview of First Financial Insurance, a longstanding insurance provider operating for over 80 years. It delves into the company’s history, mission, coverage options, cost factors, available discounts, customer reviews, and its digital features.

Highlighting First Financial Insurance’s origins, mission to offer affordable coverage, and commitment to customer service, the article explores its extensive coverage options for automobiles, including liability, collision, comprehensive, and additional coverage. It details the company’s presence in multiple states and emphasizes the importance of considering factors beyond cost when choosing insurance.

Additionally, the article outlines various discounts available to customers, the streamlined claims process through digital means, and customer reviews that portray mixed experiences. Furthermore, it explores the company’s digital tools, resources, and mobile app features aimed at enhancing customer experience.

Ultimately, it suggests First Financial Insurance as a reputable option, despite mixed reviews, and advises potential customers to conduct thorough research when comparing insurance providers.

What You Should Know About First Financial

Welcome to our comprehensive guide on First Financial Insurance and everything you need to know about their services. In this article, we will explore the history and mission of First Financial Insurance, coverage options available, cost factors, discounts, customer reviews, and more. If you’re in the market for car insurance, it’s crucial to make an informed decision.

    • A company that has been in business for over 80 years

    • Offers a range of discounts for customers to help lower their premium rates

    • Provides 24/7 claims service to customers

That’s why we invite you to enter your ZIP code and compare rates from the best insurance providers in your area. Don’t miss out on the opportunity to find the right coverage at the best price. Take control of your insurance needs today and secure your vehicle with First Financial Insurance.

First Financial Insurance Coverage Options

First Financial Insurance offers a comprehensive array of coverage options tailored to meet diverse customer needs, ensuring protection and peace of mind on the road. Their coverage includes:

  • Liability Coverage: Mandated in most states, this coverage safeguards policyholders financially if they’re at fault in an accident causing injury or property damage to another party.
  • Collision Coverage: Assists in covering damage to your vehicle resulting from a collision with another vehicle or object.
  • Comprehensive Coverage: Protects against non-collision events such as theft, vandalism, or weather-related damage to your vehicle.
  • Personal Injury Protection (PIP): Covers medical expenses and lost wages if you or your passengers are injured in an accident.
  • Uninsured/Underinsured Motorist Coverage: Provides protection if involved in an accident with a driver lacking sufficient insurance.

Alongside these fundamental coverage options, First Financial Insurance extends additional customizable coverage choices like roadside assistance and rental car reimbursement, allowing policyholders to tailor their insurance to specific needs and circumstances.

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First Financial Discounts Available

First Financial Insurance provides various discounts to assist customers in reducing their insurance premiums. Here is an overview of the available discounts:

  • Multi-car Discount: Customers insuring more than one vehicle with First Financial Insurance may qualify for a discount.
  • Safe Driver Discount: Eligible for policyholders with a clean driving record devoid of accidents or violations.
  • Good Student Discount: Full-time students achieving good grades might be eligible for a discount.
  • Anti-theft Device Discount: Vehicles equipped with anti-theft devices, such as alarm systems or GPS trackers, may qualify for a discount.
  • Homeowner Discount: Homeowners may be eligible for a discount on their car insurance.
  • Paid-in-full Discount: Policyholders paying their annual premium in full might be eligible for a discount.
  • Paperless Billing Discount: Opting for electronic receipt of bills and policy documents may entitle policyholders to a discount.

These discounts can significantly contribute to reducing the overall insurance premium, offering customers an opportunity to save while ensuring adequate coverage for their vehicles. For individuals looking to secure cost-effective coverage options, First Financial Insurance offers a range of discounts designed to help customers manage their insurance expenses effectively.

How First Financial Ranks Among Providers

First Financial Insurance operates in a competitive market alongside several key players offering similar insurance services. Understanding its main competitors can provide insight into the available alternatives for potential customers seeking comparable coverage options. Here are some notable competitors:

  • State Farm: Known for its extensive network of agents and a wide range of insurance products, State Farm competes strongly, particularly in the auto insurance segment.
  • Allstate: Offers various coverage options and discounts, focusing on personalized service and a robust online platform for policy management.
  • Geico: Recognized for competitive pricing and user-friendly online tools, Geico targets customers seeking affordable coverage without compromising service quality.
  • Progressive: Known for innovative policies, such as usage-based insurance, and a user-friendly approach to acquiring insurance online.
  • Farmers Insurance: Offers personalized service through a network of agents and a comprehensive range of insurance products, including auto and home insurance.

Understanding the competitive landscape of insurance providers can aid customers in evaluating their options thoroughly. While these companies compete with First Financial Insurance, each possesses unique strengths and offerings, catering to diverse customer needs and preferences.

Frequently Asked Questions

What is First Financial Insurance?

First Financial Insurance is an independent insurance agency that offers personal and commercial insurance products to customers in Indiana and surrounding states.

 

What types of insurance does First Financial offer?

First Financial offers a range of insurance products, including auto, home, renters, motorcycle, boat, and business insurance.

How can I get a quote for First Financial Insurance?

You can get a quote for First Financial Insurance by visiting their website, contacting them by phone, or filling out an online quote form.

How does First Financial’s auto insurance compare to other companies?

First Financial’s auto insurance has received mixed reviews from customers and industry experts. It’s important to compare quotes and coverage options from multiple insurance companies before making a decision.

Does First Financial offer discounts on their insurance policies?

Yes, First Financial offers various discounts on their insurance policies, including safe driver discounts, multi-policy discounts, and good student discounts.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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