First National Insurance Review & Ratings (2024)

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UPDATED: Nov 22, 2023Fact Checked

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 22, 2023Fact Checked
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First National Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Diverse coverage options catering to various needs
  • Competitive rates and available discounts for cost savings
  • Commitment to quality customer service and community involvement
  • Effortless claims processing with multiple filing options
  • Robust digital tools like a mobile app for convenient management

Cons

  • Instances of reported communication issues with the company
  • Limited coverage options in some cases, as per customer feedback
  • Some customers experienced difficulties in canceling policies

Final Verdict: Review of First National Insurance

The comprehensive guide to First National Insurance delves into its extensive coverage options, competitive rates, and service offerings. Detailing the company’s history, mission, product lineup, and geographical reach, the article highlights its commitment to customer service, community involvement, and diverse coverage options catering to drivers’ needs.

It emphasizes the varying factors influencing insurance costs and how First National Insurance mitigates these through discounts, efficient claims processing, and digital tools. Customer feedback, competitor analysis, and a snapshot of its main rivals provide a well-rounded view, offering potential policyholders a comprehensive understanding of First National Insurance and its position within the insurance landscape.

What You Should Know About First National Insurance

Welcome to our comprehensive guide on First National Insurance and everything you need to know about their coverage options, rates, and service. In this article, we’ll provide an in-depth review of First National Insurance, including customer ratings, cost analysis, and available discounts. Whether you’re a new policyholder or considering switching insurers, we’ll help you make an informed decision.

  • Offers a wide variety of coverage options, including liability, collision, comprehensive, personal injury protection, and uninsured motorist coverage
  • Provides multi-car and multi-policy discounts to customers, which can result in significant cost savings
  • Has a mobile app that allows customers to manage their policy, file claims, and access roadside assistance quickly and easily

To ensure you find the best insurance rates tailored to your needs, we invite you to enter your ZIP code below and compare quotes from top insurance providers. Take the first step towards securing your peace of mind on the road.

First National Insurance Coverage Options

First National Insurance provides a comprehensive array of coverage options designed to meet various needs and circumstances. Their offerings include:

  • Liability Coverage: This fundamental coverage is mandatory in most states and assists in paying for damages caused to another person’s property or vehicle in an accident for which you are responsible.
  • Collision Coverage: Designed to cover damages to your vehicle, regardless of fault, in the event of an accident.
  • Comprehensive Coverage: Covers damages to your vehicle resulting from incidents other than collisions, such as theft, vandalism, or natural disasters.
  • Personal Injury Protection (PIP): Provides coverage for medical expenses and lost wages for you and your passengers in case of injury resulting from an accident.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage to cover damages adequately.

First National Insurance ensures that customers have access to a diverse range of coverage options tailored to meet their individual requirements. Whether it’s essential liability coverage or more comprehensive protection like collision and personal injury coverage, First National Insurance aims to offer a suite of options to ensure peace of mind on the road.

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First National Insurance Discounts Available

First National Insurance extends several discounts to help customers save on their insurance premiums. These include:

  • Safe Driver Discount: Available to drivers with a clean driving record, devoid of accidents or traffic violations, offering potential savings based on the driver’s history and location.
  • Multi-Policy Discount: Customers bundling multiple insurance policies with First National Insurance, such as auto and homeowners insurance, can benefit from reduced premiums.
  • Good Student Discount: Eligible to students maintaining a good academic record, typically high school or college students maintaining a certain GPA or higher.
  • Anti-Theft Device Discount: Customers owning vehicles equipped with anti-theft devices, like alarms or tracking systems, may qualify for reduced insurance premiums.
  • Defensive Driving Course Discount: Offered to policyholders who have completed a defensive driving course, potentially reducing insurance costs.
  • Loyalty Discount: Extended to long-term customers, providing incentives based on the duration of their association with First National Insurance.

First National Insurance ensures that customers can avail themselves of various discounts to help mitigate insurance costs. From rewarding safe driving histories to encouraging loyalty and adopting security measures, the company aims to make insurance more affordable and accessible for its policyholders.

How First National Insurance Ranks Among Providers

First National Insurance operates in a competitive landscape where several prominent companies vie for market share and customer loyalty. Understanding its major competitors sheds light on the diverse choices available to consumers in the insurance industry.

  • State Farm: Renowned for its extensive network of agents and diverse insurance offerings, State Farm competes strongly in the market with personalized service and comprehensive coverage options.
  • Allstate: Another major player, Allstate, emphasizes customer service and a range of insurance products, including auto, home, and life insurance, often attracting customers through its innovative features.
  • Progressive: Known for its competitive rates and innovative technology, Progressive offers a user-friendly interface and a range of coverage options, appealing particularly to tech-savvy customers.
  • GEICO: Recognized for its extensive advertising campaigns and competitive pricing, GEICO stands out for its direct-to-consumer approach and emphasis on cost-effective policies.
  • Farmers Insurance: With a wide array of insurance products and strong customer service, Farmers Insurance competes in the market by offering diverse coverage options and personalized attention to policyholders.

First National Insurance faces competition from established giants like State Farm, Allstate, Progressive, GEICO, and Farmers Insurance. Each competitor brings its unique strengths to the table, whether it’s a robust agent network, technological innovation, competitive pricing, or diverse coverage options, intensifying the competition in the insurance landscape.

Frequently Asked Questions

What is First National Insurance?

First National Insurance is an independent insurance agency that provides personal and commercial insurance products across the United States.

What types of insurance does First National Insurance offer?

First National Insurance offers a wide range of insurance products, including auto, home, renters, motorcycle, boat, and RV insurance.

How does First National Insurance’s auto insurance compare to other companies?

First National Insurance partners with various insurance companies to provide auto insurance, so the coverage and rates may vary depending on the insurer. It’s important to compare quotes and coverage options from multiple insurance companies before making a decision.

Does First National Insurance offer discounts on their insurance policies?

Yes, First National Insurance offers various discounts on their insurance policies, including safe driver discounts, multi-policy discounts, and good student discounts.

How can I file a claim with First National Insurance?

You can file a claim with First National Insurance by calling their claims department or submitting a claim online through their website.

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Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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