Golden Rule Insurance Review & Ratings (2024)
Find the best coverage at affordable rates. Discover what real users have to say about Golden Rule Insurance's overall satisfaction, claims process, cost, billing, and service. Compare quotes from top insurance providers and make an informed decision.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Golden Rule Insurance
Average monthly rate for good drivers:
N/AA.M. Best rating:
AComplaint level:
LowPros
- Competitive rates
- Variety of plans to choose from
- Excellent customer service
- Strong financial stability
- Coverage for a wide range of medical services
Cons
- Limited availability in some states
- Not as comprehensive as some other plans
- No coverage for pre-existing conditions
- Some customers have reported long wait times for customer service
Final Verdict: Review of Golden Rule Insurance
Golden Rule Insurance is a car insurance company that offers coverage in a limited number of states. The company is a subsidiary of UnitedHealthcare and provides several coverage options, including liability, collision, and comprehensive coverage.
Golden Rule Insurance offers several discounts, including safe driver, multi-car, and good student discounts. However, the availability and amount of discounts may vary depending on the state and insurance policy.
Customers have reported that Golden Rule Insurance has competitive rates and good customer service. However, some customers have experienced issues with the claims handling process and have noted that the company offers limited coverage options.
Overall, Golden Rule Insurance may be a good choice for customers who live in the states where the company operates and are looking for an affordable car insurance policy with good customer service.
What You Should Know About Golden Bear Insurance Company
Welcome to our comprehensive guide on Golden Rule Insurance. In this article, we delve into the various aspects of Golden Rule Insurance, including its coverage options, pricing, customer reviews, and more. Whether you’re looking for reliable auto, home, or life insurance, we’ve got you covered. Discover the benefits of Golden Rule Insurance and make an informed decision to protect your assets and loved ones.
To find the best rates and coverage tailored to your needs, simply enter your zip code and compare quotes from top insurance providers. Don’t miss out on securing the best insurance policy for your peace of mind.
Golden Rule Insurance History and Mission
Golden Rule Insurance was founded in 1947 in Indianapolis, Indiana, by a group of businessmen who wanted to provide quality insurance services to their community. In 2003, Golden Rule Insurance became a subsidiary of UnitedHealth Group, a leading healthcare company in the United States.
Today, Golden Rule Insurance operates in many states across the country, offering affordable and comprehensive car insurance coverage. The mission of Golden Rule Insurance is to provide their customers with high-quality insurance services that meet their unique needs.
They strive to offer personalized, efficient, and friendly service to ensure that their customers are satisfied with their coverage and experience with the company.
Golden Bear Insurance Company Insurance Coverage Options
Golden Rule Insurance offers a range of coverage options to their customers, including:
- Liability coverage: This coverage is required in most states and covers the cost of damages and injuries you cause to others in an accident.
- Collision coverage: This coverage helps pay for the cost of damages to your car in an accident, regardless of who is at fault.
- Comprehensive coverage: This coverage protects your car from damages caused by incidents like theft, vandalism, and natural disasters.
- Personal injury protection: This coverage pays for medical expenses for you and your passengers in the event of an accident.
- Uninsured motorist coverage: This coverage helps protect you if you are involved in an accident with a driver who does not have insurance.
- Underinsured motorist coverage: This coverage helps protect you if you are involved in an accident with a driver who does not have enough insurance to cover the damages.
- Roadside assistance: This coverage provides assistance if your car breaks down or if you need a tow.
Customers can customize their coverage options to suit their unique needs and budget.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Golden Bear Insurance Company Insurance Rates Breakdown
The cost of Golden Rule Insurance varies depending on several factors, including the type of coverage you choose, the amount of coverage you need, your driving history, and the make and model of your car. Here are some of the factors that may affect the cost of your Golden Rule Insurance:
- Type of coverage: The more coverage you choose, the more you’ll pay for your insurance policy.
- Driving record: If you have a history of accidents or traffic violations, you may pay more for your insurance.
- Age and gender: Younger drivers and male drivers tend to pay more for car insurance.
- Location: Insurance rates can vary depending on where you live, as some areas have higher rates of accidents and theft.
- Vehicle make and model: The type of car you drive can also affect the cost of your insurance, as some cars are more expensive to repair or replace.
Golden Bear Insurance Company Discounts Available
Golden Rule Insurance offers several discounts to their customers, including:
- Safe driver discount: Customers who have a good driving record and have not been involved in any accidents or received any tickets may qualify for a safe driver discount.
- Multi-car discount: Customers who insure more than one car with Golden Rule Insurance can save money with a multi-car discount.
- Good student discount: Students who maintain good grades may be eligible for a discount on their car insurance.
- Defensive driving course discount: Customers who complete an approved defensive driving course can receive a discount on their insurance policy.
- Anti-theft device discount: Customers who have an anti-theft device installed in their car can receive a discount on their insurance.
- Bundle discount: Customers who bundle their car insurance with other policies, such as home or life insurance, can save money on their insurance premiums.
How Golden Bear Insurance Company Ranks Among Providers
Golden Rule Insurance operates in a competitive landscape alongside several notable companies vying for market share in the insurance industry. Understanding its competitors provides insight into the diverse options available to consumers seeking insurance coverage.
Main Competitors of Golden Rule Insurance:
- State Farm: Recognized for its extensive agent network and diverse insurance offerings, State Farm stands as a significant competitor to Golden Rule Insurance, providing various coverage options across the nation.
- Geico: Renowned for its online and direct-to-consumer approach, Geico competes by offering competitive rates, user-friendly digital services, and a wide array of insurance products.
- Progressive: Known for its innovative marketing strategies, competitive pricing, and user-friendly online tools, Progressive competes directly with Golden Rule Insurance, especially in the auto insurance sector.
- Allstate: With a strong brand presence and diverse coverage options, Allstate competes by offering personalized service, various insurance products, and a wide network of agents across the country.
Golden Rule Insurance navigates a competitive landscape, contending with industry giants like State Farm, Geico, Progressive, and Allstate. Each competitor brings distinct strengths and strategies, providing consumers with a range of options in the insurance market. Understanding these competitors aids in making informed decisions when selecting insurance coverage.
Golden Rule Insurance Customer Reviews
Golden Rule Insurance has received mixed reviews from customers. Here is an overview of what customers are saying about the company:
Strengths:
- Competitive rates: Many customers are pleased with the rates offered by Golden Rule Insurance, stating that they are affordable and competitive.
- Customer service: Some customers have praised the company’s customer service, noting that representatives are helpful and responsive.
Weaknesses:
- Claims handling: Some customers have had issues with the claims handling process, citing delays and difficulties in getting their claims resolved.
- Limited coverage options: Some customers have noted that Golden Rule Insurance offers limited coverage options compared to other insurance providers.
- Billing issues: A few customers have reported issues with billing and payments, such as being charged incorrect amounts or experiencing difficulty setting up automatic payments.
Frequently Asked Questions
What is Golden Rule Insurance?
Golden Rule Insurance is a health insurance provider that offers a variety of health insurance plans to individuals and families across the United States.
What types of health insurance plans does Golden Rule offer?
Golden Rule offers a variety of health insurance plans, including short-term health insurance, health savings account (HSA) compatible plans, and traditional health insurance plans.
How can I get a quote for a Golden Rule health insurance plan?
You can get a quote for a Golden Rule health insurance plan by visiting the company’s website or by calling their customer service line.
How does Golden Rule’s customer service compare to other health insurance providers?
Golden Rule’s customer service is generally considered to be good, with helpful representatives and quick response times. However, as with any health insurance provider, there may be occasional issues with customer service.
How does Golden Rule’s pricing compare to other health insurance providers?
Golden Rule’s pricing varies depending on the plan and the individual’s health status, age, and location. In general, the company’s prices are competitive with other health insurance providers.
Does Golden Rule offer coverage for pre-existing conditions?
Golden Rule may offer coverage for pre-existing conditions in some cases, but this varies depending on the individual’s health status and the specific plan they choose.
How can I find out more about Golden Rule’s ratings and reviews?
You can find out more about Golden Rule’s ratings and reviews by visiting their website or by researching the company on independent insurance review websites.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
2 reviews