Investors Heritage Insurance Review & Ratings (2024)
Read our comprehensive review of Investors Heritage Insurance, including real user ratings, coverage options, cost considerations, and available discounts. With over 50 years of experience, Investors Heritage Insurance offers reliable and affordable insurance solutions to protect your assets and provide peace of mind.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Investors Heritage Insurance
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
B+Complaint Level:
LowPros
- Diverse coverage options catering to various needs.
- Offers multiple discounts to help lower insurance costs.
- Strong commitment to community involvement and charitable initiatives.
- Convenient 24/7 customer support and roadside assistance.
- Mobile app and online account management for easy policy access.
Cons
- Mixed customer reviews regarding claims processing and customer service.
- Some customers reported challenges in reaching representatives.
- Limited availability of certain discounts in specific regions.
- The company’s rates may vary based on individual circumstances.
- Claim processing times can vary, potentially leading to delays for some customers.
The comprehensive guide to Investors Heritage Insurance provides a thorough overview of the company’s history, mission, products, and services. Founded in 1960 and headquartered in Kentucky, Investors Heritage has expanded from a regional life insurance provider to offer a range of insurance products, including car insurance, across multiple states.
Their commitment to providing affordable coverage while supporting the community through charitable initiatives is highlighted.
The guide details the coverage options, discounts, claim process, digital advancements, and customer feedback, showcasing the company’s strengths in offering various coverage options, discounts to policyholders, multiple claims filing methods, and digital tools for customer convenience.
However, mixed customer reviews highlight challenges in claims processing and customer service. The article also identifies key competitors in the insurance industry, emphasizing the competitive landscape Investors Heritage operates within.
Overall, the guide serves as a comprehensive resource for individuals seeking insights into Investors Heritage Insurance and its offerings while highlighting areas of customer satisfaction and improvement opportunities.
What You Should Know About Investors Heritage Insurance
Welcome to our comprehensive guide on Investors Heritage Insurance. In this article, we will explore the key aspects of Investors Heritage Insurance, including its ratings, coverage options, and cost considerations. Whether you’re seeking reliable car insurance or other insurance solutions, Investors Heritage Insurance has over 50 years of experience in providing affordable and trustworthy coverage.
- Offers affordable car insurance policies
- Provides various discounts to help lower premiums
- Offers 24/7 customer support for all policyholders
We will also discuss the available discounts and benefits that policyholders can enjoy. To ensure you find the best insurance rates from top providers in your area, we encourage you to enter your ZIP code and compare quotes now. Protect your assets and gain peace of mind with Investors Heritage Insurance.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Investors Heritage Insurance Coverage Options
Investors Heritage Insurance provides a comprehensive range of coverage options to cater to various needs and situations that policyholders may encounter on the road. These coverage options are designed to offer financial protection and peace of mind in different circumstances. Here’s a breakdown of the coverage options offered by the company:
Coverage Options by Investors Heritage Insurance:
- Liability Coverage: Mandatory in most states, this coverage helps pay for damages you may cause to others or their property while driving your vehicle.
- Collision Coverage: Assists in paying for damages to your vehicle resulting from accidents or collisions.
- Comprehensive Coverage: Covers damages to your vehicle not caused by a collision, such as theft, vandalism, or weather-related damage.
- Personal Injury Protection (PIP): Aids in paying for medical expenses and lost wages if you or your passengers are injured in an accident.
- Uninsured/Underinsured Motorist Coverage: Protects you if involved in an accident with someone who lacks insurance or has insufficient coverage to pay for the damages.
- Additional Services: Investors Heritage Insurance also offers additional services like 24/7 customer support and roadside assistance, providing help for towing, jump starts, or tire changes, available round the clock.
Investors Heritage Insurance offers a robust array of coverage options, encompassing various aspects of car insurance needs. From mandatory liability coverage to comprehensive protection against unforeseen events, their offerings aim to provide policyholders with the necessary safeguards on the road.
Investors Heritage Insurance Discounts Available
Investors Heritage Insurance offers a range of discounts to help policyholders reduce their insurance premiums and make coverage more affordable. These discounts are tailored to reward safe driving, multiple policyholders, students, and other qualifying criteria. Here are the discounts available through Investors Heritage Insurance:
- Safe Driver Discount: Rewards drivers with a clean driving record for a specified number of years.
- Multi-Car Discount: Provides a discount when insuring more than one vehicle with Investors Heritage Insurance.
- Good Student Discount: Offers reduced rates to students maintaining a certain grade point average.
- Low Mileage Discount: Benefits drivers who don’t frequently use their vehicles.
- Anti-Theft Device Discount: Available to policyholders with anti-theft devices installed in their vehicles.
- Defensive Driving Discount: Rewards drivers who complete a defensive driving course.
- Affinity Group Discount: Provides discounts to policyholders who are members of certain organizations or associations.
These discounts cater to various aspects of policyholders’ driving behavior, affiliations, and safety measures, helping them save on insurance costs while promoting safer driving habits.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
How Investors Heritage Insurance Ranks Among Providers
Investors Heritage Insurance operates in a competitive landscape within the insurance industry, facing several notable competitors offering similar insurance products and services. Here are some of the main competitors of Investors Heritage Insurance:
- State Farm: A well-known insurance provider offering various insurance products, including car insurance, known for its extensive agent network and diverse coverage options.
- Allstate: Another major insurance company providing a wide range of insurance solutions, known for its innovative features and customizable coverage.
- Progressive: Recognized for its competitive rates and user-friendly online tools, offering a variety of insurance options, including car insurance.
- Geico: Known for its advertising campaigns and competitive pricing, Geico is a prominent insurance provider with a strong presence in the market.
- Nationwide: Offers diverse insurance products and emphasizes customer service and flexibility in coverage options.
- Farmers Insurance: Known for its personalized approach and various coverage options, including specialized coverage for specific needs.
These competitors operate on a national scale, providing a range of insurance products and services similar to Investors Heritage Insurance, aiming to attract customers with diverse needs and preferences.
Frequently Asked Questions
What is Investors Heritage Insurance?
Investors Heritage Insurance is a well-established insurance company that offers a range of insurance products, including car insurance.
When was Investors Heritage Insurance founded?
Investors Heritage Insurance Company was founded in 1960 and is headquartered in Frankfort, Kentucky.
What is the mission of Investors Heritage Insurance?
The mission of Investors Heritage Insurance is to provide financial protection and peace of mind to its policyholders by offering a range of affordable insurance products that meet the unique needs of its customers.
What products and services does Investors Heritage Insurance offer?
Investors Heritage Insurance offers a range of insurance products, including car insurance, that provides coverage for a variety of situations, including accidents, theft, and damage to your vehicle. The company also offers 24/7 customer support and roadside assistance.
What is the cost of car insurance from Investors Heritage Insurance?
The cost of car insurance from Investors Heritage Insurance can vary depending on a number of factors, including your driving history, the type of coverage you choose, and the state where you live. However, the company is known for offering competitive rates, and it offers a range of discounts to help policyholders save money.
How can I get a quote for car insurance from Investors Heritage Insurance?
To get an accurate quote for car insurance from Investors Heritage Insurance, you can contact a local agent or use the company’s online quote tool. The online quote tool allows you to enter your personal information and get a customized quote based on your specific needs.
Is Investors Heritage Insurance affiliated with any one insurance company?
No, Investors Heritage Insurance is not affiliated with any one insurance company, and it cannot guarantee quotes from any single insurance company. The company strives to be an objective, third-party resource for everything insurance related.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.