Washington National Insurance Company Review & Ratings (2024)

If you’re in the market for auto insurance, you’ve probably heard of Washington National Insurance. They’re a well-known insurance provider with a strong reputation for customer service and affordable rates. In this article, we’ll take a closer look at what Washington National Insurance has to offer, including their coverage options, discounts, and customer reviews.

We’ll also compare their rates to other top insurance providers in your area. Don’t miss out on the opportunity to save money on your car insurance – enter your zip code now to compare rates from the best insurance providers in your area.

What products does Washington National offer?

Washington National offers term life insurance, universal life insurance, and different health insurance supplements.

For term life insurance, Washington National mentions on its website that it offers monthly income protection. This type of protection is part of the company’s group term life insurance coverage.

Depending on how long your term coverage lasts, your beneficiaries would receive a monthly income replacement for anywhere from two to five years. Further, you may be able to increase your term life insurance coverage in the future.

If you have moved into retirement and your term coverage is still in place, your beneficiaries could receive an optional lump-sum death benefit of $10,000 to $25,000.

Even though this insurance is part of a group plan, Washington National’s website states that the coverage options are portable to help people even if they change jobs.

Washington National’s universal life insurance coverage offers control and flexibility, allowing policyholders to adjust their coverage levels, cash values, and monthly rates if and when they need to. It also offers a cash value that can grow to be used as a death benefit. If necessary, it’s also available as a living benefit.

Specific coverage options, lengths for term life insurance, and overall prices are not available on Washington National’s website.

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What does Washington National’s health insurance cover?

As a supplemental health insurance provider, Washington National’s health insurance coverage is meant to be used in addition to your standard health insurance, whether that’s employee-sponsored or if you’re on your own individual health insurance plan.

The supplemental options Washington National offers include:

• Cancer insurance
• Critical illness insurance
• Accident insurance
• Heart and stroke insurance
• Hospital insurance

Each of these supplemental coverages can be utilized if you need specialized care in one of these areas and your primary insurance does not or only partially covers it.

Washington National does not list the cost for these supplemental coverages on its website. However, it’s safe to assume that the monthly rates for supplemental coverage will depend on a variety of factors like your age, health status, and family health history.

Efficient Washington National Insurance Company Services Claim Process: Filing Made Simple

Ease of Filing a Claim

Washington National Insurance offers multiple channels for filing claims, providing customers with flexibility and convenience. You can file a claim online through their user-friendly website, over the phone, or by utilizing their mobile app. This variety of options ensures that policyholders can choose the method that suits them best, making the claims process as hassle-free as possible.

Average Claim Processing Time

One key factor that policyholders consider when choosing an insurance provider is the speed at which claims are processed. While specific processing times can vary depending on the nature and complexity of the claim, Washington National Insurance is committed to efficient claims processing.

To get a better understanding of their average processing time, it’s advisable to contact their customer service or check their website for the most up-to-date information.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable source of insight into an insurance company’s performance in handling claims. When it comes to Washington National Insurance, customer reviews and experiences can shed light on the company’s ability to resolve claims fairly and provide timely payouts.

Prospective policyholders should explore customer reviews and ratings to gauge the overall satisfaction with the company’s claim resolutions.

Explore Washington National Insurance Company Services’ Innovative Digital and Technological Features

Mobile App Features and Functionality

Washington National Insurance offers a mobile app that enhances the convenience of managing your insurance policies and claims on-the-go. The app provides a range of features and functionality, such as policy access, claims tracking, and digital document management.

It allows customers to stay connected with their insurance information anytime, anywhere, ensuring a seamless digital experience.

Online Account Management Capabilities

Managing your insurance policies online has become a standard convenience in the industry, and Washington National Insurance is no exception. Their online account management system empowers policyholders to access policy details, make payments, update personal information, and initiate claims from the comfort of their own devices.

The user-friendly interface makes it easy for customers to navigate and manage their policies efficiently.

Digital Tools and Resources

In today’s digital age, insurance companies often provide various digital tools and resources to help policyholders make informed decisions. Washington National Insurance may offer online resources, such as calculators, educational materials, and FAQs, to assist customers in understanding their insurance options better.

Exploring these digital tools can be beneficial when assessing your insurance needs and making informed choices.

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Does Washington National have good ratings?

Washington National garners an A- (Excellent) rating with A.M. Best. Additionally, the company boasts an A+ rating with the Better Business Bureau.

You can read customer reviews on the BBB website to familiarize yourself with some of the current and past policyholders’ complaints. Keep in mind that, based on Washington National’s size, the customer complaint ratio is fairly reasonable. Keep this in mind whether you’re trying to decide whether to choose term life insurance, whole life insurance, or another type of coverage from Washington National.

Should I buy insurance with Washington National?

If you are looking for term life insurance, whole life insurance, or supplemental health insurance, Washington National might be a great fit for you.

By offering group life insurance and supplemental health insurance options, Washington National may be a great way for you to cushion the insurance coverage you already have.

Before you decide to pursue a policy with Washington National, you will need to speak with an agent to get more specific information on their monthly rates for life and health insurance coverage.

Insurance rates will always vary based on many different factors, so don’t rush into making a decision the minute you get Washington National insurance quotes.

Instead, be sure to shop around online and compare life or supplemental health insurance options with other providers. This is the best way to see how much you should truly be paying for coverage.

Be sure to use our free quote tool below to access quotes from the best insurance companies near you before deciding to buy Washington National insurance.