Jackson National Life Insurance Review & Ratings (2024)

Take control of your future and protect what matters most with Jackson National Life Insurance. With their reliable coverage options, you can have peace of mind knowing that you and your loved ones are financially protected. Don't leave your future to chance - choose Jackson National Life Insurance for reliable coverage that safeguards your financial well-being.

UPDATED: Nov 22, 2023Fact Checked

Benjamin Carr

Former State Farm Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...

Former State Farm Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 22, 2023Fact Checked
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Jackson National Life Insurance

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Established history with over 60 years in the industry.
  • Diverse coverage options, including term and permanent life insurance, annuities, and investment management.
  • Competitive pricing and discounts, catering to various budgets.
  • Commitment to philanthropy, contributing to community well-being.
  • Robust digital features, including a user-friendly mobile app and online account management.
  • Positive customer feedback on efficient claims processing and helpful customer service.

Cons

  • Limited flexibility reported by some customers in terms of policy adjustments.
  • Reports of challenges with online account management.
  • Availability of certain products and services may vary by location.
  • Some policies may be less flexible than offerings from other providers.
  • Limited product availability in specific areas despite being licensed in all 50 states.
  • Difficulty accessing and using some online tools, as reported by a portion of customers.

Final Verdict: Review of Jackson National Life Insurance

The comprehensive guide on Jackson National Life Insurance illuminates the company’s extensive history, mission, and commitment to financial security. Offering a diverse array of insurance and financial products, including term and permanent life insurance, annuities, and investment management, Jackson National aims to meet the evolving needs of its customers.

The article delves into the company’s competitive pricing, discounts, and the various coverage options available. Highlighting Jackson National’s philanthropic efforts and its contributions to communities, the guide emphasizes the company’s dedication to creating a positive impact.

Additionally, insights into the retirement solutions and robust digital features further underscore Jackson National’s commitment to empowering customers in their financial journey. The guide concludes by presenting Jackson National’s competitors, providing readers with a holistic perspective on available choices in the life insurance and financial services landscape.

What You Should Know About Jackson National Life Insurance

Welcome to our comprehensive guide on Jackson National Life Insurance. Planning for the future and protecting your loved ones is paramount, and Jackson National Life Insurance is here to help.

In this feature, we will explore the key topics surrounding Jackson National Life Insurance, including their reliable coverage options, financial security for your family, and retirement solutions. We will discuss the importance of having a robust life insurance policy to provide a safety net for your loved ones in the event of the unexpected.

  • Top-rated insurance company
  • Wide range of insurance products and services
  • Competitive pricing and discounts

Additionally, we will delve into retirement solutions offered by Jackson National Life Insurance to help you build a secure financial foundation for your golden years.

To compare rates from the best insurance providers in your area and find the perfect coverage for your needs, simply enter your zip code below. Start securing your future with Jackson National Life Insurance today and gain peace of mind knowing that you and your loved ones are protected.

Jackson National Life Insurance Coverage Options

Life insurance is a fundamental aspect of financial planning, providing a safety net for your loved ones. Jackson National Life Insurance offers a range of coverage options tailored to meet diverse needs. Here’s a brief overview:

  • Term Life Insurance: Provides coverage for a specified period, offering affordable premiums and straightforward protection.
  • Whole Life Insurance: Offers lifelong coverage with a cash value component, serving as both protection and an investment.
  • Annuities: Including fixed, variable, and indexed options, these financial products provide a stream of income payments, contributing to financial stability.

Jackson National Life Insurance’s coverage options encompass versatile solutions, allowing individuals to customize their plans based on their unique circumstances. Whether seeking temporary protection, lifelong coverage, or income-generating products, Jackson National provides a range of choices to support your financial goals and secure your family’s future.

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Jackson National Life Insurance Discounts Available

As part of its commitment to providing accessible and comprehensive coverage, Jackson National Life Insurance offers various discounts to enhance affordability and cater to different lifestyle choices. Here’s a glimpse of the available discounts:

  • Multi-Policy Discount: Combine your life insurance policy with other insurance types, such as auto or homeowners insurance, for a discounted bundled rate.
  • Non-Smoker Discount: Enjoy reduced rates if you do not smoke or use tobacco products, promoting healthier lifestyle choices.
  • Healthy Lifestyle Discount: Earn discounts by maintaining a healthy lifestyle, encouraging overall well-being.
  • Safe Driving Discount: Eligible policyholders may receive discounts for a clean driving record, extending benefits beyond life insurance.
  • Loyalty Discount: Rewarding long-term customers with additional savings on life insurance premiums, fostering lasting relationships.
  • Age Discount: Tailored discounts for younger customers and, in some cases, for older individuals in good health without pre-existing conditions.

Jackson National Life Insurance’s diverse range of discounts goes beyond traditional offerings, aligning with various aspects of policyholders’ lives. These incentives not only make coverage more affordable but also reflect the company’s commitment to promoting healthy living, loyalty, and overall well-being. Explore these discounts to maximize the value of your life insurance coverage.

How Jackson National Life Insurance Ranks Among Providers

In the dynamic landscape of the insurance industry, Jackson National faces competition from various reputable companies. Understanding its main competitors provides valuable insights into the choices available for individuals seeking life insurance and financial solutions. Here are some of Jackson National’s key competitors:

  • Prudential Financial: A longstanding player in the insurance sector, Prudential offers a wide range of life insurance and financial products, emphasizing financial wellness and security.
  • MetLife: Known for its global presence, MetLife is a major competitor, providing diverse insurance and annuity options along with a focus on customer-centric solutions.
  • New York Life Insurance Company: With a rich history dating back to 1845, New York Life is a mutual company offering a variety of life insurance and investment products, emphasizing stability and long-term commitments.
  • Lincoln Financial Group: A prominent financial services company, Lincoln Financial offers life insurance, annuities, and retirement solutions, focusing on comprehensive financial planning.
  • Pacific Life: Recognized for its innovative products, Pacific Life competes by providing a range of life insurance and annuity options, often with an emphasis on flexibility and customization.

Navigating the landscape of life insurance involves considering various options, and these competitors represent some of the significant players alongside Jackson National Life Insurance.

Each company brings its unique strengths and offerings to the table, catering to the diverse needs of individuals and families. Exploring these alternatives allows consumers to make informed decisions aligned with their specific financial goals and preferences.

Frequently Asked Questions

What is Jackson National Life Insurance?

Jackson National Life Insurance is a top-rated insurance company that offers a wide range of insurance products and services, including life insurance and annuities.

What are the ratings for Jackson National Life Insurance?

Jackson National Life Insurance has an A+ rating from A.M. Best and an AA rating from S&P.

What products and services does Jackson National Life Insurance offer?

Jackson National Life Insurance offers a range of insurance and financial products, including term life insurance, whole life insurance, and various types of annuities.

How much does Jackson National Life Insurance cost?

The cost of Jackson National Life Insurance products and services can vary depending on factors such as the type of product, the customer’s age and health status, and other factors. Generally, term life insurance policies are the most affordable option, while permanent life insurance policies are typically more expensive.

What is the mission of Jackson National Life Insurance?

The mission of Jackson National Life Insurance is to help customers achieve financial security by offering a range of insurance products and services that meet their needs. The company is committed to providing high-quality products, innovative solutions, and exceptional customer service.

Is Jackson National Life Insurance a reputable company?

Yes, Jackson National Life Insurance is a reputable company with a long history and strong reputation in the industry. The company has received high ratings from A.M. Best and S&P, and customers report high levels of satisfaction with the company’s products and services.

Does Jackson National Life Insurance offer discounts?

Yes, Jackson National Life Insurance offers discounts on some of its products and services. The exact discounts available may vary depending on the customer’s location, age, and other factors.

How can I get a quote from Jackson National Life Insurance?

To get a quote from Jackson National Life Insurance, you can visit the company’s website and use their online quote tool, or contact a licensed insurance agent who can help you find the right policy for your needs.

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Benjamin Carr

Former State Farm Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...

Former State Farm Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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