Pinnacle Insurance Review & Ratings (2024)

Real user ratings and reviews of Pinnacle Insurance. Discover what customers are saying about Pinnacle Insurance's overall satisfaction, claims handling, cost, billing, and service. Compare rates from top insurance companies in your area to find the coverage that suits your needs. Enter your ZIP code now and make an informed decision about your insurance provider.

UPDATED: Nov 25, 2023Fact Checked

Heidi Mertlich

Licensed Life Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she ...

Licensed Life Insurance Agent

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

UPDATED: Nov 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 25, 2023Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Pinnacle Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Wide range of coverage options.
  • Strong financial stability (if rated highly by agencies like A.M. Best).
  • Good customer service and claims handling.
  • Competitive rates compared to industry standards.

Cons

  • Potential for high premiums, especially for comprehensive coverage.
  • Limitations or exclusions within policies.
  • Complaints regarding claims processing or customer service.
  • Limited coverage options for certain specific needs.

Final Verdict: Review of Pinnacle Insurance

Pinnacle Insurance is a British insurance company that was founded in 1971. The company offers a wide range of insurance products, including car insurance, home insurance, travel insurance, and pet insurance. Pinnacle Insurance prides itself on providing affordable insurance products that meet the needs of its customers.

The company is based in Borehamwood, Hertfordshire, and has a staff of over 200 employees. Pinnacle Insurance is regulated by the Financial Conduct Authority (FCA) and is a member of the Association of British Insurers (ABI).

Pinnacle Insurance has a reputation for excellent customer service and has won several awards for its customer satisfaction. The company’s website is easy to navigate and provides customers with access to a range of online tools and resources to help them manage their insurance policies.

What You Should Know About Pinnacle Insurance

Looking for reliable insurance coverage from a reputable company? Welcome to our comprehensive guide on “Pinnacle Insurance” and its offerings. In this article, we will delve into important topics such as Pinnacle Insurance’s history, mission, product range, customer reviews, and available discounts.

Interesting Attributes of Pinnacle Insurance:

  • Pinnacle Insurance offers a range of insurance products and services at competitive prices.
  • They have a strong online presence, making it easy for customers to manage their policies and file claims online.
  • Pinnacle Insurance offers several discounts that can help customers save money on their premiums.

To ensure you secure the best insurance rates and find the perfect fit for your needs, we encourage you to enter your zip code below. Take the first step towards peace of mind by comparing rates from the top insurance providers in your area. Enter your zip code now and make an informed decision to protect what matters most to you.

Pinnacle Insurance is a reputable insurance company that has been in operation for over 25 years. They are known for their comprehensive coverage options and excellent customer service.

Pinnacle Insurance Coverage Options

Pinnacle Insurance offers a range of insurance products and services to help individuals, families, and businesses protect themselves against risks and unexpected events. Some of the products and services offered by Pinnacle Insurance include:

  • Personal insurance: Pinnacle Insurance offers a wide range of personal insurance policies, including auto insurance, homeowners insurance, renters insurance, umbrella insurance, and more.
  • Business insurance: Pinnacle Insurance offers a variety of insurance policies to protect businesses against various risks, such as liability, property damage, workers’ compensation, and more.
  • Life insurance: Pinnacle Insurance offers life insurance policies, including term life insurance, whole life insurance, and universal life insurance, to help individuals protect their loved ones in the event of their unexpected death.
  • Health insurance: Pinnacle Insurance offers health insurance policies that provide coverage for medical expenses, including hospitalization, prescription drugs, and more.
  • Disability insurance: Pinnacle Insurance offers disability insurance to protect individuals against the financial impact of a disability that prevents them from working.
  • Long-term care insurance: Pinnacle Insurance offers long-term care insurance policies to help individuals cover the costs of long-term care, such as nursing home care, assisted living, and more.
  • Retirement planning: Pinnacle Insurance offers retirement planning services to help individuals plan for their future and achieve their retirement goals.
  • Risk management: Pinnacle Insurance offers risk management services to help businesses identify and manage risks to their operations, assets, and employees.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Pinnacle Insurance Rates Breakdown

The cost of Pinnacle Insurance’s products and services varies depending on the specific policy or service, as well as a range of other factors such as the policyholder’s age, health status, occupation, location, and more. Here are some general factors that may influence the cost of Pinnacle Insurance:

  • Type of insurance: The cost of insurance varies depending on the type of policy, such as auto insurance, home insurance, life insurance, health insurance, and more.
  • Coverage limits: Higher coverage limits typically result in higher premiums.
  • Deductibles: A higher deductible can result in a lower premium, while a lower deductible can result in a higher premium.
  • Risk factors: Certain factors such as age, occupation, health status, driving history, and more can affect the risk level of the policyholder, which can impact the cost of insurance.
  • Discounts: Pinnacle Insurance may offer discounts for various reasons, such as bundling policies, having a good driving record, being a loyal customer, and more.

Pinnacle Insurance Discounts Available

Pinnacle Insurance offers various discounts to help customers save money on their insurance premiums. Some of the discounts available include:

  • Multi-policy discount: Customers who bundle multiple insurance policies with Pinnacle Insurance, such as auto and home insurance, may be eligible for a discount.
  • Safe driver discount: Customers who maintain a good driving record with no accidents or traffic violations may be eligible for a safe driver discount.
  • Good student discount: Full-time students who maintain a high grade point average may be eligible for a good student discount.
  • Loyalty discount: Customers who have been with Pinnacle Insurance for a certain number of years may be eligible for a loyalty discount.
  • Home safety features discount: Customers who have installed safety features in their home, such as smoke detectors or security systems, may be eligible for a discount.
  • Paid-in-full discount: Customers who pay their insurance premiums in full may be eligible for a discount.
  • Professional association discount: Customers who are members of certain professional associations may be eligible for a discount.

Frequently Asked Questions

What is Pinnacle Insurance?

Pinnacle Insurance is a Texas-based insurance company that offers a variety of insurance products, including auto, home, business, and life insurance.

What types of auto insurance coverage does Pinnacle Insurance offer?

Pinnacle Insurance offers liability coverage, collision coverage, comprehensive coverage, uninsured and underinsured motorist coverage, and personal injury protection.

What types of home insurance coverage does Pinnacle Insurance offer?

Pinnacle Insurance offers coverage for your home, personal property, liability, and additional living expenses.

Does Pinnacle Insurance offer business insurance?

Yes, Pinnacle Insurance offers a variety of business insurance products, including general liability, property, commercial auto, workers’ compensation, and professional liability.

What types of life insurance coverage does Pinnacle Insurance offer?

Pinnacle Insurance offers term life insurance, whole life insurance, and universal life insurance.

How can I get a quote from Pinnacle Insurance?

You can get a quote from Pinnacle Insurance by visiting their website or contacting their customer service team.

How does Pinnacle Insurance compare to other insurance companies?

Pinnacle Insurance has generally received positive reviews and ratings from customers and industry experts. However, it’s always a good idea to compare different insurance companies to find the best fit for your needs and budget.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Heidi Mertlich

Licensed Life Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she ...

Licensed Life Insurance Agent

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption