Athene Annuity Insurance Review & Ratings (2024)

Athene Annuity Insurance is a leading insurance provider that specializes in annuities and retirement solutions. The company has a history dating back to 2009 and is committed to helping its customers achieve financial stability and security in retirement.

Athene Annuity Insurance offers a range of products and services, including fixed and indexed annuities, life insurance, and long-term care insurance. The cost of coverage varies depending on several factors, including the customer’s location, age, and coverage needs.

Athene Annuity Insurance is available in most states, and customers can access their policies and make payments online for added convenience. Customers of Athene Annuity Insurance may be eligible for several discounts, including safe driver, multi-policy, good student, home safety, and bundling discounts.

While some customers have reported positive experiences with the company, others have expressed frustration with the claims process and customer service. Customers should carefully consider their options and do their research before selecting an insurance provider.

What You Should Know About Athene Annuity Insurance

Welcome to our comprehensive guide on Athene Annuity Insurance and the benefits it offers. From flexible investment options to guaranteed lifetime income streams, we’ll cover everything you need to know to make informed decisions about securing your financial future. Discover how Athene can help you protect and grow your retirement savings, navigate market volatility, and enjoy a worry-free retirement.

• Provides a wide range of insurance products and services, including auto, home, and life insurance.
• Offers discounts for safe driving, bundling policies, and paying in full.
• Rated A by A.M. Best, indicating excellent financial stability and strength.

Take the first step towards a more secure future by entering your zip code and comparing rates from the best insurance providers in your area. Don’t miss out on the opportunity to maximize your retirement income and achieve your financial goals with Athene Annuity Insurance.

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Athene Annuity Insurance History and Mission

Athene Annuity Insurance was founded in 2009 as a subsidiary of Athene Holding Ltd., a leading retirement services company. The company is headquartered in West Des Moines, Iowa, and offers a wide range of insurance products and services, including auto, home, and life insurance.

Athene Annuity Insurance’s mission is to provide financial security and peace of mind to its customers through its range of insurance products and services. The company is committed to offering affordable rates, excellent customer service, and a seamless customer experience.

Athene Annuity Insurance’s parent company, Athene Holding Ltd., was founded in 2009 and has grown to become one of the leading providers of retirement savings products in the United States. The company’s focus on financial stability and strength has helped it earn an A rating from A.M. Best, indicating excellent financial stability and strength.

Athene Annuity Insurance shares this commitment to financial stability and strength, providing customers with the assurance that their insurance needs will be met in the long term.

Athene Annuity Insurance Coverage Options

Athene Annuity Insurance offers a range of insurance products and services, including:

• Auto insurance: Athene Annuity Insurance offers comprehensive coverage for cars, trucks, and SUVs. This includes liability coverage, collision coverage, and comprehensive coverage, as well as a range of additional options such as roadside assistance and rental car coverage. Athene Annuity Insurance also offers discounts for safe driving, multiple cars, and good grades.
  
• Home insurance: Athene Annuity Insurance provides homeowners insurance to protect homes and personal property against damage from fire, theft, and other hazards. This includes coverage for the structure of the home, personal property, liability protection, and additional living expenses. Athene Annuity Insurance also offers discounts for home security systems, new homes, and multiple policies.
• Life insurance: Athene Annuity Insurance offers term life insurance, which provides coverage for a specific period of time, as well as permanent life insurance, which provides coverage for the duration of the policyholder’s life. The company’s life insurance policies can provide financial protection for loved ones in the event of the policyholder’s death and can be customized to meet specific needs and budgets.

Athene Annuity Insurance is available in all 50 states in the United States. This means that customers can purchase insurance coverage from Athene Annuity Insurance regardless of where they live in the country. The company has a strong national presence and is licensed to sell insurance in all 50 states.

This is great news for customers who are looking for a reliable and trusted insurance provider that can offer coverage in multiple states. Whether customers live in California or New York, Texas or Florida, they can count on Athene Annuity Insurance to provide them with the coverage they need to protect their assets and loved ones.

To find out which states Athene Annuity Insurance provides coverage in, you can follow these six steps:

• Visit the Athene Annuity Insurance website.
• Click on the “Insurance” tab located in the top menu.
• From the drop-down menu, select the type of insurance you’re interested in, such as “Auto Insurance,” “Home Insurance,” or “Life Insurance.”
• Once you’ve selected the type of insurance you want, you will be taken to a page with more information about that specific type of insurance. Look for a section on the page that provides information on which states Athene Annuity Insurance provides coverage in.
• Alternatively, you can scroll down to the bottom of the page and click on the “Contact Us” link to speak to a licensed insurance agent who can provide you with more information about which states the company provides coverage in.
• You can also call Athene Annuity Insurance directly at their toll-free number, which is listed on their website, and speak to a customer service representative who can provide you with more information about the company’s coverage area.

Athene Annuity Insurance Rates Breakdown

The cost of coverage from Athene Annuity Insurance will depend on various factors such as the type of coverage, the location of the insured, and the policyholder’s driving record or credit score. However, here are some possible cost scenarios:

• Auto insurance: The cost of auto insurance from Athene Annuity Insurance can vary widely depending on factors such as the type and level of coverage, the location of the insured, and the policyholder’s driving record or credit score. On average, customers can expect to pay around $1,500 to $2,000 per year for auto insurance from Athene Annuity Insurance.
• Home insurance: The cost of home insurance from Athene Annuity Insurance will depend on factors such as the size and value of the home, the location of the property, and the level of coverage needed. On average, customers can expect to pay around $1,200 to $1,500 per year for home insurance from Athene Annuity Insurance.
• Life insurance: The cost of life insurance from Athene Annuity Insurance will depend on several factors such as the type of policy, the policy term, the policyholder’s age and health status, and the coverage amount. On average, customers can expect to pay around $50 to $100 per month for life insurance from Athene Annuity Insurance.

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Athene Annuity Insurance Discounts Available

Athene Annuity Insurance offers several discounts to help customers save money on their insurance premiums. Here are some of the discounts available:

• Safe driver discount: Athene Annuity Insurance offers a safe driver discount to customers who have a good driving record and no accidents or moving violations in the past few years. The discount amount varies by state.
• Multi-policy discount: Customers who purchase more than one type of insurance policy from Athene Annuity Insurance, such as auto and home insurance, may be eligible for a multi-policy discount. The discount amount varies by state.
• Good student discount: Athene Annuity Insurance offers a good student discount to students who maintain a certain grade point average (GPA) or are on the honor roll. The discount amount varies by state.
• Home safety discount: Customers who have certain safety features in their home, such as smoke detectors, burglar alarms, and fire extinguishers, may be eligible for a home safety discount. The discount amount varies by state.
• Bundling discount: Customers who bundle multiple policies, such as home and auto insurance, with Athene Annuity Insurance can save money on their premiums. The exact amount of the discount varies by state.

Athene Annuity Insurance Claims Process: Streamlined and Efficient Handling

Ease of Filing a Claim

Athene Annuity Insurance offers a streamlined and user-friendly claims process, allowing policyholders to file a claim through various channels. Customers have the convenience of filing claims online, over the phone, or through mobile apps. This flexibility ensures that policyholders can choose the method that best suits their preferences and circumstances.

Average Claim Processing Time

Athene Annuity Insurance strives to expedite the claims processing time to provide timely assistance to policyholders. The average claim processing time is a critical aspect of customer satisfaction. While specific processing times may vary depending on the nature and complexity of the claim, Athene Annuity Insurance is committed to efficiently handling claims to ensure a swift resolution for their customers.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts is essential in evaluating an insurance company’s performance. Athene Annuity Insurance values customer opinions and uses feedback to continuously improve their claims process.

Customers’ experiences with the claims process, including the efficiency, accuracy, and fairness of claim resolutions and payouts, provide valuable insights into the overall quality of service offered by the company.

Mobile App Features and Functionality

Athene Annuity Insurance provides a feature-rich mobile app that offers policyholders convenient access to their insurance information and account management. The app allows users to view policy details, make payments, file claims, and track their claim status—all from the palm of their hand.

The intuitive interface and comprehensive features enhance the overall customer experience, making insurance management seamless and efficient.

Online Account Management Capabilities

Athene Annuity Insurance offers robust online account management capabilities through their website. Policyholders can log into their accounts to review policy information, update personal details, monitor premiums and payments, and access important documents.

The online portal provides a user-friendly interface, enabling policyholders to efficiently manage their insurance policies and stay informed about their coverage.

Digital Tools and Resources

In addition to their mobile app and online account management, Athene Annuity Insurance offers a variety of digital tools and resources to assist policyholders in understanding their insurance coverage and making informed decisions.

These resources may include educational articles, calculators, FAQs, and interactive tools that help customers navigate insurance-related topics and plan for their financial future.

The availability of these digital resources demonstrates Athene Annuity Insurance’s commitment to providing a comprehensive and informative digital experience for their policyholders.

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How Athene Annuity Insurance Ranks Among Providers

Athene Annuity Insurance is a prominent player in the annuity and retirement solutions market, offering a variety of products to help individuals secure their financial future. As with any industry, competition is fierce, and several companies vie for a share of the market. Here are some notable competitors in the annuity and insurance space:

• Prudential Financial: A major player in the insurance industry, Prudential offers a range of annuity products, including fixed and variable annuities. The company has a long-standing history and is known for its diverse financial services.
• MetLife: With a global presence, MetLife is a well-known provider of insurance and annuity products. Their offerings include variable annuities, providing individuals with investment options for their retirement savings.
• AIG (American International Group): AIG is a multinational insurance corporation that provides various financial services, including annuities. They offer a range of annuity products, catering to different financial goals and risk tolerances.
• New York Life: As one of the largest mutual life insurance companies, New York Life offers a variety of financial and retirement products, including fixed and variable annuities. The company is known for its stability and customer-focused approach.
• Lincoln Financial Group: Lincoln Financial offers a diverse set of financial services, including annuities designed to provide income and growth opportunities for retirees. They are recognized for their commitment to helping individuals secure their financial future.

While Athene Annuity Insurance stands out with its commitment to financial stability and a range of products, these competitors contribute to a dynamic market where individuals have various options to meet their retirement needs.

Customer Reviews

Athene Annuity Insurance has received mixed reviews from customers. While some customers have reported positive experiences with the company, others have expressed frustration with the claims process and customer service. Here is an overview of some of the common themes that emerge in customer reviews:

Strengths:

• Competitive pricing: Many customers report that Athene Annuity Insurance offers competitive pricing for their insurance products.
  
• Easy online access: Customers appreciate the ability to manage their policies and make payments online.
• Convenient claims process: Some customers have reported a smooth and efficient claims process, particularly for minor claims.

Weaknesses:

• Poor customer service: Several customers have reported frustration with the quality of customer service provided by Athene Annuity Insurance, particularly with long wait times and difficulty in getting in touch with representatives.
• Slow claims processing: Some customers have reported delays in the claims process and difficulty getting claims approved.
• Limited coverage options: A few customers have noted that Athene Annuity Insurance has limited coverage options, particularly for high-risk drivers.

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