Prestige Insurance Review & Ratings (2024)

Unlock the Prestige Insurance Review: Real User Ratings, Coverage Details, Discounts, and More. Discover the Pros and Cons of Prestige Insurance and Make an Informed Decision. Compare Car Insurance Rates from Top Providers in Your Area. Ensure You're Getting the Best Coverage at the Best Price. Take Control of Your Auto Insurance Today and Save.

UPDATED: Nov 26, 2023Fact Checked

D. Gilson, PhD

Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

Professor & Published Author

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
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Prestige Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Competitive rates
  • Offers discounts for safe drivers
  • Multiple coverage options
  • Availability in multiple states
  • User-friendly mobile app for convenient account management

Cons

  • Limited availability in some areas
  • Policy terms may be confusing for some customers

Final Verdict: Review of Prestige Insurance

Prestige Insurance is a car insurance company that offers coverage options for drivers in multiple states across the US. The company’s mission is to provide affordable and reliable car insurance coverage to its customers, with a focus on exceptional customer service.

Prestige Insurance offers a range of coverage options, including liability coverage, collision coverage, and comprehensive coverage. The cost of coverage will vary depending on factors such as the driver’s age, driving record, and the type of car they drive.

The company offers several discounts, including safe driver, multi-car, bundling, good student, anti-theft device, and military discounts, to help customers save money on their car insurance premiums. Customers have praised Prestige Insurance for its competitive rates, easy-to-work-with representatives, and fast claims processing.

However, some customers have reported limited availability and confusing policy terms. It’s important to gather as much information as possible, including reading customer reviews, before deciding to purchase car insurance from Prestige Insurance.

What You Should Know About Prestige Insurance

Welcome to our comprehensive guide on Prestige Insurance. In this article, we will delve into the key aspects of this renowned insurance provider, including Prestige Insurance reviews, coverage details, discounts, and more. Whether you’re in search of reliable car insurance coverage or looking to switch providers, we’ve got you covered with all the information you need to make an informed decision.

  • Prestige Insurance offers competitive rates for car insurance coverage, making it a great option for car owners looking for affordable insurance rates.
  • The company offers a variety of discounts to customers, including good driver discounts, multi-car discounts, and student discounts.
  • Prestige Insurance prides itself on providing exceptional customer service to its customers. Their customer service representatives are available to answer any questions and concerns customers may have.

Discover the pros and cons of Prestige Insurance and gain valuable insights into their offerings. We’ll explore their history, mission, coverage options, customer reviews, and available discounts.
To ensure you’re getting the best coverage at the best price, take control of your insurance today by entering your zip code below.

Prestige Insurance History and Mission

Prestige Insurance was founded in 1999 with the mission to provide affordable car insurance products and services to customers across multiple states in the US. The company’s founders recognized the need for accessible car insurance coverage for everyone, regardless of their driving record or financial situation.

Since its inception, Prestige Insurance has been committed to offering quality car insurance products and services to its customers at competitive rates. Over the years, the company has expanded its operations to several states in the US, including Florida, Georgia, Texas, and California.

They have also grown their product offerings to include liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage. Prestige Insurance takes pride in its commitment to customer satisfaction and providing excellent customer service.

Their customer service representatives are available to answer any questions and concerns customers may have about their car insurance coverage. The company also offers a variety of discounts to its customers, making it an affordable and accessible option for car owners looking for quality car insurance coverage.

Prestige Insurance Coverage Options

Prestige Insurance offers a range of coverage options to meet the diverse needs of their customers. Below are the main products and services offered by the company:

  • Liability coverage: This is the most basic type of car insurance coverage required by law in most states. It covers the cost of damage or injury you cause to others in an accident.
  • Collision coverage: This coverage pays for the cost of repairing or replacing your vehicle if it is damaged in an accident with another car or object.
  • Comprehensive coverage: This coverage pays for the cost of repairing or replacing your vehicle if it is damaged by something other than a collision, such as theft, vandalism, or weather-related events.
  • Personal injury protection (PIP): PIP coverage pays for medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident, regardless of who is at fault.
  • Uninsured/Underinsured motorist coverage: This coverage protects you if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.

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Prestige Insurance Rates Breakdown

The cost of car insurance coverage from Prestige Insurance can vary depending on several factors, including your driving record, age, vehicle make and model, and location. However, the company is committed to offering affordable and competitive rates to its customers. Here is a breakdown of the main factors that can affect the cost of Prestige Insurance coverage:

  • Driving record: Drivers with a clean driving record are generally considered less risky and may receive lower insurance rates compared to those with a history of accidents or traffic violations.
  • Age: Drivers under the age of 25 and over the age of 65 are considered higher risk, and their insurance rates may be higher compared to drivers in other age groups.
  • Vehicle make and model: Insurance rates can also vary based on the make and model of your vehicle. Vehicles that are more expensive to repair or replace may have higher insurance rates.
  • Location: Insurance rates can vary depending on where you live. If you live in an area with a high number of accidents or auto thefts, your insurance rates may be higher.
  • Coverage options: The cost of your insurance coverage will depend on the type and amount of coverage you choose. For example, liability-only coverage will generally cost less than comprehensive coverage.

Prestige Insurance Discounts Available

Prestige Insurance offers various discounts to its customers to help them save money on their car insurance premiums. Here is an overview of the different types of discounts available through Prestige Insurance and how you can qualify for them:

  • Safe driver discount: If you maintain a clean driving record with no accidents or violations for a specified period, you may be eligible for a safe driver discount. The length of time required to qualify for this discount may vary depending on your state.
  • Multi-car discount: If you insure more than one vehicle with Prestige Insurance, you may be eligible for a multi-car discount. The discount amount may vary based on the number of cars you insure with the company.
  • Bundling discount: If you purchase more than one type of insurance policy from Prestige Insurance, such as car insurance and homeowner’s insurance, you may qualify for a bundling discount.
  • Good student discount: If you’re a student with good grades, you may be eligible for a good student discount. The requirements for this discount may vary by state, but typically, you must maintain a certain GPA to qualify.
  • Anti-theft device discount: If your vehicle is equipped with an anti-theft device, such as an alarm system or GPS tracking, you may be eligible for a discount on your car insurance premiums.
  • Military discount: If you’re a current or former member of the military or a member of a military family, you may be eligible for a military discount.

Frequently Asked Questions

What is Prestige Insurance?

Prestige Insurance is an independent insurance agency that offers a variety of insurance products, including auto, home, and business insurance.

What types of insurance products does Prestige Insurance offer?

Prestige Insurance offers a variety of insurance products, including auto insurance, home insurance, renters insurance, umbrella insurance, and business insurance.

Where is Prestige Insurance available?

Prestige Insurance is available in several states, including Arizona, California, Nevada, and Texas.

How can I get a quote from Prestige Insurance?

You can get a quote from Prestige Insurance by visiting their website or contacting their customer service team.

How does Prestige Insurance compare to other insurance companies?

Prestige Insurance has generally received positive reviews and ratings from customers and industry experts. However, it’s always a good idea to compare different insurance companies to find the best fit for your needs and budget.

Does Prestige Insurance offer any discounts?

Yes, Prestige Insurance offers a variety of discounts, including multi-policy discounts, safe driver discounts, and discounts for certain safety features in your car or home.

How can I contact Prestige Insurance if I have questions or concerns?

You can contact Prestige Insurance by phone, email, or live chat on their website. They also have several office locations where you can speak with a representative in person.

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D. Gilson, PhD

Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

Professor & Published Author

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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