Progressive Insurance Review & Ratings (2023)

What You Should Know About Progressive Insurance

Welcome to our comprehensive article on Progressive Insurance and the key topics surrounding it. In this informative piece, we’ll delve into the history and mission of Progressive Insurance, their coverage options, cost breakdown, states where they provide insurance, available discounts, and customer reviews.

• Has an A+ rating by AM Best and AA rating by S&P and Fitch.
• Available in all 50 states.
• Offers safe driver, multi-vehicle, bundling, and good student discounts.

Whether you’re looking for liability, collision, or comprehensive coverage, we’ve got you covered. To ensure you find the best rates and coverage options for your needs, enter your ZIP code now and compare quotes from top insurance providers. Don’t miss out on the opportunity to save and make the right coverage choices for your peace of mind.

Progressive Insurance Coverage Options

Progressive Insurance offers a range of coverage options for customers, including:

• Liability coverage: Liability coverage is mandatory in most states and covers damages or injuries that you may cause to others in an accident.
• Collision coverage: Collision coverage pays for damages to your vehicle if you are involved in a collision with another vehicle or object.
• Comprehensive coverage: Comprehensive coverage protects your vehicle from damages that are not caused by a collision, such as theft, vandalism, or natural disasters.
• Personal injury protection: Personal injury protection (PIP) covers medical expenses and lost wages for you and your passengers if you are injured in an accident.
• Uninsured/Underinsured motorist coverage: Uninsured/underinsured motorist coverage provides protection if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
• Roadside assistance: Roadside assistance provides 24/7 emergency assistance if your vehicle breaks down or if you need a tow.
• Rental car reimbursement: Rental car reimbursement covers the cost of a rental car if your vehicle is in the shop for repairs after an accident.
• Pet injury coverage: Pet injury coverage provides coverage for vet bills if your pet is injured in an accident while riding in your vehicle.

Progressive Insurance Rates Breakdown

The cost of Progressive Insurance varies depending on a number of factors, including the type of coverage you select, your driving record, your location, and the make and model of your vehicle.

Here are some general factors that can affect the cost of Progressive Insurance:

• Age and driving record: Young drivers and those with a poor driving record can expect to pay higher premiums, making it important to explore options for the best car insurance for young adults.
• Location: The cost of insurance can vary depending on where you live. Urban areas may have higher rates due to higher rates of accidents and theft.
• Type of vehicle: Expensive vehicles or those that are more likely to be stolen can result in higher premiums.
• Coverage options: The more coverage options you select, the higher your premium will be.
• Deductible: Increasing your deductible can lower your monthly premium, but it will also mean you pay more out-of-pocket in the event of an accident.
• Discounts: Progressive Insurance offers a range of discounts that can help lower your premium, including safe driver discounts, multi-vehicle discounts, and bundling discounts for multiple policies.

Progressive Insurance Discounts Available

Progressive Insurance offers a range of discounts that can help lower your premium. Here are some of the discounts available through Progressive Insurance:

• Safe driver discounts: If you have a clean driving record, you may be eligible for a safe driver discount. This discount can vary depending on your location and driving history.
• Multi-vehicle discounts: If you insure more than one vehicle with Progressive Insurance, you may be eligible for a multi-vehicle discount. This can help you save money on your car insurance premiums.
• Bundling discounts: If you have multiple insurance policies with Progressive Insurance, such as car insurance and home insurance, you may be eligible for a bundling discount.
• Snapshot program: Progressive Insurance offers a usage-based insurance program called Snapshot. This program tracks your driving habits and can offer discounts based on your safe driving behavior.
• Good student discounts: If you are a student with good grades, you may be eligible for a good student discount. This can help you save money on your car insurance premiums.
• Homeowner discounts: If you own a home, you may be eligible for a homeowner discount on your car insurance premiums.
• Continuous insurance discounts: If you have been continuously insured with another car insurance company and switch to Progressive Insurance, you may be eligible for a discount.