QualChoice Insurance Review & Ratings (2024)

Qualchoice offers affordable car insurance with a range of customizable coverage options to suit your needs. With competitive rates, you can find a policy that fits your budget without compromising on quality. Our commitment to excellent customer service ensures that you receive the support you need throughout your insurance journey. Experience peace of mind on the road knowing that you have the right coverage at the right price.

UPDATED: Nov 26, 2023Fact Checked

Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
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QualChoice Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Affordable car insurance with customizable coverage options.
  • Competitive rates suitable for various budgets.
  • Commitment to excellent customer service.
  • Range of optional coverage options available.
  • Digital features, including a mobile app, for convenient policy management.

Cons

  • Some customers reported issues with billing or claims processing.
  • Limited availability, primarily serving Arkansas and neighboring states.
  • Specific discounts and rates may vary based on individual circumstances.

Final Verdict: Review of QualChoice Insurance

QualChoice Insurance is a reliable and customer-focused insurance provider that primarily offers car insurance coverage in Arkansas, as well as in other states in the region such as Missouri and Oklahoma. QualChoice offers a range of customizable coverage options and discounts to help drivers find affordable and reliable car insurance that meets their individual needs.

While some customers have reported issues with billing or claims processing, overall, QualChoice Insurance has a positive reputation among its customers. The company’s history and mission are rooted in providing quality insurance products and services to customers in its service areas, and it has a strong track record of doing so.

Prospective customers who are interested in learning more about QualChoice Insurance and its offerings can contact the company directly or work with an independent agent in their area to get a quote and find coverage that meets their individual needs.

So, if you are looking for a dependable car insurance company, QualChoice Insurance is definitely worth considering. With competitive rates, a wide range of coverage options, and a commitment to customer satisfaction, QualChoice is a great choice for drivers in select states.

What You Should Know About QualChoice Insurance

Discover the world of QualChoice Insurance in our comprehensive guide. Learn about their history, mission, products, cost, discounts, and customer reviews. Whether you’re in Arkansas or neighboring states, QualChoice Insurance provides affordable car insurance with customizable coverage options, competitive rates, and outstanding customer service.

Don’t hesitate, enter your zip code now to access a comparison of rates from top insurance providers. Take the next step towards finding the perfect coverage that aligns with your specific needs and budget. Don’t wait any longer to secure the insurance protection you deserve. Act today and make an informed decision for your peace of mind.

QualChoice Insurance History and Mission

QualChoice Insurance was founded in 1994 as a subsidiary of QualChoice Holdings, Inc. and is headquartered in Little Rock, Arkansas. The company began as a provider of health and life insurance, and has since expanded its offerings to include car insurance as well.

The mission of QualChoice Insurance is to provide accessible and affordable insurance products to individuals, families, and businesses. They aim to do this by offering a range of insurance options to meet the diverse needs of their customers, as well as providing competitive rates and discounts to make their services more accessible.

QualChoice Insurance is committed to providing quality coverage and excellent customer service to their customers. They strive to make the insurance process as easy and convenient as possible by offering online tools and a mobile app to help customers manage their policies, pay bills, and file claims.

In addition, QualChoice is dedicated to giving back to the communities they serve. The company sponsors various charitable organizations and community events to support local initiatives and improve the quality of life for residents in their service areas.

Overall, the history and mission of QualChoice Insurance demonstrate their commitment to providing reliable insurance products and services to their customers while also giving back to the community.

QualChoice Insurance Coverage Options

QualChoice Insurance offers a range of car insurance products and services to meet the diverse needs of their customers. The main products and services offered by QualChoice include:

  • Liability coverage: Liability coverage is required in most states and covers damages that you are legally liable for in an accident, including bodily injury and property damage to others.
  • Collision coverage: Collision coverage helps pay for repairs or replacement of your car if it is damaged in an accident, regardless of who is at fault.
  • Comprehensive coverage: Comprehensive coverage helps pay for damages to your car caused by events such as theft, vandalism, and weather-related incidents.
  • Personal injury protection (PIP): PIP coverage helps pay for medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident.
  • Uninsured/Underinsured motorist coverage: This coverage helps protect you if you are in an accident with a driver who does not have insurance or has inadequate coverage.

QualChoice also offers a range of optional coverage options, including roadside assistance and rental car reimbursement, to help customers tailor their coverage to their specific needs.

The cost of these services varies depending on several factors, including the type of coverage selected, the age and condition of the vehicle, and the driver’s history. However, QualChoice strives to offer competitive rates and discounts to make their services more accessible to a wider range of drivers.

Overall, QualChoice Insurance offers a range of reliable and customizable car insurance products and services to meet the needs of their customers. With competitive rates and discounts, they are a great choice for drivers in their service areas.

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QualChoice Insurance Rates Breakdown

The cost of car insurance through QualChoice can vary widely depending on several factors, including the type of coverage selected, the age and condition of the vehicle, and the driver’s history. To get an accurate quote for car insurance through QualChoice, customers can contact the company directly or work with an independent agent in their area.

You can enter your ZIP code into the search box below and be connected with a licensed QualChoice insurance provider. This provider can give you a better idea about your QualChoice insurance cost with a personalized quote.

QualChoice Insurance Discounts Available

QualChoice strives to offer competitive rates and discounts to make their services more accessible to a wider range of drivers.

Some of the discounts available to customers may include:

  • Multi-policy discount: Customers who have multiple insurance policies through QualChoice, such as home or health insurance, may be eligible for a discount on their car insurance.
  • Safe driver discount: Customers who have a clean driving record and have not had any accidents or violations may be eligible for a safe driver discount.
  • Good student discount: Students who maintain a high GPA may be eligible for a discount on their car insurance.
  • Anti-theft discount: Customers who have anti-theft devices installed in their vehicles may be eligible for a discount on their car insurance.

Overall, the cost of car insurance through QualChoice is competitive, and customers may be able to lower their rates further by taking advantage of available discounts.

It’s recommended that customers shop around and compare quotes from multiple insurance providers to find the best rates and coverage options for their individual needs.

Frequently Asked Questions

What is QualChoice Insurance?

QualChoice Insurance is a health insurance company that provides individual and group coverage plans in Arkansas.

How can I get a quote for car insurance through QualChoice Insurance?

To get an accurate quote for car insurance through QualChoice, customers can contact the company directly or work with an independent agent in their area. They can also enter their ZIP code into the search box on the QualChoice website to be connected with a licensed QualChoice insurance provider who can give them a personalized quote.

What types of car insurance policies does QualChoice offer?

QualChoice offers liability, collision, and comprehensive coverage for cars. The company also offers a range of optional coverage options, including roadside assistance and rental car reimbursement, to help customers tailor their coverage to their specific needs.

Where is QualChoice Insurance available?

QualChoice Insurance is primarily available in Arkansas, but the company also offers car insurance coverage in other states in the region, such as Missouri and Oklahoma.

How can I get a quote for car insurance through QualChoice Insurance?

To get a quote for car insurance through QualChoice, customers can contact the company directly or work with an independent agent in their area. Customers can also enter their ZIP code into the search box on the QualChoice website to be connected with a licensed QualChoice insurance provider who can give them a personalized quote.

Are customer reviews of QualChoice Insurance positive?

Yes, customer reviews of QualChoice Insurance are generally positive, with many customers praising the company for its reliable coverage, competitive rates, and helpful customer service. Some specific areas where QualChoice has received positive feedback from customers include its online tools and mobile app, as well as its commitment to giving back to the community.

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Tim Bain

Founder & Life Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Founder & Life Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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