Rocky Mountain Health Plans Insurance Review & Ratings (2024)

Affordable and comprehensive health insurance options from Rocky Mountain Health Plans Insurance. Protect your well-being and gain peace of mind with our reliable coverage. Find the perfect plan tailored to your needs and budget. Trustworthy information to guide your insurance decisions. Don't compromise on your health. Choose Rocky Mountain Health Plans Insurance today.

UPDATED: Nov 26, 2023Fact Checked

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Jeff Root

Licensed Life Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Life Insurance Agent

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Rocky Mountain Health Plans Insurance,

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Comprehensive coverage options for individuals, families, and seniors.
  • Affordable pricing and various discounts available.
  • Strong commitment to innovation, high-quality care, and exceptional customer service.
  • Positive customer reviews, praising customer service, coverage options, and pricing.

Cons

  • Some negative reviews reported difficulty with claims processing or issues with certain providers not accepting RMHP insurance.
  • Limited availability outside of Colorado.

Final Verdict: Review of Rocky Mountain Health Plans Insurance,

Overall, Rocky Mountain Health Plans Insurance (RMHP) appears to be a reputable provider of health insurance plans, with a strong commitment to innovation, high-quality care, and exceptional customer service.

The company offers a wide range of plan options for individuals, families, and Medicare beneficiaries, with affordable pricing and a variety of discounts available to help customers save money on their healthcare costs.

If you’re in the market for health insurance, RMHP is worth considering, particularly if you live in Colorado, where the company is based.

However, as with any health insurance provider, it’s important to do your research, compare plans and prices, and read reviews from current and former customers before making a decision.

By doing so, you can be confident that you’re choosing a provider that meets your needs and provides the level of care and support that you expect and deserve.

What You Should Know About Rocky Mountain Health Plans Insurance,

Welcome to our informative guide on Rocky Mountain Health Plans Insurance and the essential topics you should know. In this article, we’ll explore the comprehensive coverage options, network of healthcare providers, and the benefits of choosing Rocky Mountain Health Plans Insurance. Whether you’re seeking health, dental, vision, or life insurance, we’ve got you covered.

  • RMHP offers integrated healthcare solutions that combine medical, behavioral, and dental care to promote overall health and wellness.
  • The company has a strong commitment to social responsibility and community involvement, supporting local charities and nonprofit organizations.
  • RMHP has been recognized for its exceptional customer service, receiving high ratings from J.D. Power and Associates.

To find the most competitive rates from top insurance providers in your area, simply enter your zip code below and unlock the power of comparison. Take control of your insurance decisions today and ensure you have the right coverage at the best price.

History and Mission: Rocky Mountain Health Plans Insurance

Rocky Mountain Health Plans Insurance (RMHP) was founded in 1974 in Grand Junction, Colorado, by a group of physicians who were concerned about the lack of healthcare options available in rural Western Colorado.

At the time, many people in the region had limited access to healthcare and those who did often faced high costs and inadequate coverage.

The founders of RMHP believed that everyone deserved access to affordable, high-quality healthcare, regardless of where they lived or their ability to pay.

They started the company with the mission of providing comprehensive healthcare coverage to residents of Western Colorado, with a focus on preventive care and wellness.

RMHP’s commitment to social responsibility and community involvement is an integral part of its mission and values.

Rocky Mountain Health Plans Insurance, Insurance Coverage Options

Rocky Mountain Health Plans Insurance (RMHP) offers a wide range of health insurance products and services for individuals, families, and seniors. Here’s a closer look at what the company has to offer:

  • Individual and family health insurance: RMHP offers a variety of individual and family health insurance plans that provide comprehensive coverage for medical, dental, and vision care. These plans are designed to meet the needs of individuals and families at different stages of life and with different healthcare needs.
  • Medicare advantage plans: RMHP offers several Medicare Advantage plans for seniors who are eligible for Medicare. These plans provide comprehensive healthcare coverage, including medical, prescription drug, and dental coverage, as well as wellness and preventive care services.
  • Employer-sponsored health insurance: RMHP works with employers to provide health insurance coverage for their employees. These plans can be customized to meet the specific needs of each employer and their employees.
  • Dental and vision insurance: RMHP also offers standalone dental and vision insurance plans for individuals and families who are not enrolled in a medical plan. These plans provide coverage for routine dental and vision care, as well as more complex procedures.

Overall, RMHP’s products and services are designed to provide comprehensive, affordable, and accessible healthcare coverage for individuals, families, and seniors in Colorado and neighboring states. The company’s commitment to innovation, high-quality care, and exceptional customer service make it a trusted provider of health insurance plans.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Rocky Mountain Health Plans Insurance, Insurance Rates Breakdown

The cost of insurance from Rocky Mountain Health Plans Insurance (RMHP) varies depending on several factors, including the type of plan, the level of coverage, and the individual’s age, location, and health status.

It’s important to note that the cost of health insurance can vary widely depending on individual circumstances, and it’s always a good idea to compare plans and costs from different insurance companies before making a decision.

Healthy Living discounts for members who participate in wellness programs and meet certain health goals, family discounts for households with three or more members enrolled in an RMHP plan, and dental and vision discounts for members who enroll in RMHP’s dental and vision insurance plans.

Rocky Mountain Health Plans Insurance, Discounts Available

Rocky Mountain Health Plans Insurance (RMHP) offers several discounts to help customers save money on their healthcare costs. Here’s a closer look at the discounts available:

  • Healthy living discounts: RMHP offers Healthy Living discounts to members who participate in wellness programs and meet certain health goals. These discounts can range from $20 to $60 per month, depending on the plan and the member’s level of participation.
  • Family discounts: RMHP offers family discounts for households with three or more members enrolled in an RMHP plan. The discount is 7% off the total premium for the plan.
  • Dental and vision discounts: RMHP offers discounts on dental and vision care services to members who enroll in RMHP’s standalone dental and vision insurance plans.

It’s worth noting that the availability of discounts can vary depending on the specific plan and the member’s location. It’s always a good idea to check with the company or a licensed insurance broker to determine which discounts are available for your specific situation.

Overall, RMHP’s discounts can help customers save money on their healthcare costs and make high-quality health insurance more affordable and accessible. The company’s commitment to innovation, high-quality care, and exceptional customer service make it a trusted provider of health insurance plans.

Frequently Asked Questions

What is Rocky Mountain Health Plans Insurance?

Rocky Mountain Health Plans Insurance is a regional health insurance company that provides health insurance products to individuals and groups in Colorado.

What types of health insurance does Rocky Mountain Health Plans Insurance offer?

Rocky Mountain Health Plans Insurance offers a range of health insurance products, including individual and family plans, group plans, Medicare Advantage plans, and Medicaid plans.

Is Rocky Mountain Health Plans Insurance a reputable company?

Yes, Rocky Mountain Health Plans Insurance has a strong reputation for its financial stability and customer service. The company has an A- rating from A.M. Best, a leading insurance rating agency.

How do I get a quote from Rocky Mountain Health Plans Insurance?

You can get a quote from Rocky Mountain Health Plans Insurance by contacting a local agent or by visiting the company’s website and filling out a quote request form.

Does Rocky Mountain Health Plans Insurance offer coverage outside of Colorado?

No, Rocky Mountain Health Plans Insurance is only licensed to sell insurance in Colorado

Can I manage my Rocky Mountain Health Plans Insurance policy online?

Yes, Rocky Mountain Health Plans Insurance offers online account management tools for policyholders, including the ability to pay bills, view policy documents, and make changes to coverage.

How do I file a claim with Rocky Mountain Health Plans Insurance?

You can file a claim with Rocky Mountain Health Plans Insurance by contacting the company’s customer service team or by using the online claims submission tool on the company’s website.

What is Rocky Mountain Health Plans Insurance’s customer service like?

Rocky Mountain Health Plans Insurance has a reputation for providing excellent customer service, with a dedicated customer service team and knowledgeable agents who can assist customers with their health insurance needs.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Jeff Root

Licensed Life Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Life Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption