SafeAuto Car Insurance Review & Ratings (2024)
Gain valuable insights with a detailed review and ratings of SafeAuto car insurance, encompassing coverage options, pricing, discounts, and customer feedback. Compare rates from top providers to make an informed choice that suits your specific needs and budget. Find reliable coverage backed by customer reviews and expert analysis.
Read morePeyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
SafeAuto Car
Average Monthly Rate For Good Drivers
$93A.M. Best Rating:
N/AComplaint Level:
LowPros
- Affordability: SafeAuto is known for providing affordable car insurance, making it accessible to drivers with different budget constraints.
- Variety of Coverage Options: SafeAuto offers a range of coverage options, from state-minimum requirements to full coverage and additional services like roadside assistance.
- Discounts: The company provides various discounts, such as multi-car, safe driver, continuous coverage, pay-in-full, and low mileage, helping customers save on premiums.
- Accessibility: SafeAuto’s online quote process and mobile app make it easy for customers to get quotes, manage policies, and file claims.
Cons
- Mixed Customer Reviews: Some customers have reported positive experiences, while others have expressed concerns about claim processing and customer service.
- Limited Coverage Area: SafeAuto operates in 28 states, potentially limiting coverage options for individuals residing outside these areas.
- Focused on Basic Coverage: SafeAuto primarily caters to drivers needing state-minimum or basic liability coverage, which may not meet the needs of those seeking extensive coverage.
- Claim Handling Concerns: While the company aims for efficient claim processing, some customers have reported issues, highlighting the importance of researching customer feedback.
In conclusion, SafeAuto is a car insurance company that specializes in providing affordable coverage to drivers who may have difficulty getting coverage from traditional insurance providers. The company has a simple online quote process and offers a variety of coverage options and discounts that can help customers save money on their premiums.
However, while the company has an A+ rating from the Better Business Bureau, it has received a mixed reputation among customers online, with some praising its affordable rates and easy-to-use website, while others have had negative experiences with customer service or claims processing.
As with any insurance provider, it’s important to do your research and read customer reviews before choosing a policy to ensure that it meets your needs and budget.
What You Should Know About Safe Auto Insurance Company
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- SafeAuto offers low-cost car insurance coverage to drivers who need state-minimum coverage or basic liability coverage.
- The company is known for its quick and easy online quotes process, which allows customers to get a quote in just a few minutes.
- SafeAuto has been in business for over 25 years, and during that time, it has provided car insurance coverage to millions of drivers across the United States.
To compare rates from the best insurance providers in your area and find the perfect Health Alliance medical plan for your needs, simply enter your zip code below. Take control of your healthcare coverage today and ensure peace of mind for you and your loved ones.
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History and Mission of SafeAuto Car Insurance
SafeAuto was founded in 1993 in Ohio by Jon Diamond and Ari Deshe, with the mission of providing affordable car insurance coverage to drivers who need state-minimum coverage or basic liability coverage. The company’s founders realized that many drivers could not afford full-coverage insurance policies and that there was a need for low-cost car insurance coverage that met the minimum requirements set by each state.
They also believed that drivers who had state-minimum coverage should not be treated as second-class citizens by insurance companies. SafeAuto’s mission is to make car insurance accessible to everyone, regardless of their financial situation or driving record.
The company believes that every driver should have the opportunity to purchase affordable car insurance coverage that meets their needs, and that they should not have to pay more than they can afford for basic liability coverage.
Safe Auto Insurance Company Insurance Coverage Options
SafeAuto offers a range of car insurance products and services to customers in the 28 states where it operates. Here are some of the company’s main products and services:
- State-minimum car insurance: SafeAuto’s state-minimum car insurance policies meet the minimum requirements for liability coverage set by each state. This coverage is designed to protect drivers from financial liability in the event of an accident.
- Full-coverage car insurance: In addition to state-minimum coverage, SafeAuto also offers full-coverage car insurance policies that provide additional protection, including collision coverage, comprehensive coverage, and more.
- Non-owner car insurance: SafeAuto also offers non-owner car insurance policies, which provide liability coverage for drivers who do not own a car but may occasionally drive a rented or borrowed vehicle.
- Roadside assistance: SafeAuto offers roadside assistance services to customers, including towing, battery jump-starts, flat tire changes, and more.
- SR-22 filings: SafeAuto can also provide SR-22 filings for customers who have been convicted of certain driving offenses, such as DUIs or driving without insurance.
As for the cost of SafeAuto’s services, the company is known for offering affordable car insurance coverage to drivers who need it. However, the exact cost of a policy will depend on a variety of factors, including the driver’s age, location, driving record, and the level of coverage they select.
SafeAuto allows customers to get a free quote online or over the phone to help them find the best policy for their needs and budget.
States Where SafeAuto Car Offers Insurance
SafeAuto operates in 28 states across the United States. Here is a list of the states where the company offers car insurance coverage:
Arizona, California, Colorado, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin
It’s important to note that the specific coverage options and discounts that are available may vary depending on the state where the customer resides. SafeAuto’s website makes it easy for customers to get a free quote and see what coverage options are available in their state.
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Safe Auto Insurance Company Insurance Rates Breakdown
SafeAuto is known for offering affordable car insurance coverage to drivers who need it. However, the exact cost of a policy will depend on a variety of factors, including the driver’s age, location, driving record, and the level of coverage they select.
In general, SafeAuto’s car insurance rates are competitive with other insurance companies that offer state-minimum or basic liability coverage. The company’s website allows customers to get a free quote online or over the phone to help them find the best policy for their needs and budget.
Overall, while the exact cost of a policy will vary based on individual circumstances, SafeAuto’s commitment to affordable car insurance coverage and its available discounts make it a popular choice for drivers who need state-minimum or basic liability coverage at a reasonable price.
Safe Auto Insurance Company Discounts Available
SafeAuto offers a variety of discounts that can help customers save money on their car insurance premiums. Here are some of the available discounts:
- Multi-car discount: Customers who insure more than one car with SafeAuto can receive a discount on their premiums.
- Safe driver discount: SafeAuto rewards drivers who maintain a good driving record with a safe driver discount. This discount is typically offered to drivers who have not had any accidents or violations in the past several years.
- Continuous coverage discount: Customers who maintain continuous coverage with SafeAuto can receive a discount on their premiums. This discount is typically offered to customers who have had car insurance coverage for a certain length of time without any lapses in coverage.
- Pay-in-full discount: Customers who pay their annual premium in full can receive a discount on their premiums. This discount is typically offered to customers who pay their entire premium upfront rather than making monthly payments.
- Low mileage discount: Customers who drive fewer miles may be eligible for a low mileage discount. This discount is typically offered to customers who drive less than a certain number of miles per year.
It’s important to note that not all discounts are available in all states or for all customers. Additionally, some discounts may not be combined with others, and customers may need to meet certain eligibility requirements to qualify for a discount.
Effortless Claims Handling With SafeAuto Car Insurance
Ease of Filing a Claim
SafeAuto provides multiple channels for filing claims, ensuring convenience for their customers. Policyholders can file claims online through the company’s website, over the phone, or via mobile apps. This variety of options caters to different customer preferences, making the claims process accessible and hassle-free.
Average Claim Processing Time
SafeAuto is dedicated to efficient claim processing. While specific processing times can vary based on the nature of the claim and individual circumstances, the company strives to handle claims promptly. Timely processing contributes to customer satisfaction, ensuring that policyholders experience minimal delays when resolving their claims.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback serves as a valuable indicator of an insurance company’s performance. SafeAuto has received mixed reviews regarding claim resolutions and payouts.
While some customers appreciate the swift resolution and fair payouts, others have expressed concerns about their experiences. It’s essential for prospective customers to consider these reviews, along with other factors, when making an informed decision about choosing SafeAuto for their insurance needs.
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Exploring Digital and Technological Features of SafeAuto Car Insurance
Mobile App Features and Functionality
SafeAuto’s mobile app offers a range of features designed to enhance user experience. From policy management to claims tracking, the app provides a user-friendly interface, allowing customers to access their insurance information conveniently. Features may include policy details, digital ID cards, and claims filing capabilities, empowering users to manage their policies on the go.
Online Account Management Capabilities
SafeAuto’s online account management portal provides customers with comprehensive control over their policies. Through the portal, policyholders can review and update their coverage, view billing information, and track claims status. The intuitive interface ensures ease of use, enabling customers to make changes, access documents, and monitor their insurance activities online.
Digital Tools and Resources
SafeAuto offers various digital tools and resources to support their customers. These tools may include educational resources, such as articles and FAQs, designed to enhance insurance literacy.
Additionally, SafeAuto might provide online calculators, allowing customers to estimate quotes and coverage options tailored to their specific needs. These digital resources empower customers with knowledge, helping them make well-informed decisions about their insurance policies.
How Safe Auto Insurance Company Ranks Among Providers
SafeAuto Insurance company rankings can vary depending on the source and the criteria used for evaluation. Here are some general guidance on how you might assess an insurance company’s performance:
- Financial Strength Ratings: Check A.M. Best or other financial rating agencies to assess the financial stability of the insurance company. A higher rating indicates greater financial strength.
- Customer Reviews: Look for customer reviews and ratings on reliable platforms like J.D. Power, BBB (Better Business Bureau), or other review websites. This can provide insights into the customer experience, claims processing, and overall satisfaction.
- Industry Rankings: Some industry reports, such as those from J.D. Power or Consumer Reports, may provide rankings and comparisons of insurance companies based on customer satisfaction and other factors.
- Complaints and Regulatory Actions: Check with your state’s insurance department or regulatory body to see if the company has a higher or lower than average number of complaints. This can give you an indication of their customer service and claims handling.
- Coverage Options and Discounts: Evaluate the range of coverage options and discounts offered by the insurance provider. Some companies might be more suitable for certain demographics or coverage needs.
- Claims Handling: Research the company’s reputation for claims handling. Timely and fair claims processing is crucial for a positive customer experience.
The rankings and experiences can vary, and it’s essential to consider your specific needs and circumstances when choosing an insurance provider. For the most current and personalized information, consider reaching out to the insurance company directly or consulting the latest industry reports.
Customer Feedback for SafeAuto Car Insurance
When it comes to customer reviews, SafeAuto has a mixed reputation online. While the company has received some positive reviews from customers who appreciate its affordable rates and easy-to-use website, it has also received some negative reviews from customers who have had issues with claims processing or customer service.
Overall, while SafeAuto may be a good choice for drivers who are looking for affordable car insurance coverage, it’s important to read customer reviews and do your research before choosing an insurance provider. By doing so, you can make an informed decision about the coverage and service that best fits your needs and budget.
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Frequently Asked Questions
What is SafeAuto?
SafeAuto is an auto insurance provider that offers coverage to drivers in 28 states across the United States. They specialize in providing affordable insurance options for drivers who may have difficulty finding coverage elsewhere.
What types of auto insurance does SafeAuto offer?
SafeAuto offers a range of auto insurance products, including liability insurance, collision insurance, and comprehensive insurance. They also offer a variety of optional coverage options, such as roadside assistance and rental car coverage.
How can I get a quote for SafeAuto car insurance?
You can get a quote for SafeAuto car insurance by visiting their website, calling their customer service line, or using their mobile app. You’ll need to provide some basic information about yourself and your auto insurance needs to receive a quote.
How does SafeAuto car insurance’s claims process work?
SafeAuto car insurance’s claims process is relatively straightforward. You can file a claim online or by calling their customer service line. Once your claim is submitted, a claims adjuster will review the claim and determine the appropriate payout amount.
What are some potential drawbacks of SafeAuto car insurance?
Some potential drawbacks of SafeAuto car insurance include their limited availability in only 28 states, their lack of additional benefits and perks compared to some other providers, and the fact that they may be more expensive compared to some other budget auto insurance providers. Additionally, their customer service ratings may not be as high as some other providers.
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Peyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UNHAPPYasH3ll
-10 ✨ needed
tttt10
Horrible company
TRE21
Affordable car insurance
Bonza
Great company
Tarza
Really good company
rstriegel
Stay Away From Safeauto Insurance Company
catehartman
Good for SR-22
Tabycat1113
Great company for new drivers
Jayb30853
Problems with company
lisagaetano13
Safe auto a safe decision