Safeco Insurance Review & Ratings (2024)

What You Should Know About Safeco Insurance

In this article, we will explore Safeco Insurance’s offerings, ratings, and customer feedback, covering important topics such as overall satisfaction, claims experience, cost, billing, and service satisfaction.

• Safeco offers customizable insurance policies that allow customers to choose the coverage options that work best for them.
• Safeco rewards safe driving with discounts and accident forgiveness programs.
• Safeco has been recognized for its excellent customer service, earning the J.D. Power Award for customer satisfaction in auto claims.

We understand that finding the right insurance coverage is crucial, which is why we invite you to enter your ZIP code below. By comparing rates from the top insurance providers in your area, you can make an informed decision and secure the best insurance coverage that fits your needs. Take the first step towards peace of mind and enter your ZIP code now to get started.

History and Mission of Safeco Insurance

Safeco Insurance was founded in Seattle, Washington in 1923 as the General Insurance Company of America.

Over the years, the company expanded its offerings and changed its name to Safeco Insurance in 1953. In 2008, Safeco was acquired by Liberty Mutual, one of the largest insurance companies in the world.

Safeco Insurance’s mission is to provide high-quality insurance products and services at competitive prices while also delivering exceptional customer service.

The company believes in being there for its customers when they need it most, whether that means providing prompt claims processing or offering support and guidance throughout the insurance-buying process.

Safeco also strives to make insurance simple and accessible, offering customizable policies and a range of discounts to help customers get the coverage they need at a price they can afford.

Safeco Insurance Coverage Options

Safeco offers a range of insurance products and services to help customers protect what matters most to them. Some of the company’s main products and services include:

• Auto insurance: Safeco offers a range of car insurance options to help customers meet their coverage needs and budget. Customers can choose from a variety of coverage options, including liability, collision, and comprehensive insurance, as well as optional add-ons such as rental car coverage and roadside assistance.
• Home insurance: Safeco also offers home insurance policies that protect homeowners, renters, and landlords. Coverage options include property damage, liability, and loss of use coverage, as well as optional add-ons such as earthquake coverage and identity theft protection.
• Umbrella insurance: For customers who want extra liability protection beyond what their auto or home insurance policies provide, Safeco offers umbrella insurance policies. These policies provide additional liability coverage in case of a lawsuit or other covered event.
• Other insurance: In addition to its core products, Safeco also offers a range of other insurance options, including motorcycle insurance, boat insurance, and recreational vehicle insurance.

Overall, Safeco Insurance aims to provide customizable insurance policies and a range of coverage options to help customers protect what matters most to them.

Safeco Insurance Rates Breakdown

The cost of insurance from Safeco can vary depending on several factors, such as the type of coverage you need, your driving record, the make and model of your vehicle, and your location. Some of the factors that can affect the cost of insurance from Safeco include:

• Your driving record: If you have a history of accidents, tickets, or other violations, you may be considered a higher-risk driver and could end up paying more for insurance.
• Your vehicle: The make and model of your vehicle can also affect your insurance rates. Generally speaking, more expensive or high-performance vehicles may cost more to insure than less expensive or less powerful vehicles.
• Your location: The cost of insurance can also vary depending on where you live. Factors such as crime rates, weather patterns, and population density can all affect your insurance rates.
• Your coverage needs: The more coverage you need, the more you can expect to pay for insurance. However, Safeco offers a range of coverage options and discounts to help customers find the right coverage at a price they can afford.

Overall, Safeco aims to provide affordable insurance products and services to customers across the United States. To get an accurate quote for Safeco insurance in your area, you can visit the company’s website or contact a local agent.

Safeco Insurance Discounts Available

Safeco Insurance offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts that may be available:

• Safe driver discount: This discount is available to customers who have a clean driving record with no accidents, violations, or claims.
• Accident-free discount: Customers who have been accident-free for a certain period may be eligible for this discount.
• Low mileage discount: Customers who don’t drive their vehicles very often may qualify for a discount on their insurance premiums.
• Multi-policy discount: Customers who have multiple insurance policies with Safeco may be eligible for a discount.
• Homeowner discount: Customers who own their home may qualify for a discount on their car insurance.
• Anti-theft discount: Customers who have anti-theft devices installed in their vehicle may be eligible for a discount.
• Safety features discount: Customers whose vehicles are equipped with safety features such as airbags, anti-lock brakes, and automatic seat belts may be eligible for a discount.

Overall, Safeco offers a range of discounts to help customers save money on their insurance premiums. The availability and amount of these discounts may vary depending on the customer’s location and other factors. To find out which discounts you may qualify for, you can visit the Safeco website or contact a local agent.