United Home Life Insurance Review & Ratings (2024)

When it comes to protecting your loved ones and securing their future, affordable life insurance coverage is crucial. United Home Life Insurance offers a range of reliable and affordable life insurance policies to meet your specific needs. With their commitment to providing quality coverage, you can have peace of mind knowing that your family's financial security is taken care of. Secure your loved ones' future with United Home Life Insurance.

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D. Gilson, PhD

Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

Professor & Published Author

Kristine Lee

Licensed Insurance Agent

Kristine Lee is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has been a contributor to numerous publications focused on the nuances of insurance, including on The Points Guy.

Licensed Insurance Agent

UPDATED: Oct 6, 2023

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Company Details
Address: 225 South East Street
City: Indianapolis
State: IN
ZIP Code: 46202
Phone Number: (317) 692-7979
Fax: (317) 692-7711
AM Best Rating: A-

Welcome to our comprehensive guide to the insurance alternatives offered by United Home Life Insurance. The primary concerns with Universal Insurance Company will be looked at in this article, along with their selection of insurance products for renters, homeowners, condo owners, and those who require coverage for fire and flood.

Discover United Home Life Insurance’s policy options including term life and whole life coverage. We provide an unbiased review based on real user experiences, covering satisfaction, claims, cost, billing, and service. Enter your zip code to compare rates from top providers and make an informed decision. Protect your loved ones and secure your future with the right life insurance coverage.

Navigating United Home Life Insurance Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

United Home Life Insurance prioritizes a hassle-free claims process for its policyholders. One of the standout features is the convenience of filing a claim through various channels. Policyholders have the flexibility to submit their claims online through the company’s user-friendly website.

Additionally, claims can also be filed over the phone, ensuring that customers can choose the method that suits them best. The availability of a mobile app further enhances the ease of filing claims, making it accessible at any time and from anywhere.

Average Claim Processing Time

When it comes to processing claims, time is of the essence, and United Home Life Insurance understands this. The company aims to provide a swift resolution to its customers’ claims. While specific processing times can vary depending on the complexity of the claim and other factors, United Home Life Insurance is committed to efficient and timely processing, helping beneficiaries receive their payouts promptly.

Customer Feedback on Claim Resolutions and Payouts

The ultimate measure of an insurance company’s reliability is how well it handles claims. United Home Life Insurance values customer feedback, and reviews suggest that they have a reputation for fair and efficient claim resolutions.

Policyholders have expressed satisfaction with the company’s responsiveness and willingness to assist during difficult times. This positive feedback underscores the company’s commitment to delivering on its promise of financial security for its customers’ loved ones.

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Unveiling United Home Life Insurance Digital and Technological Advancements

Mobile App Features and Functionality

United Home Life Insurance offers a robust mobile app that provides policyholders with convenient access to their insurance information. The app is designed to be user-friendly, allowing customers to manage their policies, make premium payments, and, importantly, file claims with ease. Additionally, the app may include features such as policy document access, billing information, and contact details for customer support.

Online Account Management Capabilities

For those who prefer managing their policies through a web-based platform, United Home Life Insurance offers comprehensive online account management capabilities.

Policyholders can log in to their accounts on the company’s website to review policy details, update beneficiary information, make payments, and track the progress of their claims. This online convenience simplifies the management of insurance policies and ensures that customers have the information they need at their fingertips.

Digital Tools and Resources

In addition to the mobile app and online account management, United Home Life Insurance provides policyholders with a range of digital tools and resources.

These may include educational materials, calculators to assess insurance needs, and resources to help customers understand their policy options better. These digital assets empower customers to make informed decisions about their life insurance coverage and plan for their family’s financial future effectively.

Frequently Asked Questions

What does the A.M. Best rating of A- mean for United Home Life Insurance?

The A.M. Best rating of A- for United Home Life Insurance indicates that the company has an excellent ability to meet its ongoing insurance obligations.

What types of insurance does United Home Life Insurance offer?

United Home Life Insurance specializes in providing life insurance policies, including term life insurance and whole life insurance.

Can I get a quote for United Home Life Insurance?

Yes, you can get a quote for United Home Life Insurance by entering your ZIP code on the company’s website.

Are United Home Life Insurance rates competitive?

United Home Life Insurance rates may be competitive in your area, but it’s important to compare quotes from multiple insurance companies to ensure you’re getting the best rate.

What do customers say about United Home Life Insurance?

Reviews of United Home Life Insurance vary, with some customers reporting positive experiences with the company and others reporting negative experiences.

Is United Home Life Insurance affiliated with any one insurance company?

No, United Home Life Insurance is not affiliated with any one insurance company and strives to provide objective information and quotes to help customers make confident insurance decisions.

What is US Insurance Agents?

US Insurance Agents is a website that provides a fast and simple way to get and compare insurance rates for multiple lines of insurance.

Reviews
for United Home Insurance Company

3.64 (67 reviews)
5
October 6, 2020

kaka112

easy to use , very cheap and comfortable

it's very good for any body and easy to use it for customers i will share this review on all social media
5
November 15, 2019

CottonTop

GREAT Company / GREAT Service / GREAT Results

I have had two very positive experiences with this company in just over a year. First off, we were quite taken with the competitive homeowners' quote and we jumped on board. In my business, I see many companies offering really good rates for the first year, but they more than make up for it on the first renewal. I'm pleased to state the my premium DECREASED by nearly $70.00 with the first renewal. Secondly, I recently met a deer with the front...
I have had two very positive experiences with this company in just over a year. First off, we were quite taken with the competitive homeowners' quote and we jumped on board. In my business, I see many companies offering really good rates for the first year, but they more than make up for it on the first renewal. I'm pleased to state the my premium DECREASED by nearly $70.00 with the first renewal. Secondly, I recently met a deer with the front end of my beloved BMW. Heck of a mess. My body shop and I were pretty sure they'd write it off as a total. BUT, they did not! In fact, everything went down very smoothly and quickly. The accident was reported on a Thursday morning. The following Monday, I received the check, in the full amount of the repair estimate (less deductible). There was no need for a local adjuster. My body shop was completely impressed with their claims service and the speed with which they performed. The United Home adjuster I spoke with in their home office noted that our policy did not provide for coverage for a rental car while mine was in the shop. He told me that they have something to offer to help take the bite out of the situation. He offered to pay $30.00/day toward a rental car while mine was in the shop. The rates they have in place with the rental company resulted in just over $6.00/day to rent a decent auto while mine was being fixed. He said it is something they do for those who don't have coverage to pay for a rental. WHAT A DEAL! 'Can't say enough good things to express the incredible service we've received.
2
October 30, 2019

mulundannume

Poorest customer service I have ever seen

United Home Insurance Company has the worst customer service I have ever seen. They do not care whether they lose a customer or not, you either stay with them or leave. Their premiums are reasonable but you pay back in by receiving the poorest customer service.
4
March 25, 2019

Wda1213

Great price

Great price. We've had them for years. Never had an accident so never needed to use them. Our price has remained the same for years.
1
January 15, 2019

Eyra

Worse customer service and companu

Worse customer service. My adjustor [REDACTED NAME AND PHONE NUMBER] never returned my calls. Documents were submitted and received on December 11th, 2018 and as of today, January 11th 2019 nobody has reviewed them or even look at them.
3
May 24, 2018

pg12

good

its good bit expensive customer care is not good need to work on that, good policies and fast output
5
January 22, 2018

ddwayne

Great Insurance

Had some hail damage on my car and called in and had someone to come look at it within a day or two. Very easy to use when its needed.
3
March 13, 2017

Clearsurance-user

United Insurance

Premiums have always stayed the same. Customer service is mediocre and I'm not completely comfortable with the coverage.
4
November 3, 2016

Clearsurance-user

Good insurance

The monthly payment for liability is next to nothing.
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