Victoria Car Insurance Review & Ratings (2024)
If you're searching for affordable car insurance, our comprehensive Victoria Car Insurance review provides insights on ratings, coverage options, and customer satisfaction. Request a quote today to compare rates from top companies and make an informed decision for your car insurance needs. Find the right coverage at the best price and ensure peace of mind on the road.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
UPDATED: Nov 28, 2023
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- Victoria Insurance offers non-standard — or high-risk — car insurance coverage
- Victoria is licensed to sell insurance products in 39 states in the U.S.
- Victoria Insurance is a subsidiary of Nationwide
Welcome to our comprehensive guide on Victoria Car Insurance. In this post, we will cover key factors such as ratings, coverage options, and customer satisfaction to help you make an informed choice. Whether you’re looking for affordable prices, reliable coverage, or excellent service, we’ve got you covered. Find everything you need to know about Victoria Car Insurance right here.
Compare quotes from the top insurance providers in your neighborhood by entering your zip code below. Take advantage of this opportunity to save money and find the perfect Victoria Car Insurance that meets your needs. Don’t miss out on this chance to secure the best coverage at the lowest cost. Enter your zip code now and find your ideal insurance coverage.
What does Victoria Insurance offer?
Victoria Insurance offers non-standard coverage for drivers. This coverage is typically used by drivers who are considered high risk and may have a difficult time finding companies who are willing to insure their vehicles.
High-risk drivers often fall into that category for one or more of the following reasons:
- They have had multiple car accidents
- They have received multiple speeding tickets or other driving or traffic citations
- They have been convicted of a DUI or DWI
- They are a new or young driver
- They have been required by their state to file an SR-22
- They have a low credit score
- They drive a highly specialized or extremely valuable vehicle
If any of the points above apply to you, then it’s not a bad idea to search for high-risk car insurance coverage to see how much you might be paying. But you should still compare rates from other companies to see if you can purchase a standard car insurance policy first.
Although Victoria is licensed to sell insurance products in 39 U.S. states, the company currently only offers coverage in 26.
If you’re interested in purchasing car insurance with Victoria, you’ll need to make sure the company offers coverage in your state before you go any further.
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How much are car insurance rates with Victoria?
Because Victoria Insurance operates through independent agents, the company does not offer free quotes online. This makes it difficult for you to know how much you would pay for car insurance with Victoria unless you speak with an agent.
But the table below can give you some idea. These are the average annual car insurance rates in the states where Victoria does business.
Average Annual Auto Insurance Rates Where Victoria Insurance Does Business
| States | Average Annual Rates |
|---|---|
| Virginia | $2,357.87 |
| West Virginia | $2,595.36 |
| Massachusetts | $2,678.85 |
| Ohio | $2,709.71 |
| Idaho | $2,979.09 |
| Iowa | $2,981.28 |
| Washington | $3,059.32 |
| Wyoming | $3,200.08 |
| Montana | $3,220.84 |
| Kansas | $3,279.62 |
| Nebraska | $3,283.68 |
| Illinois | $3,305.48 |
| Missouri | $3,328.93 |
| Indiana | $3,414.97 |
| New Mexico | $3,463.64 |
| Oregon | $3,467.77 |
| Alabama | $3,566.96 |
| Wisconsin | $3,606.06 |
| Utah | $3,611.89 |
| Tennessee | $3,660.89 |
| Mississippi | $3,664.57 |
| California | $3,688.93 |
| Arizona | $3,770.97 |
| South Carolina | $3,781.14 |
| Colorado | $3,876.39 |
| South Dakota | $3,982.27 |
| Pennsylvania | $4,034.50 |
| Texas | $4,043.28 |
| Arkansas | $4,124.98 |
| Oklahoma | $4,142.33 |
| North Dakota | $4,165.84 |
| New York | $4,289.88 |
| Minnesota | $4,403.25 |
| District of Columbia | $4,439.24 |
| Maryland | $4,582.70 |
| Connecticut | $4,618.92 |
| Florida | $4,680.46 |
| Nevada | $4,861.70 |
| Georgia | $4,966.83 |
| Kentucky | $5,195.40 |
Keep in mind that your car insurance rates will probably be higher than your state’s average if you are considering purchasing car insurance for high-risk drivers.
Does Victoria have good ratings online?
You may not be able to find a direct rating for Victoria Insurance online, but A.M. Best issued a financial strength rating of A+ (Excellent) to Nationwide Group, of which Victoria is a subsidiary.
With such encouraging ratings, it’s safe to say Victoria Insurance’s financial strength is sound.
There are several complaints about Victoria Insurance on the Better Business Bureau’s website. However, comments and complaints like these are fairly typical for insurance companies.
How do I get in touch with Victoria Insurance?
While Victoria Insurance is open 24 hours a day to accept claims, the company does not have its own website. Instead, Victoria operates exclusively through independent agents to sell its insurance products.
If you need to file a claim with Victoria Insurance, you can call the Victoria Insurance phone number and speak to a representative at any time of day.
For individuals looking for more information about Victoria Insurance, its car insurance rates, and whether the company is a good fit, you will need to find a Victoria Insurance agent who can tell you more.
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Should I buy Victoria car insurance?
Because Victoria car insurance doesn’t have much of an online presence, it’s difficult to know whether the company would be a good fit for you. In order to get practical information about the company’s rates, you’ll have to do some more digging.
If you are a non-standard driver who has been in a few accidents, been convicted of a DUI, or you’re considered high risk for any other reason, Victoria Insurance or companies similar to it may be a good fit for you.
But just because you’re a high-risk driver doesn’t mean you can’t compare rates to see which company is the cheapest.
Don’t commit to purchasing insurance products from any company until you compare quotes online. This is really the only way you’ll know for sure which company will work best for you.
In fact, you can use our free tool below to compare car insurance rates from high-risk insurers in your area today.
Victoria Car Insurance: Streamlined Claims Process for Hassle-Free Assistance
Ease of Filing a Claim (online, over the phone, mobile apps)
Victoria Car Insurance operates through independent agents, offering coverage for high-risk drivers who may struggle to obtain insurance from standard providers. As a result, the process of filing a claim involves connecting with an independent agent who will assist you through the entire claims procedure. Unfortunately, the company does not provide an online platform or mobile app for direct claims filing.
Average Claim Processing Time
Due to the lack of an online claims system and the reliance on independent agents, the average claim processing time with Victoria Car Insurance may vary based on the specifics of the claim and the efficiency of the agent handling the process. It’s advisable to stay in close communication with your agent to ensure a timely claims resolution.
Customer Feedback on Claim Resolutions and Payouts
While specific customer feedback regarding claim resolutions and payouts for Victoria Car Insurance may not be readily available online, the company has received a financial strength rating of A+ (Excellent) from A.M. Best, indicating a strong financial foundation. Customer experiences and satisfaction regarding claims may be best gauged by interacting directly with current or previous policyholders of Victoria Car Insurance.
Victoria Car Insurance: Enhancing Experience With Advanced Digital and Technological Features
Mobile App Features and Functionality
Victoria Car Insurance, unfortunately, does not offer a dedicated mobile app for policyholders to manage their accounts, file claims, or access other insurance-related features on-the-go. The company primarily operates through independent agents, requiring direct communication for policy management and claims processing.
Online Account Management Capabilities
Similar to its mobile app offering, Victoria Car Insurance lacks an online platform for policyholders to manage their accounts. Policyholders need to reach out to their assigned independent agent for any changes, updates, or inquiries related to their insurance policies.
Digital Tools and Resources
In terms of digital tools and resources, Victoria Car Insurance does not have an online interface or specific digital tools available for policyholders. To access information or resources related to their insurance coverage, policyholders should rely on their appointed independent agents for assistance and guidance.
Frequently Asked Questions
What is Victoria Insurance, and what does it offer?
Victoria Insurance offers non-standard coverage for high-risk drivers who may have difficulty finding car insurance coverage from standard insurance providers. The company is owned by the Nationwide Corporation, but it operates independently.
How much does car insurance with Victoria cost?
Victoria Insurance operates through independent agents, and the company does not offer free quotes online. The average annual auto insurance rates in states where Victoria does business are provided in a table, but rates for high-risk drivers are generally higher than the state average.
Is Victoria Insurance a reputable company?
Although there are several complaints about Victoria Insurance on the Better Business Bureau’s website, the company has a financial strength rating of A+ (Excellent) issued by A.M. Best, which is a subsidiary of Nationwide Group.
How do I know if Victoria Insurance is available in my state?
Although Victoria Insurance is licensed to sell insurance products in 39 U.S. states, the company currently offers coverage in only 26 states. So, you should confirm whether the company offers coverage in your state by contacting an independent agent.
How can I contact Victoria Insurance?
Victoria Insurance does not have its own website, but you can contact an independent agent to purchase its insurance products. If you need to file a claim with Victoria Insurance, you can call the company’s phone number, which is available 24 hours a day.