Yosemite Insurance Review & Ratings (2024)

Yosemite Insurance is your go-to choice for affordable car insurance. They provide reliable coverage that you can trust to safeguard your vehicle. With their commitment to excellent service, you can expect prompt and efficient assistance whenever you need it. Rest assured that you're getting quality coverage at a competitive price. Experience the benefits of affordable car insurance with Yosemite Insurance today and drive with confidence.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura Berry

Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

Former Licensed Insurance Producer

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Company Details
Address: 601 NW 2nd Street
City: Evansville
State: IN
ZIP Code: 47708
Phone Number: (812) 424-8031
Fax: (812) 468-5811
AM Best Rating: B

Welcome to our comprehensive article on Yosemite insurance! In this guide, we delve into the essential aspects of this reputable insurance provider, covering topics such as its history, mission, range of products and services, pricing factors, customer reviews, and available discounts. It provides reliable coverage, excellent service, and competitive rates, making it a top choice for finding the right car insurance.

Maximize your insurance options and make informed decisions by entering your zip code to compare quotes from top providers in your area. Seize the chance to obtain the best coverage possible while benefiting from affordable rates. Don’t let this opportunity slip away—take control of your insurance choices today. Ensure peace of mind by accessing a range of options tailored to your needs and budget.

Yosemite Insurance History and Mission

Yosemite Insurance was founded in 1993 in California, with a mission to provide affordable and high-quality insurance services to customers in various states. Over the years, the company has grown and expanded its services to cover several states across the United States.

The company’s mission is to provide car insurance policies that meet the needs of customers at an affordable price. Yosemite Insurance understands that car insurance is a necessary expense for most people, and they strive to make it as accessible as possible to their customers.

Yosemite Insurance has focused on providing excellent customer service, making it easy for customers to get the coverage they need without any hassle. The company offers an online portal where customers can manage their policies, make payments, and file claims.

Yosemite Insurance has always been committed to innovation, using technology to streamline its services and make them more accessible to customers. The company continues to invest in new technologies and tools to improve its operations and provide customers with the best possible service.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Products and Services Offered by Yosemite Insurance

Yosemite Insurance offers a range of car insurance products and services designed to meet the needs of different customers. These include:

  • Liability insurance: This is the most basic type of car insurance coverage and is required by law in most states. It covers damages that you may cause to other people or their property in the event of an accident.
  • Collision insurance: This type of coverage is designed to pay for damages to your own car in the event of an accident, regardless of who is at fault.
  • Comprehensive insurance: This coverage pays for damages to your car that are not caused by an accident, such as theft, vandalism, or natural disasters.
  • Uninsured/Underinsured motorist coverage: This coverage is designed to protect you in the event that you are involved in an accident with a driver who has little or no insurance.
  • Personal injury protection: This type of coverage pays for medical expenses and lost wages in the event that you or your passengers are injured in an accident.
  • Roadside assistance: Yosemite Insurance offers 24/7 roadside assistance services, including towing, jump-starts, and tire changes.

Yosemite Insurance also offers a range of additional services to customers, including:

  • Online policy management: Customers can manage their policies online, making it easy to make payments, file claims, and update their coverage.
  • Mobile app: Yosemite Insurance has a mobile app that customers can use to manage their policies, file claims, and get in touch with customer support.
  • Insurance for high-risk drivers: Yosemite Insurance specializes in providing insurance to high-risk drivers who may have trouble getting coverage elsewhere.
  • Commercial auto insurance: Yosemite Insurance offers commercial auto insurance policies to businesses that have fleets of vehicles.

How much does Yosemite insurance cost?

The cost of Yosemite Insurance’s products and services varies depending on several factors, including:

  • Type of coverage: The cost of each type of coverage (liability, collision, comprehensive, etc.) will vary based on the level of coverage you choose.
  • Driving history: Your driving history and record will also affect the cost of your insurance. Drivers with clean records and no accidents or violations are typically offered lower rates.
  • Age: Younger drivers are generally considered riskier to insure and may be offered higher rates.
  • Location: The cost of insurance can also vary depending on where you live. Drivers in cities with higher crime rates or more accidents may be offered higher rates.
  • Vehicle: The make and model of your vehicle can also affect the cost of your insurance. Cars that are expensive to repair or have higher accident rates may be more expensive to insure.
  • Deductible: The amount of your deductible will also affect the cost of your insurance. Choosing a higher deductible can lower your monthly premium, but you will have to pay more out of pocket if you are in an accident.

In what parts of the U.S. is Yosemite insurance offered?

Yosemite Insurance is available in several states across the United States. Currently, the company offers its car insurance products and services in the following states:

  • Arizona
  • California
  • Illinois
  • Indiana
  • Nevada
  • Ohio
  • Oregon
  • Texas
  • Utah

If you’re interested in finding out if Yosemite Insurance provides car insurance in your state, you can follow these steps:

  1. Go to the Yosemite Insurance website.
  2. Look for a link or button on the website that will take you to a page with information about the states where Yosemite Insurance provides coverage. This may be labeled “States We Serve” or something similar.
  3. Once you’re on the “States” page, look for a list of states where Yosemite Insurance provides car insurance. This should be listed on the page. If your state is listed, Yosemite Insurance provides coverage in your state.
  4. If you’re still unsure whether Yosemite Insurance provides car insurance in your state, you can contact customer support for assistance. The company’s website should have a contact page with information about how to get in touch with customer support, including phone numbers and email addresses.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Discounts Available Through Yosemite Insurance

Yosemite Insurance offers several discounts to help customers save money on their car insurance premiums. Some of the discounts that may be available to you include:

  • Safe driver discount: If you have a clean driving record with no accidents or violations, you may be eligible for a safe driver discount.
  • Multi-car discount: If you insure more than one car with Yosemite Insurance, you may be eligible for a multi-car discount.
  • Good student discount: If you’re a student with good grades, you may be eligible for a good student discount.
  • Anti-theft device discount: If your car is equipped with an anti-theft device, you may be eligible for a discount on your insurance premium.
  • Low mileage discount: If you don’t drive your car very often, you may be eligible for a low mileage discount.
  • Defensive driving course discount: If you’ve completed a defensive driving course, you may be eligible for a discount on your insurance premium.
  • Homeowner discount: If you own a home, you may be eligible for a homeowner discount on your car insurance.

Mastering Yosemite Insurance Claims Protocol

Ease of Filing a Claim

Yosemite Insurance offers a user-friendly claims process that caters to the convenience of its policyholders. Customers can file claims through multiple channels, including an online portal, over the phone, and through mobile apps. This flexibility ensures that policyholders can initiate the claims process in a manner that suits their preferences and circumstances.

Average Claim Processing Time

One critical aspect of insurance is the speed at which claims are processed and settled. Yosemite Insurance aims to provide a timely claims resolution experience. The average claim processing time varies depending on the complexity of the claim and the information provided by the policyholder.

However, the company is committed to minimizing delays and efficiently handling claims to offer policyholders peace of mind during challenging times.

Customer Feedback on Claim Resolutions and Payouts

To gauge the effectiveness of Yosemite Insurance’s claims process, it’s essential to consider customer feedback on claim resolutions and payouts. This valuable insight from policyholders can shed light on the company’s ability to meet its promises.

Customer reviews and experiences regarding Yosemite Insurance’s claim resolutions and payouts will be explored to provide a comprehensive view of their performance in this critical area.

Yosemite Insurance Digital and Technological Solutions: Setting the Bar High

Mobile App Features and Functionality

Yosemite Insurance recognizes the significance of technology in enhancing customer experience. The company offers a mobile app equipped with a range of features and functionalities to streamline insurance management. Policyholders can expect to find features such as policy information access, claims tracking, bill payments, and even roadside assistance requests through the mobile app.

Online Account Management Capabilities

Managing insurance policies has never been more accessible thanks to Yosemite Insurance’s online account management capabilities. Policyholders can log in to their accounts and conveniently handle various tasks, including policy updates, document uploads, and payment processing.

This online convenience simplifies the management of insurance policies and ensures that customers have control over their coverage.

Digital Tools and Resources

In the digital age, having access to relevant resources is vital for informed decision-making. Yosemite Insurance provides a range of digital tools and resources to help policyholders better understand their insurance options. These resources may include educational materials, insurance calculators, and tools for comparing coverage options.

These digital resources empower customers to make informed choices about their insurance needs.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Customer Reviews of Yosemite Insurance

Yosemite Insurance has received mixed reviews from customers. While some customers have reported positive experiences with the company, others have expressed dissatisfaction with their products and services. Here are some of the common strengths and weaknesses reported by customers:


  • Affordable rates: Many customers have reported that Yosemite Insurance offers competitive rates compared to other car insurance providers.
  • Good customer service: Some customers have reported positive experiences with Yosemite Insurance’s customer service team, noting that representatives are friendly and helpful.
  • Quick claims processing: Some customers have reported that Yosemite Insurance processed their claims quickly and efficiently.


  • Poor communication: Some customers have reported difficulty communicating with Yosemite Insurance representatives, particularly when trying to resolve issues or make changes to their policies.
  • Limited coverage options: Some customers have reported that Yosemite Insurance’s coverage options are limited compared to other providers.
  • Billing issues: Some customers have reported billing issues with Yosemite Insurance, including incorrect charges and difficulties getting in touch with customer service to resolve these issues.

Overall: Yosemite Insurance

Yosemite Insurance is a car insurance company that offers a variety of products and services to customers in several states across the US. The company has a long history of providing quality insurance coverage at affordable rates, with a mission to provide personalized service and support to each customer.

Yosemite Insurance offers several types of car insurance coverage, including liability, collision, comprehensive, and more, as well as additional services such as roadside assistance and rental reimbursement.

The company offers several discounts to help customers save money on their insurance premiums, including safe driver, multi-car, and good student discounts. While Yosemite Insurance has received mixed reviews from customers, many have reported positive experiences with the company’s affordability, customer service, and claims processing.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption