Allstate Drivewise vs. Travelers IntelliDrive: Which Service Is the Best (2024)
Allstate Drivewise vs. Travelers IntelliDrive: A Detailed Comparison of Benefits, Discounts, User Experiences, and Coverage Options. Find out which usage-based car insurance service suits your needs and budget. Discover the advantages of each program, compare rates from leading providers, and make an informed decision to maximize your savings. Start driving smarter and saving more with the right usage-based insurance service for you.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
What Is Travelers Intellidrive?
Travelers IntelliDrive is newer to the usage-based insurance discount game. In 2017, Travelers came out with a different approach to the telematics-calculating rates by not including miles driven — which is marked against drivers in the Allstate Drivewise app.
IntelliDrive is available to each driver on the policy.
You can view your account through your Travelers IntelliDrive login and monitor your habits as well.
How does Intellidrive work?
What does Travelers Intellidrive record? Travelers IntelliDrive measures four habits:
- Rapid changes in speed
- Harsh braking
- Time of day
- Rate of acceleration
IntelliDrive monitors drivers for 90 days, then it uses that data to measure your driving habits and determine your discount rate. If you tend to have riskier driving habits, you will have higher rates. If you employ safe driving habits, your rates will be lower. Based on the driving performance, your adjusted usage-based insurance rate will be reflected on your policy renewal date.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What Is Drivewise From Allstate?
Allstate Drivewise measures driving skills and behaviors then rewards good drivers with discounted rates and cash-back rewards.
After the Allstate Drivewise installation which can either be a literal plugin installation or a downloadable app drivers automatically get a 10 percent discount. It’s said to help drivers save up to 30 percent on car insurance.
Drivewise can be downloaded by anyone, not just Allstate members.
How does Drivewise work?
Through the app Drivewise allows you to collect rewards or drive performance cash rewards after you’ve collected points for safe driving.
Drivewise monitors:
- Driving at safe speeds
- Not slamming on the brakes
- No late-night driving
The mobile app detects when you’re driving by using your phone’s location service, so your phone needs to be at least 25 percent charged. Drivewise detects motion when you’ve traveled more than 20 miles per hour for a short distance.
Before we learn about usage-based car insurance, lets answer a few more questions:
Can Allstate Drivewise raise your rates? No
Does phone activity affect Drivewise? Yes. Screen time while driving is risky behavior and will lower your score.
Which Is Better, Travelers IntelliDrive vs. Allstate Drivewise?
If you’re looking to sign-up for a usage-based car insurance company, you may find that these two programs offer similar benefits. However, Allstate comes out on top.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Is Allstate Drivewise worth it?
Drivers aren’t penalized for their bad driving habits, so the app doesn’t pose any risk to you. Though, drivers shouldn’t expect to reach the maximum discount. The average savings are about 20 percent.
Other Drivewise reviews claim that they feel the app violates their privacy. While it can’t track where you drive, Allstate’s Drivewise terms of use do say that “Data from the device may be deemed discoverable by third parties and used in an accident investigation and⁄or litigation.” You will save money using Drivewise, at least a little bit. Allstate offers a 10 percent discount just for signing up. It could be worth a shot.
How does the Travelers program stack up?
When compared to not only Allstate Drivewise but to other usage-based car insurance companies, Travelers isn’t impressive. Unlike Drivewise, Travelers will penalize drivers for their risky driving behaviors.
Travelers also doesn’t offer as high a discount as Allstate. However, most drivers receive 15 percent with Travelers IntelliDrive, which is comparable to Drivewise.
Read more: Travelers Car Insurance Discounts
Do Your Research on Savings Programs
Good drivers are usually rewarded in the insurance world, so don’t miss an opportunity to save money. If you’re one of those safe drivers, you may want to consider purchasing a usage-based insurance policy.
Affordable usage-based insurance is offered by insurance providers nationwide as a way to give you some control over your policy and save you money since so many factors affect car insurance quotes!
After you’ve decided which discount you want, Allstate Drivewise or Travelers IntelliDrive, use our free comparison tool to find a local agent.
Enter your ZIP code to find usage-based car insurance quotes.
Frequently Asked Questions
What is Allstate Drivewise?
Allstate Drivewise is a telematics-based car insurance program offered by Allstate that uses an app and a small device to track your driving habits and reward safe driving behavior with discounts on your car insurance premiums.
What is Travelers IntelliDrive?
Travelers IntelliDrive is a usage-based insurance program offered by Travelers that also tracks your driving habits through an app and provides discounts on your car insurance premiums based on your safe driving behavior.
How do Allstate Drivewise and Travelers IntelliDrive work?
Both Allstate Drivewise and Travelers IntelliDrive use an app and a small device to track your driving habits, including speed, acceleration, braking, and time of day. The programs then use this data to calculate a discount on your car insurance premiums based on your safe driving behavior.
How much can you save with Allstate Drivewise and Travelers IntelliDrive?
The amount you can save with Allstate Drivewise and Travelers IntelliDrive varies based on your driving habits and the discounts offered by the insurance company. Typically, drivers can save up to 10-15% on their car insurance premiums with these programs.
Do Allstate Drivewise and Travelers IntelliDrive track location?
Yes, both Allstate Drivewise and Travelers IntelliDrive track location to determine if you are driving in a safe area or if you frequently drive in high-risk areas.
Can Allstate Drivewise and Travelers IntelliDrive raise your insurance rates?
No, Allstate Drivewise and Travelers IntelliDrive cannot raise your insurance rates. They can only provide discounts based on your safe driving behavior.
How do Allstate Drivewise and Travelers IntelliDrive compare to traditional car insurance?
Allstate Drivewise and Travelers IntelliDrive offer a more personalized and flexible approach to car insurance that rewards safe driving behavior. Traditional car insurance rates are typically based on factors such as age, gender, and location, and do not take into account individual driving habits.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.