Cheap Audi RS 5 Car Insurance in 2024 (Big Savings With These 10 Companies!)
Discover the top providers for cheap Audi RS 5 car insurance: Allstate, State Farm, and Progressive lead with rates starting at $48/month. These companies offer the best value and comprehensive coverage for Audi owners, ensuring affordable protection, quality service, and excellent customer support.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: May 29, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Audi RS 5
A.M. Best Rating
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The top picks for cheap Audi RS 5 car insurance are Allstate, State Farm, and Progressive, known for their competitive pricing and robust coverage options.
These providers offer tailored policies that cater specifically to the needs of Audi owners, ensuring both affordability and reliability.
Our Top 10 Company Picks: Cheap Audi RS 5 Car Insurance
Company Rank Monthly Rates Safe Driver Discount Best For Jump to Pros/Cons
#1 $48 10% Add-on Coverages Allstate
#2 $56 12% Many Discounts State Farm
#3 $58 15% Online Convenience Progressive
#4 $67 20% Customizable Polices Liberty Mutual
#5 $69 25% Cheap Rates Geico
#6 $72 10% Accident Forgiveness Travelers
#7 $79 10% Local Agents Farmers
#8 $83 10% Student Savings American Family
#9 $85 25% Military Savings USAA
#10 $87 10% Usage Discount Nationwide
Understanding the nuances of insurance for high-performance vehicles like the Audi RS 5 can significantly impact your premiums, with factors such as driving history and location playing critical roles. Discover insights in our “Car Driving Safety Guide for Teens and Parents.”
By choosing from these leading companies, Audi RS 5 owners can enjoy comprehensive protection that meets their unique requirements.
Searching for more affordable premiums? Insert your ZIP code above to get started on finding the right provider for you and your budget.
- Allstate is the top pick for cheap Audi RS 5 auto insurance
- Audi RS 5 insurance considers the car’s high-performance features
- Coverage adapts to Audi-specific risks like theft and repairs
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#1 – Allstate: Top Overall Pick
Pros
- Diverse Add-ons: Allstate provides a range of optional coverages that enhance policy value.
- Discounts for Safety Features: Offers discounts for cars equipped with safety features.
- Efficient Claims Process: Known for a streamlined and user-friendly claims procedure. Unlock details in our Allstate insurance review & ratings.
Cons
- Higher Base Premiums: Generally, base rates are higher, even with add-ons.
- Policy Upselling: Frequent upselling of additional coverages which may not be necessary for everyone.
#2 – State Farm: Best for Many Discounts
Pros
- Bundling Policies: Significant discounts for bundling multiple insurance policies.
- High Low-Mileage Discount: Substantial discount for low-mileage usage. Delve into our evaluation of State Farm car insurance review & ratings.
- Wide Coverage: Offers various coverage options tailored for different needs.
Cons
- Limited Multi-Policy Discount: Not as competitive compared to other insurers.
- Premium Costs: Relatively higher premiums for certain coverage levels.
#3 – Progressive: Best for Online Convenience
Pros
- User-Friendly Platform: Excellent online tools and mobile app for managing policies.
- Loyalty Rewards: Progressive offers discounts and perks for long-term customers. Access comprehensive insights into our Progressive car insurance review & ratings.
- Flexible Payment Options: Provides multiple payment plans to suit different budgets.
Cons
- Customer Service Variability: Some customers report inconsistent service experiences.
- Rate Increases: Potential for premium hikes after the initial policy term.
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#4 – Liberty Mutual: Best for Customizable Policies
Pros
- Tailored Policies: Highly customizable policies to meet individual needs. Discover more about offerings in our Liberty Mutual car insurance review & ratings.
- Accident Forgiveness: Offers accident forgiveness to prevent premium spikes after one accident.
- Discounts for Eco-Friendly Vehicles: Incentives for owning hybrid or electric vehicles.
Cons
- Higher Premiums for Custom Policies: Customization can lead to higher costs.
- Complex Policy Selection: The wide range of options can be overwhelming for some customers.
#5 – Geico: Best for Cheap Rates
Pros
- Competitive Rates: Offers some of the cheapest rates in the market. Check out insurance savings in our complete Geico car insurance discounts.
- Extensive Discounts: Wide array of discounts, including for safe drivers and military personnel.
- Fast Claims Processing: Known for quick and efficient claims handling.
Cons
- Basic Coverage Options: Limited compared to more comprehensive offerings by others.
- Customer Support Issues: Reports of inconsistent customer service quality.
#6 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Helps keep your rates from increasing after your first accident.
- Hybrid/Electric Vehicle Discounts: Discounts for environmentally friendly vehicles.
- Intuitive Online Services: Easy-to-use online tools for policy management. Read up on the “Travelers Car Insurance Review & Ratings” for more information.
Cons
- Higher Pricing for Premium Options: Advanced features come at a higher cost.
- Limited Availability: Not available in all states.
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#7 – Farmers: Best for Local Agents
Pros
- Personalized Service: Local agents provide customized service. See more details on our Farmers car insurance review & ratings.
- Wide Range of Products: Offers a variety of insurance products beyond auto.
- Educational Resources: Provides extensive resources to help customers understand insurance options.
Cons
- Variable Agent Quality: Experience can depend heavily on the individual agent.
- Costlier Premiums: Generally higher rates compared to competitors.
#8 – American Family: Best for Student Savings
Pros
- Good Student Discounts: Attractive discounts for students maintaining good grades.
- Young Driver Safety Programs: Offers programs to educate and reward young safe drivers.
- Multi-Vehicle Discounts: Additional savings when insuring multiple vehicles. Learn more in our American Family insurance review & ratings.
Cons
- Limited State Availability: Services not available nationwide.
- Higher Rates for High-Risk Drivers: Elevated premiums for drivers with poor records.
#9 – USAA: Best for Military Savings
Pros
- Exclusive Military Discounts: Substantial savings for military members and their families.
- High Customer Satisfaction: Strong reputation for customer service and claims satisfaction.
- Comprehensive Coverage: Offers extensive coverage options tailored to military needs. If you want to learn more about the company, head to our USAA insurance review & ratings.
Cons
- Eligibility Restrictions: Only available to military members, veterans, and their families.
- Limited Physical Locations: Fewer in-person service options available.
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#10 – Nationwide: Best for Usage Discount
Pros
- SmartRide Program: Discounts based on driving behavior monitored via telematics.
- Wide Coverage Options: Broad selection of coverage options to suit various needs. Discover insights in our Nationwide insurance review & ratings.
- Accident Forgiveness: Offers accident forgiveness policies to prevent rate increases.
Cons
- Inconsistency in Customer Service: Some customers report varied service quality.
- Complexity in Discounts: Customers may find it challenging to qualify for advertised discounts.
Audi Rs 5 Insurance: Compare Monthly Rates by Provider
When considering car insurance for an Audi RS 5, it’s essential to evaluate both minimum and full coverage rates offered by various providers. The table provides a clear comparison across several leading insurance companies, which can help you make an informed decision based on your coverage needs and budget.
Car Insurance for Audi RS 5: Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $48 $143
American Family $83 $183
Farmers $79 $180
Geico $69 $170
Liberty Mutual $67 $161
Nationwide $87 $191
Progressive $58 $153
State Farm $56 $148
Travelers $72 $173
USAA $85 $186
For minimum coverage, rates start as low as $48 with Allstate and can go up to $87 with Nationwide. On the other hand, full coverage, which offers a more comprehensive protection, ranges from $143 with Allstate to $191 with Nationwide.
This variation highlights the importance of comparing insurance costs between different insurers to find the best deal for your specific requirements.
Companies like Geico and State Farm offer competitive rates for both coverage types, making them attractive options for Audi RS 5 owners seeking both affordability and extensive protection. Unlock details in our “Full Coverage Car Insurance: A Complete Guide.”
Factors That Affect the Cost of Audi Rs 5 Car Insurance
When calculating the cost of car insurance for an Audi RS 5, insurance companies consider several key factors. One of the primary factors is your driving history. If you have a history of accidents or traffic violations, you may be considered a higher risk and, therefore, be charged a higher premium.
Additionally, your age and location play a role in determining your insurance costs. Younger drivers and those living in areas with high crime rates or heavy traffic may face higher premiums. Delve into our evaluation of “Best Car Insurance for 21-Year-Old Drivers.”
Another factor that affects the cost of insurance for the Audi RS 5 is the coverage level you choose. Comprehensive coverage, which provides extra protection for your vehicle, tends to be more expensive than liability-only coverage. Finally, the value of the car itself plays a part. With the Audi RS 5 being a luxury performance vehicle, its higher price tag may result in higher insurance premiums.
Furthermore, the Audi RS 5’s safety features can also impact the cost of car insurance. Insurance companies often offer discounts for vehicles equipped with advanced safety features such as adaptive cruise control, lane departure warning, and automatic emergency braking. These features can help reduce the risk of accidents and potential insurance claims, resulting in lower premiums.
Additionally, your credit score can also affect the cost of car insurance for an Audi RS 5. Insurance companies may use credit-based insurance scores to assess the likelihood of a policyholder filing a claim. A higher credit score is generally associated with a lower risk profile, which can lead to lower insurance premiums. It is important to maintain a good credit score to potentially save on car insurance costs.
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Understanding the Insurance Coverage for Audi Rs 5
Before delving into the cost of insurance for the Audi RS 5, it’s important to understand the different types of coverage available. Liability coverage is the most basic type of car insurance and covers damages and injuries caused to others in an accident where you are at fault.
However, liability coverage does not protect your own vehicle. For comprehensive coverage, not only are damages to others covered, but your own vehicle is also protected against theft, vandalism, and other non-collision incidents. Learn more in our “Forward Collision Warning Car Insurance Discount.”
Additionally, collision coverage is available for those who want coverage specifically for accidents involving collision with other vehicles or objects. You may also consider adding uninsured/underinsured motorist coverage to protect yourself in case you are in an accident caused by someone with insufficient insurance.
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Understanding these coverage options will help you determine the level of protection you desire and make an informed decision regarding your insurance premiums.
When considering insurance coverage for your Audi RS 5, it’s important to note that the cost of insurance can vary based on several factors. These factors include your driving record, age, location, and the value of your vehicle.
Insurance providers may also take into account the safety features of the Audi RS 5, such as its advanced driver assistance systems and anti-theft measures, which can potentially lower your insurance premiums.
Comparing Insurance Quotes for Audi Rs 5: Tips and Tricks
When shopping for car insurance for your Audi RS 5, it is always wise to obtain multiple quotes from different insurance providers. Comparing quotes allows you to evaluate different coverage options, deductibles, and premiums to find the best policy that suits your needs and budget.
To ensure an accurate comparison, make sure to provide the same information to each insurance company, including your driving history, desired coverage level, and vehicle details. See more details on our “Defensive Driving Courses Can Lower Your Car Insurance Rates.”
Additionally, take advantage of online tools and resources provided by insurance comparison websites. These websites make it easy to compare quotes from multiple insurers in one place, saving you time and effort. However, don’t solely rely on these tools and do your research.
Remember that the cheapest option isn’t always the best, as you’ll want to choose a reputable insurance provider that offers reliable customer service and prompt claims processing.
Furthermore, it is important to consider the specific needs and requirements of insuring an Audi RS 5. Due to its high-performance nature and expensive parts, insurance premiums for this vehicle may be higher compared to other cars.
It is recommended to inquire about specialized coverage options for luxury or sports cars, such as comprehensive coverage that includes protection against theft, vandalism, and damage caused by natural disasters.
The Importance of Comprehensive Insurance for Audi Rs 5 Owners
As a proud owner of an Audi RS 5, investing in comprehensive insurance is highly recommended. The Audi RS 5 is a high-performance luxury vehicle that can be expensive to repair or replace in the event of an accident or other incidents.
Comprehensive coverage provides protection not only for damages caused by accidents but also for theft, vandalism, storms, and other non-collision events that could occur. Having comprehensive insurance ensures that you have peace of mind knowing your prized possession is adequately protected. Delve into our evaluation of “Anti Theft System Car Insurance Discount.”
While comprehensive coverage may come with a higher premium, it is worth considering the potential costs of repairing or replacing such a high-end vehicle without adequate coverage. By opting for comprehensive insurance, you minimize your financial risk and can enjoy your Audi RS 5 with confidence.
Additionally, comprehensive insurance for Audi RS 5 owners often includes benefits such as roadside assistance, rental car coverage, and coverage for personal belongings inside the vehicle. These added benefits can be extremely valuable in the event of an accident or breakdown, providing you with the necessary support and convenience during a stressful situation.
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How to Save Money on Audi Rs 5 Car Insurance
While the cost of insurance for your Audi RS 5 can be significant, there are ways to help lower your premium without compromising on coverage. One way to potentially save on insurance costs is by maintaining a clean driving record. Avoiding accidents and traffic violations can help classify you as a lower-risk driver, leading to lower insurance premiums.
Another money-saving strategy is to consider increasing your deductibles. By opting for a higher deductible, you may lower your premium. However, keep in mind that this means you will be responsible for paying more out of pocket in the event of a claim. It’s essential to strike a balance between a deductible you can comfortably afford and a premium that fits your budget.
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Additionally, bundling your Audi RS 5 insurance with other policies, such as your homeowner’s insurance or other vehicles, can lead to substantial discounts. Many insurance companies offer discounts for multiple policies, so take advantage of this opportunity to save on your overall insurance costs. Discover more about offerings in our “Can I bundle my car insurance with other policies?”
Furthermore, it’s important to regularly review your insurance coverage and compare quotes from different insurance providers. Insurance rates can vary significantly between companies, so shopping around can help you find the best deal for your Audi RS 5 car insurance. Consider using online comparison tools or consulting with an insurance agent to ensure you are getting the most competitive rates.
Use our free quote comparison tool below to find the cheapest coverage in your area.
Frequently Asked Questions
What factors determine the cost of Audi RS 5 car insurance?
The cost of Audi RS 5 car insurance is determined by several factors including the driver’s age, location, driving history, coverage options, and deductible amount.
For additional details, explore our comprehensive resource titled “What age do you get cheap car insurance?“
Are Audi RS 5 cars more expensive to insure compared to other models?
Audi RS 5 cars are generally more expensive to insure compared to other models due to their high performance and value. Insurance companies consider factors such as repair costs and theft rates when determining premiums.
Does the cost of Audi RS 5 car insurance vary by location?
Yes, the cost of Audi RS 5 car insurance can vary by location. Insurance rates are influenced by factors like crime rates, traffic congestion, and the frequency of accidents in a particular area.
What are some ways to lower the cost of Audi RS 5 car insurance?
To lower the cost of Audi RS 5 car insurance, you can consider increasing your deductible, maintaining a clean driving record, bundling your insurance policies, installing anti-theft devices, and taking advantage of any available discounts offered by insurance companies.
Do Audi RS 5 cars qualify for any specific insurance discounts?
Yes, Audi RS 5 cars may qualify for certain insurance discounts. These can include discounts for safety features like anti-lock brakes and airbags, as well as discounts for being a safe driver or having multiple policies with the same insurance company.
To find out more, explore our guide titled “Best Safe Driver Car Insurance Discounts.”
How can I find the best rates for Audi RS5 car insurance?
To find the best rates for Audi RS5 car insurance, compare quotes from multiple providers, consider bundling policies, and look for discounts like safe driver or multi-car discounts.
Does the model year affect the Audi RS5 insurance cost?
Yes, the model year can affect the Audi RS5 insurance cost; newer models generally cost more to insure due to higher replacement values and repair costs.
What is the monthly payment on Audi RS5?
The typical lease cost for the Audi RS 5 is $1,462 per month, with an upfront payment of $2,000 for a 36-month lease that includes a yearly mileage cap of 12,000 miles. For the same arrangement over 24 months and 48 months, the average monthly lease payments are $1,745 and $1,337, respectively.
Is the Audi S5 a good daily driver?
The 2022 Audi S5 Sportback excels as a reliable everyday vehicle. The four-door S5 is excellent for everything you’ll realistically use it for. Audi’s cars aren’t solely focused on driving dynamics. Even the most high-performance RS models from Audi favor comfort and smooth driving over aggressive cornering and racing capabilities.
To learn more, explore our comprehensive resource on “Best Car Insurance by Vehicle.”
Is Audi reliable after 5 years?
Audis are generally capable of reaching 200,000 miles or lasting 20 years with minimal major repairs, provided they are well maintained. They are considered quite dependable, and Consumer Reports places them among the top 10 most reliable new car brands.
Is Audi RS5 a muscle car?
The 2024 Audi RS5 represents the highest performance variant of Audi’s elegant luxury coupe, boasting a more robust and aggressive design compared to its S5 and A5 counterparts.
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Is the Audi RS5 a reliable car?
Although the Audi RS5 Sportback does not have a reliability review from J.D. Power for its 2023 model, it has not been subject to any recalls. However, the 2021 models experienced three notable recalls concerning the rear axle’s lock nuts, an underperforming seat belt retractor, and faulty production of the taillight wiring.
Is Audi cheaper to maintain than BMW?
Audi usually requires more money for gearbox repairs. Generally, maintaining Audi and BMW vehicles tends to be more expensive. While there might be a small difference in the overall costs, it shouldn’t be significant enough to be the deciding factor between the two.
Learn more by reading our guide titled “BMW Car Insurance Discount.”
Is Audi or BMW more affordable?
Although Audis are typically less expensive than BMWs, BMW models come with more standard features that are desirable for driving on Cresskill roads.
Does the RS5 handle well?
At this stage, you can truly admire the cast-iron stability, tenacious grip, and remarkable equilibrium. While it may not be as thrilling as its rear-wheel-drive competitors, it excels in covering ground rapidly, smoothly, and with a reasonable degree of involvement, placing it in a league of its own.
What is the fastest Audi RS5 model?
The world’s quickest RS5 B9, captured by Auditography, boasts nearly 800 horsepower. It accelerates from 0-100 km/h (62 mph) in just 2.7 seconds and achieves an astounding 100-200 km/h in only 5 seconds, ranking it as the top RS5 globally on the Dragy leaderboard.
What car compares to the Audi RS5?
The Audi RS5 features an aggressive design that rivals its main high-performance car competitors, the BMW M4 and Alfa Romeo Giulia QV. In addition to updates to its exterior, Audi has enhanced the RS5’s interior, incorporating luxurious materials, massaging seats, and other advanced technology.
Access comprehensive insights into our guide titled “Best Alfa Romeo Car Insurance Discounts.”
Is it OK to buy a 10 year old Audi?
Are Audis good over 100k miles?
When selecting a used Audi, consider both the car’s mileage and its maintenance history. A well-maintained vehicle can often exceed 100,000 miles. Conversely, a poorly maintained Audi might not be as durable. Therefore, while mileage is a significant aspect to look at, it should not be the sole deciding factor.
Can you drive an Audi RS5 in the winter?
This tire set features winter-approved, high-performance tires designed for superior grip and control on snow and ice. Experience the confidence that Audi’s dependable winter tire package brings.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
