Cheap Hyundai Ioniq Plug-in Hybrid Car Insurance in 2024 (10 Most Affordable Providers)
The leading providers of cheap Hyundai Ioniq Plug-in Hybrid car insurance are State Farm, Progressive, and Allstate offer starting at $52/month. State Farm provides comprehensive coverage, Progressive excels in service, and Allstate ensures hassle-free claims. Comparing these ensures optimal rates and coverage.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 19, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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17,759 reviewsCompany Facts
Min. Coverage for Hyundai Ioniq Plug-in Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
13,128 reviewsCompany Facts
Min. Coverage for Hyundai Ioniq Plug-in Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
11,413 reviewsCompany Facts
Min. Coverage for Hyundai Ioniq Plug-in Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviewsThe top picks for cheap Hyundai Ioniq Plug-in Hybrid car insurance are State Farm, Progressive, and Allstate, with rates starting at $52 per month. 
State Farm is the best overall, offering comprehensive coverage and affordable premiums. Progressive excels in customer service, making it a strong contender. Allstate stands out for its hassle-free claims process.
Our Top 10 Company Picks: Cheap Hyundai Ioniq Plug-in Hybrid Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $52 | B | Effective Cost | State Farm |
 | #2 | $55 | A++ | Comfortable Handling | Progressive |
 | #3 | $58 | A+ | Easy Claims | Allstate |
 | #4 | $60 | A++ | Quick Response | Farmers |
 | #5 | $65 | A | Customer Service | Liberty Mutual |
 | #6 | $69 | A+ | Full Coverage | Nationwide |
 | #7 | $70 | A | Comprehensive Policy | Travelers |
 | #8 | $74 | A++ | Excellent Value | USAA |
 | #9 | $76 | A | Convenience | AAA |
 | #10 | $79 | A+ | Roadside Assistance | The Hartford |
Comparing these top providers ensures you get the best rates and coverage for your Hyundai Ioniq Plug-in Hybrid.
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.
- State Farm offers cheap Hyundai Ioniq Plug-in Hybrid insurance from $52/month
- Progressive excels in service for Hyundai Ioniq Plug-in Hybrid drivers
- Allstate offers hassle-free claims for Hyundai Ioniq Plug-in Hybrid owners
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#1 – State Farm: Top Overall Pick
Pros
- Effective Cost: State Farm offers competitive rates, making it affordable for Hyundai Ioniq Plug-in Hybrid owners.
- Wide Availability: With numerous local agents, State Farm provides accessible customer service.
- Strong Financial Stability: Rated B by A.M. Best, indicating solid financial backing. Learn more about our State Farm insurance review & ratings for a broader perspective.
Cons
- Limited Online Tools: Online service options may be less comprehensive compared to some competitors.
- Policy Customization: Options for policy customization might be somewhat limited compared to other providers.
#2 – Progressive: Best for Comfortable Handling
Pros
- Comfortable Handling: Progressive is known for its user-friendly claims process and customer service.
- Strong Financial Stability: Rated A++ by A.M. Best, indicating top-tier financial strength.
- Variety of Discounts: Offers a wide range of discounts that can potentially lower premiums.
Cons
- Higher Premiums: While competitive, Progressive’s rates might be slightly higher than some other providers.
- Coverage Limitations: Some policy options may have specific limitations that could affect coverage flexibility.Elevate your knowledge with our “Progressive Insurance Review & Ratings.“
#3 – Allstate: Best for Easy Claims
Pros
- Easy Claims: Allstate is praised for its straightforward claims process and customer support.
- Good Customer Service: Strong customer service reputation with a focus on personalized assistance.
- Additional Features: Offers optional add-ons that can enhance coverage, such as roadside assistance. Get the full story by checking out our “Allstate Insurance Review & Ratings.“
Cons
- Premium Costs: Monthly rates are higher compared to some competitors in the same tier.
- Policy Restrictions: Some policy details may be more restrictive than other insurers.
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#4 – Farmers: Best for Quick Response
Pros
- Quick Response: Farmers is known for its efficient claims processing and customer service.
- Financial Strength: Rated A++ by A.M. Best, indicating excellent financial stability.
- Local Agents: Provides personalized service through a network of local agents.
Cons
- Cost Considerations: Monthly premiums may be slightly higher due to extensive coverage options.
- Discount Availability: Limited discount offerings compared to some competitors. Find out more by reading our “Farmers Car Insurance Review & Ratings.“
#5 – Liberty Mutual: Best for Customer Service
Pros
- Customer Service: Liberty Mutual excels in customer service satisfaction and accessibility.
- Additional Benefits: Offers unique benefits like new car replacement coverage.
- Strong Financial Standing: Rated A by A.M. Best, ensuring financial stability. Unlock additional information in our “Liberty Mutual Review & Ratings.“
Cons
- Higher Premiums: Generally, premiums are higher compared to some other insurers.
- Complex Policy Options: Policy details and options can be complex and require careful review.
#6 – Nationwide: Best for Full Coverage
Pros
- Full Coverage Options: Nationwide provides comprehensive coverage options suitable for various needs.
- Good Customer Satisfaction: Positive customer feedback regarding claims handling and support.
- Financial Stability: Rated A+ by A.M. Best, indicating strong financial stability.
Cons
- Premium Pricing: Rates may be higher compared to competitors offering similar coverage.
- Policy Flexibility: Options for customizing policies may be more limited than other insurers. Access supplementary details in our “Nationwide Insurance Review & Ratings.“
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#7 – Travelers: Best for Comprehensive Policy
Pros
- Comprehensive Policies: Travelers offers extensive coverage options, including special endorsements.
- Financial Strength: Rated A by A.M. Best, ensuring reliability in claims payment. Enhance your comprehension with our “Travelers Insurance Review & Ratings.“
- Discount Opportunities: Provides various discounts that can help reduce premium costs.
Cons
- Customer Service Challenges: Some customers report challenges with customer service responsiveness.
- Policy Complexity: Policy details can be complex and may require thorough understanding.
#8 – USAA: Best for Excellent Value
Pros
- Excellent Value: USAA offers competitive rates and comprehensive coverage options.
- Top-rated Customer Service: Consistently highly rated for customer satisfaction.
- Exclusive Benefits: Specialized services and benefits tailored for military members and their families.
Cons
- Membership Requirements: Limited to active military personnel, veterans, and their families.
- Availability Limitations: Not available to the general public, restricting accessibility. Obtain further insights from our “USAA Insurance Review & Ratings.“
#9 – AAA: Best for Convenience
Pros
- Convenience: AAA offers a wide range of insurance products alongside other member benefits.
- Strong Customer Support: Known for its responsive customer service and roadside assistance.
- Membership Benefits: Additional perks and discounts available to AAA members. Access the complete picture in our “AAA Insurance Review & Ratings.“
Cons
- Membership Costs: Membership fees can add to the overall cost of coverage.
- Coverage Options: May have fewer customizable options compared to standalone insurers.
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#10 – The Hartford: Best for Roadside Assistance
Pros
- Roadside Assistance: The Hartford includes robust roadside assistance services with its policies.
- Customer Service: Strong reputation for customer support and claims handling.
- Financial Stability: Rated A+ by A.M. Best, ensuring reliability in financial obligations.
Cons
- Premiums: Higher premiums compared to some other insurers offering similar coverage.
- Policy Limitations: Some policy options may have more restrictions than competitors. Discover what lies beyond with our “The Hartford Insurance Review & Ratings.“
Factors Affecting Hyundai Ioniq Plug-In Hybrid Insurance Costs
Hyundai Ioniq Plug-in Hybrid Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $76 $150
Allstate $58 $180
Farmers $60 $190
Liberty Mutual $65 $160
Nationwide $69 $170
Progressive $55 $175
State Farm $52 $172
The Hartford $79 $200
Travelers $70 $178
USAA $74 $185
Monthly insurance rates for the Hyundai Ioniq Plug-in Hybrid vary among providers and coverage levels. For instance, minimum coverage rates range from $52 to $79 per month, while full coverage can range from $150 to $200.
When shopping for insurance, it’s beneficial to inquire about potential discounts, such as those for safe driving records or bundled policies, to optimize coverage while managing costs effectively. Look at our best car insurance discounts to ask for expanded insights. See if you’re getting the best deal on car insurance by entering your ZIP code below.
Common Myths About Insuring a Hyundai Ioniq Plug-In Hybrid Debunked
As more drivers choose hybrid vehicles for their environmental benefits and fuel efficiency, it’s important to address some common misconceptions about insuring these cars. Here, we debunk a few myths about insuring a Hyundai Ioniq Plug-in Hybrid to help you make informed decisions.
- Myth #1: Hybrid cars are more expensive to insure.
- Truth: Although hybrid vehicles may have a higher initial cost, their lower risk for accidents can result in potentially lower insurance premiums. Some insurers even offer a Hybrid Vehicle car insurance discount.
- Myth #2: Getting insurance for a hybrid car is complicated.
- Truth: The process of insuring a Hyundai Ioniq Plug-in Hybrid is similar to insuring any other car. Online insurance platforms make the process convenient and straightforward.
- Myth #3: Electric or hybrid cars have limited coverage options.
- Truth: Insurance providers offer a variety of coverage options tailored specifically to hybrid and electric vehicles, ensuring comprehensive protection against potential risks.
In conclusion, insuring a Hyundai Ioniq Plug-in Hybrid is not as daunting as some might think. With the availability of specialized coverage options and potential discounts, you can enjoy the benefits of driving a hybrid without worrying about complicated insurance processes or excessive costs.
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Understanding Hyundai Ioniq Plug-In Hybrid Insurance Claims
If your Hyundai Ioniq Plug-in Hybrid is involved in an accident and needs to be repaired through your car insurance, it’s crucial to effectively document the damage for your claim.
Start by collecting essential documentation such as detailed accident reports, photographs showing the extent of the damage from different angles, and estimates from repair shops outlining the repair costs. These documents serve as crucial evidence to support your claim and help the insurance adjuster assess the situation accurately.
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Once you’ve filed your claim, an assigned claims adjuster will be responsible for evaluating the damage. They will inspect your vehicle, review the documentation you’ve provided, and coordinate with approved repair facilities to ensure that the necessary repairs are carried out correctly and efficiently.
Throughout this process, maintaining open communication with your insurance company is key to staying informed about the progress of your claim and ensuring that any questions or concerns are addressed promptly.This proactive approach can help streamline the claims process and expedite the reimbursement of your expenses. Enhance your comprehension with our “How to Document Damage for Car Insurance Claims”
Exploring Coverage Options for Hyundai Ioniq Plug-In Hybrid Insurance
When deciding on car insurance for your Hyundai Ioniq Plug-in Hybrid, it’s essential to grasp the different coverage options available. Each type of coverage offers specific protections that can ensure you and your vehicle are safeguarded in various situations.
Selecting the right mix of these coverage options ensures that you’re sufficiently covered on the road, giving you the assurance that you’re prepared for unforeseen circumstances.
- Liability Insurance: Covers expenses related to injuries or property damage to others if you’re at fault in an accident.
- Collision Coverage: Pays for repairs or replacement of your vehicle in case of collision damage, irrespective of fault.
- Comprehensive Coverage: Provides protection against non-collision incidents such as theft, vandalism, or natural disasters.
- Personal Injury Protection: Covers medical costs for you and your passengers, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Offers protection if you’re involved in an accident with a driver who lacks insurance or has inadequate coverage.
Understanding these choices empowers you to make informed decisions when selecting car insurance for your Hyundai Ioniq Plug-in Hybrid. Access the complete picture in our “Full Coverage Car Insurance.”
Hyundai Ioniq Plug-In Hybrid vs. Other Hybrid Car Insurance Rates
When comparing insurance expenses for the Hyundai Ioniq Plug-in Hybrid against other hybrid models, consider factors such as safety ratings, repair costs, and your location.
Hybrid vehicles typically offer lower operational expenses and environmental advantages due to their affordability and efficiency. To find competitive monthly premiums, it’s advisable to shop around and request quotes from multiple insurers.
Some of the best insurance companies provide specialized policies tailored for hybrids, offering potential discounts for their eco-friendly features and advanced safety technologies.
Understanding these factors and considering deductible options and varying coverage levels customized to individual needs will aid in making a well-informed decision regarding insurance for your Hyundai Ioniq Plug-in Hybrid. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
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Exploring Discounts & Savings for Hyundai Ioniq Plug-In Hybrid Insurance
When insuring your Hyundai Ioniq Plug-in Hybrid, exploring available discounts, including the best safe driver car insurance discounts, can help reduce your insurance premiums. Here are key opportunities to consider:
- Hybrid Vehicle Discount: Many insurers offer savings specifically for hybrid vehicles like the Ioniq Plug-in Hybrid.
- Good Driver Discount: Maintaining a clean driving record can lead to discounted rates.
- Multi-Vehicle Discount: Insuring multiple vehicles with the same provider may qualify you for a discount.
- Low Mileage Discount: If you drive fewer miles monthly, you could be eligible for lower premiums.
- Pay-in-Full Discount: Paying your month premium upfront may result in additional savings.
Exploring these potential discounts, especially the best safe driver car insurance discounts, can help you find cost-effective insurance coverage for your Hyundai Ioniq Plug-in Hybrid. Be sure to check with insurers to see how these options apply to your specific situation and how much you could potentially save.
Summary: Hyundai Ioniq Plug-In Hybrid Insurance Costs Explained
This article analyzes factors affecting insurance premiums for the Hyundai Ioniq Plug-in Hybrid, including driver demographics, location, coverage options, and safety features. It highlights the car’s affordability due to its eco-friendly design and efficiency.
Top insurers like State Farm, Progressive, and Allstate are recommended for their competitive rates and quality service. Readers are advised to compare quotes and use available discounts to find the best car insurance by vehicle and save on costs effectively. Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of Hyundai Ioniq Plug-in Hybrid car insurance?
The cost of Hyundai Ioniq Plug-in Hybrid car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage levels, deductible amount, and the insurance provider’s rates. Explore further with our article entitled “How much does Chrysler Pacifica Hybrid car insurance cost?”
Are Hyundai Ioniq Plug-in Hybrid cars more expensive to insure than others?
Insurance rates can vary depending on several factors, but in general, Hyundai Ioniq Plug-in Hybrid cars tend to have affordable insurance premiums due to their excellent safety features and fuel efficiency. Comparing quotes is the easiest way to find affordable car insurance. See if you’re getting the best deal on car insurance by entering your ZIP code below.
Is it possible to lower the cost of Hyundai Ioniq Plug-in Hybrid car insurance?
Yes, there are several ways to potentially reduce the cost of Hyundai Ioniq Plug-in Hybrid car insurance. These include maintaining a clean driving record, bundling insurance policies, increasing deductibles, installing anti-theft devices, and taking advantage of any available discounts offered by insurance providers.
How can I find the best insurance rates for a Hyundai Ioniq Plug-in Hybrid?
To find the best insurance rates for a Hyundai Ioniq Plug-in Hybrid, it is recommended to shop around and obtain quotes from multiple insurance providers. Comparing the coverage options and rates offered by different companies will help you find the most competitive and suitable insurance policy for your needs. Discover more by delving into our article entitled “How much does Honda CR-V Hybrid car insurance cost?”
Does the cost of insurance for a Hyundai Ioniq Plug-in Hybrid vary by location?
Yes, the cost of insurance for a Hyundai Ioniq Plug-in Hybrid can vary based on location. Factors such as local crime rates, population density
Is Hyundai discontinuing the Ioniq plug-in hybrid?
There’s no current information suggesting Hyundai is discontinuing the Ioniq plug-in hybrid.
How much is the Hyundai Ioniq 5 plug-in hybrid?
Pricing can vary by location and trim, so it’s best to check with local dealers for the most accurate pricing. Deepen your understanding with our article called “How much does Hyundai Santa Fe Hybrid car insurance cost?”
Is the Hyundai IONIQ plug-in hybrid?
Yes, the Hyundai Ioniq is available as a plug-in hybrid variant.
Is the Hyundai Ioniq hybrid self-charging?
No, the Hyundai Ioniq hybrid does not have self-charging capabilities; it operates on a traditional hybrid powertrain.
What is the full tank range of the Hyundai Ioniq plug-in hybrid?
The range can vary, but typically it can travel around 29-30 miles on electric power alone before switching to hybrid mode. For additional insights, refer to our “How much does Hyundai Tucson Hybrid car insurance cost?”
Why is Hyundai discontinuing the Ioniq hybrid?
There’s no information indicating Hyundai is discontinuing the Ioniq hybrid.
How much does it cost to replace a Hyundai hybrid battery?
Battery replacement costs can vary widely but generally range from $1,000 to $6,000, depending on the model and warranty coverage.
Is the Hyundai Ioniq hybrid a reliable car?
Generally, the Hyundai Ioniq hybrid is considered reliable, offering good fuel efficiency and low maintenance costs. Expand your understanding with our article called “How much does Kia Sportage Plug-in Hybrid car insurance cost?”
Is the Hyundai Ioniq worth buying?
It depends on individual preferences and needs. The Ioniq is known for its efficiency and eco-friendly features, making it a good choice for many buyers.
Which Hyundai Ioniq model is best?
The best model depends on your priorities: the hybrid offers excellent fuel efficiency, the plug-in hybrid provides electric range, and the electric model is fully electric.
What is the lifespan of a Hyundai Ioniq?
With proper maintenance, Hyundai Ioniq models can last well over 100,000 miles or more. Find out more by reading our article titled “How much does Hyundai IONIQ 5 car insurance cost?”
How long will a Hyundai Ioniq battery last?
The battery lifespan can vary, but it’s typically covered under warranty for 8 years/100,000 miles for hybrid and plug-in hybrid models.
Is the Hyundai Ioniq Hybrid a good car?
Yes, the Hyundai Ioniq Hybrid is well-regarded for its fuel efficiency, comfortable ride, and practicality.
Does Hyundai make plug-in hybrids?
Yes, Hyundai offers several plug-in hybrid models, including the Hyundai Ioniq Plug-in Hybrid. Get a better grasp by reading our article titled “How much does Toyota Corolla Hybrid car insurance cost?”
How much does a Hyundai Ioniq cost?
Pricing varies by model and trim; for example, the starting price for the Ioniq Hybrid can range from around $25,000 to $30,000.
Is Hyundai Ioniq a car or SUV?
The Hyundai Ioniq is a compact car available in hybrid, plug-in hybrid, and electric variants.
Is Hyundai Ioniq full hybrid?
Yes, the Hyundai Ioniq is available as a full hybrid, plug-in hybrid, and fully electric model. Gain insights by reading our article titled “How much does Toyota RAV4 Hybrid car insurance cost?”
How long do Hyundai plug-in hybrid batteries last?
Hyundai plug-in hybrid batteries are typically designed to last for many years, often covered under warranty for 8 years/100,000 miles.
How do you charge a Hyundai Ioniq plug-in hybrid?
You can charge the Hyundai Ioniq plug-in hybrid by plugging it into a standard household outlet or using a dedicated electric vehicle charging station. Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need
What are the advantages of owning a Hyundai Ioniq plug-in hybrid?
Advantages include lower fuel costs, reduced emissions, potential tax incentives, and the flexibility of both electric and hybrid driving modes. For further details, consult our article named “Finding Affordable Insurance for Hybrid Cars.“
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
