Cheap Hyundai Santa Fe Hybrid Car Insurance in 2024 (Cash Savings With These 10 Companies!)
State Farm, Mercury, and Travelers offer the best cheap Hyundai Santa Fe Hybrid car insurance, with rates starting at just $72 per month. These companies provide affordable premiums, comprehensive coverage options, and excellent customer service, making them the top picks for car insurance.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
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UPDATED: Aug 19, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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17,760 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe Hybrid
A.M. Best Rating
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Pros & Cons
17,760 reviews
667 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
667 reviews
1,731 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
The best providers of cheap Hyundai Santa Fe Hybrid car insurance are State Farm, Mercury, and Travelers. These companies stand out for their competitive rates, comprehensive coverage options, and excellent customer service.
Our article delves into the factors affecting insurance costs, the impact of safety features, and tips for finding affordable coverage. By comparing quotes and understanding the available discounts, you can secure the best insurance for your Hyundai Santa Fe Hybrid.
Our Top 10 Company Picks: Cheap Hyundai Santa Fe Hybrid Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $72 B Cheap Rates State Farm
#2 $75 A Many Discounts Mercury
#3 $77 A++ Industry Experience Travelers
#4 $78 A Available Discounts Farmers
#5 $79 A Claims Service American Family
#6 $81 A+ Online Management Progressive
#7 $82 A+ Exclusive Benefits The Hartford
#8 $83 A+ Fleet Management Nationwide
#9 $85 A Add-on Options Liberty Mutual
#10 $88 A+ Claims Satisfaction Allstate
In this article, we will explore the various aspects that impact the cost of Hyundai Santa Fe Hybrid car insurance and provide you with valuable information to help you find affordable coverage for your hybrid vehicle. Delve into our evaluation of “Best Car Insurance Discounts to Ask for.”
Take the first step toward cheaper car insurance rates. Enter your ZIP code above to see how much you could save.
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#1 – State Farm: Top Overall Pick
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies.
- Low-Mileage Discount: State Farm provides a substantial discount for low-mileage usage.
- Financial Stability: Strong financial stability ensures reliable claims processing. See more details on our “State Farm Insurance Review & Ratings.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount is not as high compared to some competitors.
- Premium Costs: Despite discounts, premiums might still be relatively higher for certain coverage levels.
#2 – Mercury Insurance: Best for Many Discounts
Pros
- Personalized Service: Local agents provide tailored service and support.
- Reliable Coverage: Strong coverage options for different driving needs. Read up on the “Mercury Insurance Review & Ratings” for more information.
- Roadside Assistance: Offers a comprehensive roadside assistance program.
Cons
- Limited Availability: Coverage may not be available in all states.
- Claims Process: Some customers report slower claims processing times.
#3 – Travelers: Best for Industry Experience
Pros
- High Customer Satisfaction: Strong ratings for customer service and satisfaction.
- Accident Forgiveness: Available to qualifying customers. Delve into our evaluation of “Travelers Insurance Review & Ratings.”
- Flexible Payment Plans: Various payment options to suit different budgets.
Cons
- Higher Premiums: Premiums can be higher compared to some other providers.
- Limited Discounts: Fewer discount options than some competitors.
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#4 – Farmers: Best for Available Discounts
Pros
- Strong Customer Service: Known for responsive and helpful customer support.
- Easy Claims Process: Streamlined claims process for quick resolutions.
- Rental Car Coverage: Includes rental car reimbursement options. Unlock details in our “Farmers Insurance Review & Ratings.”
Cons
- Higher Rates: Generally higher premiums compared to some other providers.
- Availability: May not be available in all regions.
#5 – American Family: Best for Claims Service
Pros
- Exceptional Claims Service: Highly rated for quick and fair claims processing.
- Personalized Coverage: Tailors policies to meet individual customer needs. Discover more about offerings in our “American Family Insurance Review & Ratings.”
- Teen Safe Driver Program: Helps reduce premiums for families with young drivers.
Cons
- Limited Availability: Coverage options may not be available in every state.
- Online Tools: Digital tools and resources can be less user-friendly compared to some competitors.
#6 – Progressive: Best for Online Management
Pros
- User-Friendly Online Tools: Excellent online resources and mobile app for managing policies.
- Wide Coverage Options: Comprehensive range of coverage to fit different needs.
- 24/7 Customer Service: Round-the-clock support for policyholders. More information is available about this provider in our “Progressive Insurance Review & Ratings.”
Cons
- Mixed Customer Service Reviews: Inconsistent customer service experiences reported.
- Higher Rates for High-Risk Drivers: Rates can be higher for drivers with poor records.
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#7 – The Hartford: Best for Exclusive Benefits
Pros
- Unique Benefits: Offers exclusive benefits for members of certain organizations.
- Strong Financial Stability: High financial ratings ensure reliability. Learn more in our “The Hartford Insurance Review & Ratings.”
- Excellent Customer Support: Highly rated for customer service and assistance.
Cons
- Higher Premiums: Generally higher premiums compared to some competitors.
- Limited Availability: Exclusive benefits may only be available to certain groups.
#8 – Nationwide: Best for Fleet Management
Pros
- Fleet Management Solutions: Excellent options for managing multiple vehicles.
- Accident Forgiveness: Helps prevent rate increases after an accident. Check out insurance savings in our complete “Nationwide Insurance Review & Ratings.”
- Strong Financial Stability: Reliable claims processing backed by strong financials.
Cons
- Higher Rates: Premiums can be higher than some other providers.
- Limited Online Tools: Digital tools may not be as robust as competitors.
#9 – Liberty Mutual: Best for Add-on Options
Pros
- Extensive Add-ons: Wide range of optional coverages to customize policies.
- Roadside Assistance: Comprehensive roadside assistance program available.
- Flexible Payment Options: Multiple payment plans to fit different budgets. Access comprehensive insights into our “Liberty Mutual Review & Ratings.”
Cons
- Higher Premiums: Premiums can be higher compared to some other providers.
- Customer Service: Mixed reviews on customer service experiences.
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#10 – Allstate: Best for Claims Satisfaction
Pros
- High Claims Satisfaction: Known for efficient and fair claims handling.
- Strong Financial Stability: Reliable and financially stable company.
- Drivewise Program: Rewards safe driving with discounts. Discover insights in our “Allstate Insurance Review & Ratings.”
Cons
- Higher Premiums: Generally higher premiums compared to some competitors.
- Limited Availability: Some coverage options may not be available in all states.
Hyundai Santa Fe Hybrid Insurance Monthly Rate Comparison
Understanding the cost of car insurance is crucial when purchasing a Hyundai Santa Fe Hybrid. Below is a comparison of monthly rates for minimum and full coverage from top insurance providers, helping you make an informed decision.
Hyundai Santa Fe Hybrid Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $88 | $145 |
| American Family | $79 | $140 |
| Farmers | $78 | $138 |
| Liberty Mutual | $85 | $143 |
| Mercury | $75 | $130 |
| Nationwide | $83 | $141 |
| Progressive | $81 | $134 |
| State Farm | $72 | $128 |
| The Hartford | $82 | $142 |
| Travelers | $77 | $136 |
Among the providers, State Farm offers the most affordable rates, with minimum coverage starting at $72 and full coverage at $128 per month. Mercury follows closely, offering minimum coverage at $75 and full coverage at $130 per month. On the higher end, Allstate provides minimum coverage at $88 and full coverage at $145 per month.
Comparing these rates can help you find the most cost-effective insurance for your Hyundai Santa Fe Hybrid. Check out insurance savings in our complete “Compare Car Insurance Quotes.”
Factors That Impact the Cost of Hyundai Santa Fe Hybrid Car Insurance
When determining the cost of car insurance for a Hyundai Santa Fe Hybrid, insurance providers take into account several factors. These factors include the age and gender of the driver, the driver’s history of accidents or traffic violations, the driver’s location, and the model and year of the vehicle.
Additionally, insurance companies consider the safety features of the car, the average annual mileage, and the purpose of use (personal or commercial) when calculating the premium.
Another important factor to consider is the deductible amount you choose. A deductible is the amount you must pay out of pocket before your insurance coverage kicks in. Typically, a higher deductible will result in lower premiums, while a lower deductible may increase your premium but reduce your out-of-pocket expenses in the event of a claim.
It’s also worth noting that your credit score can impact the cost of car insurance for a Hyundai Santa Fe Hybrid. Insurance providers often use credit-based insurance scores to assess the risk of insuring a driver. A higher credit score is generally associated with lower insurance premiums, as it is seen as an indicator of responsible financial behavior.
On the other hand, a lower credit score may result in higher premiums or even difficulty in obtaining coverage. Access comprehensive insights into our “Best Safe Driver Car Insurance Discounts.”
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Understanding the Insurance Premiums for Hyundai Santa Fe Hybrid Vehicles
Insurance premiums for Hyundai Santa Fe Hybrid vehicles can vary depending on the insurance provider and the coverage options you choose. It is recommended to obtain quotes from multiple insurance companies to compare rates and coverage options. Keep in mind that while lower premiums may seem appealing, it’s essential to ensure that you have adequate coverage for your specific needs.
Insurance premiums are calculated based on the level of risk associated with insuring your vehicle. Factors such as the frequency of accidents and thefts involving the Hyundai Santa Fe Hybrid, the cost of repairs, and the vehicle’s safety ratings all play a role in determining the premium amount.
Another factor that can affect insurance premiums for Hyundai Santa Fe Hybrid vehicles is the driver’s personal driving record. Insurance companies often consider factors such as the driver’s age, driving experience, and history of accidents or traffic violations when determining the premium amount. Drivers with a clean driving record and a history of responsible driving may be eligible for lower insurance premiums.
Unlock details in our “My driving record is clean, but my husband has a DUI and suspended license. How can we get car insurance?”
Comparison of Car Insurance Rates for Hyundai Santa Fe Hybrid vs. Other Hybrid Cars
When comparing car insurance rates for the Hyundai Santa Fe Hybrid with other hybrid vehicles, it is crucial to consider the specifics of each model, as insurance rates can vary. Factors such as the car’s horsepower, safety features, and average repair costs can impact insurance premiums.
Additionally, the age and driving history of the insured individual can also affect insurance rates. For example, if you have a clean driving record and are over the age of 25, you may qualify for lower premiums compared to a younger driver with a history of accidents or traffic violations.
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More information is available about this provider in our “Best Car Insurance for Drivers with Speeding Ticket in Washington.”
Another important factor to consider when comparing car insurance rates for the Hyundai Santa Fe Hybrid and other hybrid cars is the location where the vehicle will be primarily driven and parked. Insurance companies take into account the area’s crime rate, traffic congestion, and the likelihood of accidents when determining premiums.
If you live in an area with high crime rates or heavy traffic, you may face higher insurance costs compared to someone living in a safer and less congested area.
In recent discussions about car ownership costs, the Hyundai Santa Fe has sparked interest, particularly in its insurance expenses. Many potential buyers inquire about the Hyundai Santa Fe insurance cost, often wondering why Hyundai insurance is perceived as expensive.
The Santa Fe car insurance rates, especially for the Hyundai Santa Fe Hybrid, are crucial factors in determining overall ownership expenses. Understanding the Hyundai Santa Fe Hybrid cost of ownership includes evaluating insurance costs, reflecting the vehicle’s features and market positioning.
Tips for Finding Affordable Car Insurance for Your Hyundai Santa Fe Hybrid
When searching for affordable car insurance for your Hyundai Santa Fe Hybrid, there are several tips to keep in mind. Firstly, maintain a clean driving record and avoid accidents and traffic violations, as this can positively impact your insurance rates. Additionally, consider taking defensive driving courses or installing anti-theft devices in your vehicle, as some insurance providers offer discounts for these measures.
Unlock details in our “Car Accidents: What to do in Worst Case Scenarios.”
It is also beneficial to shop around and obtain quotes from multiple insurance companies. Each provider may have different rates and coverage options, so it is essential to compare and choose the policy that best suits your needs and budget.
Another tip for finding affordable car insurance for your Hyundai Santa Fe Hybrid is to consider bundling your insurance policies. Many insurance companies offer discounts for customers who have multiple policies with them, such as combining your car insurance with your homeowner’s or renter’s insurance. This can help you save money on both policies.
Furthermore, maintaining a good credit score can also impact your car insurance rates. Insurance companies often use credit-based insurance scores to determine premiums, so it’s important to pay your bills on time and keep your credit utilization low. By having a good credit score, you may be eligible for lower insurance rates.
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Average Insurance Cost for Hyundai Santa Fe Hybrid in Different States
The average insurance cost for a Hyundai Santa Fe Hybrid can vary depending on the state you reside in. In general, states with higher population densities and higher rates of accidents and thefts tend to have higher insurance premiums. Additionally, states with unique insurance regulations may also impact the cost of coverage.
To get an accurate estimate of the insurance cost for a Hyundai Santa Fe Hybrid in your state, it is recommended to obtain quotes from insurance providers specific to your location. Factors such as local laws, regional weather conditions, and the prevalence of uninsured drivers can all influence insurance rates. See more details on our “How much is car insurance?”
Hyundai Santa Fe Hybrid: Coverage Options & Discounts
When it comes to coverage options and discounts for Hyundai Santa Fe Hybrid owners, there are various choices to consider. Basic coverage typically includes liability insurance, which covers damages to other vehicles or property in the event of an accident where you are at fault.
However, it is also important to consider additional coverage options, such as comprehensive and collision coverage. Comprehensive coverage protects against damage caused by incidents other than collisions, such as theft, vandalism, or natural disasters. Collision coverage, on the other hand, covers damages to your vehicle in the event of a collision.
Check out insurance savings in our complete “Collision vs. Comprehensive Car Insurance: Which coverage is right for you?”
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Insurance providers may also offer discounts for Hyundai Santa Fe Hybrid owners. These discounts can be based on factors such as the vehicle’s safety features, hybrid technology, or even eco-friendly driving habits. It is essential to discuss potential discounts with your insurance provider to ensure that you are taking advantage of any available savings.
Another important coverage option to consider for Hyundai Santa Fe Hybrid owners is uninsured/underinsured motorist coverage. This type of coverage protects you in the event of an accident where the at-fault driver does not have insurance or does not have enough insurance to cover the damages.
Uninsured/underinsured motorist coverage can help pay for medical expenses, lost wages, and other damages that you may incur as a result of the accident.
Impact of Hyundai Santa Fe Hybrid Safety Features on Insurance Rates
When it comes to insuring your Hyundai Santa Fe Hybrid, the safety features of the vehicle can play a significant role in determining your insurance rates. The Hyundai Santa Fe Hybrid is equipped with advanced safety technologies that can help reduce the risk of accidents and potential injuries.
One of the key safety features of the Hyundai Santa Fe Hybrid is the Forward Collision-Avoidance Assist (FCA) system. This system uses radar and camera sensors to detect potential collisions with vehicles or pedestrians ahead. If a potential collision is detected, the FCA system can automatically apply the brakes to help prevent or mitigate the impact.
Insurance companies often consider vehicles equipped with such collision avoidance systems to be less risky, which can result in lower insurance premiums.
In addition to the FCA system, the Hyundai Santa Fe Hybrid also offers other safety features such as Lane Keeping Assist (LKA), Blind-Spot Collision-Avoidance Assist (BCA), and Rear Cross-Traffic Collision-Avoidance Assist (RCCA). These features provide additional layers of protection by helping the driver stay in their lane, alerting them to vehicles in their blind spots, and assisting with safe reversing maneuvers.
Insurance companies recognize the value of these safety features and may offer discounts or lower rates for vehicles equipped with them. By investing in a Hyundai Santa Fe Hybrid with advanced safety technologies, not only are you prioritizing the safety of yourself and your passengers, but you may also enjoy potential savings on your insurance premiums.
If you want to learn more about the company, head to our “State Farm Drive Safe and Save Insurance Review & Ratings.”
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Frequently Asked Questions
What factors affect the cost of Hyundai Santa Fe Hybrid car insurance?
The cost of Hyundai Santa Fe Hybrid car insurance can be influenced by several factors such as the driver’s age, driving history, location, coverage limits, deductibles, and the insurance provider’s pricing policies.
Explore our resource on “What Age Do You Get a Discount On Car Insurance?” to gain insights into eligibility for discounted car insurance based on age.
Are hybrid cars generally more expensive to insure?
Hybrid cars, including the Hyundai Santa Fe Hybrid, are often more expensive to insure compared to their non-hybrid counterparts. This is because hybrid vehicles tend to have higher repair costs and their specialized components can be pricier to replace.
Does the cost of insurance for a Hyundai Santa Fe Hybrid vary by location?
Yes, the cost of insurance for a Hyundai Santa Fe Hybrid can vary depending on the location. Factors such as population density, crime rates, and the frequency of accidents in a particular area can impact insurance premiums.
Can I get discounts on Hyundai Santa Fe Hybrid car insurance?
Yes, various discounts may be available to help reduce the cost of Hyundai Santa Fe Hybrid car insurance. Insurance providers often offer discounts for factors such as good driving records, bundling multiple policies, completing driver safety courses, or having certain safety features installed in the vehicle.
How can I find the best insurance rates for a Hyundai Santa Fe Hybrid?
To find the best insurance rates for a Hyundai Santa Fe Hybrid, it is recommended to shop around and compare quotes from multiple insurance providers. Online comparison tools or contacting insurance agents directly can help in obtaining competitive rates tailored to individual circumstances.
To find out more, explore our guide titled “Your Insurance Agent’s Role in the Claims Process.”
What factors determine the cost of insurance for a Hyundai Santa Fe?
Insurance costs for a Hyundai Santa Fe are influenced by factors like the driver’s age, location, driving record, and the level of coverage chosen.
How can I lower insurance costs for my Hyundai Santa Fe?
You can potentially lower insurance costs by maintaining a clean driving record, opting for higher deductibles, and taking advantage of available discounts.
Are there specific safety features on the Hyundai Santa Fe that can reduce insurance costs?
Yes, the Hyundai Santa Fe’s advanced safety features like Forward Collision-Avoidance Assist (FCA) can help reduce insurance costs.
Does the cost of insurance vary for different models of the Hyundai Santa Fe?
Yes, insurance costs can vary based on the specific model of the Hyundai Santa Fe and its trim level, as well as other individual factors.
To learn more, explore our comprehensive resource on “How to get free insurance quotes online.”
How does the cost of insurance for the Hyundai Santa Fe compare to other similar vehicles?
The cost of insurance for the Hyundai Santa Fe is typically competitive with other similar vehicles in its class, but actual costs can vary based on individual factors.
Is insurance high on a Hyundai Santa Fe?
The typical expense for insurance on a Hyundai Santa Fe for a 30-year-old motorist is $152 monthly for comprehensive coverage. This amount exceeds the Tucson, Hyundai’s most affordable model to insure, by $9 monthly.
Use our free quote comparison tool below to find affordable commercial insurance options that meet your needs.
How much is Santa Fe?
The 2024 Hyundai Santa Fe has been completely redesigned. It features a more angular exterior, increased interior space, and an impressive warranty. Starting at $35,345, it offers great value for its class.
What Hyundais are uninsurable?
The models listed by TheDrive that are impacted include the Hyundai Accent (all body styles from 2015 to 2021), Hyundai Elantra (two-door and four-door from 2015 to 2021), Hyundai Kona (2015 to 2021), Hyundai Santa Fe (2015 to 2021), Hyundai Tucson (2015 to 2021), Hyundai Veloster (2015 to 2018), Kia Forte (2015 to 2021), and Kia Optima (2015 to 2021).
Learn more by reading our guide titled “Uninsured/Underinsured Motorist Insurance Coverage: A Complete Guide.”
How many years does a Santa Fe last?
The Hyundai Santa Fe, another durable SUV from Hyundai, is renowned for its longevity, with an average lifespan ranging from 200,000 to 250,000 miles or 13 to 17 years.
What is the fuel consumption of Hyundai Santa Fe 2024?
The 2024 Hyundai Santa Fe’s fuel efficiency varies based on the engine, transmission, or model selected, with a range of 5.6 to 10.5 liters per 100 kilometers. The vehicle is offered with diesel fuel.
Is the Hyundai Santa Fe worth buying?
Yes, the 2024 Hyundai Santa Fe is a superb SUV. While the price of the entry-level model has increased for 2024, it now comes with a more potent standard engine, a third row, and increased interior space compared to previous models.
Is a Santa Fe a 7 seater?
Offered with efficient diesel and powerful V6 petrol engines, this sleek 7-seater is equipped with modern amenities to ensure the comfort of both children and adults.
Access comprehensive insights into our guide titled “Best Safety Features Car Insurance Discounts.”
What is common problem in Hyundai Santa Fe?
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
