Cheap Mitsubishi Outlander Sport Car Insurance in 2024 (Find Savings With These 10 Companies)

The top picks overall for cheap Mitsubishi Outlander Sport car insurance are Progressive, American Family, and State Farm, offering rates as low as $75 monthly. These companies excel in competitive pricing, extensive coverage options, and significant discounts tailored for Mitsubishi Outlander Sport drivers.

Factors such as driving record, location, and safety features influence these rates, making it crucial to compare quotes and consider available discounts. Get the best coverage at an affordable price by exploring these top providers. Browse our guide titled “How much is car insurance?”

Our Top 10 Company Picks: Cheap Mitsubishi Outlander Sport Car Insurance

Take a detailed look at how much it costs to insure a Mitsubishi Outlander Sport and explore the various factors that can influence insurance rates for this popular SUV.

Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.

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#1 – Progressive: Top Overall Pick

Pros

• Low Monthly Rates: Progressive offers competitive monthly rates at $75 for the Mitsubishi Outlander Sport. Delve into the depths of our “Progressive insurance review & ratings” for additional insights.
• Flexible Coverage Options: Progressive provides a wide range of coverage options to fit various needs for Mitsubishi Outlander Sport owners.
• Usage-Based Insurance Discounts: Progressive’s Snapshot program offers discounts for good driving behavior, benefiting Mitsubishi Outlander Sport drivers.

Cons

• Customer Service: Some customers report less satisfactory customer service experiences for their Mitsubishi Outlander Sport.
• Claims Process: The claims process can be slower compared to some competitors for Mitsubishi Outlander Sport insurance.

#2 – American Family: Best for Costco Members

Pros

• Affordable Rates: American Family insurance review & ratings provides affordable rates at $78 per month for the Mitsubishi Outlander Sport.
• Exclusive Discounts: Costco members can receive additional discounts on their Mitsubishi Outlander Sport insurance.
• Comprehensive Coverage Options: A variety of coverage options are available, allowing customization for Mitsubishi Outlander Sport owners.

Cons

• Limited Availability: American Family insurance for the Mitsubishi Outlander Sport is not available in all states.
• Online Tools: The online quote and management tools for Mitsubishi Outlander Sport insurance are not as advanced as some competitors.

#3 – State Farm: Best for Many Discounts

Pros

• Competitive Rates: State Farm offers competitive monthly rates at $80 for the Mitsubishi Outlander Sport. Get a better grasp by reading our article titled “State Farm Insurance Review & Ratings.“
• Multi-Policy Discounts: Significant discounts are available for bundling multiple insurance policies for Mitsubishi Outlander Sport owners.
• Low-Mileage Discounts: Substantial discounts for low-mileage usage benefit those who drive their Mitsubishi Outlander Sport less frequently.

Cons

• Limited Multi-Policy Discount: The multi-policy discount for Mitsubishi Outlander Sport insurance is not as high compared to some competitors.
• Premium Costs: Despite discounts, premiums might still be relatively higher for certain coverage levels for the Mitsubishi Outlander Sport.

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#4 – Nationwide: Best for Vanishing Deductible

Pros

• Competitive Monthly Rates: Nationwide offers rates at $82 per month for the Mitsubishi Outlander Sport. Dive deeper into our “Nationwide insurance review & ratings” for a comprehensive understanding.
• Vanishing Deductible: The deductible decreases over time for safe drivers of the Mitsubishi Outlander Sport.
• Strong Financial Stability: Nationwide has a strong financial rating, ensuring reliability for Mitsubishi Outlander Sport owners.

Cons

• Customer Service: Some customers report average customer service experiences for their Mitsubishi Outlander Sport insurance.
• Premium Increases: Rates may increase significantly after a claim for Mitsubishi Outlander Sport insurance.

#5 – AAA: Best for Roadside Assistance

Pros

• Affordable Rates: AAA insurance review & ratings provides competitive rates at $85 per month for the Mitsubishi Outlander Sport.
• Excellent Roadside Assistance: Comprehensive roadside assistance services benefit Mitsubishi Outlander Sport drivers.
• Membership Perks: Additional discounts and perks are available for AAA members insuring their Mitsubishi Outlander Sport.

Cons

• Membership Required: Requires AAA membership to access Mitsubishi Outlander Sport insurance services.
• Limited Availability: Mitsubishi Outlander Sport insurance services are not available in all regions.

#6 – Allstate: Best for UBI Savings

Pros

• Affordable Monthly Rates: Allstate offers rates at $87 per month for the Mitsubishi Outlander Sport. Discover a wealth of knowledge in our “Allstate Insurance Review & Ratings.“
• Drivewise Program: Usage-based insurance program offers discounts for safe driving habits for Mitsubishi Outlander Sport owners.
• Comprehensive Coverage Options: Wide range of coverage options to suit Mitsubishi Outlander Sport owners’ needs.

Cons

• Customer Satisfaction: Mixed reviews on customer service and satisfaction for Mitsubishi Outlander Sport insurance.
• Premium Increases: Rates can increase significantly after a claim or traffic violation for Mitsubishi Outlander Sport insurance.

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#7 – Liberty Mutual: Best for 24/7 Support

Pros

• Competitive Rates: Liberty Mutual offers monthly rates at $90 for the Mitsubishi Outlander Sport. Expand your understanding with our “Liberty Mutual Review & Ratings.“
• 24/7 Customer Support: Reliable round-the-clock support for Mitsubishi Outlander Sport insurance holders.
• Customization Options: Flexible coverage options tailored to Mitsubishi Outlander Sport owners.

Cons

• Premium Increases: Rates may increase significantly after a claim for Mitsubishi Outlander Sport insurance.
• Discounts: Fewer discount options compared to some competitors for Mitsubishi Outlander Sport insurance.

#8 – Farmers: Best for Group Discounts

Pros

• Competitive Rates: Farmers offers rates at $92 per month for the Mitsubishi Outlander Sport. Uncover more about our “Farmers insurance review & ratings” by reading further.
• Group Discounts: Significant savings available for members of certain organizations insuring their Mitsubishi Outlander Sport.
• Comprehensive Coverage Options: Various coverage options to fit different needs for Mitsubishi Outlander Sport owners.

Cons

• Customer Service: Mixed reviews on customer service experiences for Mitsubishi Outlander Sport insurance.
• Claims Process: Some customers report a slower claims process for Mitsubishi Outlander Sport insurance.

#9 – The Hartford: Best for Organization Discount

Pros

• Affordable Rates: The Hartford insurance review & ratings provides competitive rates at $95 per month for the Mitsubishi Outlander Sport.
• AARP Member Discounts: Additional savings for AARP members insuring their Mitsubishi Outlander Sport.
• Strong Financial Stability: High financial rating ensures reliability for Mitsubishi Outlander Sport insurance.

Cons

• Membership Requirement: Discounts primarily benefit AARP members insuring their Mitsubishi Outlander Sport.
• Online Tools: Online quote and management tools for Mitsubishi Outlander Sport insurance are not as advanced.

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#10 – Travelers: Best for Unique Coverage

Pros

• Competitive Rates: Travelers offers monthly rates at $97 for the Mitsubishi Outlander Sport. Explore further details in our “Travelers Insurance Review & Ratings.“
• Unique Coverage Options: Specialized coverage options tailored to Mitsubishi Outlander Sport owners’ needs.
• Strong Financial Stability: High financial rating ensures reliability for Mitsubishi Outlander Sport insurance.

Cons

• Customer Service: Some customers report less satisfactory service experiences for Mitsubishi Outlander Sport insurance.
• Premium Costs: Rates for Mitsubishi Outlander Sport insurance can be higher compared to some competitors.

Factors That Influence Mitsubishi Outlander Sport Car Insurance Rates

When it comes to calculating insurance rates for the Mitsubishi Outlander Sport, there are several key factors that insurers take into consideration. One of the primary factors is the age of the driver. Younger, less experienced drivers tend to pay higher premiums due to their increased risk on the road.

Additionally, insurers will consider factors such as your driving record, credit score, and the area in which you live. Drivers with a history of accidents or traffic violations may face higher insurance costs, while those with good credit and a clean driving record may enjoy lower premiums.

Mitsubishi Outlander Sport Car Insurance Monthly Rates by Coverage Level & Provider

It’s also worth noting that the cost of insurance can vary from one state to another. Different states have different insurance laws and regulations, which can affect the cost of coverage. Factors such as population density, crime rates, and the frequency of severe weather events can also impact insurance rates.

Therefore, it’s important to consider the specific factors that apply to your location when estimating the cost of insurance for your Mitsubishi Outlander Sport. To gain more insight, read our guide “How does my driving record affect my parents insurance rates?”

Different Types of Car Insurance Coverage for the Mitsubishi Outlander Sport

Before you can determine how much insurance will cost for your Mitsubishi Outlander Sport, it’s important to understand the different types of car insurance coverage available. In most states, drivers are required to carry a minimum amount of liability insurance, which covers damage you may cause to other people’s property or injuries you may cause to others in an accident.

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— Mitsubishi SA (@mitsu_motors) July 1, 2024

There are additional types of coverage you may want to consider for your Mitsubishi Outlander Sport, such as collision coverage and comprehensive coverage. Collision coverage helps pay for repairs to your vehicle if you’re involved in an accident, regardless of who’s at fault. Comprehensive coverage, on the other hand, provides protection against damage caused by events other than collisions, such as theft, vandalism, or natural disasters.

When deciding on the coverage you need for your Mitsubishi Outlander Sport, it’s important to weigh the potential risk and cost of repair or replacement. Keep in mind that while additional coverage may increase your premiums, it can provide valuable peace of mind and financial protection in the event of an accident or other unforeseen circumstances.

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Tips for Finding Affordable Car Insurance for the Mitsubishi Outlander Sport

While the cost of insurance for the Mitsubishi Outlander Sport can vary, there are several steps you can take to help lower your premiums and find affordable coverage. One of the most effective ways to save on insurance is to shop around and compare quotes from multiple insurers. Different insurance companies may offer different rates for the same coverage, so it’s important to do your research and get quotes from several providers.

In addition to shopping around, there are other strategies you can employ to potentially lower your insurance costs. Maintaining a good driving record and avoiding accidents and traffic violations can help keep your premiums in check.

Additionally, some insurers offer discounts for safety features, such as anti-lock brakes, airbags, and electronic stability control, so be sure to inquire about any available discounts that may apply to your Mitsubishi Outlander Sport.

Furthermore, bundling your auto insurance with other policies, such as home or renters insurance, can often result in discounted rates. Many insurance companies offer multi-policy discounts to customers who have more than one type of insurance policy with them. This can lead to significant savings on your overall insurance costs.

Comparing Car Insurance Quotes for the Mitsubishi Outlander Sport

To get the best possible deal on insurance for your Mitsubishi Outlander Sport, it’s important to compare car insurance quotes from multiple insurers. This will allow you to see the range of rates available to you and make an informed decision about which company offers the most affordable coverage for your needs.

When comparing quotes, be sure to consider not only the premium amount but also the coverage limits, deductibles, and any additional features or benefits included in the policy. It’s important to find the right balance between cost and coverage to ensure that you’re adequately protected in the event of an accident or other covered event.

Age and Driving Experience Affect the Mitsubishi Outlander Sport Car Insurance Rates

Age and driving experience are significant factors that can influence the cost of insurance for the Mitsubishi Outlander Sport. Younger drivers, especially those under the age of 25, generally face higher insurance rates due to their lack of experience and increased risk on the road. As drivers gain more experience and establish a good driving record over time, insurance rates may decrease.

Insurers also take into account how long you’ve been licensed to drive and how many miles you typically drive each year. Generally, drivers with a longer history of safe driving tend to have lower insurance costs. For additional details, explore our comprehensive resource titled “What age do you get cheap car insurance?“

Additionally, if you have completed a driver’s education course or defensive driving program, you may be eligible for additional discounts on your insurance premiums.

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The Impact of Location on Mitsubishi Outlander Sport Car Insurance Costs

Your location can have a significant impact on the cost of insurance for your Mitsubishi Outlander Sport. Insurance companies consider factors such as population density, crime rates, and traffic congestion when determining rates. Areas with a higher population density and higher crime rates may have higher insurance costs due to the increased risk of accidents and vehicle theft.

Similarly, areas with heavy traffic congestion may also have higher insurance rates. States or areas prone to severe weather events, such as hurricanes or tornadoes, may also have higher insurance costs due to the increased risk of damage to vehicles.

It’s important to take these factors into consideration when estimating the cost of insurance for your Mitsubishi Outlander Sport. Dive into our guide “Does Nationwide car insurance cover damage caused by a natural disaster if I only have liability coverage?”

Discounts and Savings Opportunities for Mitsubishi Outlander Sport Car Insurance

Various discounts and savings opportunities are available that may help lower the cost of insurance for your Mitsubishi Outlander Sport. Insurers often offer discounts for safe driving habits, such as maintaining a clean driving record, avoiding accidents, and not receiving any traffic tickets. Some companies also offer discounts for completing a defensive driving course or having certain safety features installed in your vehicle.

Additionally, insurance companies may offer discounts for insuring multiple vehicles or bundling your auto insurance with other policies, such as home or renters insurance. If you’re a student, you may be eligible for a good student car insurance discount if you maintain a high GPA. It’s worth checking with your insurer to see what discounts are available and if you qualify for any of them.

The Role of Safety Features in Mitsubishi Outlander Sport Car Insurance Rates

The safety features you have installed in your Mitsubishi Outlander Sport can also play a role in determining your insurance rates. Insurers typically offer discounts for vehicles equipped with anti-lock brakes, airbags, traction control, and other safety features car insurance discounts that help reduce the risk of accidents or minimize the severity of injuries in the event of a crash.

By investing in safety features for your Mitsubishi Outlander Sport, not only will you enhance the safety of your vehicle and your passengers, but you may also qualify for insurance discounts that can help offset the cost of coverage. Be sure to check with your insurance provider to see if there are any available discounts for safety features on your Mitsubishi Outlander Sport.

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Driving Record Affects the Cost of Insuring a Mitsubishi Outlander Sport

Your driving record plays a significant role in determining the cost of insurance for your Mitsubishi Outlander Sport. Insurers analyze both your at-fault and not-at-fault accidents, as well as any traffic violations or tickets you may have received. Drivers with a clean driving record generally pay lower premiums because they are considered to be less of a risk on the road.

If you have a history of accidents or traffic violations, you may face higher insurance costs. However, it’s worth noting that some insurers offer accident forgiveness programs, which allow drivers to maintain a clean record despite a single accident.

This can help mitigate the impact on your insurance rates and potentially keep your premiums lower. Gather more insights with our guide “Car Accidents: What to do in Worst Case Scenarios.”

Demystifying Deductible Options for Mitsubishi Outlander Sport Car Insurance

When selecting car insurance for your Mitsubishi Outlander Sport, you’ll need to consider the deductible amount. The deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in. Higher deductibles typically result in lower insurance premiums, while lower deductibles generally lead to higher premiums.

When choosing a deductible, it’s important to consider your financial situation and how much you can comfortably afford to pay in the event of an accident or other covered event. If you have enough savings to cover a higher deductible, opting for a higher amount can help reduce your insurance costs.

However, if you don’t have much savings, a lower deductible may be a better option to ensure you can afford to pay your portion in the event of a claim.

The Relationship Between Credit Score and Mitsubishi Outlander Sport Car Insurance Premiums

Many insurance companies consider a driver’s credit score when determining insurance premiums. Research has shown that individuals with lower credit scores are more likely to file insurance claims, leading insurers to charge higher premiums for drivers with lower scores.

If you have a good credit score, maintaining it can help lower your insurance costs. Discover more information with our “Understanding Credit: A Score that Impacts Everything from Your Cell Phone Bill to Car Insurance.”

Paying bills on time, reducing debt, and regularly monitoring your credit report for accuracy are all steps you can take to maintain a healthy credit score and potentially save money on your Mitsubishi Outlander Sport insurance.

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Average Annual Cost of Insuring a Mitsubishi Outlander Sport

The average annual cost of insuring a Mitsubishi Outlander Sport can vary significantly from one state to another. Several factors, such as state insurance regulations, population density, and local accident and crime rates, contribute to this variation.

For example, states with higher population densities, such as California or New York, tend to have higher insurance rates due to the increased risk of accidents and theft. On the other hand, states with a lower population density, such as Wyoming or North Dakota, often have lower insurance rates.

It’s essential to research the average annual cost of insuring a Mitsubishi Outlander Sport in your specific state to get a better idea of what you can expect to pay. Keep in mind that these averages are just a starting point, and your actual premiums may vary based on individual factors to get best car insurance rates.

Navigate Comprehensive and Collision Coverage for Your Mitsubishi Outlander Sport

When deciding whether to purchase comprehensive and collision coverage for your Mitsubishi Outlander Sport, there are several factors to consider. These types of coverage provide added protection for your vehicle beyond the minimum liability coverage required by most states.

Comprehensive coverage protects you against damage caused by events other than collisions, such as theft, vandalism, or natural disasters. Collision coverage, on the other hand, helps pay for repairs to your vehicle if you’re involved in an accident, regardless of fault. To find out more, explore our guide titled, “Collision vs. Comprehensive Car Insurance.”

When deciding if you need comprehensive and collision coverage, consider the value of your Mitsubishi Outlander Sport. If your vehicle is newer or has a higher market value, it may be worth investing in these additional coverages to protect your investment. However, if your vehicle is older or has a lower value, you may choose to forgo these coverages to save on insurance costs.

Expert Tips for Lowering Your Mitsubishi Outlander Sport Car Insurance Premiums

To help lower your Mitsubishi Outlander Sport car insurance premiums, consider the following expert tips:

• Shop Around for Quotes: Compare quotes from multiple insurers to ensure you’re getting the best rate for your coverage needs. To learn more, explore our comprehensive resource on “Insurance Quotes Online.”
• Maintain a Good Driving Record: Keep your driving record free from accidents and traffic violations.
• Take Advantage of Discounts: Utilize available discounts for safety features, good academic performance, or bundling your auto insurance with other policies.
• Select Higher Deductibles: Consider choosing higher deductibles if you have enough savings to cover potential out-of-pocket expenses.
• Monitor and Maintain a Healthy Credit Score: Regularly check and maintain your credit score to potentially qualify for lower insurance rates.

By implementing these tips, you can increase your chances of finding affordable insurance coverage for your Mitsubishi Outlander Sport.

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Claims Process After an Accident With Your Mitsubishi Outlander Sport

In the unfortunate event of an accident with your Mitsubishi Outlander Sport, it’s important to know how to navigate the insurance claims process. This process typically involves notifying your insurance company, gathering information about the accident, and filing a claim.

Begin by contacting your insurance provider as soon as possible after the accident to report the incident and provide details about what happened. They will guide you through the necessary steps, such as collecting evidence, obtaining estimates for repairs, and possibly arranging for a rental car if your vehicle is not drivable.

It’s important to document the accident thoroughly by taking photos, gathering witness statements, and obtaining a police report if applicable. This documentation can help support your claim and ensure a smooth claims process. For a thorough understanding, refer to our detailed analysis titled “How to Document Damage for Car Insurance Claims.”

Liability Coverage Protecting Your Investment in a Mitsubishi Outlander Sport

Liability coverage is an essential component of insurance for your Mitsubishi Outlander Sport. This coverage protects you financially if you cause damage to someone else’s property or injuries to others in an accident. Without adequate liability coverage, you could be held personally responsible for these damages, potentially leading to significant financial loss.

Investing in sufficient liability coverage ensures that your personal assets are protected in the event of a lawsuit or claim. It’s important to consider both bodily injury liability coverage, which covers medical expenses and lost wages for injured parties, and property damage liability coverage, which pays for repairs or replacement of damaged property, such as other vehicles or structures.

By maintaining adequate liability coverage, you can have peace of mind knowing that you’re protecting your investment in your Mitsubishi Outlander Sport and safeguarding your financial security in case of an accident.

Case Studies: Finding Cheap Mitsubishi Outlander Sport Car Insurance

Here are three examples of drivers who found affordable car insurance for their Mitsubishi Outlander Sport. These case studies show how factors like driving history, location, and provider choice impact premiums.

• Case Study #1 – Young Driver in Urban Area: John, a 24-year-old in a city, faced high premiums due to his age and location. By comparing quotes and using safe driving discounts, Progressive offered him the best rate of $75/monthly.
• Case Study #2 – Family With Multiple Vehicles: The Smith family in the suburbs needed coverage for multiple vehicles, including their Mitsubishi Outlander Sport. By bundling their insurance with American Family, they received discounts and secured an affordable rate.
• Case Study #3 – Senior Driver With a Clean Record: Linda, a senior with a spotless driving record in a rural area, sought affordable insurance for her Mitsubishi Outlander Sport. State Farm provided the best quote due to her excellent driving history and low mileage usage.

This highlights the importance of comparing quotes and considering various factors to find the cheapest car insurance rates for Mitsubishi Outlander Sport car insurance.

Whether you are a young driver, a family with multiple vehicles, or a senior with a clean record, companies offer tailored solutions to meet your needs. Explore your options and secure the most affordable and comprehensive coverage today. Enter your ZIP code below into our free comparison tool to see how much car insurance costs in your area.

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