Cheap Nissan Sentra Car Insurance in 2024 (Save Big With These 10 Companies!)
Nationwide, State Farm, and Liberty Mutual are the top picks for cheap Nissan Sentra car insurance, starting at just $38 a month. These providers offer the best balance of affordability, comprehensive coverage, and excellent customer service, ensuring optimal insurance solutions for your Nissan Sentra.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jul 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
3,019 reviewsCompany Facts
Min. Coverage for Nissan Sentra
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
17,760 reviewsCompany Facts
Min. Coverage for Nissan Sentra
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
3,607 reviewsCompany Facts
Min. Coverage for Nissan Sentra
A.M. Best Rating
Complaint Level
Pros & Cons
3,607 reviews
The top picks for cheap Nissan Sentra car insurance are Nationwide, State Farm, and Liberty Mutual, known for their excellent coverage and competitive pricing.
Our Top 10 Company Picks: Cheap Nissan Sentra Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $38 A+ Vanishing Deductible Nationwide
#2 $40 B Affordable Coverage State Farm
#3 $42 A Customizable Plans Liberty Mutual
#4 $44 A+ Snapshot Discounts Progressive
#5 $45 A Comprehensive Options Farmers
#6 $46 A Customer Service American Family
#7 $47 A++ Multiple Discounts Travelers
#8 $50 A++ Military Benefits USAA
#9 $52 A+ Safe Driver Allstate
#10 $55 A+ AARP Benefits The Hartford
From the model and year of your vehicle to your driving record and coverage options, there are several variables that insurance providers take into consideration when determining your insurance rates. Enter your ZIP code now.
- Secure Nissan Sentra car insurance for $85/month with Nationwide
- Understand cost factors such as safety ratings and deductible options
- Maximize discounts like accident forgiveness and bundling policies
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#1 – Nationwide: Top Overall Pick
Pros
- Wide Coverage Options: Nationwide offers a variety of coverage options, including customizable plans that can fit different needs, which is beneficial for Nissan Sentra owners looking for specific coverage.
- Good Customer Service: Known for excellent customer service and responsiveness to policyholder needs, which can be reassuring for Nissan Sentra drivers seeking reliable support.
- Multi-Policy Discounts: Provides discounts for bundling car insurance with other policies like home or renters insurance, helping Nissan Sentra owners save on overall insurance costs. Access comprehensive insights in our Nationwide insurance review & ratings.
Cons
- Premiums Might Be Higher: Rates can sometimes be higher compared to competitors, which Nissan Sentra owners may find less competitive despite the benefits.
- Claims Process Complexity: Some customers have reported that the claims process can be more complex compared to other insurers, potentially causing frustration for Nissan Sentra drivers during claims.
#2 – State Farm: Best for Affordable Coverage
Pros
- Affordable Rates: Often offers competitive rates and discounts that make it affordable for many Nissan Sentra drivers, supporting their budgetary needs. Read more through our State Farm insurance review.
- Local Agents: Nationwide network of local agents provides personalized service and assistance, which is beneficial for Nissan Sentra owners seeking face-to-face support.
- Good Discounts: Offers various discounts for safe driving, bundling, and vehicle safety features, helping Nissan Sentra enthusiasts save money on their insurance premiums.
Cons
- Claims Processing Times: Some customers report longer-than-expected claims processing times, which can be frustrating for Nissan Sentra drivers needing quick resolution.
- Limited Availability: Not available to everyone; eligibility criteria may exclude certain demographics, potentially limiting access for Nissan Sentra owners with specific needs or circumstances.
#3 – Liberty Mutual: Best for Customizable Plans
Pros
- Strong Financial Rating: With an A rating from A.M. Best, Liberty Mutual provides assurance of financial stability, crucial for Nissan Sentra drivers. Discover more about offerings in our Liberty Mutual insurance review & ratings.
- Discounts and Savings: Offers various discounts and savings opportunities, such as multi-policy and safe driver discounts, beneficial for Nissan Sentra enthusiasts looking to save.
- 24/7 Claims Assistance: Provides 24/7 claims assistance, ensuring Nissan Sentra owners can get support whenever they need it.
Cons
- Higher Premiums: Premiums may be higher compared to some competitors, which could be a consideration for Nissan Sentra owners seeking the most affordable option.
- Mixed Customer Service Reviews: While generally positive, some customers have reported mixed experiences with customer service, something Nissan Sentra drivers might consider.
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#4 – Progressive: Best for Snapshot Discounts
Pros
- Snapshot Discounts: Offers Snapshot discounts based on driving behavior, potentially lowering premiums for Nissan Sentra drivers with safe driving habits.
- Wide Range of Coverage Options: Progressive provides a wide range of coverage options, allowing Nissan Sentra owners to customize their policies. Learn more through our Progressive insurance review.
- Strong Online Presence: Progressive’s robust online platform makes managing policies and claims easier for Nissan Sentra owners who prefer digital interactions.
Cons
- Rates Can Increase: Rates may increase after the initial policy period, which Nissan Sentra owners should be aware of when budgeting.
- Customer Service Feedback: Some customers have reported mixed reviews regarding customer service responsiveness, a factor Nissan Sentra drivers may consider.
#5 – Farmers: Best for Comprehensive Options
Pros
- Personalized Service: Dedicated agents offer personalized service, beneficial for Nissan Sentra drivers seeking tailored insurance solutions.
- Strong Customer Support: Farmers is known for strong customer support, ensuring Nissan Sentra enthusiasts receive timely assistance.
- Claims Satisfaction: High claims satisfaction ratings indicate reliable claims processing for Nissan Sentra owners.
Cons
- Higher Premiums: Premiums may be higher compared to some competitors, which could be a consideration for Nissan Sentra owners seeking affordability.
- Limited Discounts: Farmers may offer fewer discounts compared to other insurers, potentially reducing savings opportunities for Nissan Sentra drivers. Read more through our Farmers insurance review.
#6 – American Family: Best for Customer Service
Pros
- Excellent Customer Service: American Family is known for its strong customer service, providing personalized assistance that Nissan Sentra owners appreciate.
- Discount Opportunities: Offers various discounts, including multi-policy and safe driver discounts, helping Nissan Sentra drivers save on premiums.
- Local Agents: With a network of local agents, American Family provides face-to-face support, which is beneficial for Nissan Sentra enthusiasts seeking personalized service. See more details in our guide titled, “American Family Insurance Review & Ratings.”
Cons
- Premiums May Be Higher: Some Nissan Sentra owners may find that premiums are slightly higher compared to other insurers offering similar coverage levels.
- Claims Processing Times: Occasionally, customers have reported longer-than-expected claims processing times, which Nissan Sentra drivers may find inconvenient.
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#7 – Travelers: Best for Multiple Discounts
Pros
- Multiple Discounts: Offers a wide range of discounts, including multi-policy and safe driver discounts, which can help Nissan Sentra owners save on insurance costs. Check out insurance savings in our complete Travelers insurance review & ratings.
- Flexible Coverage Options: Provides flexible coverage options that cater to the specific needs of Nissan Sentra owners, enhancing customization.
- Strong Online Tools: Offers robust online tools and resources for managing policies and claims, beneficial for Nissan Sentra enthusiasts who prefer digital interaction.
Cons
- Higher Premiums for Some: While competitive, premiums may be higher for certain Nissan Sentra owners compared to other insurers.
- Limited Availability of Agents: Availability of local agents may vary, potentially limiting face-to-face interaction for Nissan Sentra owners who prefer in-person assistance.
#8 – USAA: Best for Military Benefits
Pros
- Military Benefits: USAA offers exclusive benefits for military members and their families, including Nissan Sentra owners who are eligible for membership.
- Top-rated Customer Service: Known for top-rated customer service and member satisfaction, providing Nissan Sentra drivers with exceptional support. See more details in our guide titled, “USAA Insurance Review & Ratings.”
- Discounts and Savings: Offers various discounts, such as safe driver and multi-policy discounts, helping Nissan Sentra enthusiasts save on premiums.
Cons
- Limited to Military: USAA membership is restricted to military members and their families, excluding non-military Nissan Sentra owners from eligibility.
- Online-Only Service: USAA primarily operates online, which may not be ideal for Nissan Sentra drivers preferring face-to-face interactions with agents.
#9 – Allstate: Best for Safe Driver
Pros
- Safe Driver Discounts: Allstate offers significant discounts for safe driving habits, benefiting Nissan Sentra drivers who maintain a clean driving record.
- Innovative Coverage Options: Provides innovative coverage options that cater to the specific needs of Nissan Sentra owners, enhancing customization.
- Strong Financial Standing: Allstate’s strong financial standing ensures stability and reliability in claims processing for Nissan Sentra owners.
Cons
- Higher Premiums for Some: Premiums may be higher compared to some competitors, which Nissan Sentra owners should consider when budgeting. Learn more in our complete Allstate insurance review & ratings.
- Mixed Customer Service Reviews: Some Nissan Sentra drivers have reported mixed experiences with customer service, noting occasional issues with responsiveness.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: The Hartford offers exclusive benefits for AARP members, including Nissan Sentra owners who qualify for membership.
- Specialized Coverage Options: Provides specialized coverage options that cater to the unique needs of Nissan Sentra owners, enhancing protection.
- Strong Financial Ratings: The Hartford maintains strong financial ratings, ensuring stability and reliability in claims payment for Nissan Sentra drivers.
Cons
- Limited to AARP Members: Membership eligibility is limited to AARP members, excluding non-members from accessing certain benefits and discounts. Learn more through our The Hartford insurance review.
- Higher Premiums: Premiums may be higher compared to some competitors, which Nissan Sentra owners should weigh against available benefits and discounts.
Factors That Affect the Cost of Nissan Sentra Car Insurance
Several factors can influence the cost of insuring your Nissan Sentra, including its model and year, as insurance providers consider these details when assessing potential repair costs. Your driving record is also crucial; a history of accidents or traffic violations can lead to higher premiums.
Nissan Sentra Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $52 $126
American Family $46 $122
Farmers $45 $120
Liberty Mutual $42 $115
Nationwide $38 $105
Progressive $44 $118
State Farm $40 $110
The Hartford $55 $128
Travelers $47 $123
USAA $50 $125
Additionally, your location affects rates, with high-theft or accident-prone areas typically resulting in increased costs.
The coverage options you choose, such as full coverage car insurance, can also impact your premiums, as can your deductible, with higher deductibles generally lowering your rates.
Average Cost of Nissan Sentra Car Insurance
The average cost of car insurance for a Nissan Sentra varies depending on various factors and individual circumstances. On average, however, you can expect to pay around $38 to $55 per year for full coverage insurance for a Nissan Sentra. Keep in mind that this is just an estimate, and actual rates may vary based on factors such as location, driving record, and coverage options. Enter your ZIP code now.
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Understanding the Insurance Rates for Nissan Sentra
Insurance rates for the Nissan Sentra can vary from one insurance provider to another. Each company uses its own formula to calculate premiums based on factors such as the ones mentioned above.
Tips for Finding Affordable Car Insurance for Your Nissan Sentra
Here are some tips to help you find affordable car insurance for your Nissan Sentra. First, shop around: Don’t settle for the first insurance quote you receive. Take the time to compare car insurance quotes from multiple providers to ensure you’re getting the best deal.
Consider higher deductibles, as opting for a higher deductible can lower your premiums, but choose an amount you can afford to pay if needed. Take advantage of discounts for being a safe driver, having anti-theft devices installed, or bundling your car insurance with other policies like home insurance.
Lastly, maintain a good driving record by practicing safe driving habits and avoiding accidents and traffic violations to keep your insurance rates lower over time. Remember, the insurance company determining my premium will consider various factors, so it’s crucial to understand and optimize these aspects to get the most affordable rates.
Comparing Insurance Quotes for a Nissan Sentra
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Frequently Asked Questions
What factors affect the cost of Nissan Sentra car insurance?
The cost of Nissan Sentra car insurance can be influenced by various factors such as the driver’s age, location, driving record, coverage options, deductible amount, and the insurance provider’s rates.
Are there any discounts available for Nissan Sentra car insurance?
Yes, many insurance companies offer discounts for Nissan Sentra car insurance. These discounts can be based on factors such as the driver’s good driving record, safety features in the vehicle, bundling policies, and more.
It is advisable to inquire with different insurance providers to explore potential discounts. Enter your ZIP code now.
Is it more expensive to insure a new Nissan Sentra compared to an older model?
How do Nationwide, State Farm, and Liberty Mutual compare in terms of affordability for Nissan Sentra car insurance?
Nationwide, State Farm, and Liberty Mutual stand out for their competitive pricing starting at $38-$42 per month, offering Nissan Sentra owners affordability with comprehensive coverage options.
What are the key benefits of choosing Progressive for Nissan Sentra owners seeking discounts?
Progressive is recommended for Nissan Sentra owners due to its Snapshot discounts, which reward safe driving habits with potential premium savings. Enter your ZIP code now.
How does Farmers stand out with its comprehensive options for insuring a Nissan Sentra?
What customer service advantages does American Family offer Nissan Sentra drivers?
American Family excels in customer service, offering personalized assistance and support that Nissan Sentra drivers appreciate when managing their insurance needs.
What factors contribute to Travelers being recommended for Nissan Sentra insurance, according to the article?
Travelers is recommended for Nissan Sentra insurance due to its multiple discounts and flexible coverage options that cater to various driver profiles and needs. Enter your ZIP code now.
Why might USAA be a preferred choice for military members insuring a Nissan Sentra?
What specialized benefits does The Hartford provide for AARP members seeking Nissan Sentra insurance?
The Hartford provides specialized benefits for AARP members, including Nissan Sentra owners, with options designed to meet their specific needs and preferences.
Compare The Best Insurance Quotes In The Country
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
