Cheap Volkswagen Jetta Car Insurance in 2024 (Earn Savings With These 10 Companies)
Progressive, State Farm, and Travelers offer the best rates for cheap Volkswagen Jetta car insurance, starting at $57 a month. Learn why these companies shine with cheap policies for your Volkswagen Jetta, offering extensive coverage and excellent customer service at competitive rates for Volkswagen Jetta owners.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Aug 19, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Volkswagen Jetta
A.M. Best Rating
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13,128 reviews
17,759 reviewsCompany Facts
Min. Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
1,731 reviewsCompany Facts
Min. Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
The best options for cheap Volkswagen Cabrio car insurance are Progressive, State Farm, and Travelers, which are recognized for their budget-friendly rates and extensive coverage.
Buying car insurance is an essential part of owning a vehicle, and understanding the factors that impact the cost of insurance is crucial.
If you’re considering purchasing a Volkswagen Jetta, it’s important to research and understand how much car insurance for this particular model will cost you.
Our Top 10 Company Picks: Cheap Volkswagen Jetta Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $57 A++ Usage-Based Programs Progressive
#2 $60 B Young Drivers State Farm
#3 $62 A Bundling Policies Travelers
#4 $64 A++ Safe Drivers American Family
#5 $66 A++ Customer Service Farmers
#6 $68 A+ Affordable Rates Geico
#7 $71 A+ New-Car Owners Allstate
#8 $73 A+ Multi-Policy Discounts Nationwide
#9 $75 A Accident Forgiveness Liberty Mutual
#10 $78 A+ High-Risk Drivers The General
In this article, we will explore the various factors that affect the cost of Volkswagen Jetta car insurance, as well as provide you with tips on how to find affordable coverage. See details on our article titled “Cheapest Car Insurance Companies.” Enter your ZIP code now.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers some of the lowest premiums, starting at $57 per month for Volkswagen Jetta owners, making it a top choice for affordable insurance. Their A++ rating from A.M. Best reflects their financial strength.
- Flexible Policies: Volkswagen Jetta drivers can benefit from customizable policies tailored to their needs, thanks to Progressive’s usage-based programs. Read up on the “Progressive Insurance Review & Ratings” for more information.
- Discount Opportunities: Enthusiasts can enjoy various discounts, such as those for safe driving and bundling multiple policies, helping to further reduce costs.
Cons
- Higher Deductibles: Some Volkswagen Jetta drivers may face higher deductibles, which could increase out-of-pocket costs in the event of a claim, especially with their competitive monthly rates.
- Limited Local Agents: Progressive may not have as many local agents, which could be a drawback for Volkswagen Jetta enthusiasts who prefer face-to-face interactions, despite their strong financial ratings.
#2 – State Farm: Best for Young Drivers
Pros
- Best for Young Drivers: State Farm offers favorable rates starting at $60 per month for young Volkswagen Jetta drivers, making it an excellent option for younger car enthusiasts. Their B rating from A.M. Best reflects a solid but less impressive financial standing.
- Extensive Discount Options: Volkswagen Jetta owners can take advantage of numerous discounts, including those for good grades or safe driving, which are particularly beneficial for younger drivers.
- Strong Local Presence: State Farm has a large network of local agents, providing Volkswagen Jetta enthusiasts with personalized service and support. Learn more about our offerings in the article titled “State Farm Insurance Review & Ratings.”
Cons
- Higher Premiums for Some Models: Depending on the specific Volkswagen Jetta model, premiums might be higher compared to other providers, which could be a concern despite their relatively affordable rates.
- Limited Customization: Some Volkswagen Jetta owners may find that State Farm’s policy options are less flexible compared to competitors, potentially impacting coverage choices.
#3 – Travelers: Best for Bundling Policies
Pros
- Bundling Discounts: Travelers offers significant savings for Volkswagen Jetta enthusiasts who bundle their car insurance with other policies, with monthly rates starting at $62. Their A rating from A.M. Best indicates strong financial stability.
- Comprehensive Coverage Options: Volkswagen Jetta drivers can access a wide range of coverage options tailored to their needs, making it easier to find the right policy.
- Strong Financial Stability: Known for its financial strength, Travelers provides reliable coverage for Volkswagen Jetta owners, ensuring peace of mind. Delve into our evaluation of our article titled “Travelers Insurance Review & Ratings.”
Cons
- Higher Base Rates: Initial premiums for Volkswagen Jetta owners may be higher at $62 per month, though discounts can help mitigate this.
- Customer Service Variability: Service quality can vary by location, potentially affecting Volkswagen Jetta enthusiasts depending on their region.
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#4 – American Family: Best for Safe Drivers
Pros
- Safe Driver Discounts: Volkswagen Jetta owners can benefit from discounts for maintaining a clean driving record, with rates starting at $64 per month. American Family’s A++ rating reflects its strong financial standing.
- Customizable Coverage: American Family offers a range of customizable options suitable for Volkswagen Jetta drivers, allowing them to tailor their policies. Access comprehensive insights into our article titled “American Family Insurance Review & Ratings.”
- Strong Customer Service: The insurer is praised for its customer support, which benefits Volkswagen Jetta enthusiasts with personalized assistance.
Cons
- Limited Discounts for High-Risk Drivers: High-risk Volkswagen Jetta drivers might not find as many discounts available, which could affect affordability.
- Potentially Higher Premiums: Some Volkswagen Jetta models might face higher premiums compared to other insurers, despite the competitive monthly rates.
#5 – Farmers: Best for Customer Service
Pros
- Excellent Customer Service: Farmers is known for its superior customer service, which Volkswagen Jetta owners appreciate, with rates starting at $66 per month and an A++ rating for financial strength.
- Flexible Coverage Options: Offers a variety of coverage options to suit the needs of Volkswagen Jetta drivers, allowing for tailored insurance solutions. Discover insights in our article titled “Farmers Insurance Review & Ratings.”
- Strong Local Presence: With numerous local agents, Volkswagen Jetta enthusiasts can get personalized assistance, enhancing their insurance experience.
Cons
- Higher Premiums for Some Drivers: Certain Volkswagen Jetta drivers may find their premiums to be higher compared to other providers, which could impact affordability despite strong customer service.
- Limited Online Tools: Online management options may be less advanced, which could be a drawback for Volkswagen Jetta enthusiasts who prefer digital tools.
#6 – Geico: Best for affordable Rates
Pros
- Affordable Rates: Geico offers competitive rates, starting at $68 per month for Volkswagen Jetta owners, making it a cost-effective choice. Their A+ rating from A.M. Best reflects strong financial reliability.
- Easy Online Access: Volkswagen Jetta drivers can easily manage their policies online with Geico, providing convenience and accessibility, as highlighted in the Geico Car Insurance Discounts.
- Good Customer Support: The insurer provides solid customer service, benefiting Volkswagen Jetta enthusiasts who require assistance.
Cons
- Potentially Less Personalized Service: Geico’s emphasis on online service might not appeal to Volkswagen Jetta drivers who prefer personalized interactions, which could impact overall satisfaction.
- Higher Rates for Older Vehicles: Older Volkswagen Jetta models might face higher premiums, which could be a disadvantage for those with older cars.
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#7 – Allstate: Best for New Car Owners
Pros
- New Car Discounts: Allstate offers favorable rates starting at $71 per month for new Volkswagen Jetta owners, making it an excellent choice for those with recent purchases. Their A+ rating indicates strong financial stability.
- Strong Local Agent Network: Volkswagen Jetta drivers benefit from Allstate’s extensive local agent network, providing personalized support and service.
- Comprehensive Coverage Options: The insurer provides a wide array of coverage options suitable for Volkswagen Jetta enthusiasts, allowing for tailored policies. Discover information in our article titled “Allstate Insurance Review & Ratings.”
Cons
- Higher Premiums for Some Drivers: Certain Volkswagen Jetta drivers might find premiums to be higher at $71 per month, which could be a drawback despite the strong coverage options.
- Complex Policy Options: The range of options might be overwhelming for some Volkswagen Jetta owners, potentially complicating the insurance process.
#8 – Nationwide: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Volkswagen Jetta owners can save significantly by bundling car insurance with other policies through Nationwide, with rates starting at $73 per month. Their A+ rating reflects a strong financial position. Additionally, multi-policy discounts can further reduce the overall cost, making insurance more affordable for Volkswagen Jetta enthusiasts.
- Solid Coverage Options: Offers extensive coverage choices for Volkswagen Jetta drivers, ensuring comprehensive protection. Nationwide’s customizable policies allow for tailored insurance solutions that meet specific needs, whether for standard or high-value Jetta models.
- Strong Financial Ratings: Nationwide is known for its financial stability, providing peace of mind for Volkswagen Jetta enthusiasts. Their A+ rating from A.M. Best assures reliability and financial strength, which is crucial for long-term coverage. More information is available about this provider in our article titled “Nationwide Insurance Review & Ratings.”
Cons
- Higher Premiums in Certain Areas: Premiums may be higher in some regions, affecting Volkswagen Jetta drivers, despite Nationwide’s strong overall rates. Regional variations can lead to less predictable costs for Jetta owners, particularly in higher-risk areas.
- Limited Local Agent Presence: Fewer local agents could be a drawback for some Volkswagen Jetta enthusiasts who prefer personalized service. Limited local support might affect the level of face-to-face assistance available to Jetta drivers.
#9 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Liberty Mutual offers accident forgiveness, which can be beneficial for Volkswagen Jetta owners with a clean record, with rates starting at $75 per month. This feature helps prevent premium increases after a first accident, making it a good choice for cautious Jetta drivers.
- Customizable Policies: Provides a range of policy options suitable for Volkswagen Jetta drivers, allowing for tailored coverage. Customizable features include add-ons and adjustments that meet specific needs, enhancing protection for different Jetta models. To discover more about the company, check out our article titled “Liberty Mutual Review & Ratings.”
- Strong Customer Service: Known for good customer service, benefiting Volkswagen Jetta enthusiasts who need support and assistance. Liberty Mutual’s customer service includes personalized support and dedicated agents, improving the overall insurance experience.
Cons
- Higher Initial Rates: Volkswagen Jetta drivers may experience higher initial rates at $75 per month, which could be a disadvantage despite the accident forgiveness feature. Higher starting premiums might be a concern for budget-conscious Jetta owners.
- Limited Online Tools: The online management tools might not be as advanced for Volkswagen Jetta enthusiasts, potentially affecting convenience. Limited digital features could make policy management less user-friendly for tech-savvy Jetta drivers.
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#10 – The General: Best for High-Risk Drivers
Pros
- High-Risk Coverage: The General provides insurance options for high-risk Volkswagen Jetta drivers, starting at $78 per month, making it a suitable choice for those with challenging driving histories. Their coverage is designed to be accessible for Jetta owners who may struggle with other insurers.
- Flexible Payment Plans: Offers flexible payment options, which can be useful for Volkswagen Jetta owners managing their budget. This flexibility helps Jetta drivers accommodate varying financial situations and avoid large upfront payments.
- Accessible Customer Service: Known for accessible customer support, benefiting Volkswagen Jetta drivers who need assistance. The General’s customer service is available to help with any issues or questions Jetta owners may have. , as noted in our The General insurance review & ratings.
Cons
- Limited Coverage Options: The General might not offer as many coverage options as other insurers, which could limit choices for Volkswagen Jetta owners looking for specific protections. This could be a drawback for those needing more comprehensive or specialized coverage.
- Potential for Rate Increases: High-risk drivers might face rate increases over time, which could affect Volkswagen Jetta owners. Although initial rates are competitive, long-term costs could rise depending on claims history and driving behavior.
Factors That Affect the Cost of Volkswagen Jetta Car Insurance
The cost of car insurance for a Volkswagen Jetta can vary depending on several factors. One of the most significant factors that insurance providers consider is the driver’s personal profile, including age, gender, and driving record.
Younger drivers or those with a history of accidents or traffic violations may face higher premiums compared to older, experienced drivers with a clean record.
Volkswagen Jetta Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $71 $122
American Family $64 $115
Farmers $66 $118
Geico $68 $120
Liberty Mutual $75 $125
Nationwide $73 $123
Progressive $57 $110
State Farm $60 $113
The General $78 $130
Travelers $62 $112
In addition to the driver’s profile, insurance companies also consider the type of coverage and deductible you choose, the model and year of your Volkswagen Jetta, the location of your residence, and the level of risk associated with driving in that area.
Furthermore, the credit score of the insured individual may also be taken into account, as research suggests that individuals with lower credit scores are more likely to file insurance claims.
Tips to Lower Your Volkswagen Jetta Car Insurance Premiums
While car insurance costs may appear daunting, there are several ways to lower your premiums. Firstly, consider increasing your deductibles, as higher deductibles typically result in lower monthly premiums.
However, keep in mind that you’ll need to pay more out of pocket in case of an accident. Secondly, if you have a good driving record, consider taking a defensive driving course, as this can help to improve your driving skills and make you eligible for additional discounts from insurance providers.
Installing safety features such as anti-lock brakes, traction control, and airbags can also help reduce premiums because they minimize the risk of injuries or accidents. Moreover, keeping your Volkswagen Jetta in a secure location, such as a garage, can deter theft and lower insurance costs.
Additionally, bundling your car insurance with other types of insurance, such as homeowners or renters insurance, may qualify you for a multi-policy discount. Enter your ZIP code now to begin.
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The Role of Age and Gender In Determining the Cost of Insuring a Volkswagen Jetta
Age and gender are two demographic factors that significantly influence car insurance premiums. Younger drivers, especially teenagers, typically face higher insurance rates due to their lack of experience and a statistically higher likelihood of accidents.
Additionally, male drivers tend to have higher insurance rates than their female counterparts, as younger males tend to engage in riskier driving behavior. See more details on our article titled “Best Safe Driver Car Insurance Discounts.”
Understanding the Different Types of Car Insurance Available for a Volkswagen Jetta
When insuring your Volkswagen Jetta, it’s important to understand the different types of car insurance coverage available. Common types of insurance coverage include liability insurance, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP).
Liability insurance covers the damages and injuries you may cause to others in an accident. Collision coverage protects your vehicle against damages resulting from collisions, while comprehensive coverage provides coverage for non-collision damage such as theft, vandalism, or weather events.
Uninsured/underinsured motorist coverage protects you in case you’re involved in an accident with a driver who lacks sufficient insurance coverage, and PIP provides coverage for medical expenses related to car accidents. Enter your ZIP code now to begin.
The Impact of Safety Features on the Cost of Insuring a Volkswagen Jetta
The safety features installed in your Volkswagen Jetta can play a significant role in determining your insurance rates. Insurance providers consider features like anti-lock brakes, airbags, traction control, lane departure warning, blind-spot monitoring, and advanced driver assistance systems (ADAS) when assessing the risk associated with a specific vehicle.
Cars equipped with these safety features are generally considered to have a lower risk of accidents and injuries, resulting in potentially lower insurance premiums. Discover insights in our article titled “Collision vs. Comprehensive Car Insurance.”
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Frequently Asked Questions
What factors affect the cost of Volkswagen Jetta car insurance?
The cost of Volkswagen Jetta car insurance can be influenced by various factors such as the driver’s age, driving history, location, coverage options, deductible amount, and the model year of the vehicle.
Is car insurance for a Volkswagen Jetta more expensive compared to other cars?
The cost of car insurance for a Volkswagen Jetta can vary depending on the specific model, but it is generally considered to be an affordable car to insure compared to many other vehicles in its class. Enter your ZIP code now.
Are there any discounts available for Volkswagen Jetta car insurance?
Yes, insurance companies often offer discounts for Volkswagen Jetta car insurance. These discounts can include safe driver discounts, multi-policy discounts, anti-theft device discounts, and discounts for certain safety features on the vehicle. Delve into our evaluation of our article titled “What is the difference between a deductible and a premium in car insurance?”
Does the cost of Volkswagen Jetta car insurance differ by location?
Yes, the cost of Volkswagen Jetta car insurance can vary based on your location. Factors such as the crime rate, population density, and local regulations can impact insurance rates in different areas.
What are the recommended coverage options for Volkswagen Jetta car insurance?
It is generally recommended to have liability coverage, which is required by law in most states, as well as comprehensive and collision coverage to protect against damage to your own vehicle. Additional coverage options such as uninsured/underinsured motorist coverage and medical payments coverage may also be beneficial. Enter your ZIP code now.
What are the differences in insurance rates between various Volkswagen Jetta models?
Insurance rates for different Volkswagen Jetta models vary based on factors such as the car’s age, trim level, engine size, and safety features. Newer models with advanced safety features often qualify for lower rates. Discover insights in our article titled “What age do you get cheap car insurance?”
How does the location of residence affect Volkswagen Jetta car insurance rates?
Your residence location affects insurance rates due to local traffic patterns, crime rates, and accident likelihood. Urban areas or high-crime regions typically have higher premiums than rural or suburban areas.
Why is it important to choose the right coverage for a Volkswagen Jetta?
Choosing the right coverage ensures adequate protection and financial security against accidents, theft, or natural disasters. Balancing affordability and comprehensive coverage is essential for peace of mind. Enter your ZIP code now.
How can regular maintenance of a Volkswagen Jetta affect car insurance costs?
Regular maintenance keeps your Volkswagen Jetta in safe, roadworthy condition, potentially lowering insurance premiums. Insurance providers favor well-maintained vehicles as they reduce the risk of accidents and claims. To learn more, explore our comprehensive resource on “Best Car Insurance for Liability Insurance.”
What are some common misconceptions about insuring a Volkswagen Jetta?
A common misconception is that car color affects insurance rates, but it does not. Another myth is that minimum liability coverage is sufficient for all drivers, which may not provide adequate protection.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
