Cheap Volkswagen New Beetle Car Insurance in 2024 (Save Money With These 10 Companies)
Mercury, Farmers, and USAA are the top choices for cheap Volkswagen New Beetle car insurance, with rates starting at $42 per month. These providers are recognized for their budget-friendly prices and thorough coverage, making them ideal for Volkswagen New Beetle owners looking for economical insurance solutions.
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Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Sep 18, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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6,435 reviewsThe top choices for cheap Volkswagen New Beetle car insurance are Mercury, Farmers, and USAA, with monthly rates starting as low as $42.
Mercury is praised for its overall value, Farmers excels in policy flexibility, and USAA stands out for its extensive coverage options. To find the best insurance for your Volkswagen New Beetle, it’s crucial to compare quotes from these leading providers and consider factors like coverage limits, deductibles, and available discounts.
Our Top 10 Company Picks: Cheap Volkswagen New Beetle Car Insurance
| Company | Rank | Monthly Rates | Multi-Policy Discount | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $42 | 25% | Low Rates | Mercury |
 | #2 | $51 | 12% | Policy Flexibility | Farmers |
 | #3 | $53 | 17% | Full Coverage | USAA |
 | #4 | $55 | 10% | Military Members | State Farm |
 | #5 | $56 | 17% | Reliable Service | Geico |
 | #6 | $72 | 23% | Customized Options | Auto-Owners |
 | #7 | $82 | 20% | Local Providers | Nationwide |
 | #8 | $83 | 20% | Safe Drivers | Travelers |
 | #9 | $84 | 8% | Regional Focus | Allstate |
 | #10 | $86 | 13% | Online Tools | Progressive |
By evaluating multiple options and understanding the specifics of each policy, you can ensure you’re getting the most cost-effective and comprehensive coverage to fit your needs. Taking these steps will help you secure a great deal and protect your vehicle without overspending. Explore further in our article titled “Insurance Quotes Online.” Find cheap car insurance quotes by entering your ZIP code above.
- Mercury, Farmers, and USAA from $42/month
- Mercury offers the best value for Volkswagen New Beetle insurance
- Compare quotes for the best coverage at low rates
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#1 – Mercury Insurance: Top Overall Pick
Pros
Pros- Low Monthly Rates: At $42 per month, Mercury Insurance offers some of the most affordable rates for Volkswagen New Beetle insurance. This makes it an attractive option for budget-conscious drivers.
- High Multi-Policy Discount: Volkswagen New Beetle owners can enjoy a 25% discount when bundling policies. This substantial discount can lead to significant overall savings. Uncover additional insights in our article called “Mercury Insurance Review & Ratings.”
- Coverage Options: Offers a wide range of coverage options, including specialized coverage for unique situations. This flexibility allows Volkswagen New Beetle drivers to tailor their policies to their specific needs.
Cons
- Limited Availability: Mercury Insurance is not available in all states, which can be a significant drawback for Volkswagen New Beetle enthusiasts who live outside the coverage area.
- Technology: Lacks advanced online tools and mobile app features compared to competitors. This can be inconvenient for Volkswagen New Beetle policyholders who prefer managing their policies digitally.
#2 – Farmers: Best for Policy Flexibility
Pros
Pros- Policy Flexibility: Offers a variety of customizable policies to fit individual needs. Volkswagen New Beetle owners can find coverage that suits their specific circumstances.
- Discounts: Provides a 12% multi-policy discount, leading to considerable savings for Volkswagen New Beetle drivers who bundle multiple insurance products.
- Claims Process: Streamlined and efficient claims process with 24/7 support, making it easier for Volkswagen New Beetle owners to file and track claims. For further details, consult our article named “Farmers Insurance Review & Ratings.”
Cons
- Higher Rates: Monthly rates are higher at $51 compared to some competitors, which might be a barrier for Volkswagen New Beetle owners who are cost-sensitive.
- Website Navigation: The website can be difficult to navigate for policy management, leading to frustration for Volkswagen New Beetle policyholders trying to access their policy information online.
#3 – USAA: Best for Full Coverage
Pros
Pros- Full Coverage: Comprehensive coverage options tailored for military members and their families, ensuring extensive protection for Volkswagen New Beetle owners.
- Customer Satisfaction: High customer satisfaction ratings, with USAA consistently receiving positive feedback for its service quality from Volkswagen New Beetle policyholders.
- Discounts: Offers a 17% multi-policy discount, providing substantial savings for Volkswagen New Beetle drivers with multiple insurance products. Explore further with our article entitled “USAA Insurance Review & Ratings.”
Cons
- Eligibility: Only available to military members, veterans, and their families, limiting accessibility for the general public, including many Volkswagen New Beetle enthusiasts.
- Limited Local Offices: Few physical branch locations for in-person service, which might be inconvenient for Volkswagen New Beetle owners who prefer face-to-face interactions.
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#4 – State Farm: Best for Military Members
Pros
Pros- Military Members: Excellent rates and benefits for military personnel, making State Farm a top choice for Volkswagen New Beetle owners who are in the military.
- Local Agents: Strong network of local agents for personalized service, offering in-depth knowledge and local expertise to Volkswagen New Beetle policyholders.
- Discounts: Offers various discounts, including a 10% multi-policy discount, helping Volkswagen New Beetle drivers save on their insurance costs. Learn more about our “State Farm Insurance Review & Ratings” for a broader perspective.
Cons
- Higher Monthly Rates: Monthly rates are $55, which is higher than some competitors, potentially a disadvantage for Volkswagen New Beetle enthusiasts looking for the cheapest option.
- Policy Restrictions: Some coverage options have restrictions based on location, which might limit the flexibility of coverage for some Volkswagen New Beetle policyholders.
#5 – Geico: Best for Reliable Service
Pros
Pros- Reliable Service: Known for consistent and reliable customer service, Geico has a strong reputation for addressing the needs of Volkswagen New Beetle policyholders effectively.
- Discounts: Provides a 17% multi-policy discount, leading to significant savings for Volkswagen New Beetle drivers who bundle their policies. Gain deeper insights by exploring our “Geico vs. State Farm Car Insurance.”
- Technology: User-friendly website and mobile app for policy management, making it easy for Volkswagen New Beetle owners to handle their insurance needs online.
Cons
- Claims Satisfaction: Mixed reviews on the claims handling process, with some Volkswagen New Beetle policyholders reporting dissatisfaction with the speed and outcome of claims.
- Agent Availability: Limited availability of local agents for in-person assistance, which might be a drawback for Volkswagen New Beetle owners who prefer face-to-face service.
#6 – Auto-Owners: Best for Customized Options
Pros
Pros- Customized Options: Offers highly customizable insurance policies, allowing Volkswagen New Beetle owners to tailor coverage to their specific needs.
- Multi-Policy Discount: Attractive 23% discount for bundling policies, leading to substantial savings for Volkswagen New Beetle drivers with multiple insurance products.
- Claims Service: Known for excellent claims service with quick resolution, providing high satisfaction for Volkswagen New Beetle policyholders. Expand your understanding with our “Auto-Owners Insurance Review & Ratings.”
Cons
- Higher Rates: Monthly rates are $72, which is higher than many competitors, potentially concerning for price-sensitive Volkswagen New Beetle owners.
- Online Tools: Less robust online tools and mobile app compared to other providers, which might be inconvenient for Volkswagen New Beetle policyholders who prefer digital interactions.
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#7 – Nationwide: Best for Local Providers
Pros
Pros- Local Providers: Extensive network of local agents for personalized service, ensuring Volkswagen New Beetle owners receive knowledgeable and tailored support.
- Discounts: Offers a 20% multi-policy discount, helping Volkswagen New Beetle drivers reduce overall insurance costs significantly.
- Customer Service: Good reputation for customer service and support, with positive experiences reported by Volkswagen New Beetle policyholders.
Cons
- High Rates: Higher monthly rates at $82, which might make Nationwide less attractive to budget-conscious Volkswagen New Beetle owners. Discover a wealth of knowledge in our “Nationwide Insurance Review & Ratings.”
- Online Experience: Online account management could be improved for a better user experience, as some Volkswagen New Beetle policyholders find the website difficult to navigate.
#8 – Travelers: Best for Safe Drivers
Pros
Pros- Safe Drivers: Offers excellent rates and discounts for safe drivers, encouraging and rewarding safe driving behavior among Volkswagen New Beetle owners.
- Discounts: Provides a 20% multi-policy discount, leading to significant savings for Volkswagen New Beetle drivers who bundle their policies.
- Claims Handling: Efficient claims process with good customer feedback, making Travelers a reliable choice for Volkswagen New Beetle policyholders.
Cons
- Higher Rates: Monthly rates are $83, which is on the higher side, potentially deterring cost-sensitive Volkswagen New Beetle owners. Uncover additional insights in our article called “Travelers Insurance Review & Ratings.”
- Local Agents: Limited availability of local agents in some regions, which could be a disadvantage for Volkswagen New Beetle policyholders who prefer in-person service.
#9 – Allstate: Best for Regional Focus
Pros
Pros- Regional Focus: Strong regional presence with local agents, ensuring Volkswagen New Beetle owners receive personalized and knowledgeable service.
- Discounts: Provides various discounts, including an 8% multi-policy discount, helping Volkswagen New Beetle drivers save on their insurance costs.
- Coverage Options: Offers a broad range of coverage options, allowing Volkswagen New Beetle owners to choose policies that best suit their needs. Get a better grasp by reading our article titled “Allstate Insurance Review & Ratings.“
Cons
- High Rates: Monthly rates are $84, which is higher than many competitors, potentially a drawback for Volkswagen New Beetle enthusiasts seeking more affordable options.
- Technology: Mobile app and online tools are not as advanced as some other providers, which might be inconvenient for tech-savvy Volkswagen New Beetle policyholders.
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#10 – Progressive: Best for Online Tools
Pros
Pros- Online Tools: Excellent online tools and mobile app for policy management, making it easy for Volkswagen New Beetle owners to handle their insurance needs digitally.
- Discounts: Offers a 13% multi-policy discount, resulting in notable savings for Volkswagen New Beetle drivers who bundle their policies. Discover more by delving into our article entitled “Progressive Insurance Review & Ratings.”
- Coverage Options: Wide range of coverage options tailored to different needs, allowing Volkswagen New Beetle enthusiasts to find suitable policies.
Cons
- Higher Rates: Monthly rates are $86, which is the highest among the listed providers, potentially deterring budget-conscious Volkswagen New Beetle owners.
- Claims Handling: Mixed reviews on the efficiency of the claims process, with some Volkswagen New Beetle policyholders reporting dissatisfaction with the claims handling experience.
Factors That Influence the Cost of Volkswagen New Beetle Car Insurance
The monthly rates for insuring a Volkswagen Beetle vary considerably, typically ranging from $51 to $120. Factors that influence these rates include the vehicle’s safety features, repair costs, and historical claims data. Vehicles with enhanced safety features or lower repair costs often have more affordable insurance premiums.
Additionally, a vehicle’s past claims history can impact the overall insurance cost. So, if you’re asking, are VW Beetles expensive to insure or how much is insurance for a Volkswagen Beetle, these factors will play a key role. To give you a clearer picture, here are the monthly insurance rates for a Volkswagen Beetle by coverage level and provider.
Volkswagen New Beetle Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $84 $119
Auto-Owners $72 $103
Farmers $51 $91
Geico $56 $100
Mercury $42 $79
Nationwide $82 $104
Progressive $86 $120
State Farm $55 $98
Travelers $83 $115
USAA $53 $94
For minimum coverage, costs range from $42 with Mercury to $86 with Progressive. For full coverage car insurance, rates go from $79 with Mercury to $120 with Progressive. Other insurers offer varying rates: Geico charges $56 for minimum coverage and $100 for full coverage, while Farmers charges $51 and $91, respectively.
This breakdown helps you understand the Volkswagen Beetle insurance cost and find the best option based on your needs, whether you’re looking for VW Beetle insurance or VW Beetle car insurance. Uncover additional insights in our article called “Full Coverage Car Insurance.” Find cheap car insurance quotes by entering your ZIP code below.
The Impact of Your Driving Record on Volkswagen New Beetle Insurance Costs
Your driving record significantly impacts the cost of insuring your Volkswagen New Beetle. Insurance providers use your driving history, including accidents and traffic violations, to assess your risk. Drivers with clean records generally face lower premiums, while those with a history of incidents often face higher rates.
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If your record isn’t perfect, options are available. Some insurers offer accident forgiveness or rewards for safe driving, which can help lower premiums over time. Although at-fault accidents have a greater impact on rates compared to minor violations, improving your driving behavior and leveraging these programs can help reduce your insurance costs.
Additionally, regularly reviewing your insurance policy and comparing quotes from various providers is crucial. Car insurance premiums can differ significantly depending on your driving history and other factors.
By staying informed and exploring different options, you may find more competitive rates that better fit your needs, potentially saving you money in the long run. Discover a wealth of knowledge in our “If my car insurance lapse and i have an accident and then am reinstated, can i file a claim?“
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The Importance of Comprehensive Coverage for a Volkswagen New Beetle
When insuring your Volkswagen New Beetle, comprehensive coverage is a vital component to consider. This type of coverage protects your vehicle against risks such as theft, vandalism, natural disasters, and other non-collision incidents.
Volkswagen New Beetles, being unique and recognizable vehicles, might attract attention from thieves or vandals. Comprehensive coverage ensures that you have financial protection if your Volkswagen New Beetle is stolen or damaged due to criminal acts.
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Furthermore, comprehensive coverage provides peace of mind when it comes to unpredictable events. Whether it’s a severe weather event like a hailstorm or damage caused by falling objects, comprehensive coverage ensures your Volkswagen New Beetle is protected from non-collision risks.
While comprehensive coverage may increase the overall cost of your Volkswagen New Beetle car insurance, it can potentially save you from significant financial burdens in the event of unforeseen circumstances. Find out more by reading our article titled “Roadside Assistance Coverage.“
Comparing Car Insurance Quotes for Your Volkswagen New Beetle
One of the most effective ways to find the best car insurance rates for your Volkswagen New Beetle is by comparing quotes from different insurance providers. This allows you to evaluate the coverage options and pricing offered by various companies. When comparing quotes, be sure to consider not only the cost but also the specific coverage limits and deductibles associated with each policy.
Don’t solely focus on the lowest price, as the level of coverage may differ significantly. It’s essential to choose an insurance policy that provides adequate protection for your Volkswagen New Beetle while also being affordable.
You can obtain quotes either by reaching out to insurance agents directly or by utilizing online tools. By dedicating time to compare quotes, you can make a well-informed decision regarding your Volkswagen New Beetle car insurance. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Tips for Finding Affordable Car Insurance for Your Volkswagen New Beetle
Finding affordable car insurance for your Volkswagen New Beetle is essential to ensure you’re protected without breaking the bank. The Volkswagen New Beetle is a stylish and unique vehicle, but insurance costs can vary significantly based on various factors. To secure the best possible coverage at a price that fits your budget, it’s important to be strategic in your approach.
By exploring different strategies and taking proactive steps, you can find a policy that provides the protection you need while keeping your premiums manageable. Here are some effective tips to help you navigate the insurance landscape and get the most value for your money:
- Compare Quotes: Obtain quotes from multiple insurance providers to gauge the market. Utilize online comparison tools or contact insurance agents directly.
- Bundle Policies: If you have other insurance policies, such as homeowners or renters insurance, consider bundling them with your car insurance to potentially receive discounts.
- Maintain a Good Driving Record: Safe driving habits, avoiding accidents, and staying clear of traffic violations can help keep your insurance premiums lower.
- Increase Deductibles: If you’re willing to assume more risk, raising your deductibles can reduce your premiums.
- Take Advantage of Discounts: Ask about discounts for factors such as good grades (for student drivers), completion of safe driving courses, or installation of anti-theft devices in your Volkswagen New Beetle.
By applying these strategies, you can enhance your chances of finding affordable car insurance while ensuring you maintain adequate coverage for your Volkswagen New Beetle. Gain deeper understanding through our article entitled “Best Online Payment Car Insurance Discounts.“
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Summary: Affordable Volkswagen New Beetle Car Insurance
Searching for Affordable Volkswagen Beetle Car Insurance? Leading providers like Mercury, Farmers, and USAA offer competitive rates starting from as low as $42 per month. These insurers are well-regarded for their economical options and comprehensive coverage, making them perfect for those looking to manage their VW Beetle insurance cost effectively.
To find the best rates, compare quotes by examining coverage limits, deductibles, and available discounts, including the pay-in-full car insurance discount. Explore different options to secure the most cost-effective and comprehensive Volkswagen Beetle car insurance. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Frequently Asked Questions
Are there any specific discounts for cheap Volkswagen New Beetle car insurance?
Yes, there are often specific discounts available for cheap Volkswagen New Beetle car insurance. These may include discounts for safe driving, anti-theft features, bundling policies, or being a good student. Inquiring about these discounts can help reduce your insurance costs. Dive into the details with our article entitled “Will having an expired drivers license affect your car insurance?“
What factors affect the cost of cheap Volkswagen New Beetle car insurance?
The cost of cheap Volkswagen New Beetle car insurance can be influenced by factors such as your age, driving record, location, and the coverage options you select. Lower premiums can often be achieved by having a clean driving record, opting for higher deductibles, and taking advantage of discounts. By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Is cheap Volkswagen New Beetle car insurance harder to find than for other models?
Finding cheap Volkswagen New Beetle car insurance is possible, but it may require some effort. The cost can vary based on factors like the model year, safety features, and repair costs. Comparing quotes from multiple insurers and looking for discounts can help you find affordable options.
How can I find the best cheap Volkswagen New Beetle car insurance?
To find the best cheap Volkswagen New Beetle car insurance, compare quotes from various insurance providers. Look for policies that offer the coverage you need at the lowest price. Utilize online comparison tools and consider discounts to secure the best rates. Explore further in our article titled “USAA Car Insurance for Divorced Spouses.“
What should I consider to get cheap Volkswagen New Beetle car insurance?
To get cheap Volkswagen New Beetle car insurance, consider factors like maintaining a clean driving record, choosing higher deductibles, and applying for available discounts. Additionally, compare quotes from multiple insurers to ensure you are getting the most competitive rates.
How do I compare cheap Volkswagen New Beetle car insurance quotes effectively?
Effectively comparing cheap Volkswagen New Beetle car insurance quotes involves using online comparison tools, contacting insurance agents, and requesting detailed quotes from multiple providers. Focus on coverage options, premiums, and discounts to find the best deal.
Does having a Volkswagen New Beetle impact the cost of cheap car insurance?
Yes, owning a Volkswagen New Beetle can impact the cost of cheap car insurance. Factors like the vehicle’s repair costs, safety features, and theft rates influence premiums. To find affordable insurance, compare quotes and look for discounts that apply to your vehicle. For additional insights, refer to our “How can I get car insurance in Pennsylvania with out of state tags?”
How do modifications affect the cost of cheap Volkswagen New Beetle car insurance?
Modifications to your Volkswagen New Beetle can impact the cost of cheap car insurance. Customizations might increase premiums if they enhance performance or alter the vehicle significantly. Informing your insurer about modifications can help adjust your policy and potentially reduce costs.
Can I find cheap Volkswagen New Beetle car insurance if I have a poor driving record?
Finding cheap Volkswagen New Beetle car insurance with a poor driving record may be challenging, but it is still possible. Some insurers offer programs or discounts for drivers working to improve their record. Shopping around and comparing quotes from different providers can help find more affordable options.
How Volkswagen New Beetle Safety Features Lower Car Insurance Costs
Safety features on your Volkswagen New Beetle, such as anti-theft devices and advanced driver assistance systems, can help lower your insurance premiums. Insurers often provide discounts for vehicles equipped with these features, making it easier to find cheap car insurance. Find cheap car insurance quotes by entering your ZIP code below.
What types of coverage are included in cheap Volkswagen New Beetle car insurance?
Cheap Volkswagen New Beetle car insurance typically includes essential coverage options such as liability, collision, and comprehensive coverage. Ensure you get adequate coverage while seeking lower premiums by comparing quotes and evaluating policy details. Explore further details in our “How do I appeal an car insurance claim with Mercury Insurance?“
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
