Cheap Land Rover Range Rover Sport Car Insurance in 2024 (Save With These 10 Companies)
Get cheap Land Rover Range Rover Sport car insurance with State Farm, Progressive, and Nationwide, offering rates as low as $61/month. These companies excel with affordable premiums, extensive discounts, and reliable customer service, making them the top choices for insuring your Range Rover Sport.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Aug 19, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Land Rover Range Rover
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Land Rover Range Rover
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Land Rover Range Rover
A.M. Best Rating
Complaint Level
Pros & Cons
The top picks for cheap Land Rover Range Rover Sport car insurance are State Farm, Progressive, and Nationwide, offering rates as low as $61/month. Insuring a luxury vehicle like the Range Rover Sport can be costly, but these providers excel with affordable premiums, extensive discounts, and reliable customer service.
This article explores factors influencing insurance costs, including location, driving record, and vehicle model. Learn how to compare quotes, the importance of comprehensive coverage, and common misconceptions. With the right information, securing affordable insurance for your Range Rover Sport is within reach. Explore further in our article titled “Cheapest Car Insurance Companies.”
Our Top 10 Company Picks: Cheap Land Rover Range Rover Sport Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $61 B Many Discounts State Farm
#2 $65 A+ Online Convenience Progressive
#3 $68 A+ Usage Discount Nationwide
#4 $71 A++ Military Savings USAA
#5 $73 A Local Agents AAA
#6 $77 A Student Savings American Family
#7 $81 A Local Agents Farmers
#8 $84 A++ Cheap Rates Geico
#9 $90 A++ Accident Forgiveness Travelers
#10 $94 A Customizable Polices Liberty Mutual
Find the best comprehensive car insurance quotes by entering your ZIP code into our free comparison tool today.
- Tips for securing cheap Land Rover Range Rover Sport car insurance
- Key factors influencing insurance rates for Range Rover Sport
- State Farm offers rates from $61/month for Range Rover Sport insurance
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#1 – State Farm: Best for Many Discounts
Pros
- Wide Range of Discounts: State Farm offers a variety of discounts, including for good driving, multiple policies, and vehicle safety features.
- Excellent Customer Service: Known for high customer satisfaction and reliable support.
- Local Agents: Access to a network of local agents who provide personalized service. Check out our State Farm insurance review & ratings for more details.
- Mobile App: User-friendly app for managing policies, filing claims, and accessing ID cards.
Cons
- Limited A.M. Best Rating: Rated B, which is average compared to competitors with higher ratings.
- Higher Rates for Some Drivers: Premiums can be higher for drivers with less-than-perfect records.
- Limited Availability: Some discounts and services may not be available in all states.
#2 – Progressive: Best for Online Convenience
Pros
- User-Friendly Website: Easy-to-navigate website with comprehensive online tools for quotes and policy management.
- Snapshot Program: Usage-based insurance program that rewards safe driving.
- Competitive Rates: Often provides lower rates compared to other major insurers.
- 24/7 Customer Service: Offers round-the-clock customer support. Explore our Progressive insurance review & ratings for more insights.
Cons
- Rate Increases: Some customers report significant rate increases upon policy renewal.
- Mediocre Claims Service: Mixed reviews regarding the efficiency of their claims process.
- Discounts Vary by State: Availability and amount of discounts can vary depending on the state.
#3 – Nationwide: Best for Usage Discount
Pros
- SmartRide Program: Offers discounts based on safe driving habits. Please review our Nationwide insurance review & ratings for additional information.
- Strong Financial Rating: A+ rating with A.M. Best, indicating strong financial stability.
- Vanishing Deductible: Option to lower your deductible over time with safe driving.
- On Your Side Review: Personalized insurance review to ensure optimal coverage.
Cons
- Higher Rates: Premiums may be higher for drivers without a perfect driving record.
- Limited Local Agents: Fewer local agents compared to other insurers like State Farm or Farmers.
- Discount Limitations: Some discounts are only available in certain states or under specific conditions.
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#4 – USAA: Best for Military Savings
Pros
- Military-Focused Benefits: Exclusive discounts and benefits for military members and their families.
- A++ Rating: Top-tier financial strength rating from A.M. Best. Explore our USAA insurance review & ratings for additional insights.
- High Customer Satisfaction: Frequently receives high marks for customer service and claims handling.
- Comprehensive Coverage Options: Wide range of coverage options tailored to military lifestyles.
Cons
- Eligibility Restrictions: Only available to military members, veterans, and their families.
- Limited Physical Locations: Fewer branch offices compared to other major insurers.
- Online Service Limitations: Some customers may prefer more in-person interaction for complex issues.
#5 – AAA: Best for Local Agents
Pros
- Personalized Service: Access to local agents who provide customized support and advice.
- Membership Benefits: Additional benefits for AAA members, including travel discounts and roadside assistance.
- Strong Financial Rating: A rating with A.M. Best, indicating solid financial stability.
- Variety of Insurance Products: Offers a wide range of insurance products beyond auto insurance.
Cons
- AAA Membership Required: Must be a AAA member to access insurance products, which may involve additional fees.
- Higher Premiums: Some customers report higher premiums compared to other insurers.
- Limited Online Tools: Online account management and quote tools may not be as robust as competitors like Progressive.
#6 – American Family: Best for Student Savings
Pros
- Good Student Discount: Offers discounts for students with good grades.
- Solid Financial Rating: A rating from A.M. Best, indicating financial stability.
- Teen Safe Driver Program: Program aimed at promoting safe driving habits among teens.
- Local Agents: Access to local agents who provide personalized service. For further information, read our American Family insurance review & ratings.
Cons
- Regional Coverage: Not available in all states, limiting access for some potential customers.
- Higher Rates for Some Demographics: Premiums can be higher for non-student or older drivers.
- Mixed Reviews: Some customers report dissatisfaction with the claims process and customer service.
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#7 – Farmers: Best for Local Agents
Pros
- Personalized Service: Strong network of local agents providing tailored advice and support.
- Wide Range of Discounts: Offers multiple discounts, including multi-policy and safe driver discounts.
- Strong Financial Stability: A rating from A.M. Best. For more information, please refer to our Farmers car insurance review & ratings.
- Comprehensive Coverage Options: Broad selection of coverage options to meet various needs.
Cons
- Higher Rates: Generally higher premiums compared to some other insurers.
- Mixed Customer Service Reviews: Some customers report less satisfactory customer service experiences.
- Limited Online Tools: Online resources and account management tools may not be as advanced as competitors.
#8 – Geico: Best for Cheap Rates
Pros
- Competitive Pricing: Known for some of the lowest rates in the industry.
- Strong Financial Rating: A++ rating from A.M. Best, indicating top-tier financial stability.
- User-Friendly Website: Comprehensive online tools for quotes, claims, and policy management.
- 24/7 Customer Service: Round-the-clock customer support available. To find out more, please refer to our Geico car insurance discounts.
Cons
- Fewer Local Agents: Relies more on online and phone support, with fewer local agents.
- Mixed Reviews on Claims: Some customers report issues with the claims process.
- Discount Availability: Discounts can vary significantly by state.
#9 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness Program: Helps avoid rate increases after the first accident.
- A++ Financial Rating: Indicates excellent financial strength and stability. To gather additional information, please read our Travelers insurance review & ratings.
- Comprehensive Coverage Options: Offers a wide range of coverage options.
- Robust Online Tools: Provides extensive online resources for managing policies and claims.
Cons
- Higher Premiums: Rates can be higher for drivers with less-than-perfect records.
- Limited Local Agents: Fewer local agents compared to other insurers.
- Mixed Customer Service Reviews: Some customers report varying experiences with customer service.
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#10 – Liberty Mutual: Best for Customizable Policies
Pros
- Tailored Coverage: Ability to customize policies to meet individual needs. Please read our Liberty Mutual review & ratings for more information.
- Strong Financial Rating: A rating from A.M. Best, indicating solid financial stability.
- Wide Range of Discounts: Offers various discounts, including for safe drivers and multi-policy holders.
- Comprehensive Online Tools: User-friendly website and mobile app for managing policies and claims.
Cons
- Higher Rates: Often has higher premiums compared to competitors.
- Mixed Claims Satisfaction: Customer reviews on the claims process are mixed.
- Limited Local Presence: Fewer local agents, relying more on online and phone support.
Discover the current monthly insurance rates for the Land Rover Range Rover across various coverage levels and top providers. Whether you’re looking for minimum coverage to meet legal requirements or full coverage for comprehensive protection, understanding these rates can help you make informed decisions about your insurance needs.
Land Rover Range Rover Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $73 $162
American Family $77 $166
Farmers $81 $171
Geico $84 $177
Liberty Mutual $94 $182
Nationwide $68 $157
Progressive $65 $152
State Farm $61 $143
Travelers $90 $179
USAA $71 $160
Factors That Impact the Cost of Land Rover Range Rover Sport Car Insurance
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Types of Coverage Available for Land Rover Range Rover Sport Car Insurance
When purchasing car insurance for your Land Rover Range Rover Sport, understanding the various coverage options is crucial. Each type of coverage offers different levels of protection, ensuring you’re adequately covered in different scenarios on the road.
- Liability Coverage: This is the most basic form of car insurance and covers damages or injuries caused to others in an accident where you are at fault.
- Collision Coverage: This covers damages to your vehicle in the event of a collision, regardless of who is at fault.
- Comprehensive Coverage: This provides coverage for damages to your vehicle from sources other than accidents, such as theft, vandalism, or natural disasters.
- Personal Injury Protection (PIP): This coverage pays for medical expenses and lost wages for you and your passengers in case of an accident.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you in case you are involved in an accident with a driver who has no insurance or insufficient coverage.
Comparing Insurance Quotes for Land Rover Range Rover Sport Car Insurance
When comparing insurance quotes for your Land Rover Range Rover Sport, it is essential to carefully review the coverage and policy terms offered by each insurance provider. While it is tempting to choose the cheapest option, make sure that the coverage meets your needs and that the insurance company has a good reputation for customer service and claim settlement.
Expand your understanding with our article called “Compare Car Insurance Quotes.”
What to Expect When Insuring a Land Rover Range Rover Sport
Insuring a Land Rover Range Rover Sport may be more expensive compared to insuring other vehicles due to its luxury status and higher repair costs. It is important to provide accurate information to the insurance company during the application process to ensure that your premium is calculated correctly.
You can expect the insurance company to evaluate your driving record, credit history, and other relevant factors when determining your premium. Additionally, you may need to provide proof of ownership and vehicle information to the insurance company. Explore further in our article titled “Best Car Insurance.”
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Common Misconceptions About Land Rover Range Rover Sport Car Insurance Rates
Your driving record has a direct impact on the cost of car insurance for your Land Rover Range Rover Sport. Insurance providers consider factors such as accidents, moving violations, and speeding tickets when determining your insurance premium.
State Farm stands out as the best choice for affordable and reliable car insurance, offering extensive discounts and excellent customer service
Drivers with a clean record typically receive lower insurance rates compared to those with a history of accidents or violations. It is important to practice safe driving habits to maintain a good driving record and keep your insurance costs down.
Gain deeper understanding through our article entitled “How much is car insurance?“
Your location plays a significant role in determining the cost of car insurance for your Land Rover Range Rover Sport. Insurance providers consider the level of car theft, accident rates, and population density in your area.
If you live in an area with a high crime rate or heavy traffic congestion, your insurance premium may be higher. Similarly, if you live in a rural area with minimal risk factors, you may enjoy lower insurance rates. Explore further with our article entitled “Best Car Insurance in Your State.”
When insuring your Land Rover Range Rover Sport, exploring discounts and savings opportunities can significantly reduce your insurance costs. Insurance providers offer various discounts that reward safe driving habits, multiple policy bundling, vehicle safety enhancements, academic achievements, and proactive driver education:
- Safe Driver Discounts: If you have a clean driving record without any accidents or violations, you may be eligible for a safe driver discount.
- Multi-Policy Discounts: If you have multiple insurance policies with the same provider, such as home and auto insurance, you may qualify for a discount.
- Vehicle Safety Discounts: Installing safety features such as anti-lock brakes, airbags, or a car alarm system can lower your insurance premium.
- Good Student Discounts: Many insurance companies offer discounts for students who maintain good grades.
- Defensive Driving Course Discounts: Completing a defensive driving course can demonstrate your commitment to safe driving and result in lower insurance rates.
The age and model of your Land Rover Range Rover Sport can impact the cost of insurance. Newer vehicles generally have higher insurance premiums due to their higher value and repair costs.
Luxury vehicles like the Range Rover Sport may also have higher insurance rates compared to standard vehicles due to their higher repair costs and expensive parts. Additionally, the availability and cost of replacement parts for older models can contribute to higher insurance premiums. For further details, consult our article named “Best Safe Driver Car Insurance Discounts.”
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Tips for Finding Affordable Car Insurance for Land Rover Range Rover Sport
Insurance Options for Leasing or Financing a Land Rover Range Rover Sport
If you are leasing or financing a Land Rover Range Rover Sport, you will likely be required to have comprehensive and collision coverage by the financing or leasing company. This is to protect the value of the vehicle in case of an accident or other damages. It is important to carefully review the insurance requirements specified in your leasing or financing agreement to ensure that you meet the necessary coverage levels.
Discover more by delving into our article entitled “Collision vs. Comprehensive Car Insurance.”
The Importance of Comprehensive Coverage for Land Rover Range Rover Sport
Comprehensive coverage is highly recommended for a Land Rover Range Rover Sport due to its higher value and luxury status. Comprehensive coverage protects against theft, vandalism, damage from natural disasters, falling objects, and other non-collision related incidents.
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Considering the high repair costs and potential for expensive damages, having comprehensive coverage can provide peace of mind and financial protection. In conclusion, the cost of car insurance for a Land Rover Range Rover Sport can vary depending on several factors.
Factors such as your age, location, driving record, insurance coverage, and vehicle value all play a role in determining the premium. Understanding the insurance rates, coverage options, and available discounts can help you find the most affordable and suitable car insurance for your Range Rover Sport.
Remember to compare quotes from multiple insurance providers, consider your coverage needs, and practice safe driving to keep your insurance costs manageable. Car insurance is an essential investment to protect your vehicle, finances, and overall peace of mind. Uncover additional insights in our article called “Best Car Insurance for Full Coverage.”
When pricing car insurance for your Land Rover Range Rover Sport, several critical factors can impact both coverage and cost. Understanding these considerations ensures you make informed decisions that align with your needs and budget.
- Coverage Options: Explore different coverage options and choose the ones that provide adequate protection for your needs. Comprehensive coverage, which includes coverage for damages to your vehicle from sources other than accidents, may be important for expensive luxury vehicles.
- Deductibles: Consider the deductible amount that you are comfortable paying in case of an accident. Higher deductibles often result in lower premiums, but it is important to ensure that you can afford to pay the deductible if needed.
- Insurance Providers: Shop around and compare quotes from multiple insurance providers. Different companies may offer different rates for the same coverage.
- Discounts and Savings: Inquire about any available discounts that you may qualify for, such as safe driver discounts, multi-policy discounts, or discounts for installing anti-theft devices.
- Financial Stability of the Insurance Company: Ensure that you choose an insurance company with a strong financial rating to ensure they can cover claims in case of an accident.
Frequently Asked Questions
What factors affect the cost of Land Rover Range Rover Sport car insurance?
The cost of Land Rover Range Rover Sport car insurance can be influenced by various factors such as the driver’s age, location, driving record, coverage options, deductible amount, and the insurance provider’s pricing strategy.
Dive deeper into our “Cheap Land Rover Discovery Series II Car Insurance” for a comprehensive understanding.
Are Land Rover Range Rover Sport cars expensive to insure?
Land Rover Range Rover Sport cars are generally more expensive to insure compared to other vehicles. This is because they are high-end luxury vehicles with expensive parts and repairs, which can increase the cost of insurance.
Is it possible to find affordable insurance for a Land Rover Range Rover Sport?
Yes, it is possible to find affordable insurance for a Land Rover Range Rover Sport. By comparing quotes from different insurance providers, considering higher deductibles, maintaining a clean driving record, and exploring available discounts, you can potentially lower the insurance cost.
Comparing quotes is the easiest way to find affordable car insurance. Simply enter your ZIP code into our free comparison tool to see rates in your area.
What is the cheapest Range Rover to insure?
The cheapest Range Rover model to insure typically varies based on factors like the model year, location, and driver’s history, but generally, older and less powerful models tend to have lower insurance premiums.
Is insurance high on a Range Rover?
Yes, insurance rates for Range Rovers can be high due to their luxury status, expensive repairs, and higher risk profile compared to standard vehicles.
Uncover more about our “Cheap Land Rover Discovery Car Insurance” by reading further.
Can you insure a Range Rover Sport?
Yes, you can insure a Range Rover Sport like any other vehicle. It’s important to shop around for insurance quotes to find the best coverage and rates.
What insurance group is a Range Rover Sport?
Insurance groups for vehicles vary by insurer and location, but the Range Rover Sport typically falls into higher insurance groups due to its luxury status and higher repair costs.
Explore your car insurance options by entering your ZIP code and finding which companies have the lowest rates.
Is Land Rover Range Rover a luxury car?
Yes, the Land Rover Range Rover is considered a luxury SUV known for its upscale features, comfort, and off-road capabilities.
Why are Land Rovers so expensive?
Land Rovers are expensive due to their advanced technology, luxury features, high-quality materials, and robust off-road capabilities, which contribute to higher manufacturing and maintenance costs.
Expand your understanding with our “Cheap Land Rover Defender 110 Car Insurance.”
What is the lifespan of a Range Rover Sport?
With proper maintenance, a Range Rover Sport can last well over 150,000 miles, though longevity can vary based on maintenance, driving conditions, and usage.
What is the cheapest Land Rover to insure?
The cheapest Land Rover model to insure can vary, but typically older and less powerful models like the Discovery Sport or Evoque might have lower insurance premiums.
Which is more expensive BMW or Land Rover?
It depends on the specific models compared, but generally, Land Rovers tend to have higher starting prices and maintenance costs compared to BMWs.
Why do rich people drive Land Rover?
Rich people often choose Land Rovers for their luxury, status symbol, off-road capabilities, and versatility in various terrains.
Gain deeper insights by exploring our “Cheap Land Rover Defender 90 Car Insurance.”
Do Land Rovers last long?
Land Rovers can last a long time with proper maintenance. They are designed to be durable and capable of handling rough terrain, which contributes to their longevity.
What is the advantage of Land Rover?
Land Rovers are known for their off-road capabilities, luxury interiors, advanced technology, and spaciousness, making them versatile vehicles for various lifestyles.
Why are Range Rovers uninsurable?
Range Rovers are not uninsurable; however, insurance rates may be higher due to their luxury status, expensive repairs, and higher risk profile compared to standard vehicles.
What type of car insurance is the cheapest?
Typically, liability-only insurance is the cheapest type of car insurance, as it only covers damages to others’ vehicles and property in accidents where you are at fault.
Learn more about our “Cheap Land Rover Freelander Car Insurance” for a broader perspective.
What type of vehicle has the cheapest insurance?
Generally, smaller and less expensive vehicles like sedans and compact cars tend to have cheaper insurance premiums compared to luxury SUVs and sports cars.
Which is the cheapest variant of Range Rover?
The Evoque is often considered the cheapest variant of the Range Rover lineup, offering a more affordable entry point into the luxury SUV category.
What is the cheapest Range Rover you can buy?
The Range Rover Evoque is usually the least expensive model in the Range Rover lineup, known for its compact size and luxury features.
What is the cheapest Land Rover to buy?
The Land Rover Discovery Sport is typically one of the more affordable Land Rover models, offering a blend of luxury and practicality at a lower price point.
Elevate your knowledge with our “Cheap Land Rover Range Rover Evoque Car Insurance.”
How safe is a Range Rover Sport?
The Range Rover Sport generally receives good safety ratings due to its robust construction, advanced safety features, and driver assistance technologies.
Are Range Rovers expensive to maintain?
Yes, Range Rovers are generally expensive to maintain due to their luxury status, advanced technology, and higher costs of parts and specialized service.
Why are Range Rover oil changes so expensive?
Range Rover oil changes can be costly due to their complex engines, requiring specific synthetic oils and the expertise of mechanics trained in servicing luxury vehicles.
Find out more by reading our “Cheap Ford Expedition Car Insurance.”
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.