We reviewed these top 56 Medicare Advantage Plans available in Saratoga County, New York. Here's what we found:

Key Facts:

  1. The average premium is $40 per month.
  2. The average out-of-pocket limit is $6,700 per year.
  3. The average drug plan deductible (for plans that include Part D) is $140 per year.
  4. Medicare rated 80% of all plans available in Saratoga County 4 stars or higher.
  5. There are 4 plan types to choose from: PPO, HMO, MSA, PFFS
Plan Name Type Premium MOOP Rx Deduct. Rating
Aetna Medicare Credit Plan (PPO) (2023)Local PPO$7,550$250
5
Aetna Medicare Eagle Plan (PPO) (2023)Local PPO *$7,550$-
5
Aetna Medicare Elite Plan (PPO) (2023)Local PPO$7,550$100
5
Aetna Medicare Premier Plan (PPO) (2023)Local PPO$7,550$200
5
Aetna Medicare Value Plan (HMO) (2023)Local HMO$7,550$250
5
BlueShield Forever Blue 770 (PPO) (2023)Local PPO$6,700$0
5
BlueShield Freedom Nation (PPO) (2023)Local PPO$7,550$375
5
BlueShield Freedom No Rx (HMO) (2023)Local HMO *$6,700$-
3
BlueShield Freedom Plus (HMO) (2023)Local HMO$6,700$275
3
BlueShield Freedom Premier (HMO) (2023)Local HMO$6,700$100
3
BlueShield Freedom Value (HMO) (2023)Local HMO$7,550$295
3
BlueShield Senior Blue 652 (HMO) (2023)Local HMO$6,700$0
3
CDPHP $0 Medicare Rx (HMO) (2023)Local HMO$7,500$300
5
CDPHP Basic RX (HMO) (2023)Local HMO$6,700$0
5
CDPHP Choice (HMO) (2023)Local HMO *$5,000$-
5
CDPHP Choice Rx (HMO) (2023)Local HMO$5,000$0
5
CDPHP Flex (PPO) (2023)Local PPO *$5,500$-
5
CDPHP Flex Rx (PPO) (2023)Local PPO$5,500$0
5
CDPHP Value Rx (HMO) (2023)Local HMO$5,800$0
5
CDPHP Vital Rx (PPO) (2023)Local PPO$7,500$350
5
EmblemHealth VIP Go (HMO-POS) (2023)Local HMO$7,550$250
2
EmblemHealth VIP Part B Saver (HMO) (2023)Local HMO$7,550$445
2
EmblemHealth VIP Rx Saver (HMO) (2023)Local HMO$7,550$395
2
Empire MediBlue Access (PPO) (2023)Local PPO$6,200$310
Insufficient data to rate this plan.
Empire MediBlue Core (HMO) (2023)Local HMO *$7,550$-
4
Empire MediBlue Plus (HMO) (2023)Local HMO$5,000$325
4
Fidelis Medicare $0 Premium (HMO) (2023)Local HMO$7,550$0
New plan - not yet rated.
Fidelis Medicare Advantage Flex (HMO-POS) (2023)Local HMO$7,550$445
New plan - not yet rated.
Humana Gold Plus H3533-006 (HMO) (2023)Local HMO$7,200$300
4
Humana Gold Plus H3533-013 (HMO) (2023)Local HMO$6,700$275
4
Humana Honor (PPO) (2023)Local PPO *$4,500$-
4
HumanaChoice H5970-015 (PPO) (2023)Local PPO$6,500$250
4
HumanaChoice H5970-018 (PPO) (2023)Local PPO$7,550$310
4
HumanaChoice H5970-019 (PPO) (2023)Local PPO$5,500$0
4
MVP Medicare Patriot Plan with Part D (PPO) (2023)Local PPO$7,550$250
4
MVP Medicare Preferred Gold with Part D (HMO-POS) (2023)Local HMO$5,800$0
4
MVP Medicare Preferred Gold without Part D (HMO-POS) (2023)Local HMO *$7,550$-
4
MVP Medicare Secure Plus with Part D (HMO-POS) (2023)Local HMO$7,550$0
4
MVP Medicare Secure with Part D (HMO-POS) (2023)Local HMO$7,550$150
4
MVP Medicare WellSelect Plus with Part D (PPO) (2023)Local PPO$6,500$0
4
MVP Medicare WellSelect with Part D (PPO) (2023)Local PPO$7,550$325
4
MVP SmartFund (MSA) (2023)MSA *$-$-
4
UnitedHealthcare Medicare Advantage Choice Plan 1 (Region (2023)Regional PPO$6,700$300
5
UnitedHealthcare Medicare Advantage Choice Plan 3 (Region (2023)Regional PPO$6,700$275
5
UnitedHealthcare Medicare Advantage Choice Plan 4 (Region (2023)Regional PPO$6,700$150
5
UnitedHealthcare Medicare Advantage Patriot (Regional PPO (2023)Regional PPO *$6,700$-
5
WellCare Absolute (PPO) (2023)Local PPO$7,550$150
5
WellCare Patriot (HMO) (2023)Local HMO *$6,700$-
5
WellCare Summit (PPO) (2023)Local PPO$6,700$445
5
WellCare Today's Options Advantage Plus 150A (PPO) (2023)Local PPO$3,400$0
5
WellCare Today's Options Advantage Plus 550B (PPO) (2023)Local PPO$6,700$0
5
WellCare Today's Options Premier 200 (PFFS) (2023)PFFS *$-$-
5
WellCare Today's Options Premier 300 (PFFS) (2023)PFFS *$-$-
5
WellCare Today's Options Premier Plus 250A (PFFS) (2023)PFFS$-$0
5
WellCare Today's Options Premier Plus 650B (PFFS) (2023)PFFS$-$0
5
WellCare Value (HMO) (2023)Local HMO$6,700$0
5

Medicare Plans by County