2

2 out of 5 stars* for plan year 2024

Plan ID: H3330-039

What You Need to Know:

  • EmblemHealth VIP Rx Saver (HMO) is a Medicare Advantage Health Maintenance Organization Local HMO plan.
  • It must provide all of the same hospital and medical benefits as Medicare Part A and Part B, however, costs may be different.
  • It has additional benefits not included in Medicare Part A and Part B, including prescription drug coverage.
  • The plan's monthly premium is $49, which does not include your monthly Medicare Part B premium.
  • The annual deductible for this health plan is $395 (Tier 1, 2 and 3 excluded from the Deductible.).
  • The plan includes an out-of-pocket maximum of $7,550 per year (in-network).
  • EmblemHealth VIP Rx Saver (HMO) includes a Part D prescription drug plan for prescription medication coverage. The annual deductible is $395 (Tier 1, 2 and 3 excluded from the Deductible.).
  • This plan's Part D Initial Coverage Limit is $0.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$49

Monthly Premium

Medicare Plan Features
Monthly Premium: $49.00
Part C Premium: $0
Monthly Premium: Part C Premium: Part D Drug Premium: Part D Supplemental Premium: Total Part D Premium: Drug Deductible: Tiers with No Deductible:
$49.00 $0 $0 $0 $0 $395.0 1.0
Gap Coverage: No
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Health Plan Type: Local HMO
Similar Plan: H3330-040
Special Needs Type: NULL
Chronic Condition: NULL
Additional Gap Coverage: No additional gap coverage, only the Donut Hole Discount
Maximum Out-of-Pocket Limit for Parts A & B (Moop): $7,550
Annual Deductible: $395 (Tier 1, 2 and 3 excluded from the Deductible.)
Annual Initial Coverage Limit ICL: $4,080
Number of Members enrolled in this plan in Saratoga, New York: Plans Summary Star Rating: Customer Service Rating: Drug Cost Rating:
28 members 3 out of 5 Stars. 2 out of 5 Stars. 3 out of 5 Stars.
Plan Offers Mail Order: Yes
Plan Health Benefits
Total # of Formulary Drugs: 3,480 drugs
Number of Members Enrolled in this Plan in Saratoga, New York: NULL
Number of Drugs Per Tier: NULL
Preferred Pharmacy Cost Sharing During Initial Coverage Phase: NULL
Special Needs Plan SNP Eligibility Requirement: NULL
Monthly Premium Split as Follows:
Part C Premium Part D Base Premium Part D Supplemental Premium Total Premium
$0.00 $0.00 $0.00 $0.00
Monthly Premium with Extra Help Low Income Subsidy:
LIS100 Subsidy Total Monthly Premium with LIS Parts CD LIS25 Subsidy Monthly PartD Premium with LIS LIS25 Subsidy Total Monthly Premium with LIS Parts CD LIS50 Monthly PartD Premium with LIS LIS50 Subsidy Total Monthly Premium with LIS Parts CD LIS75 Monthly PartD Premium with LIS LIS75 Subsidy Total Monthly Premium with LIS Parts CD
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Formulary Drug Details:
Tier 1 # of Drugs per Tier Tier 1 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 2 # of Drugs per Tier Tier 2 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 3 # of Drugs per Tier Tier 3 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 4 # of Drugs per Tier Tier 4 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 5 # of Drugs per Tier Tier 6 Preferred Pharmacy Cost Sharing (initial coverage phase)
320 $2.00 1799 $15.00 287 $42.00 400 $95.00 674 25%

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4
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BlueShield Freedom Nation (PPO) (2023)Local PPO$7,550$375
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Humana Gold Plus H3533-013 (HMO) (2023)Local HMO$6,700$275
4
BlueShield Freedom Plus (HMO) (2023)Local HMO$6,700$275
3
BlueShield Freedom Value (HMO) (2023)Local HMO$7,550$295
3
Aetna Medicare Elite Plan (PPO) (2023)Local PPO$7,550$100
5
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5
BlueShield Freedom Premier (HMO) (2023)Local HMO$6,700$100
3
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4
BlueShield Freedom No Rx (HMO) (2023)Local HMO *$6,700$-
3
HumanaChoice H5970-019 (PPO) (2023)Local PPO$5,500$0
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WellCare Value (HMO) (2023)Local HMO$6,700$0
5
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5
CDPHP Choice (HMO) (2023)Local HMO *$5,000$-
5
CDPHP Choice Rx (HMO) (2023)Local HMO$5,000$0
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New plan - not yet rated.
CDPHP Value Rx (HMO) (2023)Local HMO$5,800$0
5
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Fidelis Medicare $0 Premium (HMO) (2023)Local HMO$7,550$0
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MVP SmartFund (MSA) (2023)MSA *$-$-
4
CDPHP Flex Rx (PPO) (2023)Local PPO$5,500$0
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4
CDPHP Basic RX (HMO) (2023)Local HMO$6,700$0
5
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5
EmblemHealth VIP Part B Saver (HMO) (2023)Local HMO$7,550$445
2
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5
CDPHP Flex (PPO) (2023)Local PPO *$5,500$-
5
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5
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2
MVP Medicare Secure with Part D (HMO-POS) (2023)Local HMO$7,550$150
4
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4
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5
MVP Medicare Preferred Gold without Part D (HMO-POS) (2023)Local HMO *$7,550$-
4
Aetna Medicare Value Plan (HMO) (2023)Local HMO$7,550$250
5
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5
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3
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5
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5
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4
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Insufficient data to rate this plan.
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5
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5
Medicare Advantage Plans by EmblemHealth Medicare HMO
EmblemHealth VIP Part B Saver (HMO) (2023)Local HMO$7,550$445
2
EmblemHealth VIP Go (HMO-POS) (2023)Local HMO$7,550$250
2

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