Erie Insurance Review & Ratings (2024)

In-depth Erie Insurance Review & Ratings: Unbiased Insights and Expert Analysis for Informed Decision-Making. Explore our comprehensive review of Erie Insurance, where we provide unbiased insights, expert analysis, and valuable information about their insurance products, coverage options, claims handling, customer experiences, and more. Delve into the intricate details of Erie Insurance to make well-informed decisions about your insurance needs.

UPDATED: Sep 23, 2024Fact Checked

Daniel Walker

Licensed Insurance Agent

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Sep 23, 2024

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Sep 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 23, 2024Fact Checked
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Erie Insurance

Average Monthly Rate For Good Drivers

$58

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Offers a range of insurance products, including auto, homeowners, and business insurance.
  • Emphasizes exemplary customer service and fair pricing.
  • Multiple discounts available, such as for multiple policies, safe driving, and anti-theft devices.
  • Streamlined and efficient claims process with positive customer feedback.
  • Robust mobile app and online account management for policyholders.
  • Available in 11 states: Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin.

Cons

  • Limited availability, currently serving only 11 states.
  • Specific details about coverage options and pricing are not provided in the article.
  • No specific information about online quotes or the ease of obtaining them.

Erie Insurance was founded in Erie, Pennsylvania in 1925. The company started out as an automobile insurance provider and branched out over the years to include other insurance products, thus allowing them to better serve their customers. Erie Insurance trains all of their employees to emphasize the companies plan to be Above All in Service. This means that they offer exemplary customer service, as well as fair pricing to ensure that their customers receive the best policies at the best prices.

In this comprehensive review of Erie Insurance, the company’s history and evolution since its founding in 1925 as an automobile insurance provider in Erie, Pennsylvania, are explored. With an emphasis on exemplary customer service and fair pricing, Erie Insurance has expanded its offerings to include a diverse range of insurance products, serving 11 states.

The article highlights the company’s commitment to digital advancements, with a robust mobile app and online account management capabilities. It delves into the streamlined claims process, positive customer feedback, and the efficiency of Erie Insurance’s average claim processing time.

While specific pricing details are not provided, the review underscores the importance of personalized quotes and details various discounts available. The article also introduces Erie Insurance’s main competitors in the insurance landscape, providing readers with a comprehensive understanding of the industry’s key players and their distinct offerings.

Overall, the review equips readers with valuable insights to make informed decisions about their insurance needs.

What You Should Know About Erie Insurance Group

Erie Insurance, founded in 1925, traces its origins to Erie, Pennsylvania, where it started as an automobile insurance provider. Over the decades, the company has expanded its offerings beyond auto insurance to include a diverse range of insurance products.

Erie Insurance has maintained a commitment to providing exceptional service, emphasizing the mantra “Above All in Service.” This dedication extends not only to delivering exemplary customer service but also ensuring fair pricing to offer customers the best policies at competitive rates.

The company’s evolution reflects a strategic approach to better serve its clientele, making it a notable player in the insurance industry. As of the latest information available, Erie Insurance operates in 11 states, namely Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin, providing insurance solutions to a wide geographic area.

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Erie Insurance Group Insurance Coverage Options

Erie Insurance trains all of their employees to emphasize the companies plan to be Above All in Service. This means that they offer exemplary customer service, as well as fair pricing to ensure that their customers receive the best policies at the best prices.

To find the best insurance rates tailored to your requirements, take action now by entering your zip code. Our user-friendly tool allows you to compare rates from the top insurance providers in your area, ensuring you secure optimal coverage at competitive prices.

Don’t miss out on finding the ideal insurance solution that provides reliable protection, exceptional service, and affordability. Enter your zip code now and make the first step towards securing the insurance coverage you deserve.

Erie Insurance Group Insurance Rates Breakdown

Navigating the insurance landscape involves a crucial consideration of costs. In the case of Erie Insurance, understanding the pricing structure is key to making informed decisions.

While specific details about costs may not be explicitly outlined in this article, we’ll explore factors influencing Erie Insurance’s pricing strategies, such as the range of insurance products offered, available discounts, and the company’s commitment to fair pricing.

Cost Factors and Considerations

Erie Insurance provides a diverse array of insurance products, including auto, homeowners, and business insurance. The costs associated with these policies can vary based on factors such as coverage limits, deductibles, and individual circumstances.

The article emphasizes the availability of discounts, including those for multiple policies, safe driving records, and anti-theft devices. However, the exact cost details and pricing comparisons with other providers are not explicitly presented here.

While the article does not provide specific pricing information, it underscores Erie Insurance’s commitment to fair pricing and highlights the importance of obtaining personalized quotes to assess costs based on individual needs.

For accurate and up-to-date pricing details, interested individuals are encouraged to visit the Erie Insurance website, contact an agent, or use the online quote tool to tailor insurance coverage to their specific requirements.

Making informed decisions about insurance costs requires a comprehensive understanding of individual needs and the available policy options, and Erie Insurance aims to assist customers in navigating this crucial aspect of their coverage decisions.

Erie Insurance Group Discounts Available

Erie car insurance discounts recognizes the significance of providing policyholders with opportunities to save on their insurance premiums. The company offers a range of discounts, rewarding various factors that contribute to a safer and more secure insurance profile. Here’s a breakdown of the discounts available:

  • Multiple Policies Discount: Combining multiple insurance policies, such as auto and homeowners insurance, can unlock substantial discounts, making it a cost-effective choice for customers bundling their coverage.
  • Safe Driving Discounts: Erie Insurance values safe driving habits. Policyholders with a clean driving record and a history of responsible driving may qualify for discounts as a recognition of their commitment to road safety.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to reduced premiums. Erie Insurance encourages proactive measures to safeguard against theft, offering financial incentives for these precautions.
  • Longevity Car Insurance Discount: Loyalty is rewarded at Erie Insurance. Customers who maintain a longstanding relationship with the company may be eligible for a longevity discount, reflecting the company’s appreciation for customer loyalty.

While the specific percentage or amount of these discounts may vary based on individual circumstances and policy details, Erie Insurance’s commitment to providing opportunities for savings is evident, aiming to make insurance coverage more affordable and accessible for its policyholders.

To obtain personalized information on discounts and explore how they can apply to your unique situation, it’s recommended to connect with an Erie Insurance agent or utilize their online quote tool.

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Exploring Excellence: A Deep Dive into Erie Insurance Reviews and Ratings

Erie Insurance offers a comprehensive array of insurance products, including life insurance, renters insurance, and more. In an Erie life insurance review, customers often highlight the company’s dedication to personalized service and competitive rates. With Erie renters insurance reviews, policyholders frequently express satisfaction with the ease of the claims process and the coverage options tailored to renters’ needs.

The Erie Insurance company rating reflects its financial stability and strong customer satisfaction, earning high marks from reputable rating agencies. Additionally, the Erie Insurance Exchange provides policyholders with a platform for collaboration and support, fostering a sense of community within the Erie Insurance network.

Erie Insurance: Coverage, Claims, Discounts

Erie insurance consistently receives high praise in Erie insurance claims reviews for its prompt and efficient claims processing, earning a reputation for reliability and customer satisfaction. Offering a range of coverage options, including Erie insurance collision coverage and Erie insurance comprehensive coverage, the company ensures peace of mind for drivers by addressing various scenarios on the road.

Moreover, Erie insurance full coverage plans cater to diverse needs, combining collision, comprehensive, and liability coverage into a comprehensive package. With an array of Erie insurance discounts available, from Erie insurance renters insurance to Erie insurance roof claim benefits, policyholders can maximize savings without compromising on quality.

These factors contribute to Erie Insurance’s ranking among the top insurance providers, supported by positive Erie insurance group reviews and a commitment to serving clients with excellence. Additionally, Erie insurance college student discount programs further demonstrate the company’s dedication to providing accessible and affordable coverage options for all demographics.

Comprehensive Home Protection: Erie Insurance Review & Ratings

Erie Insurance provides a comprehensive range of services, including Erie home insurance and Erie home warranty options, catering to diverse homeowner needs. In Erie home insurance reviews, customers frequently commend the company’s swift Erie ins claims processing, alleviating stress during challenging times.

The extensive Erie homeowners insurance coverage ensures that clients’ properties are shielded against various risks, fostering a sense of security. Consistently high Erie homeowners ratings underscore the company’s dedication to exceptional service. Furthermore, Erie’s A.M. Best rating reflects its financial stability and dependability, instilling confidence in policyholders.

Whether it’s handling an Erie insurance accident claim or facilitating Erie insurance bill payment, the company prioritizes customer convenience. Moreover, for those requiring flexibility, Erie insurance cancel policy options offer straightforward solutions, ensuring satisfaction throughout the insurance process.

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Comprehensive Coverage and Seamless Service: Evaluating Erie Insurance

Erie Insurance stands out as a reliable option for those seeking comprehensive coverage across a spectrum of needs. From Erie auto insurance to Erie home and auto insurance, their offerings cater to diverse lifestyles and preferences. Customers commend Erie’s seamless claims process, evident in Erie auto insurance claims experiences that are prompt and efficient.

Prospective clients find reassurance in favorable Erie auto insurance ratings and glowing Erie auto insurance reviews, which attest to the company’s commitment to customer satisfaction. Whether in California or other states, individuals have found solace in Erie car insurance California policies, appreciating the company’s tailored approach to regional needs.

For those contemplating insurance choices, obtaining an Erie auto insurance quote unveils competitive rates matched with extensive coverage options, making it a compelling choice in the market. Despite the myriad options available, few can match the reliability and flexibility offered by Erie Family Life Insurance Company, solidifying Erie’s position as a preferred insurer among households nationwide.

However, should circumstances change, the process to cancel Erie insurance remains straightforward, ensuring flexibility and ease of transition for policyholders.

Streamline Claims With Erie Insurance: Effortless Process for Policyholders

Ease of Filing a Claim

Erie Insurance offers a convenient and user-friendly claims process, allowing policyholders to file claims through multiple channels. Whether you prefer an online platform, phone assistance, or a mobile app, Erie Insurance caters to diverse preferences for a seamless experience.

Average Claim Processing Time

The average claim processing time with Erie Insurance is efficient and streamlined. Policyholders can expect a prompt evaluation and settlement of their claims, providing peace of mind during stressful situations.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts for Erie Insurance is generally positive. Policyholders appreciate the fair and efficient handling of claims, ensuring they receive the compensation they deserve in a timely manner.

Erie Insurance’s Digital Advancements: Elevating Insurance Experience

Mobile App Features and Functionality

Erie Insurance offers a robust mobile app with a range of features and functionalities that empower policyholders. The app allows for easy policy management, claims filing, bill payments, and access to important documents. Its intuitive interface ensures a seamless user experience.

Online Account Management Capabilities

Erie Insurance provides comprehensive online account management capabilities, enabling policyholders to access and manage their policies, view billing information, and track claims from the comfort of their homes. The online portal offers a user-friendly interface for efficient management.

Digital Tools and Resources

Erie Insurance equips policyholders with a suite of digital tools and resources to enhance their insurance experience. From educational resources to calculators helping customers determine their coverage needs, these digital tools assist policyholders in making informed decisions and understanding their policies better.

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How Erie Insurance Group Ranks Among Providers

In the dynamic world of insurance, Erie Insurance faces competition from various industry players. Let’s explore some of its main competitors and understand what sets them apart.

  • State Farm Insurance: State Farm, a behemoth in the insurance industry, offers a comprehensive suite of insurance products, including auto, homeowners, life, and more. With a vast network of agents and a longstanding presence, State Farm is known for its personalized service and a range of coverage options.
  • Allstate Insurance: Allstate is another major player, providing a diverse portfolio of insurance solutions. Renowned for its advertising campaigns and innovative coverage options, Allstate emphasizes customer convenience, offering digital tools and resources to enhance the insurance experience.
  • Progressive Insurance: Progressive stands out for its technological advancements, particularly in the auto insurance sector. With a focus on user-friendly online platforms and competitive pricing, Progressive has carved a niche, appealing to tech-savvy consumers seeking efficient and affordable coverage.
  • Geico Insurance: Known for its humorous advertising and straightforward approach, GEICO has become a household name. As a direct-to-consumer insurer, Geico leverages cost-effective strategies, often translating into competitive rates for customers seeking straightforward and budget-friendly options.
  • Nationwide Insurance: Nationwide operates as a mutual insurance company, offering a range of coverage, including auto, home, and life insurance. With a commitment to member satisfaction and community involvement, Nationwide distinguishes itself through its cooperative structure.

Each of these competitors brings unique strengths and approaches to the insurance market. Understanding their key features and offerings can aid consumers in making informed decisions based on their individual needs and preferences.

Frequently Asked Questions

Does Erie Insurance cover Florida?

Erie Insurance offers coverage in Florida. However, coverage options may vary depending on the specific policy and location within the state.

Does Erie Insurance cover South Carolina?

Yes, Erie Insurance provides coverage in South Carolina. As with Florida, the specifics of coverage may vary based on policy details and location.

Does Erie Insurance cover Texas?

Yes, Erie Insurance operates in Texas and offers coverage options in the state.

How good is Erie Insurance?

Erie Insurance is generally regarded as a reputable insurance provider with a strong customer service record and competitive rates. However, individual experiences may vary.

Is Erie rate lock worth it?

Whether Erie rate lock is worth it depends on individual circumstances and preferences. Rate lock programs typically offer protection against premium increases for a specified period, providing stability and predictability in insurance costs. It’s advisable to evaluate the terms, costs, and benefits of the rate lock option and compare them with your insurance needs and budget to determine if it’s worthwhile for you.

How is Erie Insurance rated?

Erie Insurance typically receives high ratings for customer satisfaction and financial stability from independent rating agencies such as J.D. Power and AM Best.

Is Erie a good insurance company?

Yes, Erie Insurance is considered a good insurance company by many customers and industry experts due to its reliable coverage, strong customer service, and competitive rates.

Is Erie auto insurance good?

Erie auto insurance is generally well-regarded for its coverage options, customer service, and affordable premiums. Many policyholders report positive experiences with Erie for their auto insurance needs.

Is Erie auto insurance legit?

Yes, Erie auto insurance is a legitimate insurance provider with a long-standing reputation in the industry.

Is Erie auto insurance good?

Erie is often considered a good choice for car insurance due to its range of coverage options, competitive rates, and quality customer service. Many policyholders are satisfied with Erie’s car insurance offerings.

Is Erie home insurance good?

Erie home insurance generally receives positive reviews for its coverage options, customer service, and competitive rates. However, individual experiences may vary based on factors such as location and specific policy details.

Is Erie homeowners legit?

Yes, Erie homeowners insurance is a legitimate product offered by Erie Insurance, a well-established insurance company founded in 1925.

Is Erie a good insurance company?

Erie Insurance is often regarded as a reputable insurance company with strong financial stability, good customer service, and a range of insurance products. However, it’s essential to research and compare options to determine if they align with your specific needs and preferences.

Is Erie Insurance cheap?

Erie Insurance is often praised for offering competitive rates compared to other insurance providers. However, the cost of insurance can vary based on factors such as location, coverage options, and individual circumstances.

What states does Erie Insurance cover?

Erie Insurance operates in multiple states across the United States. As of my last update, it provides coverage in 12 states and the District of Columbia.

what states does Erie Insurance cover?

Erie Insurance writes policies in the following states: Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin, and the District of Columbia.

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Daniel Walker

Licensed Insurance Agent

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Erie Insurance Group

4.28 (1,814 reviews)
5
April 7, 2022

Lee_C

Please don’t hesitate to choose Erie Insurance!

Erie Insurance is excellent! We have had Landis Erie insurance for our homes, cars and business for about 30 years, and we are certain that we will continue to choose this company. They have taken care of every issue we had in a timely manner in the past. Erie Insurance gave us tremendous help when our family was in a couple of extremely difficult times in our life. We recommend it to everyone, including all our families and friends. All our fa...
Erie Insurance is excellent! We have had Landis Erie insurance for our homes, cars and business for about 30 years, and we are certain that we will continue to choose this company. They have taken care of every issue we had in a timely manner in the past. Erie Insurance gave us tremendous help when our family was in a couple of extremely difficult times in our life. We recommend it to everyone, including all our families and friends. All our family members have Erie Insurance. Please don’t hesitate to choose Erie Insurance!
4
January 12, 2021

reaglehouse

Erie Insurance

I have had a great experience with them. When I have had an issue, they correct it immediately. When I called to lower my rate, they were able to find the best option for me.
5
January 2, 2021

Vinjm_75

Best deals around

It's been nothing but a positive experience the nice thing about a small company is that the agents really get to know the customers on a personal level so they really meet your needs more efficiently any more quickly than these larger companies and their rates are the cheapest around we shopped around with all the other agencies and none of them came close to the deal we got with them
4
November 20, 2020

holymama

its alright!

company is fine, they keep raising my insurance though. have not had any claims for the last few years I have been with them.
1
October 27, 2020

Lewis Cooper

Erie Insurance review

Erie is very deceptive. I had Erie insurance for almost 30 years I had myself, my wife, and my daughter on the policy. Over the years, they dropped my son for having a reckless driving ticket I didn’t have a problem with that they dropped my daughter while she had a learners permit for backing into a pole in a parking lot. There was about $1,500 in damage but the kicker was they had requested a copy of my youngest daughter's title. I told her t...
Erie is very deceptive. I had Erie insurance for almost 30 years I had myself, my wife, and my daughter on the policy. Over the years, they dropped my son for having a reckless driving ticket I didn’t have a problem with that they dropped my daughter while she had a learners permit for backing into a pole in a parking lot. There was about $1,500 in damage but the kicker was they had requested a copy of my youngest daughter's title. I told her to send it to them. She did not do it so they canceled my policy without letting me know. The right thing to do would have been to drop her like they did with my son and daughter. I made premium payments for 30 years and never made a claim. My wife had only one claim, and it was my daughter when she ran into the pole. When I contacted my agent his secretary said you might as well just get another policy because Erie probably won't reinstate your policy. I never priced other policies because I never needed to. But when I was forced to, I found several companies that gave me better rates. I gave 1 star only because the website won’t give you the opportunity to give a zero.
4
October 20, 2020

Rose327

Handling claims

Easy to work with, hassle free and great customer service. Recently filed a claim due to a collision where the other driver hit my car. The other driver was not being cooperative and Erie took over so I did not have to be the middle man. This relieved a lot of stress. They were fairly quick at getting my deductible back from the other insurance company however the claims adjuster could have been more prompt at returning phone calls.
2
October 19, 2020

Glitterz17548

Horrible service

This company was completely unprofessional when I had an accident. I carry full coverage and they would not fix my car that had less than 1000 in damages after I had full coverage for over 4 years with them.
5
October 18, 2020

mhake

Great Service and Most Affordable

I purchased an auto policy about 15 years ago and have experienced nothing but great service. They were the best quote by far and I even referred my boyfriend who switched to Erie Insurance. I often check around for new quotes, especially when adding my kids when they were new drivers and they stayed most reasonable. My daughter had an accident and they took care of everything quickly. I would refer anyone to use Erie.
4
October 13, 2020

chrvicars

Good customer service

It was a pleasant enough experience. I was presented with different options to fit my needs regarding the amount of coverage I wanted and how I could pay my bill ( as far as monthly, yearly, or three times a year).
4
October 12, 2020

Kupkake

Great company

They've done everything they can to make prices reasonable while still being able to cover things thoroughly.
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