SelectHealth Advantage Insurance Review & Ratings (2024)

• SelectHealth is a not-for-profit health insurance provider that operates in Idaho, Utah, and Nevada
• The Better Business Bureau gives SelectHealth an A+ while the Center for Medicare and Medicaid Services rates it a perfect 5-star

By the end of this article, you will have a clear understanding of the advantages this insurance provides. To find the best insurance rates in your area, enter your ZIP code below and compare quotes from top insurance providers. Take the first step towards securing your health and financial well-being today.

What is SelectHealth health insurance?

SelectHealth serves just under a million people in Idaho, Utah, and Nevada as a not-for-profit health plan provider. The company integrated with Intermountain Healthcare to provide quality healthcare to its members at affordable prices.

At its heart, SelectHealth is committed to its community. From educational programs that help kids build healthy habits to rewarding local businesses for excellent work in the community, SelectHealth takes pride in its role.

There are several SelectHealth plans to fit any of your needs: individual and family, employer, Medicare Advantage, Medicaid, CHIP, federal employee health benefits, and dental insurance.

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SelectHealth Medicare Advantage

More than 60 million Americans depend on Medicare for their healthcare. Seniors that pay into Medicare with their taxes are eligible for Original Medicare coverage when they turn 65. Original Medicare includes Parts A and B.

Part A is sometimes called hospital insurance. Medicare Part A covers your healthcare if you need to go to the hospital. This includes visits for planned surgery and emergency visits for things like injuries, illnesses, or other crises.

Part B covers outpatient care. This is the insurance that will pay for your regular doctor visits, home healthcare, and preventative care. Additionally, you can get medical equipment like wheelchairs or walkers through Part B.

You can also get Part D, which covers prescription medicines. There are two ways to get Part D: you can sign up for a Part D plan in addition to Original Medicare, or you can get a Medicare Advantage plan.

Original Medicare ensures millions of older Americans can go to the doctor whenever they need to. However, that doesn’t mean that they’re completely covered.

Medicare Advantage fills in the gaps in your insurance and gives you the chance to add additional coverage. Also known as Part C, Medicare Advantage plans are run by private insurance providers and combine Parts A, B, and D into one convenient policy.

Is SelectHealth Medicare Advantage good?

SelectHealth has several Medicare Advantage plans, the details of which depend on the state you live in.

Nevada residents don’t have much variety in their options. SelectHealth has one Medicare Advantage plan: SelectHealth Advantage HMO. This plan includes:

• Vision
• Over-the-counter allowance
• Companionship services
• Prescription drug savings
• Comprehensive dental
• Hearing aids
• Wellness reimbursement and incentives

As long as you’re eligible, your monthly payment is $0. You have a copay of $0, a $0 deductible, and a maximum out-of-pocket cost of $1,000.

People living in Idaho have several options. Consider the following options:

Finally, Utah residents also have several plans available. You can compare the details below:

No matter which state you live in, SelectHealth is committed to helping you safely understand your Medicare. With multiple virtual events for Idaho, Nevada, and Utah, you can learn everything you need to know about Medicare Advantage.

Does SelectHealth sell other health insurance?

SelectHealth sells more than just Medicare Advantage plans. With this not-for-profit, you can find affordable options for a variety of healthcare needs.

• Individual and family. While most Americans get their insurance through work, you can buy a private plan for you and your family.
• Employers. From small mom-and-pop shops to large companies with thousands of employees, SelectHealth can help you cover the health of your workers.
• Medicaid. Frequently listed with Medicare plans, Medicaid provides insurance to disabled or low-income people.
• CHIP. This insurance program covers children in Utah who don’t have medical insurance to get the quality care they deserve.
• Federal employee health benefits. Another insurance plan available only in Utah, you’re eligible for this coverage if you work for the federal government.
• Dental. Protect your smile with comprehensive dental coverage.

As you can see, SelectHealth has more to offer than Medicare Advantage programs. However, before you sign up for a plan, you should consider reviews.

Effortless Claims Handling With SelectHealth Advantage Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

SelectHealth Advantage Insurance offers multiple convenient options for filing claims. Policyholders can file claims online through the insurer’s website or mobile app, providing a user-friendly and efficient way to submit claims. Additionally, claims can be filed over the phone, ensuring accessibility for those who prefer a more traditional approach.

Average Claim Processing Time

One of the crucial aspects of insurance is the speed at which claims are processed. SelectHealth Advantage Insurance strives to expedite the claims processing timeline to minimize inconvenience for policyholders. The average claim processing time may vary depending on the type of claim and its complexity, but the insurer is committed to a prompt resolution.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts is essential in assessing an insurance company’s reliability. SelectHealth Advantage Insurance takes customer satisfaction seriously and aims to provide fair and efficient claim resolutions.

Policyholders’ experiences with the company’s claims process are taken into account to continually improve the service and ensure that payouts are handled professionally and promptly.

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Unveiling Cutting-Edge Digital and Technological Features by SelectHealth Advantage Insurance

Mobile App Features and Functionality

SelectHealth Advantage Insurance offers a feature-rich mobile app that allows policyholders to manage their insurance on the go. The app provides easy access to policy information, claims status, and digital ID cards. Users can also locate healthcare providers, schedule appointments, and even access wellness resources and tools, enhancing the overall customer experience.

Online Account Management Capabilities

Policyholders can take advantage of robust online account management capabilities through SelectHealth’s website. This includes the ability to view and update policy details, make premium payments, track claims, and access important documents. The online portal ensures that policyholders have convenient and secure access to their insurance information whenever they need it.

Digital Tools and Resources

In addition to the mobile app and online account management, SelectHealth Advantage Insurance offers various digital tools and resources to assist policyholders in managing their health and insurance effectively. These resources may include health and wellness apps, educational materials, and access to telehealth services.

SelectHealth is committed to leveraging technology to empower its policyholders to make informed decisions about their health and well-being.

SelectHealth Advantage Company Reviews

While SelectHealth offers many insurance products at affordable rates, this company is still plagued by unfavorable customer reviews.

The most common complaint posted online is the lack of availability. As a smaller health insurance provider, the SelectHealth Advantage providers list is lacking. Many customers complain that they have to leave their area to find a doctor that takes their insurance.

Another complaint seen again and again is that health services that SelectHealth promised to cover are suddenly not paid after the procedure is done. From childbirth to vital surgery, many customers accepted healthcare, thinking their policy covered it.

Other customers complain that the company puts costs above all else, despite its promise to serve the community and offer affordable coverage.

There are so many angry customers that it’s hard to find positive reviews. The few that are positive state that they like the ease of access on the website through the SelectHealth employer login or SelectHealth Advantage OTC login. The representatives also have a reputation for good customer service.

As for professional ratings, the Better Business Bureau (BBB) gives SelectHealth an A+. There are complaints against the company on the BBB site, but not an overwhelming amount.

The good news for Medicare customers is that most negative reviews are for other products. SelectHealth has an overall 5-star rating from the Centers of Medicare and Medicaid Services. Its health plan services received 5 stars, while the drug plan got 4.5.

Find the Right Medicare Advantage Plan

Even though SelectHealth has some serious complaints against it, it might still be the best insurance company for your needs. Since its Medicare program generally receives praise, seniors looking for additional coverage should feel comfortable.

Before buying a SelectHealth Advantage plan, you should compare quotes with other companies. If you want to see what quotes might look like for you, enter your ZIP code into our free tool.