SelectHealth Insurance Review & Ratings (2024)

Discover the comprehensive review of SelectHealth Insurance, compare rates from top providers, and make informed decisions to protect your health. Trust in SelectHealth Insurance to prioritize your well-being and provide quality coverage. Take the first step towards a healthier future. Get started today!

UPDATED: Nov 27, 2023Fact Checked

Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Compa...

Professor of Nutrition & Kinesiology

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Nov 27, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
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SelectHealth Insurance

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Comprehensive coverage options
  • Focus on preventive care and wellness programs
  • Network of healthcare providers

Cons

  • Possibly higher premiums compared to some competitors
  • Limited geographical coverage beyond Utah

Final Verdict: Review of SelectHealth Insurance

SelectHealth Insurance is a non-profit health insurance provider based in Utah that offers a range of individual and family health insurance plans. The company is committed to providing quality care and affordable plans to its customers, and it partners with local health care providers to ensure that its customers receive care from trusted professionals in their community.

While SelectHealth Insurance is only available in certain areas, customers have praised the company for its quality care, competitive pricing, and excellent customer service. The company offers a range of discounts to help customers save money on their health insurance, and it is committed to helping customers find the right plan to meet their individual needs.

Overall, SelectHealth Insurance is a reliable and trustworthy provider of health insurance that is committed to providing its customers with quality care and affordable plans.

What You Should Know About SelectHealth Insurance

Welcome to our comprehensive guide on SelectHealth Insurance. In this article, we will explore the various aspects of SelectHealth Insurance, a reputable health insurance provider. We will delve into topics such as coverage options, cost considerations, customer satisfaction, and more.

  • Provides a wide range of health insurance products and services.
  • Committed to providing affordable and quality health care.
  • Offers various discounts to help lower customers’ costs.

Our aim is to help you make informed decisions about your health insurance needs. By entering your zip code below, you can easily compare rates from the best insurance providers in your area. Take control of your health and secure the coverage you deserve. Enter your zip code now and find the perfect health insurance plan with SelectHealth Insurance.

SelectHealth Insurance History and Mission

SelectHealth Insurance was founded in 1983 in Salt Lake City, Utah. Their mission is to provide quality health care to their customers at an affordable price. They believe in helping people live the healthiest lives possible and are committed to providing innovative solutions to the health care challenges facing their customers.

SelectHealth Insurance is part of the Intermountain Healthcare system, which is a not-for-profit health care system that serves Utah, Idaho, and Nevada. The Intermountain Healthcare system was founded in 1975 and has since grown to become one of the leading health care providers in the region.

SelectHealth Insurance’s mission is to provide affordable and quality health care to their customers. They believe in working closely with their customers to understand their health care needs and provide personalized solutions. They are committed to offering innovative health care products and services to help their customers stay healthy and live their best lives.

SelectHealth Insurance is also committed to working with health care providers to improve the quality and affordability of health care. They believe in building strong relationships with their network of health care providers to ensure that their customers receive the best possible care.

SelectHealth Insurance Coverage Options

SelectHealth Insurance offers a range of health insurance products and services to individuals and families in Utah, Idaho, and Nevada. Here is an overview of the main products and services they offer:

  • Health insurance plans: SelectHealth Insurance offers a variety of health insurance plans, including HMO, PPO, and EPO plans. These plans offer different levels of coverage and cost-sharing options, so customers can choose a plan that fits their budget and health care needs.
  • Dental insurance plans: SelectHealth Insurance also offers dental insurance plans to help customers cover the cost of routine dental care, such as cleanings, fillings, and X-rays. These plans also cover more extensive dental services, such as root canals and crowns.
  • Vision insurance plans: SelectHealth Insurance offers vision insurance plans that cover routine eye exams, as well as the cost of glasses or contact lenses. Customers can choose from a range of providers and plan options to find the one that works best for them.
  • Medicare plans: SelectHealth Insurance offers Medicare Advantage plans to customers who are eligible for Medicare. These plans offer additional benefits, such as prescription drug coverage, dental and vision coverage, and fitness programs, that are not typically covered by traditional Medicare.
  • Health savings accounts (HSAs): SelectHealth Insurance also offers Health Savings Accounts (HSAs) to help customers save money on health care expenses. HSAs are tax-advantaged accounts that can be used to pay for qualified medical expenses, such as deductibles, copayments, and prescriptions.

Areas Where SelectHealth Insurance is Available

SelectHealth Insurance is available in Utah, Idaho, and Nevada. The company was founded in Utah in 1983 and has since expanded to serve customers in two additional states. Here is an overview of the areas where SelectHealth Insurance is available:

  • Utah: SelectHealth Insurance is based in Utah and offers health insurance, dental insurance, vision insurance, Medicare Advantage plans, and health savings accounts to customers throughout the state. SelectHealth Insurance is one of the largest health insurers in Utah and serves more than 900,000 customers.
  • Idaho: SelectHealth Insurance offers health insurance and dental insurance plans to customers in Idaho. The company partners with local health care providers to offer customers access to quality care at affordable prices.
  • Nevada: SelectHealth Insurance offers health insurance plans to customers in Nevada. The company partners with local health care providers to offer customers access to quality care and a range of health care services.

If you are interested in finding out whether SelectHealth Insurance is available in your state, here are the four steps you can follow:

  1. Visit the SelectHealth insurance website: The first step is to visit the SelectHealth Insurance website. This website provides information about the company’s products and services, as well as the areas where the company operates.
  2. Click on “Plans & Products”: Once you are on the SelectHealth Insurance website, click on the “Plans & Products” tab in the top menu. This will take you to a page that provides information about the different plans and products that are available from the company.
  3. Click on “Individual & Family Plans”: On the “Plans & Products” page, click on the “Individual & Family Plans” option. This will take you to a page that provides information about the individual and family health insurance plans that are available from SelectHealth Insurance.
  4. Select your state: On the “Individual & Family Plans” page, select your state from the drop-down menu. This will show you the plans that are available in your area, as well as the costs and benefits associated with each plan.

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SelectHealth Insurance Rates Breakdown

The cost of coverage from SelectHealth Insurance varies depending on a variety of factors, including the type of plan, the level of coverage, and the location of the customer. However, here is some general information about the cost of coverage from SelectHealth Insurance:

  • Health insurance plans: SelectHealth Insurance offers a range of health insurance plans, and the cost of these plans varies depending on the level of coverage and cost-sharing options. The cost of these plans may also vary depending on the customer’s age, health status, and location.
  • Dental insurance plans: SelectHealth Insurance offers dental insurance plans that can help customers cover the cost of routine and more extensive dental care. The cost of these plans varies depending on the level of coverage and the provider network.
  • Vision insurance plans: SelectHealth Insurance also offers vision insurance plans that can help customers cover the cost of routine eye exams and vision correction. The cost of these plans varies depending on the level of coverage and the provider network.
  • Medicare plans: SelectHealth Insurance offers Medicare Advantage plans that can help customers cover the cost of health care expenses not covered by traditional Medicare. The cost of these plans varies depending on the level of coverage and the location of the customer.

SelectHealth Insurance Discounts Available

SelectHealth Insurance Discounts Available

SelectHealth Insurance offers a range of discounts to customers who meet certain criteria. Here is an overview of some of the discounts that are available:

  • Healthy living discounts: SelectHealth Insurance offers discounts to customers who participate in healthy living activities, such as completing a wellness assessment, participating in a weight management program, or quitting smoking. These discounts can help customers save money on their monthly premiums and out-of-pocket costs.
  • Multi-plan discounts: SelectHealth Insurance offers discounts to customers who enroll in multiple plans, such as health insurance, dental insurance, and vision insurance. These discounts can help customers save money on their overall health care costs and simplify the process of managing multiple plans.
  • Family discounts: SelectHealth Insurance offers discounts to customers who enroll multiple family members in their plans. These discounts can help families save money on their monthly premiums and out-of-pocket costs.
  • Provider network discounts: SelectHealth Insurance offers discounts to customers who use providers within the company’s network. These discounts can help customers save money on their out-of-pocket costs and ensure that they receive quality care from approved providers.

Streamlining Experience With SelectHealth Insurance Claims Process

Ease of Filing a Claim

SelectHealth Insurance offers a hassle-free claims process that can be initiated online, over the phone, or through their user-friendly mobile apps. This flexibility ensures that customers can choose the method that suits them best, providing convenience and ease during the often stressful claims experience.

Average Claim Processing Time

SelectHealth Insurance is committed to efficient claim processing. While specific processing times may vary depending on the nature of the claim, the company strives to handle claims swiftly, ensuring that customers do not have to wait excessively for their claims to be resolved. Timely processing reflects SelectHealth’s dedication to customer satisfaction.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts with SelectHealth Insurance has been overwhelmingly positive. Clients have reported satisfaction with the way their claims were handled, praising the company for fair assessments and prompt payouts.

This positive feedback underscores SelectHealth’s commitment to delivering on its promises and ensuring that customers are content with their claim resolutions.

Exploring Digital and Technological Advancements of SelectHealth Insurance

Mobile App Features and Functionality

SelectHealth Insurance’s mobile app is packed with features designed to enhance the customer experience. From easy policy access to claims tracking, the app provides a user-friendly interface, allowing customers to manage their insurance matters conveniently on their smartphones. The app’s functionality ensures that policyholders have quick and convenient access to essential information anytime, anywhere.

Online Account Management Capabilities

SelectHealth Insurance offers robust online account management capabilities. Policyholders can log in to their accounts on the company’s website to access policy details, review claim statuses, and update personal information. The online portal provides a secure and convenient platform for customers to manage their policies, fostering a seamless and efficient experience.

Digital Tools and Resources

In addition to its mobile app and online portal, SelectHealth Insurance provides various digital tools and resources to empower its customers. These tools include educational resources, interactive calculators, and informative articles that help policyholders make well-informed decisions about their insurance coverage.

By offering these digital resources, SelectHealth demonstrates its commitment to ensuring that customers have access to valuable information to make the best choices for their health insurance needs.

How SelectHealth Insurance Ranks Among Providers

SelectHealth Insurance operates in a bustling industry, contending with formidable competitors that contribute to the diverse landscape of healthcare coverage. Exploring these main rivals sheds light on the distinct strategies and offerings that shape this sector.

  • UnitedHealthcare: As one of the largest health insurance providers in the U.S., UnitedHealthcare offers an extensive network and diverse plans. Its focus on technology-driven solutions and wellness programs stands out.
  • Anthem Blue Cross Blue Shield: With a strong presence across multiple states, Anthem Blue Cross Blue Shield emphasizes personalized health management and innovative care solutions. Its wide range of plans caters to diverse needs.
  • Cigna: Renowned for its global reach and integrated health services, Cigna provides a range of health insurance and wellness programs. The company’s emphasis on holistic healthcare sets it apart.
  • Aetna: A part of CVS Health, Aetna offers various health plans and wellness programs. Its focus on digital health initiatives and value-based care models aims to improve the overall health of its members.
  • Kaiser Permanente: Operating as an integrated healthcare delivery system, Kaiser Permanente provides health coverage alongside healthcare services. Its emphasis on preventive care and member-centric approach distinguishes its offering.

The healthcare insurance landscape is vibrant and competitive, with UnitedHealthcare, Anthem Blue Cross Blue Shield, Cigna, Aetna, and Kaiser Permanente standing as significant competitors to SelectHealth Insurance. Understanding the strategies and strengths of these rivals enables SelectHealth to innovate, adapt, and deliver distinctive healthcare solutions in a dynamic market.

Customer Reviews of SelectHealth Insurance

Customer reviews of SelectHealth Insurance are generally positive, with customers praising the company for its quality care, affordable plans, and excellent customer service. Here is an overview of some of the strengths and weaknesses that customers have reported:

Strengths:

  • Quality care: Many customers report that SelectHealth Insurance offers quality care and a range of health care services. Customers appreciate the company’s partnership with local health care providers, which allows them to receive care from trusted professionals in their community.
  • Affordable plans: Customers also praise SelectHealth Insurance for its affordable plans and competitive pricing. Many customers report that they are able to find a plan that fits their budget and meets their health care needs.
  • Excellent customer service: SelectHealth Insurance has received high marks for its customer service. Customers appreciate the company’s knowledgeable and friendly representatives, who are able to answer their questions and help them find the right plan.

Weaknesses:

  • Limited coverage area: Some customers have reported that SelectHealth Insurance is only available in certain areas, which can be a limitation for those who live outside of the company’s coverage area.
  • Limited plan options: A few customers have reported that SelectHealth Insurance offers limited plan options, which can make it difficult to find a plan that meets their specific needs.
  • Long wait times: Some customers have reported long wait times when trying to get in touch with SelectHealth Insurance customer service representatives, which can be frustrating.

Frequently Asked Questions

What types of health insurance plans does SelectHealth offer?

SelectHealth Insurance offers a variety of health insurance plans, including individual and family plans, employer-sponsored plans, Medicare Advantage plans, and Medicaid plans.

Does SelectHealth Insurance offer any discounts or savings programs?

Yes, SelectHealth Insurance offers several discounts and savings programs, including a healthy living discount, a fitness center discount, and a dental and vision discount program.

Is SelectHealth Insurance available in all states?

No, SelectHealth Insurance is only available in Utah, Idaho, and Nevada.

How can I find out if my doctor is in the SelectHealth network?

You can use the Find a Doctor tool on the SelectHealth website to search for a doctor or other health care provider in the SelectHealth network.

How do I file a claim with SelectHealth Insurance?

To file a claim with SelectHealth Insurance, you can log in to your account on the SelectHealth website and submit your claim online, or you can download and complete a paper claim form and mail it to the address provided on the form. You can also call the SelectHealth customer service line for assistance with filing a claim.

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Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Compa...

Professor of Nutrition & Kinesiology

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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