United Equitable Insurance Review & Ratings (2024)

Explore the comprehensive and unbiased review of United Equitable Insurance. Gain valuable insights directly from customers about their satisfaction levels, claims experiences, pricing transparency, billing processes, and quality of service. Make well-informed decisions when it comes to your insurance needs based on authentic user feedback.

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Jeff Root

Licensed Life Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Life Insurance Agent

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Oct 6, 2023

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The Rundown

  • United Equitable Insurance Company offers several different types of property insurance
  • The company also offers non-standard car insurance coverage
  • United Equitable has an F rating with the Better Business Bureau and has registered countless complaints about not responding to customers’ needs

Welcome to our enlightening article about United Equitable Insurance. In this comprehensive study, we will delve into multiple aspects of United Equitable Insurance, including ratings, client satisfaction, the claims procedure, cost, billing, and overall service quality. Our aim is to provide you with unbiased insights and real user experiences, empowering you to make well-informed decisions regarding your insurance needs.

Take the next step by entering your zip code below and comparing quotes from top-rated insurance companies. Discover the most affordable insurance options in your neighborhood and take the first move towards obtaining the coverage that is most suitable for you.

What property insurance does United Equitable offer?

United Equitable Insurance Company offers several different types of property insurance, including:

  • Homeowners insurance
  • Renters insurance
  • Flood insurance
  • Earthquake insurance

In addition to property insurance needs, United Equitable also offers car insurance, though its products are most appealing to a high-risk clientele looking for non-standard auto insurance coverage.

United Equitable may offer additional insurance coverages, but the company does not give any information on its website when it comes to coverage options or insurance quotes.

Instead, United Equitable requires any potential customers to contact an agent to learn more.

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Streamlining Experience With United Equitable Insurance Claims Process

Ease of Filing a Claim

United Equitable Insurance offers limited information on its claims process. However, customer complaints suggest difficulties in communication and filing claims. Policyholders report challenges in reaching the company via phone and encountering delays in claims processing.

Average Claim Processing Time

Information regarding United Equitable Insurance’s average claim processing time is not readily available on its website. Policyholders seeking specific details about claim processing times should contact the company’s customer service or claims department directly for the most accurate and up-to-date information.

Additionally, reaching out to current or former policyholders and reading online reviews may provide insights into the typical claim processing experiences with United Equitable Insurance.

Customer Feedback on Claim Resolutions and Payouts

United Equitable Insurance has garnered negative customer reviews, particularly regarding claim resolutions and payouts. Many policyholders express dissatisfaction with the company’s responsiveness and support when it comes to claims. The Better Business Bureau has assigned United Equitable an F rating, primarily due to issues related to customer claims.

United Equitable Insurance – Cutting-Edge Digital and Technological Offerings

Mobile App Features and Functionality

United Equitable Insurance’s mobile app offers a comprehensive suite of features and functionalities to streamline policy management for customers. Users can conveniently access policy details, digital insurance ID cards, and make coverage changes directly through the app.

Additionally, the app may provide tools for claims reporting, facilitating quick and easy claim submissions. Policyholders can enjoy the convenience of having their insurance information at their fingertips, making it easier to stay informed and in control of their coverage.

Online Account Management Capabilities

United Equitable Insurance’s online account management system empowers policyholders with convenient tools for accessing policy details, viewing billing statements, making payments, and accessing important policy documents, streamlining the management of their insurance accounts.

Digital Tools and Resources

United Equitable Insurance does not offer extensive details about its digital tools and resources. To assess the digital tools and resources provided by the company, customers should reach out to its customer service or explore the online portal for any available resources.

How are United Equitable’s ratings?

It is obvious from the information provided above that United Equitable has extremely negative customer reviews online, and for a good reason. If you purchase an insurance policy, your expectation is that it would be beneficial to you if and when you ever need to use it.

With United Equitable, however, there is little to no assistance when it comes to filing an insurance claim. For this reason, the company has garnered negative ratings from trusted sources.

The Better Business Bureau has given United Equitable an F rating, citing the company’s neglect when it comes to customer claims.

On the BBB website, you can see that, out of nearly 100 complaints with the company, over 85% of the complaints are directly related to a problem with United Equitable’s service.

Similar to BBB, A.M. Best has given United Equitable a rating of C++ (Marginal) for financial strength and has ascribed a negative outlook to the company’s future goals.

Overall, this shows that United Equitable is not a safe company to choose when it comes to insurance needs.

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What are United Equitable’s property insurance rates?

It’s hard to know what United Equitable’s insurance rates are for property insurance since they don’t list anything online.

But you can check out the table below to see average homeowners insurance rates by state. This may help you better understand what you can expect to pay in property insurance rates where you live.

Average Annual Homeowners Insurance Rates by State

StateAverage Annual Rates
District of Columbia$1,235
New Hampshire$972
New Jersey$1,192
New Mexico$1,017
New York$1,309
North Carolina$1,086
North Dakota$1,253
Rhode Island$1,551
South Carolina$1,269
South Dakota$1,202
West Virginia$940

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Along with location, there are other factors that affect homeowners insurance rates, like the size of the property and how much it’s worth.

As you search for property insurance, be sure to shop around online and compare quotes from different companies to get the best deal.

Should I buy property insurance with United Equitable?

The company’s negative customer reviews, along with negative ratings from different organizations, make it clear that it’s risky to pursue United Equitable to help with your insurance needs.

You need a company that is willing and able to take care of you and payout what you deserve when it comes to insurance claims. There is good reason to hesitate with United Equitable.

Instead, compare quotes online to see which companies in your area offer affordable property insurance while still following through on their end of the deal.

You can use our free tool below to find and compare property insurance rates today.

Frequently Asked Questions

What is United Equitable Insurance Company?

United Equitable Insurance Company is a life insurance company that offers a range of life insurance products, including term life insurance, whole life insurance, and universal life insurance.

How is United Equitable Insurance Company rated?

United Equitable Insurance Company is not currently rated by any of the major independent rating agencies.

What types of life insurance products does United Equitable Insurance Company offer?

United Equitable Insurance Company offers several types of life insurance products, including:

  • Term life insurance: Provides coverage for a specified period of time, typically 10, 20, or 30 years.
  • Whole life insurance: Provides coverage for the insured’s entire life, and includes a savings component.
  • Universal life insurance: Provides flexibility in premium payments and death benefits, and includes a savings component.

Is United Equitable insurance available in all states?

United Equitable insurance is available in most states, but not all. To see if the company’s insurance is available in your state, you can visit their website or contact their customer service.

How do I get a quote from United Equitable Insurance Company?

To get a quote from United Equitable Insurance Company, you can visit the company’s website and fill out an online quote form, or you can contact their customer service by phone or email.

How do I apply for life insurance with United Equitable Insurance Company?

To apply for life insurance with United Equitable Insurance Company, you can visit the company’s website and fill out an online application, or you can contact their customer service by phone or email.

What is the financial strength of United Equitable Insurance Company?

United Equitable is a relatively small company, and its financial strength and stability are not well-known. It is important to carefully research the company’s financial strength and stability before purchasing a policy.

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